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Do You Still Need Life Insurance in Retirement if You've Saved Well?

In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson & Linwood Fraher of Martin Wealth Solutions tackle a common question for those nearing or entering early retirement: If you’ve already built significant savings, do you still need life insurance?

Sam and Linwood explain that the answer isn’t always straightforward. They walk through how life insurance needs evolve over time and depend on factors like income replacement, debt, legacy goals, tax considerations, and overall financial independence.

This episode helps listeners think through when…

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