Why the Rich Love Debt (And You’re Taught to Fear It) | Ep 140

Marked · Feb 4, 2026 · 47m

If credit feels stressful, confusing, or risky, James Jiang breaks down exactly why — and how to flip it.

In this episode, I sit down with James Jiang, a credit expert who explains how credit actually works behind the scenes — and how people quietly sabotage themselves without realizing it. No hype, no gimmicks. Just real clarity.

In this episode, you’ll learn:

1. Why “playing it safe” with credit can actually hurt you

2. How to use credit to increase leverage instead of stress

3. The biggest credit myths keeping people stuck

4. What really impacts your credit score (and what doesn’t)

5. How…