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Monday Mini: An Update On Home Ownership · Stuff Mom Never Told You

0:05
Speaker 1: Hey, this is Annie and Samantha. I'm welcome to stuff
0:07
Speaker 1: I've never told your protection.
0:08
Speaker 2: I heart radio, and welcome to another edition of Monday
0:20
Speaker 2: MANI where I'm confused about the day and just saying
0:23
Speaker 2: random things because I'm offer a good start anyway, today
0:29
Speaker 2: I kind of had some interesting thoughts and I guess
0:32
Speaker 2: advice because as it's been almost two years, so I'm
0:37
Speaker 2: coming up on my second anniversary for house hunting and
0:42
Speaker 2: being a homeowner. I'll be second year in May, so
0:47
Speaker 2: I'm sure we'll do something. I'll do something then too.
0:49
Speaker 2: But I found some really interesting tidbits and conversations that
0:52
Speaker 2: have been going around on TikTok and just in the
0:54
Speaker 2: news in general, which I think is very important for
0:58
Speaker 2: us to have a conversation about when comes to owning homes.
1:01
Speaker 2: Of course, there's this back and forth that everybody and
1:05
Speaker 2: all the generations are having essentially, and essentially it's pretty
1:08
Speaker 2: much millennials, gen Zers and half of Gen xers against
1:14
Speaker 2: the older gen xers and boomers talking about the fact
1:17
Speaker 2: that buying a home is almost impossible, especially today as
1:21
Speaker 2: we look at the interest rates and what was what
1:23
Speaker 2: has been happening, What's happening, and who owns the homes
1:26
Speaker 2: and why this conversation of if you just didn't go
1:30
Speaker 2: to Starbucks, which don't go to Starbucks, but if you
1:32
Speaker 2: didn't go to Starbucks into for ten years you could
1:34
Speaker 2: get a house, and that is absolutely not true. This
1:38
Speaker 2: conversation of being able to be a millionaire if you
1:41
Speaker 2: just save safe, safe, still not true. I think our
1:45
Speaker 2: retirement in itself, when it comes to our retirement plans
1:50
Speaker 2: and the investments that we have to do because we
1:51
Speaker 2: don't have a choice, are showing this is not how
1:56
Speaker 2: this works. This saving that an investing bit is not
1:59
Speaker 2: working for us because the powers powers that be have
2:05
Speaker 2: already made their money and are going to keep their
2:07
Speaker 2: money and don't care about anybody else. That's a very
2:12
Speaker 2: cynical take. I apologize, but that's what it looks like.
2:15
Speaker 2: And I say this as a person who was able
2:17
Speaker 2: to finally buy a home and get a decent interest
2:21
Speaker 2: rate and is looking at what I could or can
2:26
Speaker 2: do different or if there is any other differences that
2:29
Speaker 2: can be done in location. I'm also seeing a lot
2:34
Speaker 2: of videos and we've already talked about it this once
2:37
Speaker 2: about that it is more single women who are owning
2:40
Speaker 2: homes than not, and how that has like grown and
2:43
Speaker 2: leaps and mounds and we love it, and in general
2:47
Speaker 2: it is women who are owning homes. And one of
2:50
Speaker 2: the big things in this debate that there was a
2:53
Speaker 2: woman who came on and all she did was statistics.
2:55
Speaker 2: All she said was, these are the people who own it.
2:58
Speaker 2: It looks like the holmes are being owned mainly by women,
3:03
Speaker 2: and it's amazing, we love to see it.
3:05
Speaker 3: Blah blah blah.
3:07
Speaker 2: And the comments, the comments were surprising, and it all
3:11
Speaker 2: pretty much it was like, there's got to be a
3:14
Speaker 2: Reddit thread that, of course I'm not into Reddit, but
3:19
Speaker 2: where they have figured out a conspiracy theory about how
3:24
Speaker 2: these women or people in general who are succeeding that
3:27
Speaker 2: is not them or their demographic and that it is
3:30
Speaker 2: something that they didn't do. Essentially that they were like
3:34
Speaker 2: all these men and they were men accusing these women
3:38
Speaker 2: of getting the.
3:38
Speaker 3: Houses through divorce. Like there were so.
