Latest / The Bill Handel Show / ‘How to Money’ with Joel Larsgaard | Cow Cuddling

Transcript

‘How to Money’ with Joel Larsgaard | Cow Cuddling · The Bill Handel Show

0:00
Speaker 1: You're listening to Bill Handle on demand from kf I
0:04
Speaker 1: am six forty because it Ben.
0:06
Speaker 2: Don't make that listen jive am six forty Bill Handle
0:10
Speaker 2: here it used a Thursday morning, November twentieth time for
0:14
Speaker 2: Joel Larsguard and how to Money Sunday right here at
0:17
Speaker 2: twelve pm to two pm at how to Money Joel
0:21
Speaker 2: is his social address.
0:23
Speaker 3: Good morning, Joel.
0:25
Speaker 1: Whatdy Bill?
0:26
Speaker 3: Hey, A couple of questions.
0:27
Speaker 2: I'm gonna throw them at you because I'm keep on
0:29
Speaker 2: talking about this. I love the citizenship test, so I'm
0:32
Speaker 2: gonna throw at to you. What are the required What
0:35
Speaker 2: is the requirement to be president of the United States?
0:38
Speaker 1: You have to be at least thirty five and a
0:41
Speaker 1: national born United States citizen.
0:43
Speaker 3: That's it. You were listening.
0:45
Speaker 1: I wasn't listening. I just know these things.
0:47
Speaker 3: Bill, very good.
0:48
Speaker 2: Okay, Well, good for you. Okay, you've just passed. Here
0:51
Speaker 2: is another one. You have to be a judge. To
0:56
Speaker 2: become a judge, you have to have previous judge ships
1:00
Speaker 2: experience to become a federal judge or an appeals court.
1:04
Speaker 2: What is the one court you don't even have.
1:06
Speaker 1: To be a judge. Oh uh, Supreme Court that's correct. Absolutely,
1:12
Speaker 1: you can legal experience, right, and even that you.
1:15
Speaker 3: Don't have to have.
1:15
Speaker 2: No, you don't have to have any experience. You can
1:19
Speaker 2: literally you Yeah, we can be a judge experience, we can.
1:23
Speaker 2: You can be Supreme Court judges. No other judge ship
1:25
Speaker 2: can you do that. You need experience as a judge,
1:28
Speaker 2: but no other judge ship. Okay, Uh, they're okay, good
1:32
Speaker 2: for you. All right, let's go right into howdomoney dot
1:37
Speaker 2: com dot com? All right, Uh, here we go new
1:41
Speaker 2: consumer items that either completely unnecessary and there's tons of those,
1:46
Speaker 2: or insanely overpriced. Uh for example, an iPhone sock, a
1:53
Speaker 2: three water bottle bottle, Come on, seriously, yeah, five hundred
2:00
Speaker 2: dollars shirt. I can see that because there are crazy asss,
2:03
Speaker 2: crazy ass designer clothing out there.
2:06
Speaker 3: But you know, is this becoming more prevalent?
2:10
Speaker 1: I mean, I think we're seeing a bigger gap trying
2:13
Speaker 1: to reach people with luxury items and aspirational new inventions
2:19
Speaker 1: in like the closing and clothing and consumer product space.
2:23
Speaker 1: And so I get that. Why you might say, well,
2:25
Speaker 1: some shirt could be worth five hundred dollars, right, but
2:28
Speaker 1: this shirt in particular that you're mentioning is a five
2:31
Speaker 1: hundred plus dollar plain white T shirt, and it doesn't
2:35
Speaker 1: seem to have anything unique or interesting about it, And
2:40
Speaker 1: what kind of sucker is actually going to work over
2:42
Speaker 1: five hundred dollars for a plain white T shirt. You
2:45
Speaker 1: mentioned the iPhone sock, it so seems like it should
2:49
Speaker 1: be out of a Saturday Night Live skit. But this
2:53
Speaker 1: is a real new item that costs two hundred and
2:55
Speaker 1: thirty dollars to stick your one thousand dollars twelve hundred
2:59
Speaker 1: dollars iPhone into. When I saw it, I was like,
3:02
Speaker 1: this has to be a joke, but it's not. April First.
3:04
Speaker 1: It's amazing the kind of products that are being put
3:07
Speaker 1: out there, made to seem like they're normal things that, yeah,
3:11
Speaker 1: you should totally consider buying. I hope that there's a
3:13
Speaker 1: small market for these things, or a non existent market
3:16
Speaker 1: for these things, because to me, they seem utterly ridiculous
3:19
Speaker 1: and like a waste of your money.
3:20
Speaker 2: Yeah, five hundred dollars T shirt obviously made by some
3:24
Speaker 2: designer brand, which I just don't get. I remember someone
3:29
Speaker 2: that I was on a trip with who was wearing
3:34
Speaker 2: tenant white tennis shoes, which is kind of neat.
3:37
Speaker 3: You know, and they look great.
3:38
Speaker 2: And across the label, across the back it said.
3:44
Speaker 3: What did it say? It said, Louis Vutan.
3:48
Speaker 2: Oh okay, those are pretty okay, I'll buy that, you know,
3:51
Speaker 2: So what do you pay for Louis Vutan the best
