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I Lost My Wallet & I Haven't Been Paid · Armstrong & Getty One More Thing

• 0:00
  Speaker 1: I lost my wallet and I haven't gotten paid. It's
• 0:02
  Speaker 1: one more thing.
• 0:04
  Speaker 2: I'm one more thing, say Rare Michelangelo hosted one more
• 0:11
  Speaker 2: Thing podcast Before we get to that. Though, Joe knows
• 0:15
  Speaker 2: this story, so I understand how impactful this was for me.
• 0:18
  Speaker 2: He knows my backstory. I just walked into the restroom
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  Speaker 2: and there were women in there. Oh, and I had
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  Speaker 2: a flashback. It was amazing, I could see it. So
• 0:36
  Speaker 2: when I was ten years old Wrigley Field, Chicago Cubs
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  Speaker 2: father son baseball trip with my dad, I tell my
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  Speaker 2: dad I need to go to the bathroom, and I
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  Speaker 2: accidentally walked in the women's room. And it wasn't until
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  Speaker 2: I was quite always in there and saw a bunch
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  Speaker 2: of women before it registered in my head that I
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  Speaker 2: was in the women's room. And I was so horrified
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  Speaker 2: as a ten year old that I had accidentally walked
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  Speaker 2: into the women's room. I mean just horrified to the core.
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  Speaker 2: I can still picture it. I thought sure they were
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  Speaker 2: gonna announce it over the loud speaker. I came and
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  Speaker 2: sat down with my dad rather than say a funny
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  Speaker 2: thing this happened, Dad, I walked in. I was just horrified,
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  Speaker 2: keeping it a secret. I thought they were gonna announce
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  Speaker 2: it would the ten year old boy who just walked
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  Speaker 2: in the women's room, Please report, police are on the way,
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  Speaker 2: you know that sort of thing. I just had that
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  Speaker 2: flashback because I just walked into the bathroom and there
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  Speaker 2: were two women standing there, and I thought, how did
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  Speaker 2: I get that? They were in some sort of inspectors
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  Speaker 2: doing an inspection? Oh?
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  Speaker 3: Okay, Wow, they put up a sign or should they should?
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  Speaker 3: I could have unleashed right as the door open, because
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  Speaker 3: I was in a real hurry. And the next thing,
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  Speaker 3: you know, I'm exposing myself. And on the news, the
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  Speaker 3: pre pants pulled down exactly and.
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  Speaker 2: They were Wow, the preemptive pulled down. Good lord. And
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  Speaker 2: they were wearing street clothes, so it made it more
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  Speaker 2: of a what is going on here? They should have
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  Speaker 2: had some sort of inspector uniforms on or something or
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  Speaker 2: was it gender pending madness? Anything goes now, it's sick,
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  Speaker 2: horrifying thing. God, nothing happened, Okay, Michael, what's your story?
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  Speaker 1: Had a tough time coming to work today? So I
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  Speaker 1: was getting a ride here. Yesterday I got hit on
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  Speaker 1: the highway. So I'm driving and just going along and
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  Speaker 1: all of a sudden, how somebody hits me on the
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  Speaker 1: rear side of my car, and I see a piece
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  Speaker 1: of my cargo flying off, which is just great, I hear.
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  Speaker 2: Yeah, So how flse do you go?
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  Speaker 1: I'm going about sixty five miles an hour.
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  Speaker 2: Yeah, you could get spun.
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  Speaker 1: Yeah, yeah, I was very lucky I wasn't hurt. So anyway,
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  Speaker 1: what happened was a young kid about twenty years old.
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  Speaker 2: Well back up just a second. So he hits you
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  Speaker 2: in the like in the bumper or the.
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  Speaker 1: Side right where the rear tire is, the left rear
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  Speaker 1: tire right above that.
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  Speaker 2: It's amazing that you didn't get spun out. Yeah, so
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  Speaker 2: what what happened? Did you just end up slowing down
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  Speaker 2: and coming to a stop?