3:42
Speaker 2: Many comments, how did she get it, did she win
3:44
Speaker 2: it in divorce? Did she do this because they've got
3:46
Speaker 2: a divorce because she took the house? Like they every
3:49
Speaker 2: single comment, and I was kind of shocked that that
3:51
Speaker 2: was the conclusion of how a woman could own a
3:56
Speaker 2: home now, which I'm like, oh, are you divorced and sad?
3:59
Speaker 2: Is that why you're saying this? Are you projecting because
4:02
Speaker 2: you're sadly divorced now because you're an idiot? Like I
4:05
Speaker 2: don't understand that this comment because I was kind of
4:08
Speaker 2: like it was we all know and we've all been
4:11
Speaker 2: aware that the comments and the sexist comments when it
4:14
Speaker 2: comes to women who succeed in anything, it's going to
4:18
Speaker 2: be annoyingly trollish. But the fact that they were jumping
4:22
Speaker 2: to divorce and like, of course, to my satisfaction, there
4:26
Speaker 2: were so many women who like, I've never been married,
4:28
Speaker 2: this is my house, as in fact, I owned it
4:30
Speaker 2: before I got married. He moved in with me and
4:32
Speaker 2: I kicked him out like that. This is some different
4:34
Speaker 2: different talks and the fact that they had to even
4:37
Speaker 2: like provide that information to get any kind of justification.
4:43
Speaker 3: And the woman who.
4:44
Speaker 2: Did this, I believe he was a real estate person,
4:47
Speaker 2: was talking about the fact that women were owning and
4:50
Speaker 2: then had to flip with a different video of like, wow,
4:53
Speaker 2: these men are sincerely insecure, like beyond insecure, and are
4:59
Speaker 2: going through some things that really show This is why
5:02
Speaker 2: she doesn't want to be with you, whoever left you.
5:05
Speaker 2: This is the reason why your projection here is the
5:09
Speaker 2: reason why. And I'm sorry if she took your house
5:13
Speaker 2: and I'm putting that in quotes, but you're going to
5:15
Speaker 2: need to calm down.
5:17
Speaker 3: And also what did you do wrong? Can we talk
5:19
Speaker 3: about that?
5:20
Speaker 2: So I thought that was interesting as a conversation and
5:22
Speaker 2: this stuff, but women just can't have things without men
5:26
Speaker 2: jumping in. And then also this is something that I
5:39
Speaker 2: wanted to advise people. So a few things that I'm learning,
5:43
Speaker 2: and the real estate and a homeowner world that of
5:47
Speaker 2: course I was kind of prepared for already jumping in
5:50
Speaker 2: because the reason, the whole reason I went to buy
5:53
Speaker 2: house is my partner and I were together the rent
5:57
Speaker 2: for our home who was owned by an individual, private person.
6:01
Speaker 2: So it's not like a company was exceeding like my
6:05
Speaker 2: original It was doubling within two years in an area
6:09
Speaker 2: that was okay, and in the house that did not
6:11
Speaker 2: have its own washing machine. I just finally got a
6:14
Speaker 2: dishwasher after living there for four years.
6:16
Speaker 3: Like all these.
6:17
Speaker 2: Amenities that does not exist that you think, well, at
6:22
Speaker 2: least you would with that price. You should have no, no,
6:25
Speaker 2: there's none of these things. And so it got to
6:27
Speaker 2: the point where we're like, no, the interest rates were
6:30
Speaker 2: kind of low, slowly going up then, but like it
6:33
Speaker 2: may make more sense. I have saved up money. I
6:36
Speaker 2: have saved up enough money that I'll have extra money
6:38
Speaker 2: if something goes wrong and then go from there. And Melody,
6:42
Speaker 2: who is a friend of the show, which we should
6:44
Speaker 2: have her back on real soon. Anyway, she was the
6:47
Speaker 2: person who was helping me go through this process because
6:50
Speaker 2: of course, you know, we talked about responsibly buying, so
6:54
Speaker 2: making sure you're not buying from a company, making sure
6:57
Speaker 2: you're not going into an area that you're part of
6:59
Speaker 2: the problem of the gentrification problem, being very cautious and
7:04
Speaker 2: aware of what in who you're going in with all
7:08
Speaker 2: those things. So I went in with Okay, sat down,
7:11
Speaker 2: gave her my I had to give her my finances,
7:14
Speaker 2: and like these are the things I can do and
7:15
Speaker 2: can't do. I went in knowing that I wanted to
7:18
Speaker 2: be owner.
