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Romeo In The Morning 4-22-26 · Romeo & Friends

• 0:00
  Speaker 1: That was going on.
• 0:00
  Speaker 2: We met it to the midweek. It's Wednesday and Romeo here.
• 0:04
  We talked a little bit about foods that you when
• 0:06
  you're poor. We talked a little bit about the job
• 0:08
  and why you hate it, and then we jumped in.
• 0:11
  We had our insurance guys stopped by. Plus your pets.
• 0:14
  How did your pets end up with their name? Let's
• 0:16
  find out what happened?
• 0:17
  Speaker 1: We weren't need hot what's going on?
• 0:19
  Speaker 3: We were talking about being poor yesterday. Yeah, what's your
• 0:23
  favorite poor food?
• 0:25
  Speaker 4: Mike?
• 0:25
  Speaker 5: You got one? Oh?
• 0:28
  Speaker 1: Man?
• 0:29
  Speaker 2: I used to eat rice and chili beans with crackers.
• 0:33
  Speaker 1: Uh huh that was that wasn't bad.
• 0:35
  Speaker 2: Or refried bean tacos, you know, just refried beans and
• 0:39
  because I couldn't afford meat, so refried beans and tacos.
• 0:43
  Speaker 6: That was what I feel.
• 0:45
  Speaker 3: Flower A miracle with we were so we were traveling,
• 0:52
  played balls and we'd be like we would have to
• 0:56
  do And I still, dude, I still got that urge
• 0:59
  while be watching a big miracle with.
• 1:02
  Speaker 1: You know what, I wonder why.
• 1:04
  Speaker 5: I wonder why.
• 1:05
  Speaker 1: I mean I grew up eating.
• 1:07
  Speaker 2: Flower tortillas with with butter on them, and I don't
• 1:10
  know why I don't eat that no more. I haven't
• 1:12
  had one of those in probably thirty years.
• 1:15
  Speaker 3: If that I would just go back to your when
• 1:17
  you're a little.
• 1:18
  Speaker 2: Kid, like yeah, that's crazy, all right, all right, all
• 1:23
  righty four two seven to seven?
• 1:26
  Speaker 1: Poor foods? Right?
• 1:27
  Speaker 2: What was your favorite? We're talking about your favorite foods?
• 1:29
  You have pavorent poor foods?
• 1:31
  Speaker 1: Right. The struggle was real for a lot of us
• 1:33
  still is. We're not what's going.
• 1:34
  Speaker 7: Up eating those kids and the butter.
• 1:39
  Speaker 3: Yeah, the way they used to give us a getting
• 1:43
  a jelly town which we would get a jelly flowers
• 1:46
  with butter.
• 1:47
  Speaker 1: Oh, god's nasty.
• 1:49
  Speaker 2: Yeah.
• 1:49
  Speaker 3: Like you said, bro, I haven't had that thou as
• 1:51
  a kid.
• 1:52
  Speaker 1: That sounds terrible, all right, but it.
• 1:55
  Speaker 2: Fills the valley up, you know what I mean.
• 1:56
  Speaker 1: When you broke, you broke, when you broke you broke car.
• 2:00
  Speaker 2: You know, you know it's funny we were talking about
• 2:03
  eating gosh, gosh, when we're just broke, broke, man, how
• 2:07
  would you eat you know, poor foods?
• 2:10
  Speaker 1: We used to.
• 2:13
  Speaker 2: I'm trying to think what else. I used to eat
• 2:15
  rice with chili beans on it. Rice was pasta, pasta
• 2:20
  was cheap. I think we would eat pasta, but you know,
• 2:22
  by a jar of sauce and a pasta, that would.
• 2:27
  Speaker 1: Go a long way. Trying to think what else we
• 2:30
  ate when we had no money? My favorite poor food?
• 2:35
  Speaker 2: I don't know, you know what's funny about I will
• 2:37
  tell you something funny.
• 2:38
  Speaker 1: Though about about poor food?
• 2:41
  Speaker 2: What you eat when you were when you were broke?
• 2:46
  Carnate soada asada used to be rich for me, like,
• 2:53
  and that was when it was like ninety nine cents.
• 2:55
  This was, you know, twenty five years ago. Now it's
• 2:59
  way expensive, but that used to be, you know, something
• 3:04
  that was like and it's still and it was still
• 3:06
  four back then, but it was still the poorest meat
• 3:10
  you can buy back when I was really broke.
• 3:14
  Speaker 1: But yeah, that was a luxury for me already.
• 3:17
  Speaker 2: Four two fop fows Evans evan, What was your favorite
• 3:20
  poor food?
• 3:20
  Speaker 1: What'd you guys eat when you were broke?
• 3:22
  Speaker 2: Let's talk about foods we ate when we were poor,
• 3:24
  and we still are so some of us are still
• 3:26
  eating them already four two five, four ars seven to seven.
• 3:29
  Speaker 5: How it was going on?
• 3:31
  Speaker 7: Parting from you?
• 3:32
  Speaker 8: It's up, Well, I grew up in a middle class family.
• 3:39
  Speaker 9: Now that I you know, now that I'm older as
• 3:42
  an adult sinking back, it was like, yes, times had
• 3:44
  has been hard because I remember my mom at multiple
• 3:49
  times making it the big Swanson family mills, like the
• 3:55
  Southbury steak or the turkey and gravy or whatever.
• 3:59
  Speaker 7: Yeah, make the side with it, like.
• 4:02
  Speaker 9: Mashed potatoes and toast and spread and make like the
• 4:05
  open face.
• 4:06
  Speaker 10: Down, which is.
• 4:08
  Speaker 4: We thought that it was just like you know, this
• 4:11
  expensive bomb meal almost like you know, Thanksgiving now show
• 4:18
  like we must have been having a heart that we
• 4:21
  was all, you know, eating and swap the t dinner.
• 4:29
  Speaker 1: That's pretty funny that.
• 4:34
  Speaker 4: I had no idea.
• 4:35
  Speaker 1: Oh that's great, that's great, hey, thanks for calling right.
• 4:42
  Speaker 2: All right?
• 4:43
  Speaker 1: Eight fourteenth five four seven to seven? Would you send
• 4:46
  me here?
• 4:46
  Speaker 2: Hey, roam? When he called me about something? What did
• 4:54
  somebody call me about?
• 4:55
  Speaker 1: Uh? Where is?
• 4:59
  Speaker 4: Uh?
• 4:59
  Speaker 3: Was it?
• 5:00
  Speaker 2: Rubin has sent me roam hamburger meat with potato tacos.
• 5:04
  Speaker 1: Hamburger meat with potato tacos. I never had that.
• 5:07
  Speaker 4: You know that.
• 5:09
  Speaker 1: This is kind of funny. We was broke.
• 5:11
  Speaker 2: We didn't get hamburger meat, but we got we got
• 5:14
  refried bean tacos. By the way, those are delicious. I
• 5:18
  still make those today. Refried bean tacos. But that's what
• 5:21
  we ate when we were poor too.
• 5:23
  Speaker 1: That was funny.
• 5:25
  Speaker 2: Bread butter sugar put in the bottom of the oven
• 5:28
  and toasted bread butter sugar.
• 5:31
  Speaker 1: Wow, all right, rome chili killa is roam favorite.
• 5:36
  Speaker 2: Some stale tortillas chili sauce.
• 5:39
  Speaker 1: Now you're looking at seventeen dollars a plate. You ain't lying.
• 5:46
  Go give me some chili quillas after work today. That's
• 5:50
  what we used to make it too. My grandmother used
• 5:53
  to make that when we had no money. Oh man,
• 5:56
  that's awesome. Funny how that works.
• 6:00
  Speaker 2: All the poor food that we ate is now a delicacy,
• 6:03
  and you gotta go pay seventeen to twenty five dollars
• 6:06
  a plate at a restaurant or a taco truck.
• 6:09
  Speaker 1: What's going on?
• 6:10
  Speaker 7: What's going on?
• 6:10
  Speaker 1: Romeo?
• 6:11
  Speaker 6: This is fry?
• 6:12
  Speaker 3: What up? Brother?
• 6:14
  Speaker 7: Are you doing third?
• 6:15
  Speaker 1: I'm doing fabulous, man? How are you?
• 6:17
  Speaker 6: I'm good brother.
• 6:18
  Speaker 7: I got a couple of text messages man, from some
• 6:20
  of my followers.
• 6:20
  Speaker 11: They said that you gave me a shout out this
• 6:22
  morning on.
• 6:23
  Speaker 1: Oh yeah yeah, yeah, yeah.
• 6:25
  Speaker 8: Yeah, I'm talking about poor food.
• 6:27
  Speaker 6: Yeah too, man. My face was on the EBC card.
• 6:30
  Speaker 1: You know what I mean.
• 6:32
  Speaker 10: Let's go, baby.
• 6:33
  Speaker 8: Those those potato tacos, man, those potato tacos hit.
• 6:37
  Speaker 7: And then there's that famous I wish sandwich.
• 6:41
  Speaker 2: Names.
• 6:41
  Speaker 6: You put it on the bread and you slap it
• 6:43
  together and you wish you had some meat.
• 6:44
  Speaker 7: In the middle.
• 6:46
  Speaker 1: Oh my god, that's funny. That's funny, man, that's funny.
• 6:51
  That's your colin later.
• 6:53
  Speaker 8: Have a great day, man, thank you.
• 6:55
  Speaker 2: Yeah, that's the semper fry guy. The I wish you
• 6:59
  remember bread boy. White bread was just it was just
• 7:05
  a staple of every poor kitchen, right, just.
• 7:11
  Speaker 1: You can do a lot with some bread.
• 7:12
  Speaker 6: Many Romeo.
• 7:15
  Speaker 4: My mom used to do the coolest struggle meals. We
• 7:18
  were top Rahman type of family. Okay, every night, every
• 7:23
  flavor because we thought, you know, we got the Breton pack.
• 7:25
  It was cool, and we thought we was really expensive
• 7:28
  when it came in a cup.
• 7:29
  Speaker 11: Once a cup of neddle came out to our house.
• 7:31
  Speaker 6: Oh my god.
• 7:32
  Speaker 7: We thought we were fancy.
• 7:34
  Speaker 6: And my mom an Asian, so she'll chop up some
• 7:37
  onions and make it look like you know, like a
• 7:40
  you know, real like snady like she did it from scratch.
• 7:42
  Speaker 9: It was boiled water.
• 7:44
  Speaker 1: Oh my gosh, that's great. That's a good mom. That's
• 7:47
  a good mom. That's awesome, that's awesome. Thanks for calling.
• 7:53
  Speaker 2: I remember that top Ram and I had to live
• 7:55
  off top Brama for a while. Yeah, that little flavor
• 7:58
  packet boy you was broke when he was uh, but
• 8:02
  it was good. Tom Robin was good already four two
• 8:04
  five four seven seven. Do you guys ever have uh
• 8:08
  crackers in butter? You guys ever eat that? That was
• 8:12
  another thing we had to eat when it was poor,
• 8:14
  Uh crackers with butter on them. Sometimes sometimes we get jelly,
• 8:19
  but but not very often. Already four two five fours
• 8:23
  seven seventh. Let's see what you sent me here? Hey,
• 8:28
  rom a burnt uh burnt baloney or a hot dog
• 8:33
  weenie on the stove in burning the fork? Oh yeah,
• 8:38
  I had to eat hot dogs before. My poor food
• 8:42
  is maracan Moroccan?
