Latest / Job Hopping with Fexingo: Tenure, Loyalty, and the Modern Career Resume
How Job Hopping Changes Your 401k and Retirement Savings
Lucas and Luna explore how short job tenures affect your long-term retirement savings, beyond just unvested 401k matches. They break down the real numbers: a five-year job-hopper with six employers might leave $12,000 in unvested match money on the table, plus miss out on compound growth. But the trade-off is a higher salary, which can more than compensate. They walk through a concrete example comparing a job-hopper who gets 15% raises each move versus a loyalist with 4% annual increases — over 30 years, the hopper ends up with nearly double the retirement balance despite losing some match…
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