Medicare ANOC (Annual Notice of Change) Letter Explained | The Brad & Mike Show | EP 22

The Brad and Mike Show · Sep 17, 2026 · 16m

Your Annual Notice of Change (ANOC) letter is on its way — and it's more than junk mail. In this episode, Brad and Mike explain what's hiding inside it: premium and cost changes, doctor and hospital network shifts, drug formulary updates, and the extra benefits (dental, vision, OTC) that can quietly shrink. They also break down the 2026 Part D annual cap ($2,400), the new Medicare Prescription Payment Plan, and how OEP gives you one more chance to fix a bad plan choice between January and March. If you're on Medicare Advantage or a Part D plan, this is the episode to hear before AEP starts.

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