• 8:44
  Speaker 1: What is that?
• 8:45
  Speaker 2: I don't know what that is. It looks familiar, but
• 8:48
  I don't know what it is. All right, what'd you
• 8:49
  guys eat? What was your poor food? Or struggle meal?
• 8:52
  I like what she said, struggle meal. So we're talking
• 8:56
  about those broke foods are like. I like the way
• 8:58
  the other lady pushed. He said, those struggle meals you
• 9:01
  know back in the day, or maybe now you gotta eat,
• 9:04
  you gotta eat already fourteen five, four seven to seven.
• 9:09
  Speaker 1: Hey Romeo, I love your station.
• 9:11
  Speaker 2: I remember we used to cut a three l Solda
• 9:15
  bottle put cereal in it and did not have milk,
• 9:18
  so we used water. Oh my god, I could honestly say,
• 9:24
  one thing I never had to do is eat cereal
• 9:29
  with water. That is one thing I can tell you
• 9:31
  that I've never had to do. Alrighty four two five
• 9:35
  four seven to seven. Roman, I was younger, fourteen fifteen.
• 9:38
  My mom would leave me home alone with nothing in
• 9:41
  the fridge, so I'd eat lettuce and lemon juice. I
• 9:45
  weighed like ninety pounds, but I ate. You know, I
• 9:53
  want to say something about that. You know there, You know,
• 9:56
  we look at we look at you look at people
• 10:00
  sometimes today and I think this is really important. You
• 10:03
  look at some people today and they grew up with
• 10:07
  struggle meals, right, and they come up a little bit,
• 10:09
  they get them a good job, they start making a
• 10:11
  little money. Then everybody talks about well, man, look how
• 10:15
  which way you put on? Well, that's because you can
• 10:17
  eat now. I think there's something to that. When you
• 10:20
  grow up poor and everybody you know you got no food,
• 10:24
  so you ninety pounds, but you start making a little
• 10:26
  cheddar and then all of a sudden you want to
• 10:27
  buy cheddar because you can't eat. I mean, there ain't
• 10:31
  nothing wrong with that. Hey, Rome, what do you got here?
• 10:34
  Speaker 1: Yo? Hey yo?
• 10:36
  Speaker 2: Roam some top ramen with cheese and ham or cheet ons,
• 10:41
  and if you want to be extra fancy, slap on
• 10:43
  some bread and have a sandwich. But that was usually
• 10:46
  something you do when mom wasn't there because we was
• 10:50
  using too much ingredients.
• 10:51
  Speaker 1: After that, I thought, you're going to say that's what
• 10:56
  you do when company comes over.
• 10:59
  Speaker 2: He's aging about the struggle meals, you know, back in
• 11:02
  the day or maybe today.
• 11:03
  Speaker 1: You know, we got a lot of money, so how
• 11:05
  are we eating? What are you eating? What was your favorite?
• 11:08
  Speaker 2: They weren't all bad, by the way, poor foods, poor meals,
• 11:11
  struggle meals, whatever you want.
• 11:13
  Speaker 1: To call them, they weren't all bad. A lot of
• 11:15
  it was.
• 11:16
  Speaker 2: Actually pretty tasty. Already bore to you bought for seven
• 11:21
  to seven. I just tuned in Rome, how about kick
• 11:24
  cereal and powdered note? Oh I never had that. That
• 11:27
  top ramin recipe is a prison cuisine. Okay, okay, what
• 11:32
  about what about uh that mac and cheese? That uh
• 11:41
  that crab mac and cheese?
• 11:42
  Speaker 1: That was kind of a poor food.
• 11:43
  Speaker 2: I remember of eating that Hammiger helper without no hamburger.
• 11:47
  Speaker 1: You remember that?
• 11:48
  Speaker 2: Gosh, big boy just made me think of something and
• 11:53
  I forgot. I forgot what it was that I was
• 11:55
  gonna say about poor food. He yo, rome is this
• 12:01
  topic going? Let's see as this topic is going. I
• 12:06
  was taking my kid to school. My son, who was fourteen,
• 12:09
  is listening, saying, Dad, we have all we have all
• 12:12
  these and they're bomb and they're making fun of them.
• 12:17
  I told him, you're the broke food. I told him
• 12:22
  they're the broke food. That's what you're that's what you
• 12:24
  eat when you ain't got no money. He looked at
• 12:27
  me and said, what what are we broke? I said, no,
• 12:31
  I'm broke. You're just going to enjoy being broke with me.
• 12:37
  We really ain't broke, but when we have some steak,
• 12:41
  he appreciates it much more. I told him, in ten years,
• 12:44
  when you got to stock your own food, you will
• 12:47
  understand and thank me for all these bomb expensive foods.
• 12:51
  Oh that's great, all right. So we were talking about about
• 12:58
  uh rigger. Joe was asking about my poor food because
• 13:01
  we grew up poor. We you know, a lot of
• 13:02
  us grow poor. No, that doesn't mean all of us
• 13:07
  have money now. It just means that we had to
• 13:10
  live that life for a little while. Maybe we can
• 13:12
  eat a little better now.
• 13:13
  Speaker 1: But it's not.
• 13:18
  Speaker 2: The reason I want to say this, because I want
• 13:19
  to say this is some guy said he's driving his
• 13:21
  kid to school, his fourteen year old, and the kid
• 13:23
  was saying that, Dad, those are all the foods that
• 13:25
  we got and they're making fun of it, and we're
• 13:27
  not making fun of it because we're just saying we
• 13:30
  had to live it. And now he's trying to tell
• 13:33
  his kid, look, you're gonna understand when you get a
• 13:35
  little older and you got to fill that fridge, right,
• 13:37
  it costs money and things are you know, things are expensive.
• 13:42
  But we're not making fun of it. We're just we
• 13:44
  all lived and so but I'm gonna tell you this,
• 13:47
  there is a valid There is a valid point when
• 13:52
  people say I grew up poor, I started making a
• 13:55
  little bit of money, and now I appreciate that a
• 14:00
  lot more, you know so, But I do want to
• 14:03
  say this about I didn't mind being poor, right, not
• 14:09
  poor poor where I couldn't at least.
• 14:10
  Speaker 1: Eat every day.
• 14:11
  Speaker 2: But I didn't mind not having the responsibility of a
• 14:15
  mortgage or a car payment, a big car payment, or
• 14:19
  a or you know, all the bills.
• 14:21
  Speaker 1: I didn't mind. It's just a fine line, man.
• 14:25
  Speaker 2: There's a fine line between when you make just enough
• 14:29
  money to live a simple life without much accountability to anything,
• 14:33
  to when you jump up to that next level of
• 14:36
  now you've got a real job, you decide to buy
• 14:38
  a house, you decide to have a family.
• 14:40
  Speaker 1: That changes your whole perspective.
• 14:42
  Speaker 2: And we're still struggling even today. All right, Rome, the
• 14:47
  best food Rome, weavo Scorini's and that was.
• 14:51
  Speaker 1: A great struggle meal right there.
• 14:54
  Speaker 2: We had refried beans on toast, refried beans on toast.
• 14:59
  Never heard of it, yo, Rom. I remember we could
• 15:01
  always eat tacos with cream cheese.
• 15:03
  Speaker 1: We never had that.
• 15:05
  Speaker 2: We always had tacos with refried beans. That was always, uh,
• 15:09
  that was taco night. That was Taco Tuesday at my
• 15:11
  house because we was poor. Refried bean tacos they were good, man,
• 15:16
  they were good.
• 15:17
  Speaker 1: Alrighty four four seven to seven.
• 15:21
  Speaker 2: Rome, we also ate a lotted ate a lot shredded
• 15:25
  corn tortillas with eggs and ketchup.
• 15:29
  Speaker 5: I never had that.
• 15:31
  Speaker 1: What is wrong with you guys adding ketchup to eggs?
• 15:34
  By the way, God, that's disgusting.
• 15:38
  Speaker 2: Noodles, let's see, Rome, we had noodles and baloney mao.
• 15:42
  Sandwiches still hits the spot sometime, but that's the problem.
• 15:48
  That's also another issue. A lot of that food we
• 15:52
  ate when we were struggling is good.
• 15:55
  Speaker 1: It was good, you know, we liked it.
• 16:00
  Speaker 2: Who does it like butter on crackers. If you ain't
• 16:03
  had a salteine with butter on it, boy, you better
• 16:07
  go have one today. You better make those as appetizers
• 16:10
  before dinner tonight for your kids.
• 16:13
  Speaker 1: Already fourteen fout four seven to seven. It's sa vij day,
• 16:18
  WEENI all right, hey, Roam.
• 16:21
  Speaker 2: The way everybody's calling you asking for things makes me
• 16:24
  feel even more special. When I asked you for Village
• 16:26
  Fest tickets and you gave them to me. I always
• 16:29
  heard people call and ask and sometimes you would hook
• 16:32
  them up, so I was grateful.
• 16:34
  Speaker 1: I decided to try it that day.
• 16:36
  Speaker 2: You know what they say, a closed mouth doesn't get fed,
• 16:40
  and I'm so glad I decided to ask. I'm always
• 16:43
  telling my kids to ask. The worst thing it can
• 16:45
  happen is they could say no, and you'll just be
• 16:48
  where you're at when you started. That's hal, that's great advice. Actually,
• 16:52
  all right, would you send me here? Hey? Roam yellow
• 16:56
  corn meal mush with Friday eggs with all with all,
• 17:01
  bit of salt and pepper spatio on top. Didn't know
• 17:04
  it was a struggle meal till I was an adult.
• 17:07
  Speaker 1: I just thought it was the best. Grown up.
• 17:10
  Speaker 2: I just thought it was the best growing up. Still
• 17:12
  eat till it still eats to this day. My kids
• 17:14
  and wife don't like it, though, of course, because you've
• 17:16
  probably got snobby kids and a wife. You know, that's
• 17:20
  kind of funny. It's kind of funny, how uh, how
• 17:24
  guys grow up poor and they still kind of are
• 17:27
  cool with it, but women grow up poor and they
• 17:29
  get snobby when they don't have to eat poor.
• 17:31
  Speaker 3: No more me.
• 17:32
  Speaker 1: I gotta agree with you on this one. Okay.
• 17:36
  Speaker 7: I grew poor and I still eat like I'm poor,
• 17:38
  even though I got money to buy me good lunch,
• 17:40
  I still eat a top roun. Yeah.
• 17:43
  Speaker 5: Yeah.
• 17:44
  Speaker 2: Women grow up poor and they get snobby when they
• 17:45
  come up. Men grow up poor and just stay humble.