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  Speaker 1: Yeah I did. I just slowed down, came to a
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  Speaker 1: stop and just went to the you know, right side
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  Speaker 1: of the road. And he went to the right side
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  Speaker 1: of the road, and that's where we you know, comes out. Oh,
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  Speaker 1: I'm sorry, I'm sorry. I was trying to make a lane.
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  Speaker 2: Change and yeah, you know, I didn't see you.
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  Speaker 1: Didn't see you. Okay, So this is the first time
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  Speaker 1: he's ever been in an accident. I guess he's really nervous.
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  Speaker 1: He's twenty probably, I would say twenty years old, young,
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  Speaker 1: young kid child.
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  Speaker 2: Yeah.
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  Speaker 1: Then he tells me I said, well, I said, I've
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  Speaker 1: been through this before. I said, so, don't worry, you know,
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  Speaker 1: you just get let's just exchange our insurance information. Then
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  Speaker 1: he looks at me wide eyed and goes, I don't
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  Speaker 1: have insurance.
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  Speaker 2: Oh boy, oh my insurance expired. Woh no, and that's
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  Speaker 2: when you clutch your neck. Of course, it doesn't do
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  Speaker 2: any good if he doesn't have an insurance.
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  Speaker 1: And I said, well, let's, you know, exchange the information stuff.
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  Speaker 1: He goes, all right, except my wallet was stolen at
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  Speaker 1: the club the other night. Okay, no, no, I thought
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  Speaker 1: the same thing too, Katie. But okay, he gave me
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  Speaker 1: all the information he had me, you know, gave the
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  Speaker 1: cell phone, the email, his home address, everything, said try
• 4:00
  Speaker 1: the cell phone right now. You know you can see
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  Speaker 1: that's me.
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  Speaker 2: You know it's a burner. I don't know. I hope not.
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  Speaker 3: But I his car was bamboozled by his sob story.
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  Speaker 3: She's heard it all far.
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  Speaker 2: His car is totaled.
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  Speaker 1: Yeah, his car was like he couldn't drive, he couldn't
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  Speaker 1: drive away?
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  Speaker 2: What was wow? What was he driving as a guy
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  Speaker 2: with no insurance and no wallet?
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  Speaker 1: It was a Ford Sedan, m so it wasn't in
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  Speaker 1: a bad car. But it's just the way he hit me.
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  Speaker 1: I mean, he just completely went right in, Like.
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  Speaker 2: Who uses the term sedan? What are you eighty five
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  Speaker 2: years old?
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  Speaker 1: Well, I was trying to, you know, leave it a
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  Speaker 1: little generic.
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  Speaker 3: It's it's a perfectly reasonable term. I don't attack him
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  Speaker 3: for using the term sedan. Told me what kind of
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  Speaker 3: car it is?
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  Speaker 2: That was a weird attack.
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  Speaker 4: Yes, that was it?
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  Speaker 2: A Taurus. That was That was a weird attack. That's bizarre.
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  Speaker 4: Wow, wow, odd thing to go after, Michael Foarr.
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  Speaker 2: You know, I can't believe he got hit in the
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  Speaker 2: tie in the tire area at sixty five and didn't
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  Speaker 2: end up yeah, crashing. Yeah, it's quite amazing.
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  Speaker 1: I'm just glad I didn't hit the fuel tank, you know,
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  Speaker 1: just it was near the fuel tank area, so I thought, oh.
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  Speaker 2: Boy, and bad enough to total his sedan?
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  Speaker 4: Yeah, how many likes he got on that post he
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  Speaker 4: was checking when he hit you?
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  Speaker 2: Yeah, no, kidding, kidding, Yeah, God dang it. If you
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  Speaker 2: if you're living a lifestyle where your wallet gets stolen
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  Speaker 2: at the club and you got no insurance. I would
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  Speaker 2: drive extra careful because just you know, you're living on
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  Speaker 2: the edge of it all falling apart.
