Ghost Enrollees Haunt Obamacare as $10 Billion Fraud Crisis Erupts

The 47 Morning Update with Ben Ferguson · Jul 4, 2026 · 13m · transcript

1. Scale of Fraud

Over 1 million ACA enrollees allegedly have no Social Security number on file

~$10 billion per year in taxpayer losses due to fraud or improper enrollment

3 million fraudulent enrollments reportedly already removed

Up to 6–7 million questionable enrollments potentially under investigation

2. Types of Fraud

Missing identity verification

Enrollment without Social Security numbers

Phantom enrollments

People enrolled without their knowledge

Stolen or fake identities

Applications submitted using fabricated or stolen information

Income misrepresentation

Inflated or false…