• 17:48
  Speaker 7: But but you know what's crazy, it moves on to
• 17:50
  other things like my truck. I never used the at
• 17:54
  because most of my cars I had didn't have a tea. Yeah. Yeah,
• 17:58
  but I save a lot of money fee a lot
• 18:00
  of guess that way.
• 18:01
  Speaker 1: I'm the same way.
• 18:01
  Speaker 2: I don't use AC and I don't use my air
• 18:03
  condition unless I absolutely have to.
• 18:05
  Speaker 7: Oh yeah, I'm growing up poor. It's not that bad
• 18:07
  because then you.
• 18:08
  Speaker 2: Get these chicks that grow up poor like that and
• 18:10
  they're like, oh what, I grew up like this, so
• 18:12
  I don't go to do this op.
• 18:13
  Speaker 5: Yeah.
• 18:13
  Speaker 1: So it's just we're just so much we're just so
• 18:17
  much better.
• 18:18
  Speaker 7: I agree one of the rare time greater day. We'll
• 18:20
  agree with you have a good day.
• 18:23
  Speaker 2: Oh hell, the world's coming to and then now Jesus
• 18:26
  rater to day and I agree on something.
• 18:29
  Speaker 1: That's the end. You got here already, four.
• 18:31
  Speaker 2: Tea five four seven to seven year Romeo, Ay, good morning.
• 18:35
  I love this weather because it doesn't change the fact
• 18:38
  that I hate my job.
• 18:43
  Speaker 1: How many of you hate your job?
• 18:45
  Speaker 2: You know?
• 18:46
  Speaker 1: That's funny.
• 18:47
  Speaker 2: I'm going to get back to that job thing and
• 18:48
  this the second, but I want to read this real quick.
• 18:51
  Speaker 1: Hey Romeo, I'm a female who grew up poor.
• 18:54
  Speaker 2: Me and my husband make really good money now, and
• 18:57
  you're right, I want to live better than I did
• 19:00
  growing up. He doesn't care. But what is wrong with that?
• 19:04
  That's the reason we work so hard. Nothing, there's nothing
• 19:09
  wrong with that. But here's the thing. Here's the problem
• 19:12
  that I have with your scenario specifically, and I'm sure
• 19:15
  your husband would agree with me if he was able
• 19:17
  to text me, and that is you want to be
• 19:21
  better than when you were poort, which is fine. You
• 19:24
  worked hard to get there, But don't get mad at
• 19:27
  your husband if he doesn't. If your husband doesn't doesn't
• 19:30
  want to run the ac because he's still humble like
• 19:34
  he was when he was broke, stop degrading him for that.
• 19:38
  That's the problem. The problem is not that you want
• 19:40
  one thing and he wants the other. The problem is
• 19:42
  that you degrade him and he doesn't degrade you.
• 19:46
  Speaker 1: That's the difference. That's the real difference.
• 19:48
  Speaker 2: It's not that you want to live better because you
• 19:52
  grew up or the fact is you women degrade your
• 19:56
  men who just don't care. They're okay with their with
• 20:01
  living like they were poor even though they're not. So
• 20:05
  that's the problem, all right, A four two, five, four
• 20:07
  or seven to seven. I just got this text message
• 20:10
  a little bit ago, and I read it to you
• 20:12
  already once.
• 20:12
  Speaker 1: Good morning Rome. Hey, I love this weather, but it
• 20:15
  doesn't change the fact that I hate my job.
• 20:19
  Speaker 2: And I read that and I started to think about
• 20:22
  all the jobs I had growing up, all the jobs
• 20:25
  I've had since before this.
• 20:27
  Speaker 1: One, and I don't.
• 20:30
  Speaker 2: Think I've ever actually hated my job. I mean I
• 20:35
  haven't had I mean, all my jobs were you know, retail,
• 20:39
  fast food, what I do. I worked at a glass
• 20:42
  company cutting glass. I worked at a at a truck,
• 20:45
  at a at a truck. I was just the hand
• 20:50
  at a truck or the car washer in the hand
• 20:52
  at a truck leasing company, which was all the guys
• 20:57
  I worked with great. I don't think I've ever had
• 20:59
  a job that I actually didn't like. I mean, they
• 21:03
  weren't the best jobs in the world, but I never
• 21:06
  hated him. I never, Gosh, I'm trying to think if
• 21:10
  there was a job that I didn't care for.
• 21:14
  Speaker 1: I don't think there was.
• 21:15
  Speaker 2: I'm trying to remember all my jobs part time, full
• 21:19
  time up until this this radio show. I don't think
• 21:23
  I've ever had a job that I hated. I don't think.
• 21:28
  I mean, why do you hate your job? What about
• 21:30
  it do you hate? Already four two five, four or
• 21:32
  seven to seven? And you know, you always hear that that,
• 21:35
  you always hear that, you know, cliche people going to
• 21:38
  a job they hate because they got to pay their bills.
• 21:41
  Speaker 1: But I don't know.
• 21:43
  Speaker 2: I don't think I've ever hated a job that I've
• 21:45
  ever had. Why do you hate your job? I mean
• 21:47
  that's hates a strong word. Hate is a strong word.
• 21:52
  Already four two five, four or seven to seven. Why
• 21:54
  do you hate your job?
• 21:55
  Speaker 1: Man?
• 21:56
  Speaker 2: Somebody was just texting me how he hated his job,
• 21:58
  likes the weather, hates his job, which I thought was
• 22:00
  kind of funny.
• 22:01
  Speaker 1: Because I never I never had a job I hated.
• 22:04
  I mean, yeah, I don't think I ever did. Maybe
• 22:08
  a boss that was a jackass, but never really hated.
• 22:10
  I don't know. I guess not. I guess not.
• 22:13
  Speaker 2: Already four two four, seven to seven? Year Rome, you're
• 22:19
  telling me that you never had a job that you hated.
• 22:22
  Even when you were younger. No, I didn't. I haven't.
• 22:26
  Speaker 1: I loved all my jobs. I didn't love them all.
• 22:28
  I mean, well they weren't. How do you say it?
• 22:34
  Speaker 6: Yeah, good morning?
• 22:35
  Speaker 1: How what's going on?
• 22:37
  Speaker 7: Throw me? So I've never hated my job, but I
• 22:40
  have hated the people I had to work with.
• 22:43
  Speaker 1: Well is that the same thing?
• 22:45
  Speaker 7: It's not because I love my job. But so, for instance,
• 22:48
  this morning, I got an argument with the coworker because
• 22:52
  ray to day was going to the restroom and you
• 22:55
  try to tell me, well, it's not break here.
• 22:56
  Speaker 6: I said, So you're going to.
• 22:57
  Speaker 7: Sit here and dictate when I can go to the
• 22:59
  pooper looking under your business? This is this is advice
• 23:04
  I give you everybody. The smart wise man coops on
• 23:08
  company time, the full weight shall break? Can I told
• 23:11
  him that? And I won't walk my butt to the restroot. Okay,
• 23:14
  it's not my job I hate. It's the people that
• 23:16
  I work with. Sometimes that.
• 23:19
  Speaker 2: All right, Well, there you go. It's not the job,
• 23:25
  it's the people. I mean, that's probably true of most people.
• 23:27
  Speaker 1: I don't know.
• 23:28
  Speaker 2: I never I never hated a job, So I don't
• 23:30
  know already fourteen five, four seven to seven.
• 23:34
  Speaker 1: If someone was telling me they hate their job, right,
• 23:36
  and I was talking about I never I never had
• 23:39
  a job that I hated.
• 23:40
  Speaker 2: I just I don't I can't remember one. My jobs
• 23:44
  were all okay, I mean yeah, I never hated a
• 23:47
  job already four two, five, four or seven to seven. Hey, rong,
• 23:51
  raiter Dave is wrong. The reason a reason to hate
• 23:56
  your job is because of the people.
• 23:58
  Speaker 1: You work with.
• 24:00
  Speaker 2: So what is he talking about? Yeah, I would agree
• 24:03
  with that. What are the reasons you hate your job?
• 24:08
  That's a good question. I would have thought I would
• 24:10
  have thought that. Also, when Raider Dave said that you
• 24:14
  don't like the people that you work with, that would
• 24:17
  be why you hate your job, right, Why you dread going.
• 24:21
  Speaker 1: To it every day? Yeah, I don't know.
• 24:25
  Speaker 5: I don't know.
• 24:26
  Speaker 2: I've never I've never, uh not like not liked the job.
• 24:31
  They were all fine, they were all, you know, fine
• 24:34
  for what they were already four two, five, four or
• 24:37
  seven seven. Hey, Romeo, like Raider Dave said, dealing with
• 24:44
  people at his job, he doesn't like you're telling me
• 24:47
  that you've never hated being on the radio with all
• 24:50
  the dummies you have.
• 24:51
  Speaker 1: To talk to. No, I but no, this is a
• 24:55
  great job. This is a great job. I would advise
• 25:00
  everybody to get a radio job if they could have.
• 25:03
  They're great.
• 25:07
  Speaker 2: Why would you hate your job because you work to
• 25:10
  the work the people. It's got to be the people, right,
• 25:14
  that would be I mean, I'm trying to think all
• 25:17
  the people I've ever worked with were fine.
• 25:19
  Speaker 1: There's nothing wrong with them.
• 25:21
  Speaker 2: Maybe one annoying boss, but not enough to hate the job.
• 25:26
  Speaker 1: I yeah, I agree with you. I think Raider Dave
• 25:28
  is wrong.
• 25:29
  Speaker 2: I think one of the reasons to hate a job
• 25:31
  is because of the people you work with, not the
• 25:35
  actual job description.
• 25:37
  Speaker 1: Right.
• 25:39
  Speaker 2: I don't think anybody's doing a job that they say
• 25:44
  they hate because of the actual job. It's got to
• 25:47
  be other factors of the job. Right now, Maybe I'm
• 25:50
  wrong about that.
• 25:50
  Speaker 1: I don't know already fourteen five, four or seven seven.
• 25:53
  Speaker 2: It's taked for me to have this conversation because all
• 25:55
  the jobs I've ever had I thought were fine, didn't
• 25:57
  have a problem with them. Wouldn't that be the reason
• 26:00
  that you hate your job is because of the people
• 26:03
  that you work with. I would think that would be
• 26:04
  the only that would be the biggest factor, right, coim
• 26:09
  on you how it's going on?
• 26:10
  Speaker 3: Hey, you know what I do for a living, so
• 26:13
  I can't say it, but I hate my boss.
• 26:16
  Speaker 7: That's why I'm working in LA.
• 26:18
  Speaker 6: For the time being.
• 26:18
  Speaker 3: In the people you work with is the reason why
• 26:24
  you do not like your job.
• 26:25
  Speaker 1: The only reason that is.
• 26:29
  Speaker 8: Spot on, spot on, damn spot on.
• 26:36
  Speaker 6: Because if I stay here, I'm gonna end up. You know,
• 26:41
  have to check in.
• 26:46
  Speaker 1: Already.
• 26:46
  Speaker 2: Four two four seven to seven eight. Rom I worked
• 26:49
  for the State of I've worked for the state for Caltrans.