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  Speaker 3: If you were that person, you wouldn't know to drive
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  Speaker 3: extra carefully.
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  Speaker 2: I guess you're right. That's a great point in this case.
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  Speaker 1: He was a very nice young man. I think unfortunate, Unfortunately.
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  Speaker 1: I think this is a case of poverty. And he
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  Speaker 1: just he said, I was waiting to get paid. I
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  Speaker 1: was just switch to a different insurance. He's telling me
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  Speaker 1: the sob story. You know, I'm actually starting to feel
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  Speaker 1: bad for him because I can imagine being in this situation.
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  Speaker 2: I've been down and out before. I know what it.
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  Speaker 3: Yeah, the only way he learns, Michael, is if you
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  Speaker 3: take what little he has from him. Yeah, I leave
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  Speaker 3: him with nothing.
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  Speaker 1: So I'm wondering how this is gonna work. I guess,
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  Speaker 1: I mean, am I not gonna Am I gonna have
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  Speaker 1: to pay for this myself?
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  Speaker 2: Or what do I do?
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  Speaker 5: You know?
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  Speaker 2: I because I got rear entedies. Remember right after I
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  Speaker 2: got my my truck, I got rear in it like
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  Speaker 2: two weeks later. But the guy had insurance and it
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  Speaker 2: costs seven thousand dollars to fix my truck, but his
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  Speaker 2: insurance paid for it, and he didn't dispute in any
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  Speaker 2: way that he was his fault. But what happens when
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  Speaker 2: you get hit by somebody who thout insurance? I don't
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  Speaker 2: have the slight hitting.
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  Speaker 3: A Look at your bill. You have a charge for
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  Speaker 3: uninsured motorist coverage and that so your insurance company will
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  Speaker 3: cover you for that. You will be fine. They will
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  Speaker 3: then check up your right.
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  Speaker 2: That's what I'm gonna ask though. Yeah, did they treat
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  Speaker 2: it like it was your fault in terms of your
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  Speaker 2: Does it count as a claim? It probably does. No,
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  Speaker 2: they treated it like you slapped their mother with the
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  Speaker 2: in the face, and that really sucks. And if that's true,
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  Speaker 2: and I'll bet it is true, that means the second
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  Speaker 2: time it happened, maybe maybe now you get in a
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  Speaker 2: record is your fault, but you've got too Sorry, we're
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  Speaker 2: gonna have to quadruple your insurance or drop you. I
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  Speaker 2: hope that's not true, but it wouldn't surprise me. Yeah,
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  Speaker 2: that reminded me. I was like roughly that age. I
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  Speaker 2: didn't get into a wreck, but like I was just
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  Speaker 2: my life was going so poorly at this point in
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  Speaker 2: a variety of ways I should do a documentary about
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  Speaker 2: me as like a twenty three year old because it
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  Speaker 2: was sad, sad in so many different ways.
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  Speaker 3: I've had a long sit down interview with a master interviewer.
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  Speaker 2: But I was going to one of my temporary jobs.
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  Speaker 2: I had three jobs at the time. In my temporary
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  Speaker 2: job where I worked at AT and T doing data entry,
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  Speaker 2: where I would do all the data entry really fast
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  Speaker 2: and then go sleep in the toilet because I had
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  Speaker 2: to work at UPS late at night and AnyWho, I'm
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  Speaker 2: on the way.
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  Speaker 3: Just for clarifications sake, since this is the second toilet
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  Speaker 3: related anecdote you've told us during a single podcast segment,
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  Speaker 3: did you literally sleep in a toilet? What was the
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  Speaker 3: other truck in the bathroom?
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  Speaker 2: What was the other toilet related story you just took
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  Speaker 2: in the bathroom? All right, yeah, yeah, that story was this. Yeah.
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  Speaker 4: Were you sleeping in the toilet or.