7:18
Speaker 3: Of the house.
7:19
Speaker 2: I didn't want any messy ties or non t you
7:23
Speaker 2: know things that that was like, Okay, this is my responsibility.
7:25
Speaker 2: If something goes wrong, it's going to fall back on
7:27
Speaker 2: me solely and That's how I wanted to keep that
7:30
Speaker 2: like my parents didn't help me at all, like that
7:32
Speaker 2: we didn't have any of that. I followed my melodies
7:36
Speaker 2: advice for anything and trusted the process with her, which
7:40
Speaker 2: that's the first thing. Find a real estate agent that
7:42
Speaker 2: you can trust. There's a lot of things flipping right now.
7:46
Speaker 2: There was a big lawsuit that just happened in which
7:50
Speaker 2: once upon a time, the buyers were not responsible for
7:54
Speaker 2: your real estate agent's fee that came out of the
7:56
Speaker 2: sellers when they sold the house. That is switching has changed.
8:00
Speaker 2: A lawsuit has come out and that they believe they
8:02
Speaker 2: have one. I don't know who is they, because it
8:04
Speaker 2: wasn't the real estate agents have one in which now
8:07
Speaker 2: that responsibly will fall back onto the buyers, which seems
8:10
Speaker 2: kind of good for the seller, not great for the
8:14
Speaker 2: buyer who is already the one that's paying down or
8:17
Speaker 2: buying the three hundred four hundred, five hundred thousand dollars
8:19
Speaker 2: home to have to add another twenty thousand and thirty
8:24
Speaker 2: thousand on the on the bill. So a lot of
8:27
Speaker 2: conversations about you know, who is this protecting? Who isn't
8:29
Speaker 2: it protecting?
8:30
Speaker 3: Is this right? Is this wrong?
8:31
Speaker 2: It's definitely going to shift things. There's a lot to
8:34
Speaker 2: have this conversation and like understand who you're using and
8:37
Speaker 2: who's going to help you. Because I also like came
8:40
Speaker 2: out when I bought this home it was a good
8:42
Speaker 2: deal for what it was at the time that it
8:45
Speaker 2: was the person sell the people selling it made double
8:48
Speaker 2: essentially like what they've paid because they jumped so quickly
8:52
Speaker 2: for them and then having understand that they're a real agent,
8:58
Speaker 2: they could have done more. Like they were really like, huh,
9:01
Speaker 2: why didn't you do?
9:02
Speaker 3: Like we were.
9:02
Speaker 2: We had questions about who they were using, but in
9:05
Speaker 2: the end, like it turned out, well, they got their money,
9:08
Speaker 2: we got what we needed, and Melanie did an amazing
9:11
Speaker 2: job and making sure I knew what was going because
9:13
Speaker 2: I was freaking out the entire time. The amount of stress,
9:17
Speaker 2: the amount of panic attacks, the amount of like heart palpitations,
9:20
Speaker 2: of understanding I was putting this type of commitment into
9:23
Speaker 2: something was like huge. So we were having that conversation
9:27
Speaker 2: and like knowing that I had other friends who were
9:30
Speaker 2: buying homes and they didn't know their real estate A
9:32
Speaker 2: did as well. I'm like, eow, that's a huge, huge,
9:36
Speaker 2: important thing, And I know that seems like an obvious
9:39
Speaker 2: but you have to understand who you're going in with
9:42
Speaker 2: because this is a lot of money.
9:44
Speaker 3: Second is that taxes.
9:46
Speaker 2: Taxes change and they can significant, Like I've heard stories
9:49
Speaker 2: of people saying it doubled their payment because of taxes alone.
9:54
Speaker 2: And by the way, state and county taxes are ugly
9:58
Speaker 2: and they will take advantage of you. You have to
10:00
Speaker 2: go through and check your records, so expect a jump.
10:04
Speaker 2: Mine went from what it was originally, and this is
10:07
Speaker 2: how I'm like, oh, yeah, I could have done that.
