Latest / The Curve / RTC127: Finding balance in life and finances with Georgia Vavasour.

Transcript

RTC127: Finding balance in life and finances with Georgia Vavasour. · The Curve

• 0:00
  Welcome to Raising the Curth, a podcast designed to teach you everything you need to know
• 0:05
  to be better with your money.
• 0:07
  And the wise words of Amy Schumer were slipping carrots into the brownie recipe.
• 0:11
  I don't really get the saying.
• 0:13
  It's kind of like eating vegetables that actually taste good.
• 0:17
  You know, I'm like, still not ready to eat.
• 0:19
  Are you on the script?
• 0:20
  It's basically like saying, investing in finance can be boring but it totally doesn't
• 0:26
  need to be.
• 0:27
  OK, OK, so we're making it fun by putting the carrot.
• 0:31
  OK, the vegetables are just good for you.
• 0:33
  It's the brownie recipe.
• 0:34
  OK, we got there, we got there.
• 0:36
  OK, OK.
• 0:36
  Well, you've really got a finance brain.
• 0:38
  Yeah, one of us has to.
• 0:40
  This is a joke.
• 0:41
  OK, come and learn alongside me from Vick Harris, ex-fun manager.
• 0:45
  Well, I'm going to ask all the questions that you wish you could.
• 0:48
  And I'm going to be eating all the brownie you wish you could.
• 0:50
  No, it's so not the joke, Vick.
• 0:53
  Oh, OK, just come and talk and learn and laugh with us.
• 0:56
  Because together, we really can raise the curve.
• 1:01
  Today's guest will 100% leave.
• 1:04
  I was about to say leave a smile on your face,
• 1:06
  but I think that it's one of those conversations that you will be
• 1:10
  smirking throughout.
• 1:12
  And the reason I say that is that
• 1:14
  Georgia is, hmm, how do you even, I mean, in terms of her credibility
• 1:20
  and what she's achieved, she's amazing.
• 1:22
  She worked in a corporate finance oriented job for like 12 years.
• 1:27
  And she did an enormous pivot due to a lot of stress that was happening
• 1:32
  in her life that led to a pretty serious health complication.
• 1:35
  And what actually resulted from taking such an enormous step
• 1:40
  in a completely different direction is that not only now is her job way
• 1:44
  more in alignment, but she's completely unraveled her relationship
• 1:49
  with money, the way that she spends, the way that she consumes food,
• 1:53
  alcohol, everything.
• 1:54
  And I think that the patterns that we're quite unaware of
• 1:59
  when it comes to our finances stem through our whole life.
• 2:04
  And unless often in your face with a pretty,
• 2:07
  whether that be like an enormous debt bill
• 2:09
  or a really scary health problem that pops up,
• 2:13
  often we're not forced to look at some of the less endearing parts
• 2:16
  of ourselves.
• 2:17
  And I think that this conversation for both the can I was inspiring,
• 2:21
  but not on a condescending, you need to fix your life kind of away
• 2:24
  because I think with so much pressure around how we should be living
• 2:30
  and what we should be doing for the planet and what we should be doing
• 2:33
  for people and work like sometimes the noise can be overwhelming.
• 2:37
  What I think this conversation will do, hopefully,
• 2:42
  is give you things to think about and hopefully implement
• 2:46
  to really revolutionise the way that you think about your relationship with money.
• 2:51
  I know that you said this to us on email
• 2:54
  and I don't know if you feel comfortable talking about it.
• 2:56
  But being diagnosed with bowel cancer is a pretty major,
• 3:00
  major, major diagnosis.
• 3:02
  And I wondered if you felt comfortable.
• 3:06
  I know that that really was a huge driver in terms of when you went from corporate
• 3:12
  into teaching meditation.
• 3:13
  So yeah, we'd love to hear when that happened, how it went down,
• 3:17
  what was going on in your life at the time.
• 3:20
  Yeah, so I was working in corporate insurance
• 3:24
  and I'd been in that role for a while, that industry for about 12 years
• 3:29
  and yeah, it just kind of came out of the blue.
• 3:32
  I'd had a few digestive issues and decided, you know,
• 3:35
  I really need to get on top of this.
• 3:36
  And I'd had a little bit of blood in the stool,
• 3:39
  which was my main indicator, I guess,
• 3:42
  but I didn't have the awareness that that actually was a symptom of bowel cancer.
• 3:47
  And I was 32, so it wasn't something that was on my rider or anyone else's rider.
• 3:53
  And my doctor said, look, you absolutely must have a colonoscopy.
• 3:57
  And I said, come on, I need to do that.
• 3:59
  It sounds a bit extreme, like surely there's some other.
• 4:02
  She's like, no, you must do it.
• 4:03
  And thank, I'm very thankful to her because another doctor I'd seen previously
• 4:07
  had just sort of done a rectal exam, said everything's fine.
• 4:10
  And he could have potentially picked it up then.
• 4:12
  But I was very lucky in the end, you know, they caught it early.
• 4:14
  And I woke up from the colonoscopy and they were like,
• 4:18
  oh, you just need to have a meeting with the doctor,
• 4:20
  it's kind of standard protocol, which apparently it's not.
• 4:24
  And they said, yeah, you've got cancer.
• 4:26
  And I just kind of, yeah, was in shock for a wee while.
• 4:32
  How did you take that news?
• 4:34
  Yeah, that must have been so shocking to hear at 32.
• 4:38
  Like that kind of phrase would just turn your life upside down.
• 4:43
  I can imagine.
• 4:44
  Yeah, it, it, it does.
• 4:47
  I think the first thing I did was call work that I couldn't speak to my family
• 4:51
  or, you know, closer people.
• 4:52
  I just ran work and said, I can't come back.
• 4:55
  And I don't know when I will be able to just before, like in terms of when you say
• 4:59
  you called work first, do you think you're in a state of shock at that time?
• 5:04
  Like was there, you know, where you just like, hi, I can't come into work
• 5:06
  because our health is obviously everyone's like, health is number one.
• 5:10
  But I really don't think until something pretty scary happens,
• 5:14
  either to or someone close to you, we can't even understand the concept
• 5:19
  of the fact that we don't live forever.
• 5:21
  So I'm, I'm just sort of curious to like when you say you call work first,
• 5:24
  was it just more of a like, okay, I need to buy myself some time here
• 5:28
  before I deal with this or like what?
• 5:31
  It just seems like in the moment the most practical step, like I was in shock,
• 5:35
  has kind of processing it.
• 5:37
  And I remember that call and I literally said to my manager, you know,
• 5:40
  they've told me I've got cancer.
• 5:42
  And I'm not sure what I'm going to do.