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  Speaker 2: Were you in the stall? I was in the stall.
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  Speaker 2: I would sit on the stall and I would lay
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  Speaker 2: my arm toilet, sit on the toilet. I put my
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  Speaker 2: arms across my knees. I was more flexible than put
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  Speaker 2: my arms across my knees and lay my head down
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  Speaker 2: on my arms. So you're sleeping on the toilet, right, yeah,
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  Speaker 2: and i'd sleep for us It's like a solid two hours. Wow,
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  Speaker 2: it was a little nap pos. Not a chance you
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  Speaker 2: could if you were as tired as I was, getting
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  Speaker 2: up at like five thirty and going to bed at
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  Speaker 2: three point thirty. So I was sleeping like two hours in
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  Speaker 2: my bed.
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  Speaker 4: If someone put a gun to my head and said
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  Speaker 4: sleep like that, I'd just say shoot me.
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  Speaker 2: There's not a chance AnyWho. I'm on my way to
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  Speaker 2: this fabulous job, very tired in my really really crappy
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  Speaker 2: car that like I had to get in the passenger
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  Speaker 2: side door because the driver's side door didn't open, and
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  Speaker 2: I had no air conditioning, and blah blah blah blah blah.
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  Speaker 2: I was going, yes, why are you looking?
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  Speaker 3: Okay?
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  Speaker 2: Why did the car was horrible? Joe? Joe knew me
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  Speaker 2: when I had that car.
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  Speaker 4: Okay, Well, I mean it sounds like a bad car,
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  Speaker 4: but it was so bad that you'd rather sleep on
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  Speaker 4: a toilet.
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  Speaker 2: I couldn't go out and sleep in my car at
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  Speaker 2: that jet to be there in it was it was working, okay.
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  Speaker 3: Yeah, I was at work at at and I oh
• 9:24
  Speaker 3: got it okay.
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  Speaker 2: I would go and I do my dad entry and
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  Speaker 2: I'd say, well, I'm gonna go use the restroom, and
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  Speaker 2: they caught on to the fact that I wasn't coming
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  Speaker 2: back for two hours. But I'd go sleep in the
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  Speaker 2: toilet for two hours not come back. But I didn't
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  Speaker 2: have any work for me to do. It's not like
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  Speaker 2: it made any difference.
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  Speaker 3: Well, right, as you've explained in the past, everybody else
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  Speaker 3: there was working as slowly as possible. Yes, yeah, well
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  Speaker 3: the kind of person, the people they were, you would
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  Speaker 3: knock it off quick.
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  Speaker 2: And then grab some some sleepy time. But I was
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  Speaker 2: on the way to work and I was going to
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  Speaker 2: run out of gas, and I didn't have any money.
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  Speaker 2: I was in a jam here because I was like, really,
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  Speaker 2: paycheck to paycheck, you know, the kind of paycheck to
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  Speaker 2: paycheck where you're like over extended, but you're waiting for
• 10:01
  Speaker 2: that paycheck and you're gonna try to deposit it and
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  Speaker 2: you need the money the second. It's your account. Sort
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  Speaker 2: of life that I had there for a while, which sucks,
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  Speaker 2: And if you're living that way right now, I feel
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  Speaker 2: bad for you because it's rough. Anyway, I was gonna
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  Speaker 2: run out of gas, and I need some money. So
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  Speaker 2: I stopped to get gas, and I told the clerk
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  Speaker 2: who worked there, look, I need gas to get to work.
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  Speaker 2: I will have money by the end of the day.
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  Speaker 2: I can pay you back. Here's my watch. Can I
• 10:29
  Speaker 2: fill up my tank or I don't even think I
• 10:30
  Speaker 2: did that. I got like ten dollars with a gas
• 10:32
  Speaker 2: which back then was ten gallons of gas. Here's my watch.
