Graduation to Homeownership: Why the Class of ’25 Waits Until 2034

Mortgage Research Network Podcast · Aug 4, 2025 · 4m

For recent grads, the path to a front door key just got a decade longer. In this episode, Tim Lucas and Craig Berry break down the new “homebuying timeline” study and what it means for the Class of 2025. You’ll learn:Decade-Long Delay: Why median graduates won’t afford a home until 2034—almost 9 years post-degree—given average salaries, 13.8% savings rates, and $410/month student-loan paymentsState-By-State Divide: From under 5 years in West Virginia to a staggering 18-year wait in Hawaii (until 2043) for a $100K down paymentStudent-Loan Impact: How debt adds nearly 5 extra years—without…