• 26:52
  Most of here, most of us here like our jobs,
• 26:54
  but a lot of us agree the pay could be better,
• 26:57
  but none of us want to leave because the benefits
• 27:01
  are great and we have guaranteed job security. If they
• 27:05
  would pay more, we would all be happy. Also, just
• 27:08
  like everyone else, a lot of us here don't care
• 27:11
  for some of the people we work with. Like most jobs. Yeah, coworking.
• 27:17
  I think the reason most people don't like their jobs
• 27:19
  is because of coworkers.
• 27:21
  Speaker 1: I mean pay. I get paid to pay, And I'm
• 27:24
  gonna explain this to you guys real quick.
• 27:27
  Speaker 2: When it comes to getting paid, the reason most of you,
• 27:32
  most of you, and I'm talking about guys with jobs
• 27:36
  with jobs like this, is you spend too much money.
• 27:40
  You wish you made more money because you spend too
• 27:43
  much money. Okay, had you just live within a budget
• 27:47
  of what you make pay would be fine.
• 27:51
  Speaker 1: Okay.
• 27:52
  Speaker 2: Now, I'm not saying everybody doesn't want more money, right,
• 27:55
  but a lot of you buy things you don't need,
• 28:00
  or buy things you know.
• 28:02
  Speaker 1: Out of your out of your pay range. You know,
• 28:06
  and is what it is.
• 28:09
  Speaker 2: But yeah, I get it, though, I get what you're
• 28:11
  saying already four two five, four or seven to seven.
• 28:14
  But I think the biggest reason people hate their jobs
• 28:17
  as coworkers, I don't think there's I don't think there's
• 28:20
  any any question. Right, all right, it is time to
• 28:24
  talk to James Burton. He is our insurance guy and
• 28:28
  the guy.
• 28:29
  Speaker 1: You know insurances.
• 28:29
  Speaker 2: They're always ripping us off, so we got to figure
• 28:32
  out how to save as much as we can.
• 28:34
  Speaker 1: What's going on, James.
• 28:36
  Speaker 5: I'll be on here to talk about people. Well, I
• 28:41
  thought we were gonna talk about why people hate their job. Well,
• 28:43
  you don't hate your job, though I disagree with your
• 28:48
  reason as to why they hate their job. I don't
• 28:49
  think it's co workers, co workers, you know what I
• 28:53
  think it is. But I think it's their managers. No
• 28:57
  thinking about the loud the jobs I've had before or
• 29:00
  sometimes managers.
• 29:02
  Speaker 1: Coworker, manager is a coworker. I guess the boss man
• 29:05
  always a little.
• 29:05
  Speaker 5: Bit because you got somebody trying to micro manage you
• 29:07
  when you know your job, that type of stuff with
• 29:10
  your job miserable.
• 29:11
  Speaker 2: Well that's pretty uh yeah, okay, yeah, all right, well
• 29:14
  Tomato to model.
• 29:15
  Speaker 5: That's my take.
• 29:17
  Speaker 1: You might be right, you might be right, totally right
• 29:19
  about it.
• 29:19
  Speaker 2: I mean it, but I've never had any bad coworkers,
• 29:22
  so that's why I didn't.
• 29:23
  Speaker 1: I just would assume that that's why.
• 29:25
  Speaker 5: Right, that's because you've got the cush jobo. You sit
• 29:28
  on here, top, sit on here and top trash all
• 29:30
  day long. Hey, that's that's the life.
• 29:35
  Speaker 2: It is a life, I will say. Oh man, all right,
• 29:42
  so we bring James in to talk about insurance. Obviously
• 29:45
  it's a scam until you really need it, and it's
• 29:48
  the greatest thing in the world.
• 29:50
  Speaker 5: Absolutely. I always tell people you rather have it or
• 29:53
  not need it than need it and not have it.
• 29:55
  Speaker 2: Yeah, man, because you could really screw up your life
• 29:57
  if you don't have the right insurance, if you don't
• 29:59
  have a what you need when something goes wrong exactly.
• 30:01
  You're absolutely right about that. So what's what's new an insurance?
• 30:04
  I mean California for a while there was having people
• 30:07
  were losing their home insurances on technicalities. Nobody wanted to
• 30:10
  renew for a while. I think you were even writing
• 30:13
  new policies right, just a few years back.
• 30:15
  Speaker 5: Yeah, it was. There was a lot of different you
• 30:17
  know things where companies were like tightening their restrictions and
• 30:19
  stuff like that. They are starting to finally loosen them up.
• 30:23
  One of the reasons is the state of California finally,
• 30:26
  I won't say they gave in, but they they're going
• 30:28
  to allow companies to start opening up for to high
• 30:32
  rate higher in the fire areas. So that will be
• 30:35
  a big thing to open up.
• 30:37
  Speaker 1: What about wait, wait say that again.
• 30:39
  Speaker 5: So you know how they close it off. And they
• 30:40
  basically look at Bakersfield as like La and everything else
• 30:43
  because it's in California. So they were restricting a number
• 30:47
  of policies written fire zones thinking because all the stuff
• 30:50
  that happened down south in the fires, it was affecting
• 30:52
  all of California, so they were slowing it down.
• 30:55
  Speaker 1: I see what you're saying.
• 30:56
  Speaker 5: But the state said we're not going to allow you
• 30:59
  to raise rate. Then the companies that we just want
• 31:01
  write that's why they weren't writing.
• 31:03
  Speaker 1: Gotcha. Gotcha.
• 31:04
  Speaker 5: Now the state is saying you can raise rates in
• 31:06
  those high fire pronos.
• 31:08
  Speaker 2: Well, yeah, but isn't that more fair because I don't
• 31:10
  live in a fire area.
• 31:12
  Speaker 5: Absolutely more fair. It's more especially for us here in Bakersfield,
• 31:15
  because those people will get rated accordingly to where they
• 31:18
  live at and it'll open back up for us where
• 31:21
  eventually they'll start to see the rates start to go
• 31:23
  back down in a little bit.
• 31:24
  Speaker 1: So, well, that's good.
• 31:25
  Speaker 5: Yeah.
• 31:25
  Speaker 1: Is this is that going to be a long process
• 31:27
  this year, next year?
• 31:28
  Speaker 5: No, that most companies are thinking about June or July.
• 31:30
  You're going to start seem shift.
• 31:32
  Speaker 1: But that's when renewals come up, right, so it'll.
• 31:34
  Speaker 5: Be knows are based on when you started it.
• 31:37
  Speaker 1: No, No, bue.
• 31:37
  Speaker 2: I'm saying is usually when you get a rate change,
• 31:39
  whether it's up or down, happens when you're at your renewal.
• 31:43
  Speaker 5: Right, Okay, it won't be in the middle of a
• 31:45
  policy term. It'll be at your renewal.
• 31:47
  Speaker 1: Okay.
• 31:47
  Speaker 5: But there's some there's some good competitive rais right now
• 31:50
  with a lot of different companies, So.
• 31:51
  Speaker 2: So what what about car insurance? I know there was
• 31:54
  a there was some time I think you were telling
• 31:58
  me a while back that some of these car insurance
• 32:01
  companies were making you pay six months out or something
• 32:03
  like that.
• 32:04
  Speaker 1: Do you remember that conversation?
• 32:06
  Speaker 5: If you have a bad history of payments, okay, those
• 32:10
  people that doesn't pay their bills and they let their
• 32:12
  policies can Okay, you try to come back, they'd be like, no,
• 32:15
  you got to pay the little six months.
• 32:20
  Speaker 1: Well that's good. So what do we uh?
• 32:24
  Speaker 2: So, nothing's really changed other than markets opening back up.
• 32:28
  Speaker 5: People have an opportunity. Some rates are starting to see
• 32:30
  some changes in there. So I mean in our agency
• 32:33
  now we do have some new companies. So I mean
• 32:35
  we we've already had a lot of them, but now
• 32:36
  we have more. So I mean people also, of people
• 32:39
  what you do when you well, what I do and
• 32:42
  what my agency would makes it different now since I
• 32:44
  transition from being basically an out an agent where I
• 32:47
  can only write one carrier before. Now when people call in,
• 32:51
  I'm going to quote four or five different companies for them.
• 32:53
  So the good thing is by doing that, I'll be
• 32:56
  able to have them give them more opportunities, more more
• 32:59
  rates you know, to choose from, and coverage options to
• 33:02
  choose from. And also when renewals come up, I'm looking
• 33:06
  for them to say, hey, there are renewals coming up,
• 33:08
  let me reshop it. Do we get a better rate
• 33:10
  with a different company for him? So it works in
• 33:12
  their benefit that I'm always looking for the best prize
• 33:15
  for him, and I'm even I still have the same philosophy.
• 33:18
  A lot of agents will charge broker fees and stuff
• 33:20
  like that, and that's just not something that we've ever done.
• 33:22
  So we don't charge any broker fees. We just charge
• 33:24
  whatever the insurance company is.
• 33:25
  Speaker 2: And one of the good things I will say this,
• 33:27
  and I don't say much good about James, but that
• 33:31
  he'll give you a call. You may not even know
• 33:33
  your renewals coming up. You may not even know you
• 33:35
  can find a better insurance rate. He'll actually sun him
• 33:38
  or someone from his office will actually call and you say, hey,
• 33:40
  I was checking into this. I found out you can
• 33:42
  get a better rate going this way moving forward. And
• 33:45
  I don't know that you know a lot of your company,
• 33:47
  a lot of your insurance agents are doing that for
• 33:49
  you every.
• 33:50
  Speaker 1: Year, every six months. What is it every year?
• 33:52
  Speaker 5: I don't know. It depends on sometimes every six months
• 33:54
  for autos, every year for houses there sometimes it's a
• 33:56
  year on the audels. But yeah, we do call.
• 33:59
  Speaker 1: What's your phone number?
• 34:00
  Speaker 5: Eight three six thirteen hundred is our office number. And
• 34:04
  I also have a website. Now it's kind of one
• 34:06
  of the companies, but it gives you a good way
• 34:08
  if you want to start a quote online. It's ensure
• 34:10
  you Now dot net.
• 34:12
  Speaker 2: All right, hold on, guys, all right, so James Burtensira, James,
• 34:15
  give me your phone number real.
• 34:16
  Speaker 5: Quick, eight three six thirteen hundred.
• 34:19
  Speaker 1: And your website. They want to get a quote.
• 34:21
  Speaker 5: Ensure you now dot net.
• 34:22
  Speaker 2: All we do is call you and you can do
• 34:24
  quotes over the phone, quotes some text.
• 34:26
  Speaker 1: I would get the text you right.
• 34:27
  Speaker 5: Yeah, they can text. They can text directly to that number.
• 34:29
  If they go to the website, they can actually start
• 34:31
  a quote online and it'll give me the information and
• 34:34
  I'll follow up and after I run several quotes for him.
• 34:36
  Speaker 2: Okay, And I want to tell you this about I
• 34:40
  know all you idiots. You go online, you see the
• 34:45
  thing quote online. You'll go to some website and it'll
• 34:48
  quote you five different companies. It's the same thing James
• 34:51
  does and you can talk to him. You can call
• 34:54
  him and talk to him when you need somebody to
• 34:56
  fix something, and.