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  Speaker 2: I'll come back and get my watch. And then he
• 10:37
  Speaker 2: was fine with it. So he took my watch. He
• 10:40
  Speaker 2: let me get ten dollars worth of gas, and then
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  Speaker 2: I brought him ten dollars later in the day and
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  Speaker 2: he gave me my watch back. Beautiful. It was a
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  Speaker 2: beautiful story. It's a beautiful story of a man whose
• 10:50
  Speaker 2: life was going so freaking crappily at the time of
• 10:53
  Speaker 2: a minor ray of sunshine. So he used the barter system.
• 10:57
  Speaker 2: So I used the barter system. But anyway, I rely
• 11:00
  Speaker 2: to that dude that you that ran into you with
• 11:02
  Speaker 2: a no insurance lost his wallet in that whole thing,
• 11:06
  Speaker 2: hands in love, you wanted to pay, okay.
• 11:09
  Speaker 5: So I had a similar circumstance, almost identical circumstance to
• 11:13
  Speaker 5: Michael Angelo's thing a woman hits me didn't have insurance,
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  Speaker 5: except she fought me. She wanted to really tussle over it.
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  Speaker 5: She ends up getting arrested and going to jail. Anyway,
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  Speaker 5: she lost the license yet she no Later police had
• 11:27
  Speaker 5: to go to her house and she got in all
• 11:28
  Speaker 5: kinds of trouble. However, my insurance agent they canceled me
• 11:33
  Speaker 5: over this incident. Yeah, And I went in and I said, hey,
• 11:37
  Speaker 5: what's going on. Why are they canceled? I'm sorry, Yeah,
• 11:39
  Speaker 5: you've been in this accident. But I found you another
• 11:42
  Speaker 5: policy with a different company. Unfortunately, your premium's going way up, like,
• 11:46
  Speaker 5: but that's the best you can do. And I got
• 11:49
  Speaker 5: in touch with the insurance commission, our state's insurance commission.
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  Speaker 5: They told me go and meet the guy and say
• 11:55
  Speaker 5: you talked to the insurance commission and this doesn't seem right.
• 11:58
  Speaker 5: And I swear to God that I spun around got
• 12:01
  Speaker 5: my policy back at the same premium. It was amazing.
• 12:04
  Speaker 5: He's like, oh this, let me go in the other
• 12:06
  Speaker 5: room for a minute, and he left and came back.
• 12:07
  Speaker 2: So I'm sorry.
• 12:08
  Speaker 5: There was a mistake. We made a mistake, and I
• 12:09
  Speaker 5: can't believe we made this mistake. Here's your old policy back.
• 12:12
  Speaker 5: I remember you telling me that story. There is a
• 12:13
  Speaker 5: lesson there that if you think you're really being screwed,
• 12:16
  Speaker 5: you should attack. You should contact the state insurance Commission
• 12:20
  Speaker 5: because they will fight for that sort of thing and
• 12:23
  Speaker 5: apparently put the fear of God in him if they're
• 12:24
  Speaker 5: doing something untoward.
• 12:26
  Speaker 1: This is great info for me.
• 12:27
  Speaker 2: Good now, Yeah, yeah, yeah, God dang it. That sucks though.
• 12:31
  Speaker 2: I get hit by somebody else who doesn't have insurance
• 12:35
  Speaker 2: and so my rates go up. I mean, that's just
• 12:38
  Speaker 2: I don't know what to do with that. But the
• 12:40
  Speaker 2: insurance company would say, this is Joe's line. Usually the
• 12:43
  Speaker 2: insurance company would say, well, we're a for profit business
• 12:48
  Speaker 2: and you live in a state where there are thousands
• 12:51
  Speaker 2: of drivers without insurance. We can't just eat all that, right, right,
• 12:56
  Speaker 2: You signed a contract. Is this your signature? Yeah? Yeah,
• 12:59
  Speaker 2: contract says we can do this, so bye.
• 13:04
  Speaker 1: I gotta get an electric bike. Well, I guess that's it.