• 5:44
  And I just can't, I won't be in today, I won't be in tomorrow, you know,
• 5:49
  and they were amazing through the whole thing.
• 5:51
  But I feel like, and obviously I've never been in that situation,
• 5:54
  but I feel like telling someone that's not as close or there's not,
• 6:01
  it's not as emotional.
• 6:02
  I don't know, I totally get the whole like, okay, pragmatic.
• 6:06
  Okay, what do I do?
• 6:07
  Yeah, I'll deal with the telling my family.
• 6:10
  Once I've decompressed it, you know,
• 6:11
  it's kind of telling a stranger almost is easier or not a stranger,
• 6:16
  but your boss, I feel like would be easier.
• 6:18
  But yeah, you would just go into, you'd go into shock.
• 6:20
  It would be gosh, I can't even imagine.
• 6:22
  Yeah, totally.
• 6:23
  And you don't really know what you would do in that scenario,
• 6:26
  but I was also just coming out of a colonoscopy, you know,
• 6:29
  I hadn't eaten for like 24 hours.
• 6:31
  I was still coming off the sedation.
• 6:33
  And now they've, they actually handled it really well and sort of swept me
• 6:37
  into the bowel surgeon's office.
• 6:39
  And he said, look, I came in and had a look at the, what I believe is a tumor.
• 6:43
  And I was like, well, it can't be, you know, you haven't done a biopsy.
• 6:46
  How can you know, he's like, well, I've seen a bit of cancer in my time.
• 6:50
  But the good news is, you know, bowel cancer is very survivable.
• 6:54
  It's the best one if you're going to get one, which I couldn't really process
• 6:57
  at the time because I didn't want any cancer.
• 7:00
  I wasn't expecting to have cancer at all if I let alone at that stage.
• 7:05
  And I remember even before they put me under, I sort of suddenly said to the nurses,
• 7:10
  oh, you know, by the way, what happens if they find something?
• 7:12
  They're like, oh, no, no, you know, there won't be anything there.
• 7:15
  And you're so young, you know, we'll just laser out anything we find.
• 7:18
  And then, you know, they kind of had to eat their words, I guess.
• 7:21
  So I mean, it's a pretty potent time for me like I look back on that.
• 7:25
  And I'm actually ironically quite grateful for the experience
• 7:30
  because it was a huge, really caught a huge pivot in my life,
• 7:35
  which was very expansive and deep into my experience of life.
• 7:40
  And you really get the silver lining of cancer if you're lucky enough
• 7:44
  as I have been to come through it is that your relationship with life
• 7:50
  is just entirely different from that point on.
• 7:53
  Did you have things in place at the time like health insurance or a will
• 7:59
  or any of those things that sound incredibly adult?
• 8:04
  Was there any kind of like thought process around how you would cope
• 8:09
  financially should something ever happen?
• 8:12
  Or I mean, like, I haven't had that conversation with myself or loved ones.
• 8:15
  I'm curious to know if you had, like, I'm 32.
• 8:17
  So yes, yeah, no, certainly nothing that was consciously planned by me.
• 8:23
  I was an insurance, which was very lucky because it, as it turned out,
• 8:27
  they said, oh, well, you have income protection and that's been salary
• 8:30
  sacrificed and even really noticed going off my pace, like, you know,
• 8:34
  they have all these things they're taking out, they're taking out super,
• 8:36
  they're taking out this and that and you just, you know, go along with it.
• 8:39
  But it was really, really helpful because I was getting 80% of my salary
• 8:45
  for the whole year that I took off.
• 8:47
  I didn't have to work while I was doing cancer and chemo.
• 8:50
  I did have private health insurance, actually, which is pretty common in Australia,
• 8:54
  just because of the way the health system here is and the tax system
• 8:57
  encouraged you to have it.
• 8:59
  So that also was a great blessing and that I had private everything.
• 9:04
  And relatively smooth looking back experience through the whole process.
• 9:08
  Certainly, you know, being able to work are not having to work and being in a
• 9:13
  major city where people that live really have a lot more
• 9:16
  at difficulty accessing services.
• 9:18
  So, and how important was it having the income insurance in terms of your
• 9:23
  emotional state and the stress you're going through health wise?
• 9:27
  How important was it knowing that you're still getting paid 80% of your salary?
• 9:32
  I mean, I can't imagine what it would be like without that because that was my
• 9:37
  experience.
• 9:38
  It was kind of a surprise bonus because, again, I didn't even realise it was there.
• 9:42
  And if I had known it was there, I never would have thought I would ever use it.
• 9:46
  But the reality is that new cancer is coming through at younger and younger ages.
• 9:52
  So the way that we've viewed it in the past is, oh, you know, that's for 60-year-olds.
• 9:56
  Plus, this is probably what I was thinking at the time, even some of my nurses and
• 10:01
  doctors were always there coming to my room in the hospital and just shocked
• 10:04
  because I was young, but I also looked younger than I was and they were like, how, you know?
• 10:10
  But then I met a girl undergoing chemo for Balcancer who was 18 and we used to have
• 10:16
  a chat during in the chemo ward.
• 10:18
  So, you know, it's crazy that people think insurance or income protection insurance or
• 10:23
  mortgage protection or any of that is for people with dependents or children and it's
• 10:29
  so not.
• 10:30
  It's like, if anyone even in your situation, you know, get sick or ill or can't, can't
• 10:35
  work like you still need to pay for yourself.
• 10:39
  So if do you have income protection?
• 10:41
  No.
• 10:42
  I don't.
• 10:43
  I literally only got it like two years ago.
• 10:46
  If anyone's interested, we've actually got a whole episode where we should just quickly
• 10:50
  see what that is.
• 10:51
  It's episode raising the care of number 63.
• 10:54
  A guide to adulting and getting your plan be sorted.
• 10:56
  Yeah, we spoke to a couple of insurance advisors.
• 10:59
  It would have been maybe like a year and a half ago now and it blew my mind.
• 11:04
  I can't.
• 11:05
  I don't know.
• 11:06
  I think for you as well, I guess because you were working in insurance at the time,
• 11:08
  Georgia, it was like, you know, you can't exactly work for an insurance company and then
• 11:12
  not be giving your employees insurance benefits.
• 11:16
  I know it was probably a different type of insurance, but like, it was a good industry
• 11:20
  to be in.
• 11:21
  Because I've heard lots of stories recently, there's like really tragically a few people my
• 11:26
  age at the moment that I don't know personally, but are like friends or friends who are going
• 11:30
  through similar experiences of cancer.
• 11:33
  And I don't know what their financial situation is, but it is one of those things I thought
• 11:37
  holy shit, like it's so young and I can't imagine the emotional pressure let alone on
• 11:43
  top of that financially.
