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The 2026 "Silent Renewal" Secret: Switch Lenders Without the Stress Test | Your Mortgage Minute
Renewing your mortgage in 2026? If you locked in at 1.89% back in 2021, you're now facing renewal rates of 4%+ and payment increases of $600/month or more.
But here's what your bank won't tell you: You might not need to pass the stress test to switch lenders.
In this episode, OnLendHub mortgage expert [Your Name] joins co-host Sarah to reveal the "Silent Renewal Switch"—a strategy that lets qualified borrowers move to a better lender WITHOUT requalifying under today's 5.25% stress test.
🎯 WHAT YOU'LL LEARN:
• Why 1 million Canadians are facing the "Great Mortgage Cliff" of 2026
• How the…
The skinny
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