• 34:57
  Speaker 5: All massage, all massage the numbers to make sure right,
• 35:01
  make sure the coverages are right. We'll have a conversation.
• 35:04
  So one thing is new only in our agency now.
• 35:06
  We do have the opportunity now because before you can
• 35:08
  only write either auto or home. But what some of
• 35:11
  our carriers now are starting back to let you bundle,
• 35:14
  So we do have the opportunity to bundle coverages so
• 35:16
  people can get those multi policies accounts. Yeah. Oh, and
• 35:20
  one of the carriers now actually and this is a
• 35:22
  discount everybody will love. Almost everybody you know has a
• 35:25
  Costco or a Sam's Club card, right, Yeah, one of
• 35:27
  the new carriers I have. If you have a Costco
• 35:29
  or a Sam's Club card, you can get a discount only. Yeah.
• 35:33
  I was surprised on that one because before it you
• 35:35
  could just be professions like law enforcement or teachers, or
• 35:38
  you work for the state. But now they if you
• 35:41
  have a Costco or a Sam's Club card, which is everybody,
• 35:44
  you can qualify for a discount.
• 35:46
  Speaker 1: I think I have both.
• 35:48
  Speaker 5: A lot of people do. We have both of them too.
• 35:52
  Speaker 2: But anyway, one of the things I did, what I
• 35:54
  just want to point out is I know a lot
• 35:57
  of you guys are looking for discounts, so you shop
• 35:59
  rate and you just go online to whatever website says
• 36:02
  auto insurance on it, and it'll give you the major carriers,
• 36:06
  or it'll give you five different and you still have
• 36:09
  to go through a computer. You don't know who your
• 36:12
  agent is, or you don't know who's on your side
• 36:14
  helping you out. And sometimes it gets a little frustrating
• 36:17
  when you can just call James, because James is right here.
• 36:20
  Speaker 1: He lives in bakers You know, if you.
• 36:21
  Speaker 5: Have help, people want to see me face the face.
• 36:25
  Not many, but if you want to sit down and
• 36:27
  have a conversation, whether it's about like I said, we
• 36:29
  do auto home life business. If you want to have
• 36:32
  a conversation and get more information, we can do it.
• 36:34
  Speaker 2: I just think there's this idea that people think if
• 36:36
  they do it on the internet that it's cheaper, or
• 36:38
  if I go through and it's not, it's it's it's
• 36:42
  the same price without the personal touch. It's really what
• 36:46
  it comes down to.
• 36:47
  Speaker 1: So I just thought. I'll let you guys know that.
• 36:50
  Do you do pet insurance?
• 36:51
  Speaker 5: We do do. I don't write it very often. I
• 36:56
  know there are some people that ask for it. Do
• 36:58
  we do? We do have an opportunity. Hey, people care
• 37:01
  about their dogs, and it depends the ranges I see
• 37:06
  for pet insurance is probably anywhere from thirty to sixty
• 37:09
  dollars a month. But it does help save by those
• 37:11
  vet bills. Oh yeah, I've got a couple of people
• 37:14
  that got it and when they had to take their
• 37:15
  pets to the vet, they did save some money. Yeah.
• 37:17
  Speaker 2: So we got car, a car, we got auto, we
• 37:19
  got home, we got pet, A lot of.
• 37:22
  Speaker 5: Life insurance, business insurance, if you name it, Romeo, we
• 37:25
  do it. We umbrella insurance. A lot of people we
• 37:27
  get business owner saying do you do general liability? Yeah,
• 37:29
  we do general liability. We do workers comp insurance, we
• 37:32
  do commercial auto insurance. I mean, if you name it,
• 37:35
  we'll do it. I had one person called years back saying,
• 37:38
  can you insure an airplane? I'm like, well, I've never
• 37:41
  insured one, but let me find out. And sure enough
• 37:43
  I found out and I insured his airplane.
• 37:45
  Speaker 2: So I mean, really, yeah, what about what about livestock insurance, goat, sheep,
• 37:49
  cowst things like that.
• 37:51
  Speaker 5: I have never done any No, those are a little
• 37:53
  bit different, but if if somebody asked, I can definitely inquire. Okay,
• 37:58
  So there are some companies that what are called farm
• 38:01
  ranch policies, but it mostly ensures like farm equipment and
• 38:04
  stuff like that, not necessarily the live livestock. Yeah, cause
• 38:07
  I don't know. You imagine a person gets insurance and
• 38:09
  they really sold their cow so they can make money.
• 38:12
  So my cow got hit.
• 38:17
  Speaker 1: I'll tell you this off the air. I don't know
• 38:21
  if I could talk about it on the air. Tell
• 38:22
  everybody your fun.
• 38:24
  Speaker 5: A three six thirteen hundred, or they can go to
• 38:27
  ensure you now dot net and get started with an
• 38:30
  auto home condo. Quote Renters insurance, Oh I forgot Renters Insurance.
• 38:33
  Speaker 2: Oh we got to get into that too. Hold on,
• 38:37
  James Burton's here, he's our insurance guys. What do we
• 38:40
  call you a broker? What do we call you a dealer?
• 38:44
  Speaker 1: Insurance?
• 38:47
  Speaker 2: With multiple companies to quote and figure out how to
• 38:51
  get you the best plan.
• 38:53
  Speaker 1: I don't want to say the best rates.
• 38:55
  Speaker 2: I want to say plan because sometimes people don't understand
• 38:58
  which we're going to talk about in a minute what
• 39:00
  insurance does for them and when they don't have the
• 39:02
  right coverages. Condos Renters also a couple of things I didn't.
• 39:09
  Speaker 1: I never had Renters insurance in my life, right.
• 39:12
  Speaker 5: Renters insurance is dirt cheap Romeo okay, And I'm talking
• 39:15
  about twelve to fifteen dollars a month on the low end.
• 39:18
  If you want more coverage, you might be up to
• 39:21
  twenty twenty five dollars a month.
• 39:22
  Speaker 1: And what does that do for you? What is renders in?
• 39:24
  Speaker 5: Renters insurance covers your stuff. So basically, the owner of
• 39:27
  the building or the house or the apartment or whatever
• 39:30
  you live in, they have coverage for the building. They
• 39:32
  don't have coverage for your stuff inside. So Renders insurance
• 39:36
  are going to cover everything from your furniture, to your clothes,
• 39:39
  to your shoes, your ladies that got those handbags, electronics,
• 39:42
  all that stuff is covered under Renter's insurance. So I
• 39:45
  mean it's basically anything that didn't come in the house
• 39:48
  that you're living in is covered under Renters insurance.
• 39:51
  Speaker 2: What about condos? Why is that different? Well, condos different
• 39:53
  than house at home.
• 39:54
  Speaker 5: Condos are different than houses because condos they have in association,
• 39:58
  and the association covers the exterior of the building. Your
• 40:03
  condo policy will cover from the drywall in. So basically,
• 40:06
  if your drywall inside is damage, you're flooring your carpage damage,
• 40:10
  and it's going to cover your contents and stuff like
• 40:12
  a regular home policy. It just doesn't cover the outside
• 40:14
  of the building.
• 40:15
  Speaker 2: All of the different insurances that are available to get
• 40:18
  you got your auto, your home. Which we all know
• 40:20
  about condo. I'm sure anybody owns a condo, they know
• 40:24
  about it. They do you have to have it if
• 40:26
  you have a loan, yes, okay, yes. Renters is probably
• 40:28
  something a lot of people aren't as familiar with or
• 40:31
  is that pretty common.
• 40:33
  Speaker 5: It's not common. They know about it, but most people
• 40:35
  don't get it because they don't think about it. Some
• 40:37
  people think, hey, I live there, my landlord has insurance
• 40:40
  and I'm down. But the landlord's insurance doesn't cover you.
• 40:44
  The landlords insurance covers their building, it doesn't cover their stuff.
• 40:48
  I had years ago one of my customers, he was
• 40:51
  an owner from some properties. His tenant tried to sue
• 40:54
  him because the apartment caught on fire and there's stuff
• 40:57
  inside burned up. But he's not liable responsible for their stuff.
• 41:01
  So a lot of places will actually make the tenants
• 41:03
  get Renters insurance. And if you think twenty bucks a month,
• 41:06
  I mean you go out somewherehere. Is that a drink
• 41:09
  is not even two drinks? I know, it's one drink.
• 41:12
  So if you can sacrifice one drink a month, you
• 41:14
  can you can afford Renters insurance.
• 41:16
  Speaker 1: I've never owned anything worth insurance.
• 41:20
  Speaker 5: You say that, but if something happened, if you lost
• 41:23
  all your stuff inside, your clothes, your I mean your furniture,
• 41:26
  your couches, your refrigerator, your computers, all that stuff, is
• 41:31
  it worth twenty bucks a month to get it all round?
• 41:33
  Speaker 4: Yeah?
• 41:33
  Speaker 1: Absolutely it is, absolutely it is. So we got that.
• 41:36
  Then you do pet insurance.
• 41:38
  Speaker 2: Umbrella coverages are some things that I know a couple
• 41:42
  of my friends got because they had boys.
• 41:48
  Speaker 5: Let's talk about insurance because a lot of people don't
• 41:51
  really know this. I want umbrella insurance, and they think, oh,
• 41:53
  I can get umbrella and I can lower my other insurances.
• 41:56
  And that's not how insurance works to get And I'm
• 41:59
  saying this because because we're just talking about the Jesus
• 42:02
  umbrella is basically imagine that yesterday it was raining, you
• 42:05
  put an umbrella over your head to cover from getting
• 42:08
  wet up. Okay, An umbrella insurance covers the other policies
• 42:11
  and excess of what they are. So let's say you
• 42:14
  have one hundred thousand dollars on your policy now in
• 42:17
  liability coverage, or you have a half million dollars in liability,
• 42:20
  but you're worried about somebody suing you for more than that.
• 42:24
  The umbrella insurance is an additional layer of coverage. Like
• 42:28
  right now, I just did a quote for a million bucks.
• 42:30
  It was like three hundred and fifty dollars a year
• 42:33
  for a million dollars in liability. But the downside, a
• 42:36
  lot of people think I can just get that and
• 42:37
  I'm good. No, you have to increase your underlying limits.
• 42:41
  So the limits on your auto and your home or
• 42:43
  renners have to be higher before you can actually qualify
• 42:46
  for the umbrella.
• 42:47
  Speaker 1: All right, James, give ever your phone number.
• 42:49
  Speaker 2: I still want to talk about a life insurance and
• 42:51
  a couple other things where you get out of here,
• 42:52
  So what's your fun.
• 42:53
  Speaker 5: Eight three, six thirteen hundred, or they can go to
• 42:56
  ensure you now dot net?
• 42:59
  Speaker 2: All right, talking to the church guy. James Burton's here,
• 43:01
  he's our church agent. We talked to him about well everything.