• 11:45
  I just want to kind of take a take a step back now on reflection and in hindsight, was
• 11:52
  your job super stressful?
• 11:54
  Was it stress that lead to the cancer, you know, can they tell what leads to it?
• 11:59
  You seem like you were, you have had a pretty active, healthy lifestyle, you know, was
• 12:04
  there anything in your life that you can kind of pinpoint that possibly caused it lead
• 12:09
  to it?
• 12:10
  Anything like that, any stress financial stress?
• 12:13
  I think that I'd had it for a while at the time that I was diagnosed, because I'd had
• 12:17
  those symptoms for a while.
• 12:20
  I ostensibly at the time thought I was quite healthy, though you rapidly upgrade your idea
• 12:26
  of what healthy is when you go through something like that.
• 12:29
  So my idea of healthy and, you know, this is my, for a few people was, you know, was doing
• 12:36
  yoga quite a few times a week and I ate organics salads and I was quite, you know, quite
• 12:41
  actually into organic food, I was eating quite well, I wasn't kind of eating takeaways
• 12:46
  all the time, making my own food a lot, but I was drinking a lot as well, you know.
• 12:52
  Really?
• 12:53
  Very much, you know, I was a party girl through my twinties to a relatively extreme degree
• 12:58
  at times, and that lifestyle is a lot of fun.
• 13:05
  Perfect shut up, you know, me too, me encouraging it.
• 13:09
  It's a lot of fun.
• 13:10
  I'm like, yeah, we all work, yeah, you know.
• 13:12
  And our 30s, I've got to do it.
• 13:14
  It was, it was my gen for sure, you know, it's gradually becomes, I think, with each generation
• 13:18
  that progresses a little bit more, health conscious, but we were, you know, the solid,
• 13:23
  binge drinking generation, and now the science says that there's no safe amount of alcohol
• 13:30
  unfortunately to drink when it comes to cancer.
• 13:33
  So, you know, was it stress?
• 13:36
  Job was stressful, not anymore, stressful than any other corporate job really.
• 13:40
  I think it's also about what your response to stress is, so someone might have a more
• 13:46
  stressful job, but they have quite a high level of adaptation to it.
• 13:51
  Someone else might have, you know, what someone might consider a low stress job, but because
• 13:56
  of their individual flavour of stresses that they've absorbed through their early environment,
• 14:01
  for example, they might find that their stress response to it is higher.
• 14:05
  So stress is really a response rather than the environment itself.
• 14:09
  I think I had carried a lot of emotional stress, you know, as we do from childhood, but
• 14:16
  probably not that much more than, you know, a lot of people, so I wouldn't really say.
• 14:22
  I was, you know, feeling burnt out from, probably, just not taking that much care of myself
• 14:30
  as much as I do now, for example.
• 14:33
  But at the time, you know, within the spectrum of everyone in the office, they were pretty
• 14:37
  shocked because I was one of the more healthy, you know, I wasn't walking around with kind
• 14:41
  of the social, lunching, client-lunching, gash or the, you know, gout or whatever you might
• 14:49
  have, but also everyone's body is different and my body is quite sensitive and so I was
• 14:57
  pushing it beyond its limit and we all know when we push beyond the limit, but we think,
• 15:02
  as you said so, if you think, you know, you're invincible, particularly at that age and
• 15:06
  until you start to realise this body has a time limit and you can extend it or you can
• 15:13
  make it a bit shorter depending on what you put into it, what you're doing with it.
• 15:18
  Do you think had you not had, because I know you mentioned the corporate job and I don't
• 15:22
  know if we've mentioned this in the podcast yet, but, you know, you were earning over 250,000
• 15:27
  which by the way is incredible, like such an amazing salary and leaving that, I think,
• 15:34
  you know, for a health scare in terms of a redirection or a pervert or whatever we want
• 15:38
  to call it, I think would be an o-brainer for most people, but do you think you would
• 15:43
  have ever had the confidence or the ability to say no to that kind of money to go for
• 15:49
  something else, had it not been for such an extreme event, and the reason I ask is
• 15:55
  like, I mean, I've recently learnt the like golden handcuff terminology, like where people
• 15:59
  are so used to earning a certain amount and I'm just curious to know, like it's a no-brainer
• 16:05
  when you've gone through or gone through cancer or some kind of enormous upheaval like
• 16:10
  that, you look at your priorities and earning lots of money is not one of them.
• 16:16
  And yeah, I guess sort of, I'm curious to know how you reflect on that in hindsight
• 16:21
  and maybe what you would have told yourself earlier if you could have.
• 16:25
  I think that really, I went back to insurance after, you know, after all of that time off,
• 16:30
  I went back and went on to another company, another role and was there for a while, but
• 16:36
  I think really what shifted things the most for me was learning to meditate, which I'd
• 16:42
  done after I had another surgery about a year, a year or so after I'd finished all my
• 16:47
  treatment, I had a bowel obstruction which can happen when the scar tissue starts to build
• 16:52
  up and cause the bowel to twist in on itself.
• 16:54
  Oh, I've heard that's really painful.
• 16:57
  That was almost worse than the earlier surgeries and I had another couple of months off work
• 17:01
  again because organ surgery takes quite a while to recover from and I started to just
• 17:06
  really consider things at that time and I thought, you know, I need something else in
• 17:11
  my life to, you know, really help me balance and deal with the stress of this again, health
• 17:17
  scenario, you know, I'm sitting there thinking I'm 32, I'm single, I've been through cancer,
• 17:23
  I'm sick again, you know, my friends are just talking about whether they're getting a
• 17:26
  boy or a girl this time around, I was already kind of divorced at the time and I was starting
• 17:32
  to, you know, get a little bit flat really about it all and so I sort of sought out meditation
• 17:38
  and that was really the thing that, you know, I'd always said, you know, insurance is a
• 17:43
  great job.
• 17:44
  It had really looked after me as we've talked about through a particularly difficult
• 17:48
  period and I worked with fantastic people but it wasn't my passion, you know, it didn't
• 17:53
  wake up in the morning thinking I can't wait to go there and I sort of had this idea
• 17:57
  that I really wanted to find something that I could do that would, would be that that
• 18:01
  I would feel inspired in doing and I don't think I had the, I couldn't have managed leaving
• 18:09
  as you say the money and the job security without having that practice.
