Latest / Kyler Hood's DFW Market Brief
DFW Market Brief, Episode 28 — Thursday, October 29, 2026
About half of all outstanding mortgages sit below 4 percent, which is why resale listings stay thin even as prices soften. The seller is holding a rate, not just a price. How new construction sidesteps the standoff, since negotiation there is price, buydowns, and credits.
The numbers from this episode:
Mortgages below 4 percent: 49.9 percent of outstanding loans (Realtor.com, via eXp Context Deck)
At 3 to 4 percent: 30.4 percent; below 3 percent: 19.5 percent (Realtor.com, via eXp Context Deck)
At 6 percent or higher: 22.1 percent; at 5 to 6 percent: 11.2 percent; at 4 to 5 percent: 16.8…
The skinny
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