• 43:04
  Good morning, James, Good morning Romeo. All right, so first
• 43:07
  things first, talked about a professional conversation with me. Huh,
• 43:11
  why because we play golf and hang out and talk
• 43:14
  so much to.
• 43:17
  Speaker 5: Everybody. You know what's fun? Well, what's good about you? Romeo?
• 43:22
  You could be the biggest trash talker. You know how
• 43:25
  to have fun. But at the same time, you ask
• 43:29
  questions that are like sometimes they're kind of intriguing questions,
• 43:31
  or you'll ask questions that are like, really make you
• 43:33
  think sometimes because I'm smarter than everybody, you know, what
• 43:36
  you it's funny that you say you're the smartest man.
• 43:38
  What do you say that you're tag on the smartest
• 43:40
  man in radio or something like that, and you actually
• 43:43
  are pretty smart. But most people hear you on the radio,
• 43:53
  they think guy has a damn clown or ask you know,
• 43:56
  but you are pretty You're you're a pretty smart god, I'll.
• 44:00
  Speaker 1: Give you that. James. Uh, what do you do?
• 44:06
  Speaker 2: Somebody who just texted me, what do you do if
• 44:08
  you have renters insurance but possible but possibly have mold
• 44:12
  in the walls? And ceilings and it's reflecting your health. Well,
• 44:18
  is that an insurance issue?
• 44:19
  Speaker 5: It is an insurance issue, and it's a it's a
• 44:22
  liability issue for the renter's insurance doesn't cover that. Okay,
• 44:26
  it's a liability issue for the property owner. Okay, So
• 44:29
  what happens if your health is affected by that, they
• 44:32
  could their liability. They could get sued liably for it.
• 44:35
  So they have just that you own the building, you
• 44:37
  have liability coverage, and a tenant files a lawsuit against
• 44:39
  you because the mold is affecting them and they've been Basically,
• 44:43
  there'd have to be a process. The landlord have to
• 44:45
  be put on notice, Hey we got this mold. It's
• 44:47
  affecting my health. I've been to the doctor. This, that
• 44:49
  and the other has been done. And if the landlord
• 44:51
  doesn't take action or do anything about it, then you
• 44:54
  could potentially have a lawsuit. But it can't just be hey,
• 44:57
  you know it was mold there and you didn't say anything,
• 44:59
  and all of a sudden you you're sick. But everything
• 45:02
  takes upon of what's going on exactly, do a pay
• 45:05
  per trail of what's going on. But definitely the landlord
• 45:07
  if that's the issue. The landlord needs to know about
• 45:09
  it because if it's fits in the walls a lot
• 45:10
  of times it's in the dry wall, or if it's flooring,
• 45:13
  is something that needs to be cut out. But that's
• 45:16
  a great question, she poso, and I want to address
• 45:18
  this real quick. Mold is not covered under insurance, under
• 45:22
  hardly any insurance. And the reason is is insurance covers
• 45:26
  for what's called accidental direct physical loss, meaning something happened
• 45:30
  and something changed that sudden. Accidental direct physics meaning something
• 45:34
  all of a sudden happened, but mold doesn't happen all
• 45:37
  of a sudden. Mold is something that's been growing a
• 45:41
  period of time, you know what I mean. It's like rot.
• 45:43
  People say I got rot. My sink's rotted out, or
• 45:45
  the wood underneath this rotted out. It's been going on
• 45:48
  over a period of time. It's not covered. But if
• 45:51
  the pipe bust in your house floods because the pipe bust,
• 45:54
  or the toilet overfloater or the hot water heater exploded
• 45:56
  or something like that that's sudden and accidental, that stuff is covered.
• 46:00
  But it's still something the landlord does need to address.
• 46:03
  Speaker 2: All right, I want to ask you about two different
• 46:05
  things before we get out of here that people need
• 46:07
  to understand, and one is coverages. We always look for
• 46:12
  the cheapest rate, and sometimes the cheapest rate is not
• 46:17
  the best coverage for us, and we go, well, I'm
• 46:20
  not save me five dollars, Well, five dollars more might
• 46:23
  save you one hundred thousand dollars more or in a
• 46:25
  lawsuit in the long.
• 46:27
  Speaker 5: Run, exactly. And the good thing is the state of
• 46:30
  California has forced that the minimums be increased starting last year.
• 46:35
  Speaker 1: But they're still too low.
• 46:36
  Speaker 5: They are still too low, but they're they're more sufficient
• 46:40
  than they were. It used to be horrible, like you
• 46:43
  could have coverage where people have ten thousand dollars in
• 46:46
  property damage covers if you get the cars cost more
• 46:48
  than ten grand your sol you know what I mean.
• 46:51
  Speaker 2: There's those little cameras in the front of my truck,
• 46:54
  right ten thousand dollars.
• 46:55
  Speaker 5: Exactly for them to fix the damage and recalibrator. It's
• 46:57
  going to cost me more than that. So the coverage
• 47:00
  is definitely important, making sure you have the right coverage,
• 47:02
  and especially if you're a property owner. It's crazy, I
• 47:05
  get these guys, they got a half million dollar house
• 47:07
  or a seven hundred thousand dollars house and they'll say
• 47:09
  I want this, I want the lottest coverage on the auto. No,
• 47:12
  I'm not going to do that to you because if
• 47:13
  something happens and you're sued, then they're going to come
• 47:15
  after your house, you know. So those are things that
• 47:18
  people going online, and I'm glad you brought that up.
• 47:21
  You go online and you get insurance, you don't know
• 47:23
  what you're just getting it because you feel like you're covered,
• 47:25
  but no one's had the conversation about.
• 47:27
  Speaker 2: It because it meets whatever qualifications you have to have
• 47:31
  because that's what the bank says or whatever. But you
• 47:34
  don't realize what could happen to you.
• 47:36
  Speaker 5: Absolutely, if you have that, you're exactly right if the
• 47:39
  bank says it or the stake says it. You met
• 47:41
  the qualification, but you didn't really protect yourself if something
• 47:44
  should happen. So I don't think a.
• 47:45
  Speaker 2: Lot of homeowners think about that. I think they really
• 47:47
  need to look to the people can come after your home.
• 47:50
  You need to really watch what's going on.
• 47:52
  Speaker 5: Yep. I've seen people trust me because I've been in
• 47:54
  this game for since ninety eight, Romeo, a long time.
• 47:57
  So before I became an agent. Came an agent in
• 48:00
  O five, But before that, I did claims and I
• 48:03
  did underwriting. I've seen people get leans put against their house.
• 48:06
  I've seen people have their wages garnished because they didn't
• 48:09
  have Years ago, I had a guy and this guy
• 48:11
  worked his tail off. He had two jobs. I said why.
• 48:14
  He said, because when I was twenty years old, I
• 48:16
  hit a guy and I killed him, and he was
• 48:19
  on the hook for all this money he had got
• 48:21
  sued for. Oh yeah, so he said. One job goes
• 48:24
  to pay for this family's dad that I killed. They
• 48:27
  were counting on his money for livelihood, and the other
• 48:30
  one is from my family. You know. So it's like,
• 48:32
  but he had to pay back so much money for
• 48:34
  all these years because he had his poor coverage and
• 48:37
  he killed somebody. You know, they don't have good coverage.
• 48:39
  A lot of bad things can have.
• 48:40
  Speaker 2: A lot of bad things can happen. Yeah, So James
• 48:43
  Burton's here. He is our insurance guy. We like to
• 48:45
  talk to him about all the things that are happening
• 48:48
  in insurance in California because it does change. Sometimes it
• 48:51
  looks like things are gonna gonna get There's some positive
• 48:55
  things happening in insurance that might help us over the
• 48:57
  next few months lower our insurance with insurance companies in California.
• 49:02
  Speaker 1: So you need to.
• 49:03
  Speaker 5: Get fairly lower, but it'll be more options and opportunities
• 49:06
  with the CAT rating that's going to be coming in June.
• 49:09
  Speaker 1: Okay, so we'll give James a call.
• 49:11
  Speaker 5: What's your number eight three, six thirteen hundred, or they
• 49:14
  can visit ensure you now dot net.
• 49:17
  Speaker 2: Let's talk about life insurance real quick before we get
• 49:19
  you out of here. Very important for a lot of people,
• 49:22
  and for some reason, I think the stereotype of life
• 49:25
  insurance is I can't afford it, and I don't know
• 49:29
  if that's necessarily true.
• 49:30
  Speaker 5: It's not true. That's about the same price range as
• 49:33
  we talked about for renters insurance. Maybe not quite as
• 49:37
  cheap though, but I'll just ensure the guy he got
• 49:41
  he's a fairly young guy though, but he got a
• 49:43
  million dollar policy, a million dollar term in case something
• 49:46
  happens to his wife or his kids. It was like
• 49:48
  fifty five sixty bucks a month for his million dollars.
• 49:51
  And then he got one hundred thousand dollars on both
• 49:54
  his wife and his daughter, and he got permanent policies
• 49:57
  on them.
• 49:57
  Speaker 1: So let's talk about the difference real quick.
• 49:59
  Speaker 5: Okay. The term policy is how long term policy varies.
• 50:04
  It could be ten, twenty thirty years. If you're young enough,
• 50:06
  you can even get forty year policy sometime. And basically
• 50:09
  I'll always equivalate it to term is like renting insurance.
• 50:13
  Permanent is like buying a house. So with the term,
• 50:16
  you lock the rate in for the number of years
• 50:19
  that you selected. So if you got a great rate
• 50:22
  because you're young, you have that rate locked in for
• 50:25
  the next twenty thirty years, and in that time, hopefully
• 50:28
  you have taken that opportunity to build your wealth by
• 50:31
  investing the difference and having plenty of money to start
• 50:34
  investing in and you know, whether it be mutual funds
• 50:36
  for one ks, whatever it may be.
• 50:38
  Speaker 2: Okay, So outside of that, I just want to talk
• 50:40
  about the dummy like me, You're twenty six years old,
• 50:43
  you get buried, you have a kid, now you're a
• 50:46
  family at twenty seven, twenty eight, a term life insurance
• 50:50
  for twenty years twenty five years.
• 50:52
  Speaker 6: Okay.
• 50:53
  Speaker 2: People will say, well, I'm just renting insurance. It's a
• 50:55
  waste of money. Not if something happens. Absolutely, a million
• 51:00
  for your wife and kid at something that's very manageable
• 51:04
  for you for twenty five years. Hopefully you'll never have
• 51:07
  to use it. But the idea that you may and
• 51:11
  if it happens that is it was worth it the
• 51:15
  fifty five dollars or whatever you said.
• 51:17
  Speaker 5: Absolutely, And i'mmost share a real quick story on me.
• 51:20
  I always tell this one people when I'm sitting down
• 51:21
  with them because this just shows you two sides of
• 51:24
  the spectrum. I had two couples. This was years back,
• 51:26
  maybe ten twelve years back. One couple got the insurance
• 51:29
  for their family. The other one didn't. One guy coming
• 51:33
  home from work, worked a double shift, falls asleep at
• 51:35
  the wheel, crashes and he dies. Their family got the insurance.