• 18:14
  Once I started practicing, it's kind of been meditating about a week or two and I just
• 18:18
  felt like I'd woken up, like the blinkers had come off and I just was like, why am I
• 18:23
  in insurance again, I can't really recall why I'm here now and my stress levels had dropped
• 18:29
  significantly so I was just feeling like it's actually totally fine, you know, what's
• 18:33
  the worst that can happen, I'm, you know, end up with no money and need to take a cafe
• 18:38
  job, there's always more money, I can actually follow this feeling and I took a big, I guess,
• 18:45
  risk at the time but it felt just very natural because I had that practice supporting me
• 18:50
  so that was probably, there's no way I could have done it without that and also looking
• 18:54
  back over the last seven or so years that I've been doing it and also, you know, running
• 19:00
  a business for myself, you need a certain level of stability in order to be able to ride
• 19:06
  uncertain income and be stable while that fluctuates which doesn't suit everyone and
• 19:13
  certainly the more stress there is, the less likely someone's going to, you know, follow
• 19:17
  that dream that they have.
• 19:19
  If you were to look at your relationship with money and your finances, premeditation,
• 19:26
  pre-cancer, pre-leaving the corporate industry, like how do you've described that and how
• 19:34
  have you seen that shift over the last seven to ten years?
• 19:38
  Yeah, I think there was a lot of stress around everything, you know, once you're stressed
• 19:43
  it does sort of leaks into every area of life, stress about money, I would stress about
• 19:49
  life just in general and I would, you know, kind of drink, I guess, to take the edge off
• 19:53
  the day or go out for drinks in order to kind of take the edge off and I would stress
• 19:58
  shop as well, you know, and it felt like it had a bit of a charge around it, you know,
• 20:03
  when I was buying things, there was this kind of charge and I would regularly regret purchases
• 20:08
  or have things in the closet that I was like, I don't even remember buying that, I haven't
• 20:12
  worn it.
• 20:13
  There was quite a lot of going, that going on and they had the financial bandwidth to do
• 20:18
  it but it still felt a little bit out of control and then, you know, post-meditation, I just
• 20:28
  feel that generally I'm less stressed about almost everything at this point but it allows
• 20:35
  me to really, you know, lead from my heart rather than operating from a space of fear because
• 20:41
  I think when we're constantly worried about money and that can, that sort of really doesn't
• 20:46
  depend on what your financial position is, you can have a lot of money and still be constantly
• 20:51
  thinking about it and I don't feel like we came here to live a life that's hyper focused
• 20:57
  around money.
• 20:58
  I think having knowledge about it is so useful which is what you do to really educate
• 21:03
  people so that it can become less of a stressor but then we can also hyper focus around it
• 21:09
  and just be constantly, you know, determining our self-worth based on what is in the bank
• 21:14
  balance or what is in it or what is our spending habits when actually, you know, the truth
• 21:18
  of who we are is so much deeper than that.
• 21:21
  I think that's so true and I think there's something that I struggle with is like having
• 21:25
  had been in a very high paying corporate job, now going into a startup with a very low
• 21:32
  salary but also just our job and our business is about money.
• 21:38
  It's hard to not be consumed with money and to not have it constantly in your front of
• 21:44
  your face every single day and so I've definitely been doing a lot of work, particularly this
• 21:49
  year around like it's fine, it's fine, it's not worries, you know, like money will come
• 21:56
  and go, you know, just being a bit more relaxed because it's like I've got my own personal
• 21:59
  finances and the business finances to worry about, so we've got this double whammy and
• 22:02
  I think it's just, I totally resonate with what you said, it's like how you deal with stress
• 22:07
  and I was not dealing with stress at the beginning of this year and I was literally
• 22:10
  like running on a adrenaline and just felt I was like constantly in the state of fear really
• 22:17
  and then now I've been doing a lot of work around just knowing when I'm getting into that
• 22:23
  stress state and stepping out and being like, it's okay, it's fine, it's a tiny part
• 22:29
  of your life, it doesn't define you, you know, like all those things is just like putting
• 22:33
  into practice things that work for you in terms of not being in that constant state of
• 22:39
  flux and I totally agree with you, it's like you could have, you could be on a million
• 22:42
  dollar salary, you could be on a ten thousand dollar salary and money can still stress you
• 22:47
  out but in different ways and it's making sure you have the right stress reliefs or practices
• 22:55
  in place so that it doesn't consume you because it shouldn't consume you. Yes, it is part
• 23:00
  of every day life and it's our longest relationship we ever have is with money and we need it
• 23:04
  to achieve our goal. Hold on. And our breath, I heard someone say that
• 23:08
  the other day and I thought I love that. We have our longest relationship with actually
• 23:13
  our breath, 100% of the moment that you are born. And the moment that you die, which is
• 23:18
  actually quite like timely for this conversation. Do you? Well, I think something that I realized
• 23:24
  as well, like when I was in hospital with that life is it ultimately amounts to experiences
• 23:30
  rather than assets and so while assets can set us up to have sets of experiences, I had
• 23:36
  done quite a lot of travel and I'd been with you know a partner who is a lot more controlled
• 23:41
  on the finances and I kind of had to battle with them quite often to do certain things and I remember
• 23:47
  thinking I'm glad I didn't hold back, you know, if this goes one way which it could, then at least
• 23:54
  I there weren't all these things. I wish I'd gone to London like I you know, I went there,
• 24:00
  I traveled all over Europe, I'd done those things and lived in London and made those choices and
• 24:05
  that's something else that I realized at the time that you know we can let money fair get in the
• 24:11
  way of allowing ourselves to have certain experiences, one of which being you know following the dream,
• 24:16
  which is a choice that you know both of you've made as well being in a startup and letting go
• 24:22
  of corporate and if we can't let go, then we can't have those you know really enriching experiences
• 24:29
  sometimes either. And how do you balance that though now living in the now post the health scare
• 24:36
  versus being a bit more pragmatic about putting money aside, you know should it happen again
• 24:43
  or anything else disastrous you know being cautious but also living in the now and having
• 24:49
  experiences because this is a question we get asked by our community so often and there is no
• 24:54
  answer because everybody is different but yeah I'd love to know how that's changed for you.
• 24:59
  Yeah I think that I don't live in a state of fear so I very rarely think about the cancer at all,
• 25:06
  it's not very present in my mind. What I do is rather you know create sustainable habits and make
• 25:12
  sure that I feel good so you know looking after my body really addressing stress levels I know
• 25:18
  that I've done a lot of proactive things over the years that have dramatically shifted what my state
• 25:23
  of health is you know whenever I get tested by health professionals, shockingly low level of cortisol
• 25:29
  or whatever it is you know so the biomarkers are the proof of that but also I really you know I enjoy
• 25:36
  it it's not hard for me. Ship that imagine if we got our cortisol levels checked I'm like
• 25:42
  is that your stress levels? Yeah it's one of the markers for stress yeah you know they get a little
• 25:48
  shock you know oh black pressure is really low I'm like don't worry it's all fine.
