Moving With $3M in a 401(k)? What Nobody Tells You

TaylorMade Retirement with Taylor Demars, CFP® · Apr 21, 2026 · 15m · transcript

Planning to relocate in retirement with $2M-$4M+ in a 401(k)? Before you list your house, listen to this. Most people don't realize that pulling money from a 401(k) for a down payment can cost $60,000-$65,000 in taxes— for a cash need that lasts 90 days. Taylor walks through the exact planning sequence he used with a real client couple to bridge their move for 95% less, and how the move itself became the catalyst for a Roth conversion strategy worth hundreds of thousands over their retirement.

What you'll learn in this video:

- Why the 401(k) is the most expensive way to fund a relocation —…