Latest / A&O Shearman Europe insights
UK mortgage reform: What FCA's DP 25/2 review means for the market
The FCA's discussion paper on the future of UK mortgage regulation raises fundamental questions about how the market should work.
From interest rate stress tests and later life lending to variable income borrowers and customer vulnerability, DP 25/2 signals a potential shift in how the regulator thinks about risk, access and consumer outcomes.
What are the key proposals? What does this mean for lenders, intermediaries and consumers? And where is the FCA's direction of travel heading?
Counsel Jean Price and associate Giannis Giortzis discuss with knowledge lawyer Louise Bralsford the…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.