• 51:40
  His wife, who worked part time, she was able to
• 51:43
  take that money. She was able to pay the house off,
• 51:45
  paying the car off. She was still able to keep
• 51:47
  working part time and be there at home for her
• 51:48
  kids while they were growing up, and it helped them out.
• 51:53
  The other family, they didn't get the insurance, and at
• 51:55
  the time, I think it was about twenty five dollars
• 51:57
  a month. Who's a young guy died? Guy died in
• 52:00
  a freak accident at work, gets buried in sand or something.
• 52:04
  Oh wow, they had five kids. The wife got pregnant
• 52:08
  in high school. She'd never had a job in their family.
• 52:11
  She was kind of a strange from her family. They
• 52:13
  ended up in the homeless shelter. Wow, that's the difference
• 52:16
  between getting the life insurance and not. Is it worth
• 52:19
  twenty five to fifty dollars a month for you to
• 52:22
  get some kind of type of coverage for your family.
• 52:24
  That's what you have to ask yourself.
• 52:25
  Speaker 2: Well, and the coverage should be enough to pay off
• 52:27
  the house at minimum, because then they don't then they
• 52:30
  have a place to live.
• 52:32
  Speaker 1: That's what I always tell everybody. Don't lose your home.
• 52:34
  Speaker 5: Absolutely a place to live. If you're a man, you
• 52:36
  got to think about it. If you're responsible for your
• 52:38
  kids to have shelter over their head, your daughter's going
• 52:42
  to the proms at ken Signet, is getting that first car,
• 52:44
  paying college tuition. Those are things we talk about and
• 52:47
  how much insurance do you think you really need? And
• 52:49
  some people are like, wow, I don't can't leave them
• 52:51
  that much. Well that's fine. Least something. Don't have them
• 52:54
  having a car wash for you because you don't have
• 52:55
  any insurance in place, or selling dinners or something crazy, like.
• 52:59
  Speaker 2: Something crazy for something that that, I mean, twenty five
• 53:03
  dollars or fifty dollars might seem like a lot, but
• 53:06
  if you really break it down, what do you waste
• 53:08
  fifty bucks on it a month?
• 53:10
  Speaker 5: It's less than a dollar a day. Wrong now for
• 53:12
  some of these situations.
• 53:13
  Speaker 2: So I just want you guys to understand that it's
• 53:15
  very important, and I just you know, protect your family,
• 53:18
  even though a lot a lot of you will sit
• 53:20
  there and go, oh, that's crazy. I know after twenty
• 53:22
  five years, if I don't use it, it's gone. I'm like, yeah,
• 53:25
  but it's twenty five years of if something happened. That's
• 53:28
  what we pay insurance for, if something happens, because I
• 53:31
  could have James for the next hour and a half
• 53:33
  tell you what happened to people that didn't have insurance
• 53:36
  and something happened exactly, and maybe.
• 53:38
  Speaker 1: That's on the term.
• 53:38
  Speaker 5: If you get the permanent it's you know, the permanent requise.
• 53:41
  You get the permanent policy. The permanent policy is for
• 53:44
  your life, so you lock in that rate that's the
• 53:46
  same rate for the rest of your life. You can
• 53:48
  even build it up where there's cash value, where you
• 53:50
  can pull cash out if you need to. The policy
• 53:53
  can pay itself after a period of time and you
• 53:55
  can stop paying it. But the best thing is you
• 53:57
  know that that's how you're going to leave it inherited,
• 53:59
  you know what I mean. So that way you leave
• 54:01
  behind money instead of debt.
• 54:03
  Speaker 2: One day, maybe next time you come on, James, we'll
• 54:05
  talk about all the people that got it and it
• 54:08
  benefited them and.
• 54:10
  Speaker 1: Nobody thought that they would do well. I'll tell you later.
• 54:12
  Speaker 2: We'll talk about it later, all right, James, exactly off.
• 54:18
  Speaker 5: His number is eight three six thirteen hundred. Or if
• 54:21
  you want to get the auto home runners or condo
• 54:23
  quote started, you can go to ensure you.
• 54:24
  Speaker 2: Now dot net, let's talk about how your animals ended
• 54:29
  up with their name. I was thinking about this the
• 54:31
  other day because I got this silly cat and somebody
• 54:34
  actually asked me.
• 54:36
  Speaker 1: Now I've told you guys, this is a story.
• 54:39
  Speaker 2: Yeah, this cat ended up my house, showing up at
• 54:41
  the front yard. I showed up at the porch.
• 54:45
  Speaker 1: I fed it.
• 54:46
  Speaker 2: No, I didn't feed it the first night, showed up
• 54:48
  the porch, left for a little while, came back a
• 54:52
  couple of days went by, I kept coming back to
• 54:54
  my front door on my porch, so finally I just
• 54:57
  picked it up through it in the backyard and now listen,
• 55:00
  But a friend of mine was asking me the other
• 55:02
  day how I because I call it homeless, and how
• 55:06
  how he got his name because he was homeless until
• 55:08
  he showed up. Now I got a home. And so
• 55:10
  that's how this cat ended up with its name homeless.
• 55:13
  And some of the ways you come up with your
• 55:17
  dogs or your cats, your animals' names, right, how did
• 55:20
  they end up with their name, usually by how they
• 55:21
  look or how you ended up with them. So what
• 55:24
  is the name of your your animals?
• 55:29
  Speaker 1: And how did they get their name? Already? Four two five,
• 55:31
  four seven to seven to me, Oh, this.
• 55:35
  Speaker 11: Is coronavirus stalker.
• 55:36
  Speaker 1: Hey, what's going on?
• 55:38
  Speaker 10: Hey you're talking about pet names?
• 55:39
  Speaker 11: Yeah, okay, I got two dolls. I rescued them. Let
• 55:44
  me put it out there. I rescue them about three
• 55:47
  years ago, and I wow, I didn't know the name.
• 55:50
  So I rescued them and I posted, I'm like, I'm
• 55:51
  faced ook, Hey, I got your dog. He wants your dogs?
• 55:53
  Nobody never claimed them. They chugged on my heart. So
• 55:55
  I ended up kicking them, got them the shots, give
• 55:57
  them their haircuts. Well, one name is Chita. One name
• 56:01
  is Princess. Oh my, oh my god, Chiquita. Oh we
• 56:06
  have another dog. Chikita had a baby and his name
• 56:08
  is Rocky. Well, let me tell you about Princess and Chigita. First, Jikita,
• 56:13
  this little she's so tiny.
• 56:15
  Speaker 7: She's a digger.
• 56:16
  Speaker 11: She will dig. If I put in the backyard, she
• 56:19
  will dig.
• 56:22
  Speaker 1: How did she get her name?
• 56:24
  Speaker 11: I got because she's so tiny.
• 56:26
  Speaker 1: Oh, okay, okay, So I don't care about her personality.
• 56:30
  I didn't ask your dog's personality. Eyes. Now she got
• 56:33
  her name.
• 56:34
  Speaker 11: Well, she got her name because she's so tiny.
• 56:36
  Speaker 5: Okay, Tikita.
• 56:38
  Speaker 11: And then Princess. I gave Princess her name because when
• 56:41
  I let her in the house, she'll literally just sit
• 56:44
  by me and she'll sit down. She won't move run
• 56:46
  around like a princess. She won't move. She'll be like,
• 56:48
  let me throw me outside there you go, all.
• 56:52
  Speaker 1: Right, get out of here, go to work, all right? Hey,
• 56:55
  fourteen seven to seven?
• 56:58
  Speaker 2: Like I said, how did how did your animals get
• 57:01
  their names? Talking about your pets, man, some of you
• 57:04
  have pets that have unique names. Some of you have
• 57:06
  pets that they got a name based on some characteristic
• 57:10
  of them.
• 57:11
  Speaker 1: I mean, how did you name your.
• 57:14
  Speaker 2: Dogs or your cats? Are your pets? Already four two five,
• 57:16
  four or seven to seven? Eggo Morner Romeo. Okay. So
• 57:21
  we had a cat named Katie and she was named
• 57:24
  after my in laws dog who had just died. And
• 57:28
  then we had a cat named Oscar and he was
• 57:32
  really tough when he was a kitten, and Oscar is
• 57:36
  a tough name.
• 57:37
  Speaker 1: Oh, Oscar, Way, that's a tough name. So that's how
• 57:40
  he got named.
• 57:41
  Speaker 2: And then we had another cat named Gary, and he
• 57:47
  was always so serious when he was a kit and
• 57:50
  then we figured Gary is like a serious dude kind
• 57:53
  of a name, kind a serious dude kind of name,
• 57:57
  so he became Gary. That's pretty funny, by the way,
• 58:04
  having a cat named Gary is Yeah, that's pretty dang funny.
• 58:11
  Already four two five, four seven to seven. A ram
• 58:14
  My cat is named Stellar Rose. When she was about
• 58:17
  a week or too old, the people who gave me
• 58:20
  the cat asked me what her name was going to be,
• 58:24
  and I couldn't think of anything. But I had a
• 58:25
  few bottles of stellar Rose in the kitchen and that
• 58:30
  was the first thing that came out. I came up
• 58:33
  with a man. Were you on that stellar rose when.
• 58:36
  Speaker 1: You were thinking about that cat's name?
• 58:38
  Speaker 2: About your pets? How they get their names. I remember
• 58:41
  we had this when I lived on the reservation.
• 58:44
  Speaker 1: My mom let me have a hamster. I named him
• 58:45
  Herman the hamster. I have no idea why we had this.
• 58:50
  Speaker 2: Cat that we used to call ghost because it lived
• 58:53
  with us.
• 58:54
  Speaker 1: I think it lived with us.
• 58:56
  Speaker 2: But this cat lived with us. We call ghost because
• 59:00
  we never saw it. It would be like you'd catch
• 59:02
  it out of the corner of your eye running around
• 59:05
  because it only came in, only came in very rarely
• 59:08
  would come in.
• 59:09
  Speaker 1: But it lived.
• 59:09
  Speaker 2: Outside around the house, and so we'd see it. I
• 59:12
  think this cat lived for four hundred years, to be
• 59:14
  honest with you, because you just see glimpses of it,
• 59:16
  or you think you'd see glimpses of it. Now.
• 59:19
  Speaker 1: Yeah, we used to call her go.
• 59:20
  Speaker 5: Well.
• 59:20
  Speaker 2: We knew she was alive because she ate all the
• 59:22
  food we left out for at least they.
• 59:24
  Speaker 1: Think already four two seven seven. What did we got here?
• 59:30
  Speaker 2: A rome bro It's funny you bring that up, because
• 59:33
  my dad brought a dog home when we was kids
• 59:38
  and we found him where he worked. It was it
• 59:41
  was tied up to a water spicket and the water
• 59:44
  was just running very slow so he could have water
• 59:46
  to drink. But my dad fed him his lunch and
• 59:51
  united him, oh and untied him.
• 59:54
  Speaker 1: But the dog never left his side, so he brought
• 59:57
  him home.