• 25:53
  So you know I think that what I would say is you know for others because I probably live in a
• 25:59
  little bit of a different different way because it's so structured and so baked in but I think there's
• 26:04
  an element of creating a structure so with that knowledge for example that you're you're sharing
• 26:10
  in the money reset and on the pod that creates a structure that then the idea is that you can flow
• 26:16
  within the structure so that you don't have to spend all the time thinking about the structure and
• 26:21
  being obsessed with it and you know have I put this as kind of set and forget you know it's set
• 26:25
  up to go out and then you're you know flowing within what's reasonable but that there may come a time
• 26:31
  where you need to take a little bit of a financial risk and you'll look at what well does that suit
• 26:36
  my stage of life you know when I left corporate insurance I was 32 there was a good time because I
• 26:43
  didn't have dependence you know it's a good time to really give it a crack if there's something that
• 26:49
  you're wanting to go and do and that's not the only time that one could do it I've got many people
• 26:53
  that I work with doing it at different stages of life but you know that we have to really have the
• 26:59
  capacity to let go in order to do that and there may be to do it in a smart way so that there's
• 27:05
  structure there but then allow yourself to be in the flow of life of what's being called through
• 27:10
  you. I think what Vic was asking then is sort of what I wanted to go into because what I found is
• 27:19
  pre the curve I worked in a corporate job as well I had really like I mean actually my last corporate
• 27:26
  job wasn't super high-stress levels but before that when I was producing like TV and radio shows
• 27:31
  and I was getting up at silly times like three in the morning I mean I was driving through massive
• 27:38
  intersections where it was a red light because I was so tired and stressed and like it was I was
• 27:42
  really dangerous Vic's face like oh good Lord yeah I was just like really like I was really unhinged
• 27:49
  I was not healthy and it was a it was a huge wake up call for me and I went and did my
• 27:55
  eat pre-loved moment in Mexico and I you know did lots of meditation and yoga and I really swung
• 28:01
  the pendulum in the other direction and I think where I'm at at the moment which is why I'm kind
• 28:07
  of interested that you listen to the podcast and that you you know are encouraging financial education
• 28:13
  to be a part of people's lives and to help eliminate stresses that there's almost this like a
• 28:19
  version to thinking about money in the sort of spiritual health and wellbeing space it's almost like
• 28:25
  oh that's really materialistic and you don't know what's important in life and we need to focus
• 28:33
  on degrowth and the opposite of capitalism and all of these things and I think we're very
• 28:38
  mutually exclusive yeah yeah like there's not this like thread that keeps it all together and
• 28:44
  so I think maybe similar to probably what Vic was asking the previous question was like how do
• 28:50
  we balance being able to lean in enough to look after ourselves from like a you know a self-love
• 28:57
  perspective and have our finances and our our 20 year holiday fund and our investments all
• 29:03
  ticking away but so that they're not consuming us so that we can be in a space of living in the
• 29:09
  moment and enjoying life and spending money on experiences because I think that at the moment
• 29:15
  what I'm struggling and what I think a lot of people are is to find that middle ground like to not
• 29:20
  be the super extremist you know at money dollar focused investing dog with a bone but also not
• 29:28
  being the opposite and being completely shut off to the idea of like we know we live at we are
• 29:33
  living in a capitalist world and you need money to survive and so it's like I don't know sometimes
• 29:38
  I just find like I'm like I just want to pack up and go live in a farm in the middle of nowhere
• 29:42
  and meditate all day but that's also not but you know what I mean like I just I sometimes I'm
• 29:48
  I'm sort of I'm just curious like yeah yeah like how these two worlds that are so yeah seem so far
• 29:55
  apart yeah and they really shouldn't be I think partly where that comes from is this idea that
• 29:59
  there have been a lot of people who were as very spiritually advanced that happened to be a
• 30:04
  aesthetics that happened to want to renunciate and so what that then pervaded down as this view is
• 30:10
  that well if you're going to be spiritual you need to give up materialism you need to just go
• 30:15
  off and live in the forest and actually that's only relevant for probably three or less percent
• 30:21
  of the population and if that's you you're not listening to this podcast you're already there
• 30:26
  you don't you don't have any social media you love being on your own it's not a strain but then
• 30:31
  you know through the tradition that I teach it's very much a practice that householders do
• 30:37
  householders are people engaged in material life so it's not really what you're doing it's where
• 30:42
  you're doing it from and do you have a practice that's giving you some access to your deeper
• 30:49
  sense of self that allows you to show up better in all of those spheres and all of those arenas so we
• 30:55
  want to we may choose to have a family we may choose not to have a family we may choose to work we
• 31:00
  may choose not to work in that in the traditional sense but all of those spheres actually you know we
• 31:06
  want to have online and they'll shift up and down at different points in time as well which is
• 31:10
  important to recognise based on what is the the priority there might be a priority where you feel
• 31:15
  really called to build financial wealth but it's to what degree are you attached to that meaning
• 31:20
  you can enjoy that process but if that's all you're doing you're only at that surface level there's
• 31:25
  no depth being created that vertical relationship isn't there then the horizontal can become a little
• 31:31
  bit obsessive and you're extremely attached because if finance are going up let's just use that
• 31:38
  example finances are going up I feel good I'm I'm a good person now I'm you know above
• 31:43
  other members of society and if they go down I'm at the mercy of you know I had I've got a drop
• 31:49
  in my finances versus the instability that comes when we're regularly tapping in is that you know I
• 31:54
  know what I am on the inside and this is giving me such a sense of fulfillment and meaning that when
• 31:59
  I go into the workspace which you know I'm doing as well I run a successful business is that I
• 32:06
  enjoy it I'm here to express into that but if it all went away tomorrow I'd also be fine absolutely
• 32:12
  fine and that's the difference is that degree of attachment and do you think that resonates with
• 32:17
  anything else like in terms of like it's not just money related like that could translate to you
• 32:24
  know being obsessed with anything I don't know any other kind of relationship you have it's it's
• 32:30
  with all things it's with relationships it's being am I in a relationship I was about to say you know
• 32:36
  I'm I'm 40 what do I mean now 43 it's single and I don't have kids and it's unlikely that I'll
• 32:43
  have them so that's the way that life is unfolded for me and I think that I often spend you know time
• 32:50
  talking about this to a woman who are in their 30s or 40s who haven't met a partner yet or
• 32:56
  aren't in relationship and or who you know I concerned about their ability to have children or
• 33:02
  whether it's going to happen and most people perceive that that's going to be you know the end of
• 33:07
  the world I remember thinking when I was a child my mother had one friend who you know just hadn't
• 33:13
  she didn't have children and she wasn't married and I just thought I never want to be her and
• 33:17
  you know the irony is that I kind of ended up in that position at least at this point and yet I'm
