Latest / The Financial Freedom Podcast with Fexingo: Quitting Your Job, Living Off Investments, Independence
The Part-Time Job That Protects Your Early Retirement
Episode 25 of The Financial Freedom Podcast tackles a counterintuitive idea: instead of retiring completely, early retirees who keep a small part-time gig actually preserve more wealth and face less sequence-of-returns risk. Lucas and Luna break down the math using a scenario where a retiree with a $1.2 million portfolio earns just $12,000 a year from a flexible remote job. They show how that modest income can eliminate the need to sell assets during a prolonged bear market, effectively raising the safe withdrawal rate from 3.5% to nearly 4.5%. The episode also covers which types of part-time…
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