10:09
Speaker 2: I can definitely do this to oh it went up
10:11
Speaker 2: two one hundred and fifty dollars a month because of taxes,
10:15
Speaker 2: and they're like, oh, we didn't do this properly. This
10:17
Speaker 2: wasn't done properly. And this is with all the tax
10:19
Speaker 2: simptions that I went through the Home Seat Act, all
10:22
Speaker 2: of that. I did those because I was like, I
10:25
Speaker 2: gotta figure out what's going on.
10:27
Speaker 3: But that changes every year.
10:29
Speaker 2: Now we've seen conversations about how that has ousted a
10:33
Speaker 2: lot of people who've owned their home for very long time,
10:36
Speaker 2: but the taxes has gone crazy and almost is unaffordable
10:41
Speaker 2: for them. And that is something that you have to
10:43
Speaker 2: think about in the future as well. Hopefully you can
10:45
Speaker 2: fight things because there are such injustices in this that
10:47
Speaker 2: I was like, what is going on, but being prepared
10:51
Speaker 2: for that, of course, being prepared for the extras like
10:53
Speaker 2: oh did a.
10:54
Speaker 3: Rat eat my dishwasher?
10:55
Speaker 2: Yeah?
10:55
Speaker 3: Yeah I did.
10:56
Speaker 2: Did it cost me like eight hundred dollars more?
10:59
Speaker 3: Yeah?
10:59
Speaker 2: Yeah, Still very mad about this rat raoul did me dirty,
11:05
Speaker 2: But having that understanding of that cost as well. And
11:07
Speaker 2: then also when it comes to like rental properties, we
11:11
Speaker 2: need to be on the lookout of who And I
11:14
Speaker 2: know that's one of those things you can't be choosy.
11:16
Speaker 2: Sometimes you can't be choosy at all, and people are lost.
11:21
Speaker 2: So many scammers, so many scammers. I have seen so
11:24
Speaker 2: many people just taking a house and be like this
11:26
Speaker 2: is up for rent, give me this, and looking official,
11:28
Speaker 2: and it turns out it's not up for rent at all,
11:30
Speaker 2: and you just gave a deposit away and you signed
11:32
Speaker 2: something and you moved out thinking you were moving into
11:34
Speaker 2: a home and it's not at all. As in fact,
11:38
Speaker 2: in Atlanta it came out recently and we've kind of
11:41
Speaker 2: all known this. You can go back and see behind
11:43
Speaker 2: the bastards. I did with Robert where we talked about
11:46
Speaker 2: rent in general and who owns all these things, But
11:49
Speaker 2: the actual thing is three corporations and this was us
11:53
Speaker 2: the beginning of March actually own nineteen thousand metro Atlanta
11:57
Speaker 2: homes and they're holding it, holding it. So there's just
12:02
Speaker 2: contriput Like Zell had been called out at one point
12:05
Speaker 2: about their games and this and trying to drive prices
12:09
Speaker 2: up to gain money, also holding onto it to rent
12:14
Speaker 2: to people for an absorbent amount of money because they're
12:17
Speaker 2: taking advantage of people.
12:19
Speaker 3: It is really, really, really gross. I know.
12:22
Speaker 2: I want to say one of the company black Rock
12:24
Speaker 2: has been around, has been around and been buying this
12:26
Speaker 2: stuff up, and it sounds like a conspiracy theory, which
12:30
Speaker 2: is why I think Robert did that episode that he did.
12:33
Speaker 2: But the fact that they are power behind so many things,
12:39
Speaker 2: and housing is just one of those things, and they
12:40
Speaker 2: are part of the responsible parties in driving up these
12:43
Speaker 2: housing prices and driving up this rates and driving.
12:46
Speaker 3: Up so much.
12:47
Speaker 2: So there's this conversation that needs to be had that
12:49
Speaker 2: it is not good. I know, any I've been trying
12:52
Speaker 2: to convince you to buy a house, but then I
12:54
Speaker 2: was like, stops up. Stop, don't don't do it right now,
12:56
Speaker 2: everything is gross. It is not a buyer's market, and
12:59
Speaker 2: the gun government is only helping in assisting large companies
13:03
Speaker 2: to keep driving up these prices. Supposedly there's an investigation
13:08
Speaker 2: about it, and they did like knock down some of
13:12
Speaker 2: the companies like Zell, a Peg or two, But it
13:14
Speaker 2: was after outcries of realizing who was making this market
13:18
Speaker 2: so unaffordable And with that, I was trying to see
13:22
Speaker 2: who may have some of the better affordability, And sadly,
13:27
Speaker 2: these are the same places that you may also if
13:29
Speaker 2: you're a woman, do not have many rights.