• 33:24
  also feeling just unbelievably good at having a really great life and so it's important that we
• 33:32
  really establish that internal relationship or otherwise when things don't go our way which could
• 33:38
  be an absolutely any sphere of life we're not actually in control of that we think we are you
• 33:42
  think you can get on the apps you think you can make it happen put the eggs aside whatever
• 33:47
  there are certain fail saves and then there's just you know life unfolding and it has its
• 33:52
  gifts and its challenges what is your capacity to see the gift of the challenge what is your capacity
• 33:57
  to not only roll with the punches but to feel stable and happy and fulfilled on the inside maybe
• 34:04
  there's a period of grieving that you go through but you're able to come out of it and really enjoy
• 34:09
  that's going to only come from an inside job which is why instead of it being this thing we
• 34:14
  have to go and over and do the months away and you know meditator for weeks on end or a week on
• 34:20
  end rather just build a small amount of conscious practice into the daily life that's chipping away
• 34:26
  at stress and giving you a much more stable foundation to enjoy everything that comes in
• 34:31
  and not to be so grief stricken or deeply affected by it could just be one thing goes wrong in
• 34:38
  your day that changes the whole day or it could be bigger challenges that you know can really
• 34:44
  cause quite a lot of stress it's so interesting here and you say this because I think like
• 34:49
  because VIX experience of me with meditation has been the extreme version you know like the
• 34:56
  go and do 10 days not talking silent retreats which don't get me wrong I've been amazing but
• 35:02
  really what would be so much more beneficial for me is that you know slow and steady wins the race
• 35:07
  I don't need to be extremist about it I'm not looking for enlightenment I'm looking to
• 35:12
  be really present and enjoy and be happy in the things that I have you know still have that
• 35:17
  strive and drive to you know whether it be make more money or do more things we have more
• 35:22
  experiences but knowing that the way my life is right now is also really brilliant and be really
• 35:27
  happy with the things that I do have and it's that what's that Buddha's saying and it's the idea
• 35:32
  of like palms up not palms down so it's like I want to have all of the nice things and I'd love
• 35:37
  to have travel and I'd love to have friends and family but if you take them away you can because
• 35:42
  my my palms are open and up not like I'm clinging to them for their life because if you take
• 35:47
  my expense of handbag away I'm not going to know who I am is put you know it's that kind of like
• 35:51
  shift it's not that you need to be in a cave with no positions it's that you just you know
• 35:58
  that they're not yourself worth they're not you know that without them you're still a beautiful
• 36:02
  capable amazing person who's lived a great life and I think for me it's that slow steady consistency
• 36:07
  that I need to get back into my life to be able to yeah like still have that that drive for for
• 36:13
  more but also be able to enjoy the process and the journey rather than it be all about the
• 36:18
  destination which I think in a world of instant gratification we've all slipped into that mindset of
• 36:24
  and so I really love the way that you've explained it it's like you know it doesn't mean you can't
• 36:29
  want more it just means that your value and your life and all of the things that you have right now
• 36:36
  aren't they're not invalid because you haven't got everything right now it just means that yeah
• 36:42
  finding that balance I'd love to speak about how if you've got any ways or coping mechanisms
• 36:49
  or practices that people listening could look to implement to become more aware of their current
• 36:55
  money relationships or stresses or potentially like learned and repeated behavior to start to
• 37:04
  sort of strip that stuff away and and create a new relationship with themselves with their life
• 37:09
  and with money and what success means to them totally and I think you know education's really
• 37:15
  important so it's fantastic that they're able to access that through the curve but then adding
• 37:20
  into that something that really a conscious practice is what I recommend because the saying goes
• 37:27
  the problems cannot be solved from the level of consciousness that created them so we have to
• 37:31
  expand a little bit to have that broader view and perspective and a greater level of awareness
• 37:37
  about ourselves in the space and that might be how we show up in relationships or at work or
• 37:42
  in our relationship with money so for me I had been aware for a long time about this kind of
• 37:48
  spending pattern that I had this stress shopping but I just was like a kind of a hamster on a
• 37:55
  wheel I'd go in and do it again and again and again I just felt like I couldn't break that cycle
• 38:00
  and then interestingly you know once I was practicing meditation I just suddenly found there was
• 38:05
  less charge around it like I'd go in a shop instead of feeling like a little feverish like I've
• 38:10
  got it you know if I've I liked something I kind of had to get it rather than being able to think
• 38:14
  critically about you know did I really need it or is this the time for it and then I just felt
• 38:20
  that charge kind of I remember just wandering on out and feeling like yeah I can just take it
• 38:25
  or leave it but I couldn't have got that just through and did you put that down to and did you put
• 38:30
  that down to meditation yeah totally my meditation because awareness is expanding stress levels are
• 38:36
  coming down which gives you just a clearer view and of course you know there's this idea well if I
• 38:41
  just think my way to changing these things then that's what I need to do I just need to get on top
• 38:47
  of my thinking but of course the thinking actually is a result of the nervous system so if the
• 38:52
  nervous system stress what we get is stress for chaotic thinking and then we can't sort of
• 38:57
  break through the pattern so we need some kind of pattern interrupter in terms of a conscious
• 39:02
  practice so meditation is really good for that I think also working with the breath in the moment
• 39:08
  so if you know that you get in a particular situation maybe it's when the bills come in maybe
• 39:13
  it's tax time maybe it's when you're shopping to just be kind of coming back realizing this is
• 39:19
  a trigger point for me and it's something that I need to pay a little bit more conscious awareness
• 39:24
  too so I'm going to just kind of come back to the breath in this moment and there's other practices
• 39:29
  that you can do about reducing the charge around every financial transaction so you know I talked
• 39:35
  to so many people that whenever they pay for anything they feel stressed there's just this feeling
• 39:42
  doesn't matter if it's $25 or it's you know $100 because any bill there's a little bit of stress
• 39:48
  at the time of payment so kind of reducing the charge around money in general like being able to
• 39:54
  spend when you know you're within your capacity into pay bills and just actually remain neutral with
• 40:00
  it so there are conscious practice so that people can learn about those elements which I think
• 40:05
  is really powerful because it brings a more neutral charge around the whole money topic to begin with
• 40:11
  it's so like if you were getting nervous which when I say if you I mean I would say most people
• 40:17
  probably have stressed anxiety every time there's been money but because we're so used to the feeling
• 40:23
  of stress and we're so used to what our relationship is with money and spending we're so unaware
• 40:27
  of it that it's just this low level of anxiety that's constantly and a lot of our lives I would say
• 40:33
  and I mean is that something you see as quite like a common thread when it comes to women and money
• 40:39
