Your Financial Plan Is Lying To You (Sort Of)
Why does your financial plan look like a smooth, predictable line when market reality is an unpredictable rollercoaster? The truth is your plan isn't predicting your exact future: it's showing whether your strategy will work over decades.
In this episode of Plan to Prosper, Logan and Dalton explore why financial plan projections look unrealistically smooth compared to the messy reality of investing. They break down why average annual return assumptions (like 9%) don't mean steady returns every year, how tools like Monte Carlo simulations stress-test portfolios against market uncertainty, and…
The skinny
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