13:31
Speaker 3: So take that for what you will.
13:33
Speaker 2: Because the number one for cost of living and number
13:35
Speaker 2: one for housing of affordability is Mississippi. The number two
13:40
Speaker 2: cost of living is Alabama, but the number two affordability
13:44
Speaker 2: housing afford ability is West Virginia, so a lot of
13:48
Speaker 2: them are in the Southern states. So like for I've seen,
13:51
Speaker 2: Alabama is number four for cost of housing affordability, number
13:58
Speaker 2: forty four in the best stays to live in overall.
14:02
Speaker 2: Mississippi was number forty eight in the best state to
14:05
Speaker 2: live in overall. So there's a lot that you're like,
14:09
Speaker 2: do I want to live there. Okay, maybe I could
14:11
Speaker 2: afford it there, but do I want to actually live there.
14:14
Speaker 2: Iowa actually stands at number six as affordability, number five
14:19
Speaker 2: are the cost of living, number eight for housing affordability,
14:22
Speaker 2: and number seven in the best States overall. So hey, listeners, Iowa,
14:27
Speaker 2: tell us what's going on over there, because I'm kind
14:29
Speaker 2: of shocked. I don't know anyone that lives in Iowa.
14:31
Speaker 2: No offense, I just don't see you.
14:35
Speaker 3: Yeah you do.
14:36
Speaker 2: I don't know anybody who's from Iowa. I need to
14:40
Speaker 2: I need to expand my friend group, I guess countrywide,
14:46
Speaker 2: So shout out to Iowa.
14:47
Speaker 3: Let me know what's going on there.
14:49
Speaker 2: But yeah, it's definitely some conversations about what's affordable, why
14:54
Speaker 2: is it safe, and even know some of the states
14:56
Speaker 2: that we called out not safe for women at all.
15:00
Speaker 2: Georgia ended up being number twenty seven. So like we
15:03
Speaker 2: are for cost of living, like we are in the
15:04
Speaker 2: middle with twenty six, number twenty six for housing affordability,
15:09
Speaker 2: twenty one in best states overall. So we're middling. We
15:12
Speaker 2: are an.
15:13
Speaker 3: Average crew which we're mid. We're mid. We're gonna stay mid.
15:21
Speaker 2: I guess Idaho, which I have heard of people wanting
15:28
Speaker 2: to move to Idaho. I heard they have a really
15:30
Speaker 2: like bustling art district and art area, so someone needs
15:33
Speaker 2: to tell me about that. But they are number three
15:35
Speaker 2: in the Best States overall housing affordabilities at twenty five
15:39
Speaker 2: and cost of living is at seventeen, so you know,
15:43
Speaker 2: there are some things to consider. I would not move
15:46
Speaker 2: at any point at this point at this time because
15:49
Speaker 2: obviously I'm very established. Thought about Ireland, keep thinking about it,
15:53
Speaker 2: but like I just bought this house. I don't think
15:55
Speaker 2: I can do this. And it's not a buyer's market. Oh,
15:58
Speaker 2: it is a buyer's market, but no one's buying. That's
16:00
Speaker 2: part of the problem. It's interesting to see with these
16:03
Speaker 2: conversations in these lists about who and what this is
16:06
Speaker 2: going to affect. Again, women are now gaining access to
16:10
Speaker 2: it more. I'm wondering, like, is there any causality into
16:15
Speaker 2: why it's getting more difficult now? Hmm, I don't know,
16:20
Speaker 2: you know, like that must be another conspiracy theory. Apologies,
16:25
Speaker 2: but like in my head, I'm like, Eh, we just
16:28
Speaker 2: can't thrive.
16:29
Speaker 3: Y'all just won't let us.
16:41
Speaker 1: This is interesting because I have an episode coming up
16:44
Speaker 1: because I do have a lot of friends who are
16:47
Speaker 1: renting in apartments and are like, have had these conversations
16:51
Speaker 1: allowed to me of like this, it's expensive, but I
16:56
Speaker 1: feel safer. But I would like to save money, but
16:58
Speaker 1: it means moving to somewhere I won't feel so safe.