  like I know you've worked with women a lot is that something that you've seen definitely I think
• 40:44
  almost everyone is stressed about money quite a lot of the time and that that does make me
• 40:49
  sad a little bit because I think if we if we get to the end of life do we want to think that we
• 40:54
  spent a whole life stressed about money because that plays into your ability to enjoy you can't really
• 41:02
  even when you can afford something you can't be present because you're stressed and you can't
• 41:06
  it may not be about money it might be just general stress you can't enjoy your family because
• 41:10
  you're busy kind of at home thinking about it all the time it's like being at a restaurant with
• 41:15
  friends and they're ordering food or whatever and you're sitting there going oh my god they're
• 41:19
  going to want to split the bill and I can't afford to but you know like I can just I can just see
• 41:25
  there's so many situations where where you become stressed about money but do you think it has become
• 41:30
  more prevalent like you've been doing this for a few years now do you think people have become
• 41:36
  more stressed about money because of where we are economically cost living crisis all of that
• 41:42
  or because of Instagram social media trying to live up to these expectations like do you think
• 41:49
  there is this underlying increase in stress around money probably it's gone up a bit through
• 41:55
  COVID COVID in post-COVID I would say because people were you know significantly financially
• 42:01
  impacted I was as well I just didn't worry about it that much I was just had a different
• 42:07
  attitude I just thought if I get through this and I'm not in debt great result you know
• 42:11
  this isn't going to be a time where I'm kicking any goals here but I think it's come a little
• 42:17
  bit more to the forefront but really it probably goes back to generations and generations ago where
• 42:23
  there was you know scarcity and that's actually more the generational attitude to money is
• 42:28
  been the bigger influence because you know where we've got our stress from our money stories
• 42:34
  actually are exactly the way our parents respond to money you know are they able to spend on
• 42:40
  themselves without guilt you know very few of them you know women of their generation they
• 42:45
  if they bought anything there was the sense of guilt it's so interesting that you say that because
• 42:50
  like I remember saying to my mum once I would I would often say like oh mum that's such a nice
• 42:55
  touch say oh it's ten dollars from target or you know whatever and and I remember saying to
• 43:01
  my beauty tell me how like that you got a bargain but it was this almost like knee jilt reaction
• 43:06
  that she had and I noticed myself doing it too it's justifying yeah one thing I noticed because
• 43:11
  I teach meditation is that people investing in themselves particularly I don't know particularly
• 43:17
  in Aotearoa maybe in the States it's less other other countries have different cultural contexts
• 43:22
  around this but spending money on yourself is quite a big deal but if you spend it on you know
• 43:28
  their kids or their family holiday or you know a business expense that's fine totally just about
• 43:34
  justifiable even if it's the same amount but when it comes to oh this is just me I don't really
• 43:39
  deserve personal development I don't deserve to fit you're literally saying you don't deserve to
• 43:44
  feel good in your life you know deserve to feel a sense of ease and a sense of you know groundedness
• 43:50
  but you know happy to spend it on other things and so that also the sense of holding back not
• 43:57
  sometimes not even for realistic reasons just because I can't possibly spend on on anything
• 44:04
  because it might all go away and that's really coming from previous generations that had that
• 44:09
  feeling like we could be back in that state is it also like sense of self worth and like I don't
• 44:15
  know I guess like the interrelationship between how we spend money on ourselves this other people
• 44:22
  yeah like I'd love to hear your thoughts on the idea of our like is our sets of self worth and
• 44:28
  our relationship to money quite closely linked and how can working on our own relationship with
• 44:34
  ourselves improve our relationship with money kind of as a byproduct yeah absolutely it's linked to
• 44:40
  a sense of self worth and a sense of what you deserve it's just like in relationships you know you
• 44:46
  put up with what you think that you deserve and if you decide that you deserve more then you will
• 44:52
  let go of something that doesn't match up for that or be able to hold out until someone that shows
• 44:57
  up with that level of quality comes into your life so the same thing really with money it's like
• 45:04
  do you you know do you deserve to feel good in your financial life do you deserve to feel financially
• 45:12
  stable do you deserve to have you know free and and easy access to your own money I mean women
• 45:17
  have really only come around to that understanding in recent times it was okay to have it exported to
• 45:24
  be on the whole the husband's responsibility the husband controlled the finances woman can
• 45:30
  even have bank accounts or credit cards not that long ago so that is also the sense of
• 45:37
  expanding consciousness around it about what our deserving power as woman is and even financial
• 45:42
  education is relatively new for women understanding investments I know you hear all the time I felt
• 45:49
  felt like that was a man's domain and the men are good investments it's not something that woman
• 45:54
  should think about so it's a sense of what I deserve to have you know financially comfortable life
• 45:59
  and I deserve to be able to spend my own money with ease and you know I deserve to feel good in my
• 46:04
  own life and my body that will cause you to look after yourself more all of that you know when
• 46:10
  we're stressed when we're traumatized that's when the self damaging behaviors come out financially
• 46:17
  health wise relationship wise absolutely every layer of life so again when we tune back in
• 46:23
  as the first port of core with that vertical relationship within then all of the horizontal
• 46:28
  aspects money relationships health energy vitality joy all of that gets boosted which is why it's
• 46:36
  so important and do you educate around having like an abundance mindset as well like consciously
• 46:42
  having those I will have enough I will have you know like because I think for me that's kind of
• 46:49
  something that I've been trying to consciously practice is that greater true it's abundance it's
• 46:56
  like having this like you know not getting into and I see it with my friends as I having this
• 47:00
  like oh my gosh I'm not worthy I'm never gonna have enough I'm not gonna fall you know I just
• 47:04
  like you get you can see them getting into this vicious cycle and it's like flipping that on
• 47:07
  its head and and viewing it in a more positive light which I personally think is super important
• 47:13
  it's so hard though like how do you even define abundance and how do you how do you start to rewrite
• 47:19
  that script if your natural inclination is not that yeah you have to be experiencing something different
• 47:25
  you have to put a contrast into the mix you can't just keep going from you know poverty consciousness
• 47:31
  or lack consciousness and think your way there so when which is why I'm never getting
• 47:38
  meditation when we meditate we de-excite the physiology and experience a deeper layer of inner
• 47:44
  fulfillment so happiness really it is on the inside they always say it but it's a little bit
• 47:50
  deeper than we used to going that surface level of life isn't where that inner fulfillment resides
• 47:55
  so when we tap into that regularly you start to get this contrast of I feel quite good for no
• 48:01
  reason right I'm I'm meditating or I've just come out of meditation I feel calm and just sort of
• 48:07
  before meditating you know particularly in the beginning it might be I had all these worries
