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Maximize Your Social Security Now | Durham News

If you’re a couple in your fifties, this one’s for you: timing your Social Security claim could seriously boost your retirement income. Claiming at 62 means a smaller check, but waiting until full retirement age (67) gets you full benefits—and delaying until 70 adds 8% per year. If your savings are strong, early claiming might work; if you rely on Social Security, delaying pays off big. Married couples? The lower earner can file early while the higher earner waits for bigger payouts. And while the trust fund’s projected to run dry by 2032 (paying only 78% of promised benefits), Congress…

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