17:02
Speaker 1: I've been looking at moving and I was just curious,
17:07
Speaker 1: and I was researching, like I want to know who
17:13
Speaker 1: like the landlord breakdown like gender wise, yes, it's mostly men,
17:18
Speaker 1: but it was more close than I thought it would be.
17:21
Speaker 1: But one interesting thing that I found was the landlord's
17:25
Speaker 1: kind of openly said that they have gender stereotypes that
17:29
Speaker 1: effect when they're going to who they'll rent to, and
17:34
Speaker 1: of course race also plays into it, which we've talked
17:37
Speaker 1: about before, but that they were being so stereotypical, I
17:42
Speaker 1: was kind of shocked you said that out loud. But
17:45
Speaker 1: one of their things was basically perception that women won't
17:51
Speaker 1: be able to fix stuff, so the house do more
17:53
Speaker 1: work if it's a woman who's renting.
17:57
Speaker 3: So really I assumed it would be that women will
17:59
Speaker 3: be cleaner and quiet.
18:00
Speaker 1: They said that too, but they prefer the man who
18:06
Speaker 1: they believe will be able to fix stuff, whereas the
18:10
Speaker 1: one like literally one person said they don't know how
18:13
Speaker 1: to screw in light bulbs, Like they said, yeah, women
18:19
Speaker 1: don't know how to screw in light bulbs. So I'll
18:21
Speaker 1: have to be coming in like really.
18:24
Speaker 2: Wow to be fair, maybe just like it's not my responsibility,
18:27
Speaker 2: so I don't want to.
18:28
Speaker 1: I know.
18:29
Speaker 3: That's the part of it.
18:30
Speaker 1: That's the other part of it. Because then is it like,
18:33
Speaker 1: because we have that perception of women being high maintenance,
18:37
Speaker 1: is it just anytime she complains about something, you're like, oh,
18:39
Speaker 1: she's being high maintenance.
18:41
Speaker 2: Yeah, on actuality, you're just noticing she's complaining as versus
18:44
Speaker 2: like they have just complaining just as much but you
18:46
Speaker 2: don't notice it. Also, just by the way, if you
18:50
Speaker 2: want to know, the number one best overall state was Utah. Really,
18:57
Speaker 2: but the fact is like housing affordability is at number
18:59
Speaker 2: thirty three for them, the cost of living is twenty five,
19:02
Speaker 2: they're twenty five, and then affordability was like twenty eight.
19:06
Speaker 2: They're number twenty eight for that, and then they're number
19:08
Speaker 2: twenty four opportunities. So I'm trying to be like, how
19:10
Speaker 2: does those numbers mesh then?
19:13
Speaker 3: Because I'm not telling you how this is qualified.
19:15
Speaker 2: It's just like the titles I've been given and this
19:17
Speaker 2: is according to the Usnews dot Com, so you know,
19:20
Speaker 2: like take it with a grain of salt and where
19:22
Speaker 2: it's from. But like, I found it interesting that all
19:24
Speaker 2: the other numbers are like mid, but there are still
19:26
Speaker 2: number one.
19:26
Speaker 3: I'm like, it's because they got the good parks. Is
19:29
Speaker 3: because they they do have really good parks. It's quite bad.
19:33
Speaker 3: I do love your parks.
19:36
Speaker 2: Cheers of that, but yeah, like that's interesting. I'm excited
19:41
Speaker 2: to hear your take on that because I think we
19:44
Speaker 2: haven't really talked about landlords in rent renters, and it's
19:50
Speaker 2: getting to be a really heated subject right now.
19:53
Speaker 1: It is because, like you said, there's been a lot
19:56
Speaker 1: of backlash discussion about rents going up, prices going interest
20:03
Speaker 1: going up, and it's it's frustrating because I feel like
20:07
Speaker 1: so many things in this conversation are out of your control,
20:13
Speaker 1: and so for me, I'm very much in a holding
20:15
Speaker 1: pattern where I know one day the rent will go
20:20
Speaker 1: up and I will have to go, and I don't
20:22
Speaker 1: know when that will be. It's just annoying when it's
20:28
Speaker 1: like because I've pretty much been told if you like it,
20:32
Speaker 1: that's a good price, stay there.
20:34
Speaker 3: Until it goes up.
