Federal Loan Caps & Medical School Debt: What Future Doctors Need to Know

The Short Coat (Audio): An Inside Look at Getting Into and Getting Through Medical School · Oct 9, 2025 · 1h 16m

Medical School is Now More of a Gamble thanks to the “Big Beautiful Bill.” We sit down with Chris Roling, University of Iowa’s financial aid guru, alongside M1 students Anna Royer and Isa Perez-Sandi, and M2 Maria Schapfel, to break down the most significant changes to medical student financial aid in decades. The new federal loan cap of $200,000 sounds generous until you realize the average four-year cost at public schools exceeds $280,000 and private schools hit $390,000. We talk through what happens when roughly a third of the student body already borrow more than the new limit would…