• 59:58
  Speaker 2: We talked about that we were going to name him,
• 1:00:01
  and my dad said, we're gonna name him Arvin because
• 1:00:06
  that's where he found him.
• 1:00:09
  Speaker 1: But that's what I say.
• 1:00:10
  Speaker 2: Isn't that the best name to give your animals, something
• 1:00:13
  that has a story behind it, you know.
• 1:00:18
  Speaker 1: Let's see here, Hey, roam.
• 1:00:21
  Speaker 2: My wife's family is a dog they named Asusia because
• 1:00:25
  she gets pregnant by the dogs in the neighborhood.
• 1:00:27
  Speaker 1: Oh my god, what is guy?
• 1:00:33
  Speaker 6: Funny?
• 1:00:33
  Speaker 5: Though? That is?
• 1:00:36
  Speaker 1: That's pretty funny, though, Oh my god? Already four two five,
• 1:00:43
  four seven to seven. How'd your pets get their name?
• 1:00:47
  Talking about dog? Your animals?
• 1:00:49
  Speaker 2: Man?
• 1:00:49
  Speaker 1: How they get their name? What kind of story you got?
• 1:00:51
  Speaker 5: Already?
• 1:00:51
  Speaker 2: Four two five, four seven to seven. Good going to Romeo.
• 1:00:55
  I feel like all the stand home moms have been
• 1:00:57
  waiting for this topic for a long time. Most of
• 1:01:01
  these women use their pets as part of their accessories.
• 1:01:06
  Speaker 1: Okay, good morning, roam.
• 1:01:11
  Speaker 2: Hey, I'm streaming from Lamore, California, the Naval Air Weapons Station.
• 1:01:17
  I took a homeless kitten home off the California Avenue.
• 1:01:21
  Speaker 1: I named your Cali.
• 1:01:22
  Speaker 2: Oh that's cool, Yeah, that's cool. Okay eight two four,
• 1:01:32
  seven to seven. We're talking about naming your pets. How'd
• 1:01:35
  they get their name?
• 1:01:35
  Speaker 1: Good morning? How what's going on?
• 1:01:37
  Speaker 10: Good morning Romeo? So I had, well, I have one
• 1:01:42
  main dog. Her name is Copel.
• 1:01:45
  Speaker 2: Wait, hold on, hold on, wait, hold on, let's start
• 1:01:47
  with this. You have one main dog and you have
• 1:01:50
  a side piece dog or what.
• 1:01:58
  Speaker 1: I was gonna check. I thought maybe you had a
• 1:01:59
  side a side dog.
• 1:02:04
  Speaker 10: Nobody about that one, because okay, yeah, he's our main
• 1:02:09
  when she's six years old. Her name is Cope Schnell.
• 1:02:13
  My other the other two that passed were uh Giovanni, Rishi,
• 1:02:18
  and Gucci. So I named my dogs after things I know.
• 1:02:21
  Speaker 4: I can't afford.
• 1:02:28
  Speaker 2: That is funny that there are personalities.
• 1:02:31
  Speaker 4: They are all they're all boots.
• 1:02:33
  Speaker 10: They were all bogie. She's bougie, and the other two
• 1:02:38
  were boys and were being boys. Those were some bougie.
• 1:02:41
  Speaker 1: Yeah, that is great.
• 1:02:43
  Speaker 10: I name them after things we can't afford.
• 1:02:47
  Speaker 2: Well, then you're gonna have to name the next one
• 1:02:49
  rib because those things are expensive.
• 1:02:52
  Speaker 4: Not the next is going to be gas.
• 1:02:58
  Speaker 2: Talked about your animals. How did they end up with
• 1:03:00
  the name they have? All right, hey, roam, My dog's
• 1:03:03
  name is Cash because I paid eight hundred dollars for him.
• 1:03:07
  He's a Pomeranian who thinks he's bigger than life. He
• 1:03:10
  tries to chase big dogs and stay try to fight
• 1:03:14
  and attack the neighbor's cat. He doesn't bark at the
• 1:03:17
  he doesn't bark at the cat.
• 1:03:19
  Speaker 1: He sneaks to it.
• 1:03:20
  Speaker 2: He sneak attacks it and just bum rushes it every
• 1:03:24
  time it's in the yard. I sometimes call him a
• 1:03:27
  top dollar because he uh, he cracks me up.
• 1:03:30
  Speaker 1: He's always he always has me rolling. He even tried
• 1:03:33
  to pee on another dog that walk past the gate,
• 1:03:37
  no matter how big they.
• 1:03:38
  Speaker 2: Is, uh, no matter how big they is, and then
• 1:03:43
  he kills all the grass like he did something.
• 1:03:47
  Speaker 1: It's funny how those little dogs act like they're all
• 1:03:49
  bad ass.
• 1:03:50
  Speaker 2: That's it's uh, that's great already four two bot four
• 1:03:53
  or seven to seven. Kind of like the little dudes
• 1:03:56
  in Bakersfield, act like they're bad ass already four two
• 1:04:00
  four seven seven Row. My daughter names her dog Monroe
• 1:04:05
  because her name is Marilyn, Marilyn Monroe.
• 1:04:07
  Speaker 1: That dog is so damn cute. Oh my god, that
• 1:04:13
  dog is so adorable.
• 1:04:15
  Speaker 2: Oh hey, Rome, I have two dogs, Sedative and Indaco.
• 1:04:23
  Both are named after strains of marijuana. Sedative she can
• 1:04:28
  go from zero to one hundred with lots of energy.
• 1:04:30
  My second dog's name is Indaco, the perfect, the perfect,
• 1:04:34
  calm lap dog and wants to sleep all the time.
• 1:04:36
  Oh that's Indigo. Oh no, Indigo. I'm sorry, it's a
• 1:04:39
  sedative an.
• 1:04:41
  Speaker 1: Indigo, Right, I said it wrong.
• 1:04:43
  Speaker 2: Hey, Romeo, you're talking about the dog names, right, Yeah,
• 1:04:47
  what do you got?
• 1:04:48
  Speaker 1: What do you call? How'd your pets get their names? Already?
• 1:04:51
  Four two five four seven seven Rome.
• 1:04:55
  Speaker 2: We named our dog Chimmy Changa because we bought him
• 1:04:58
  from a lady that didn't speak and I told my
• 1:05:01
  four year old that the dog only knew Spanish, So
• 1:05:05
  I said, what do you want to name him? And
• 1:05:07
  he said, Jimmy Changa. We call him Jimmy. That's kind
• 1:05:13
  of funny that you actually, that's kind of funny.
• 1:05:16
  Speaker 1: Hey, bro. We used to have a chihuahua.
• 1:05:18
  Speaker 2: He didn't have a name for the first two months
• 1:05:20
  until he started stealing our neighbors sandals every other day
• 1:05:24
  and all until one day our neighbor just started calling
• 1:05:28
  him something which is sandal in Spanish. H ohchi ha Rachi.
• 1:05:36
  I messed that up toochi in Spanish, and that was
• 1:05:39
  his name forever.
• 1:05:40
  Speaker 1: Oh, that's pretty funny. That's cool. Hey, you have a
• 1:05:43
  cheese fan.
• 1:05:44
  Speaker 2: I have a boy pug and his name is Frank
• 1:05:47
  because the pug's name from the movie Men in Black.
• 1:05:50
  Speaker 1: Oh Frank. Yeah, that's pretty good. That's pretty good.
• 1:05:54
  Speaker 2: Already wore two or seven seven a row. My grandpa
• 1:05:58
  and Fresno had a dog. Asked him what his name
• 1:06:01
  was and he said it was d o G. I
• 1:06:04
  thought that was weird name and asked him why he
• 1:06:07
  named him that, and he said that's how you spelled dog.
• 1:06:11
  Speaker 1: Oh I've heard that before. Yeah, yeah, all right, animals
• 1:06:14
  get their name.
• 1:06:16
  Speaker 6: Yes, I wanted to call in to give a reason
• 1:06:21
  why I named my dog what I named it?
• 1:06:23
  Speaker 8: Oh?
• 1:06:23
  Speaker 5: Yeah, what do you got?
• 1:06:25
  Speaker 6: His name is Simon Phoenix, and there's two reasons. He
• 1:06:28
  has a first last name okay, Simon basically.
• 1:06:31
  Speaker 8: You know from Demolition Man, Yeah, digging, but the Phoenix
• 1:06:35
  part it's a little more serious by named in Phoenix
• 1:06:39
  because when he's a puppy, he had Carbo and uh
• 1:06:42
  yeah he was last dogs then and he made it.
• 1:06:45
  Speaker 1: So yeah, that's yeah, I get it. I get it
• 1:06:49
  all right, man, Thanks for going appreciate it.
• 1:06:52
  Speaker 2: Yeah, let's a good one already. Fourteen five, four or
• 1:06:54
  seven to seven. Hey, roam, Uh, this is sea hog Lou.
• 1:06:57
  We're talking about dogs. I have many we need to
• 1:07:01
  His name is Glizzy, named after hot dog Glizzy.
• 1:07:08
  Speaker 1: Oh, it's a cute little dog, Lou. It's a cute
• 1:07:10
  little dog. Let's see here. What'd you send me here? Hey, Roam.
• 1:07:15
  I got four cats.
• 1:07:17
  Speaker 2: All were supposed to be temporary fosters, but they ended
• 1:07:20
  up growing on me. My first cat called him a
• 1:07:23
  cast first since I found him on Halloween. Second called
• 1:07:26
  him Archie since he acts like he's royalty.
• 1:07:31
  Speaker 1: Let me see here what else? Hold on? Hold on,
• 1:07:32
  let me see what else you're saying here.
• 1:07:36
  Speaker 2: Third cat is oh wait, second royalty better than the others.
• 1:07:40
  Luckily I didn't name him.
• 1:07:44
  Speaker 1: Oh in the trash where you found him? I see.
• 1:07:47
  Speaker 2: The third is called Raider like the Mortal Combat character,
• 1:07:52
  since he he bit me when I rescued him. Last
• 1:07:56
  one is called Midas because his gold. They all can
• 1:08:01
  be annoying at times, but I don't regret rescuing them
• 1:08:05
  from the streets.
• 1:08:05
  Speaker 1: I don't know how anybody could do that. By the way,
• 1:08:08
  I don't know anybody.
• 1:08:09
  Speaker 2: Could say, well, I'm gonna foster this dog and then
• 1:08:12
  find it at home.
• 1:08:12
  Speaker 1: I don't know how you guys can do that. That's
• 1:08:14
  just wild to me. Bro I got a king Corso.
• 1:08:17
  Speaker 2: I named it Midnight because at night all you could
• 1:08:20
  see are his eyes. And my other King Corso is
• 1:08:24
  Stormy because she's destroyed everything. That's hilarious, alrighty four seven
• 1:08:31
  to seven a Roma got new chauahua.
• 1:08:33
  Speaker 1: We let our daughter name them. She named and one.
• 1:08:37
  Speaker 2: Oatmeal oatmeal oat Bill is a good name
• 1:08:43
  Speaker 10: Every morning morning