20:35
Speaker 1: But that's such a strange place to be in where
20:37
Speaker 1: you're essentially waiting for someone else to give you maybe
20:40
Speaker 1: sixty days maybe to do make this huge decision where
20:45
Speaker 1: do I go next?
20:47
Speaker 2: But nothing, and you can't get ahead either because you
20:49
Speaker 2: can't plan. People want to rent immediately. Oh it's such
20:52
Speaker 2: a crisis that I hate. I hated this whole thing,
20:56
Speaker 2: which is why I would like refusing Tom and honestly,
20:58
Speaker 2: had he kept the prices as was or at least
21:01
Speaker 2: an in reasonable intent instead of doing it like he
21:04
Speaker 2: did a twenty five increase for like three years or
21:06
Speaker 2: like wait what twenty five percent increase instead of like
21:09
Speaker 2: five percent every now and like every year that I
21:12
Speaker 2: was like, wait, what is this for? And it didn't
21:14
Speaker 2: make sense, like he's his reasoning made no sense rather
21:17
Speaker 2: than like taxes, And I was like, okay, I kind
21:19
Speaker 2: of get that, but you were already making like he
21:21
Speaker 2: had bought this place for so like little and done
21:25
Speaker 2: so little and renovations that it was like, did you
21:29
Speaker 2: do you? Are you because you know you've already paid
21:30
Speaker 2: it off by this point, I don't know, Like I
21:32
Speaker 2: don't know, and not that you can't you're not allowed
21:34
Speaker 2: to make money. Sure, sure, sure, but to really like
21:36
Speaker 2: go over the top with lies and like no, it's
21:39
Speaker 2: absolutely not this, this and this, and then like getting
21:43
Speaker 2: and knowing that I rarely got things fixed on time,
21:46
Speaker 2: like I had to beg at. He was like, because
21:50
Speaker 2: that whole idea of like I don't have to be
21:52
Speaker 2: responsible for employ like appliances, and like you like things
21:55
Speaker 2: that happened in the background, like that was lovely. I
21:58
Speaker 2: did not want to deal with that. I loved my
22:00
Speaker 2: neighbors at the time, my partner there, but like there's
22:06
Speaker 2: so many things that's just like, m it doesn't make sense.
22:09
Speaker 2: But because it finally got to that point, it's like this,
22:12
Speaker 2: I hate to do the I don't want to be responsible,
22:15
Speaker 2: but I guess I'm gonna be responsible in this manner
22:17
Speaker 2: and buy a whole home, right.
22:22
Speaker 1: Well, yeah, I mean that's kind of the reason that
22:25
Speaker 1: I was looking into this because I've had such a
22:28
Speaker 1: honestly part of it is me, but I've had troubles
22:30
Speaker 1: with my landlord, and now that I've read this study,
22:32
Speaker 1: I'm like there was a reason I.
22:34
Speaker 3: Felt uncomfortable like complaining or.
22:37
Speaker 1: Like raising an issue, and it's it's gotten kind of
22:41
Speaker 1: like there are things that I need to get fixed,
22:45
Speaker 1: and I keep putting it off because I'm like, oh, no,
22:48
Speaker 1: you don't want to deal with yeah, M Yeah, well,
22:56
Speaker 1: I am looking forward to our celebration, your two year
22:59
Speaker 1: yeah anniversary.
23:01
Speaker 3: We'll do another check.
23:02
Speaker 1: In, but yeah, there's a lot of issues to talk
23:06
Speaker 1: about for conversations. Yes, indeed, Well listeners, if you have
23:12
Speaker 1: thoughts about this, If you have any questions you would
23:16
Speaker 1: like us to address to look in to, please let
23:18
Speaker 1: us know. You can email U at Stephanie and mom
23:20
Speaker 1: Stuff at iHeartMedia dot com. You can find us on
23:23
Speaker 1: Twitter at mom Stuff Podcast, or on Instagram and TikTok
23:25
Speaker 1: at stuff one ever told you if we have a
23:27
Speaker 1: tea public store and we have a book you can
23:29
Speaker 1: get wherever you get your books. Thanks as always too,
23:32
Speaker 1: our super producer Christina, our executive producer and our contributor Joey.
23:35
Speaker 1: Thank you and thanks to you for listening. Stephone ever
23:38
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Speaker 1: from my Heart Radio, you can check out the iHeart
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