Latest / Mortgage Research Network Podcast
The Credit Score Shake-Up: Why 30% of ‘Good’ Scores May Be High-Risk
A new report suggests 30% of borrowers with “good” credit scores are actually high-risk—and many denied borrowers may be safer bets than their scores imply. Tim Lucas and Craig Berry break down why traditional credit scoring is under fire and how new verification tools could make mortgage pre-approvals faster and more accurate.In this episode you’ll learn:The disconnect: Validify found major gaps between credit scores and real banking behavior—especially as 70% of Americans live paycheck to paycheck.New tech from Equifax: Income Qualify uses real-time bank activity to measure repayment…
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