• 48:11
  and stress and I'm thinking about all these things running a million miles an hour and then
• 48:14
  I've suddenly forgotten what I was stressed about so if we do that on a regular basis what it does
• 48:19
  is it retrain your entire physiology out of stress chemistry which is a biological response so most
• 48:25
  people are habituated to staying in a stress state again as we've talked about about really almost
• 48:30
  anything and so we have to bring the physiology down when the physiology comes back to its natural
• 48:36
  state which is a state of bliss ultimately the chemicals of state and player dopamine serotonin
• 48:43
  endorphins and undamined oxytocin it's a feeling of safety so we're actually feeling not safe
• 48:49
  when we stress so not safe means I need to hoard resources I need to make sure I'm going to be okay
• 48:54
  I need to you know get this and do that and keep going I couldn't possibly stop because if I
• 48:59
  stopped then a predator might eat me that is what the body and biochemistry is saying so putting
• 49:06
  that contrast and gives us a state of ah and from that clarity we start to see we start to feel
• 49:12
  everything's okay in this moment then when you drop a little bit of knowledge into that state
• 49:16
  that we're actually mechanically cultivating like the fact that you know is everything okay right now
• 49:23
  are there experiences that you're enjoying right now can you bring your attention to what's
• 49:28
  happening in this moment we start to feel a natural sense of just more which is biochemically
• 49:33
  encouraged and supported by what's happening in the body naturally feeling more present that's
• 49:39
  one of the things I noticed early on as they just was more present without striving for it a
• 49:44
  stress physiology cannot be present it's just impossible you have to bring the stress chemistry down
• 49:50
  and then the natural state of presence comes on and we just naturally worry less from that state
• 49:55
  naturally enjoy more in the moment and then we can start to feel abundant really in any circumstances
• 50:01
  you know even when finances might be I like to talk more about it like the tide is in and out you
• 50:08
  but it's always coming back in so if it goes out what's your capacity to be stable while the tide
• 50:14
  is out which I've had happened many times in my business you know I was teaching mainly in person
• 50:18
  at the time that COVID hit so that was the end of my income and I had to get creative what can I
• 50:26
  offer what can I bring in to creatively encourage that you know resource flow to continue but we
• 50:33
  can't be creative and adaptive when we stress so again it comes back to that stability that we
• 50:39
  have here that allows us to you know watch the tide coming in and out it's more preferable when
• 50:44
  it's in but if it goes out you also know it's going to come back in because actually there are always
• 50:50
  is more money there always has been every time you thought at any point in time which might have
• 50:56
  been an hour ago there wasn't going to be more money and something bad is going to what happens
• 51:00
  more money comes in so we start to we can start to really remind ourselves of that that actually
• 51:06
  if we're creative and resourceful enough we can create more flow so then we can just relax
• 51:13
  you know it's not going to get to that point and if it does actually you still will handle it
• 51:18
  and you'll come through it just like anything else oh this has been such a brilliant conversation
• 51:23
  and actually Georgia I was wondering do would you be open to maybe we can take this offline
• 51:29
  but like doing some kind of I'd love to some sort of event where maybe it's like an online thing
• 51:35
  and everyone can come and like experience meditation and alignment with their financial goals
• 51:39
  like I think it would be a really cool thing to do maybe it's even recording a meditation we could
• 51:44
  put up on on the podcast channel for people to give it a go if they've never tried it that would
• 51:48
  be really cool because I think yeah there's like a lot of resistance towards holistic stress
• 51:55
  relief and meditation because of the connotations of like oh happy tree hugger like which has kind
• 52:02
  of been you know like really unfairly put on that kind of space and I I've loved this conversation
• 52:08
  because what we're not doing is blocking out the idea that we need resource to live in this world
• 52:15
  and and have like you know the comfortable life that some of us would really love but at the same
• 52:20
  time you can also be really tuned in and and and find ways to let meditation improve your
• 52:27
  relationship with yourself with the people that you love with your finances with everything
• 52:32
  and like that is the dream so I really appreciate the perspective you've brought I'm sure it's
• 52:37
  been really helpful for a lot of people thank you I'm so keen to get that message out there that
• 52:42
  it doesn't have to be for you know those people that feel like they don't want to engage in society
• 52:49
  and that's it that you can still be working and enjoying and I mean if you want to have any meal
• 52:55
  you have to be able to pay for it like life is full of money so it's yeah really you know when we
• 53:01
  open awareness more it's about not ignoring anything being able to have not close our mind
• 53:06
  off to any aspect of our experience the shadow parts of ourselves well what we don't want to deal
• 53:11
  with actually open to all of it so that includes the reality of money makes the world go around at
• 53:17
  this point so yeah super keen to do that also this is like kind of a strange like complement that
• 53:24
  I just love your laugh and smile like such a warm lovely like I don't know how to explain it
• 53:31
  it's like yeah I just think that your energy and approach to life is like yeah super invigorating
• 53:39
  and I'm like so stoked that you got a touch and have yeah come on the podcast so and I also
• 53:45
  think it's probably worth mentioning if there's people who listen to the podcast and think oh I
• 53:49
  could probably help or add value in this way or I've had an interesting story like Georgia emailed
• 53:53
  us and we were like wow what an incredible life and story would love to get you on so yeah thank
• 53:58
  you for reaching out and for listening and sharing all of your wisdom and let's take this offline
• 54:02
  to figure out a meditation something like pleasure yeah I think it was such for me definitely like
• 54:08
  because I'm just like sometimes when you are stressed and then people are like oh meditate
• 54:12
  journal and do yoga I'm like I don't have time you know and it's like it's so nice to come on
• 54:17
  here and have this conversation and be like you can have it all in terms of being in like a flow
• 54:23
  state with your conscious self as well as money and like you don't have to go or nothing and I think
• 54:28
  it's just like oh it's kind of like a breath of fresh air and so I hope a few other people hopefully
• 54:33
  in my situation you know come out with the same with the same thoughts after listening to this so
• 54:37
  thank you so much yeah pleasure and you probably have better ideas about the money how you're
• 54:42
  going to spend it how you're going to create it you actually have your creativity around that so
• 54:46
  it only adds to things yes love that thank you so much for listening to Raising the Curve
• 54:54
  these conversations are designed to teach you everything that you need to know to be
• 54:57
  better with your money from saving to investing to talking to your friends about your salaries
• 55:02
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• 55:21
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• 55:26
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• 55:31
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• 55:35
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• 55:39
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• 55:44
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