What Bluevine learned from $2 billion in mobile check deposits and a growing partner stack

Tearsheet Podcast: Exploring Financial Services Together · Nov 5, 2026 · 25m

A $2 million general contractor pays subcontractors, invoices clients, issues employee cards, and keeps its own books. Most banks still serve this business the way they serve a consumer, just with a larger balance. Owners fill the gaps by stitching together a dozen or more apps. Digital banks competing for this market are pulling more of these jobs into the banking experience, building some tools themselves and embedding partners for the rest. Bluevine, which began in small business lending, has spent the last six years building a broader suite of banking products around its checking account…