3:54
Speaker 2: tennis shoe out? There's one hundred and fifty bucks, right,
3:58
Speaker 2: unless you're buying Air Jordan or something insane. So I
4:02
Speaker 2: casually asked, Okay, I want your pair of sneakers.
4:06
Speaker 4: Thirteen hundred dollars for a Louis Biton shoe a sneaker, Yeah,
4:13
Speaker 4: that be Come on really, And I think I want
4:17
Speaker 4: to clarify.
4:18
Speaker 1: I think there is a difference often times between something
4:21
Speaker 1: that you're gonna pay twenty dollars for and something you're
4:24
Speaker 1: gonna pay fifty or sixty dollars for. Like, there is
4:27
Speaker 1: a spectrum, and you might find that at the twenty
4:31
Speaker 1: dollars level, the sweater that you buy is going to
4:34
Speaker 1: pull apart pretty quickly. It's gonna last maybe one season.
4:37
Speaker 1: You're not gonna be able to wear it over and over.
4:39
Speaker 1: But if you upgrade and you spend a little bit
4:41
Speaker 1: more because it's your nicer material, better construction, you're gonna
4:45
Speaker 1: find oh yeah, Actually I'm able to keep this thing
4:47
Speaker 1: around for four or five seasons or maybe maybe even longer.
4:50
Speaker 1: And so when you think about it in terms of
4:52
Speaker 1: like price per wear, I think it's a good way
4:54
Speaker 1: to maybe think about stuff like clothing purchases, because it
4:58
Speaker 1: is true by spending more money on certain things will
5:02
Speaker 1: allow you to get more use out of it. But
5:05
Speaker 1: they understand then you get to the luxury stuff like
5:07
Speaker 1: Louis shoes, and it's like there's a point of no
5:11
Speaker 1: return at which you're not actually getting better price per
5:13
Speaker 1: wear out of it. You're just spending more to signal something.
5:16
Speaker 2: Yeah, I mean sneakers again, I've been wearing New Balance
5:19
Speaker 2: for a million years. I mean one hundred and fifty
5:22
Speaker 2: dollars for a pair of sneaks. You know that's money,
5:26
Speaker 2: But you can't spend much more than that for a
5:29
Speaker 2: quality pair of tennis shoes. To spend six seven, eight
5:33
Speaker 2: hundred dollars to not get a lot more. And buying
5:37
Speaker 2: clothing at Costco, do you know I have some shirts
5:41
Speaker 2: and I'm not exaggerating here. I have shirts that I
5:44
Speaker 2: bought from Costco twenty five years ago and they're hanging
5:49
Speaker 2: in my closet.
5:51
Speaker 1: You know, I still have I still have shirts that
5:53
Speaker 1: I bought at the thrift store twenty years ago that
5:55
Speaker 1: I'm still wearing and they were probably worn by somebody
5:57
Speaker 1: for twenty years before me.
5:59
Speaker 2: Okay, I feel much much better, all right. As we
6:03
Speaker 2: go into the next segment, the EV's, the world of EV's,
6:09
Speaker 2: it has changed completely. It used to be so hot,
6:12
Speaker 2: and now it has fallen apart. And I have an
6:16
Speaker 2: EV and thank goodness, I am leasing yet and my
6:21
Speaker 2: lease is up in August because I'm going to hand
6:23
Speaker 2: them an EV that's worth three dollars.
6:26
Speaker 3: Let's talk about this.
6:28
Speaker 1: Yeah, I mean, you're smart, Bill, because leasing an EB
6:32
Speaker 1: was was often the advice and the smart way to
6:35
Speaker 1: go because the of the all the you know, the
6:38
Speaker 1: ways EV's were progressing better battery technology, and so they
6:42
Speaker 1: are more of like a tech item than internal combustion
6:46
Speaker 1: engine vehicle, which you know, twenty year old internal combustion
6:50
Speaker 1: engine vehicle, as long as it's in good shape. You're like,
6:52
Speaker 1: this is not too dissimilar from a brand new vehicle.
6:55
Speaker 1: But the changes in battery technology are just just made
6:58
Speaker 1: a lease make so much more sense and often made
7:01
Speaker 1: more financial sense too, and you're not going to be
7:02
Speaker 1: stuck with that thing, which is awesome because yeah, like
7:05
Speaker 1: evs are not as they're not doing so hot as
7:10
Speaker 1: a segment of the market when it comes to for cars,
7:13
Speaker 1: and that was a large part of that is the
7:16
Speaker 1: federal tax credit going away for used and for new evs,
7:19
Speaker 1: and they're just so dang expensive.
7:22
Speaker 2: Yeah, that's so there's let me throw three reasons out
7:25
Speaker 2: there and tell me if I'm right.
7:27
Speaker 3: One is the cost.
7:29
Speaker 2: They are more expensive than internal combustion cars. Reason number
7:33
Speaker 2: two infrastructure where every corner has a gas station, not
7:37
Speaker 2: every corner has a charging station. It takes three minutes
7:42
Speaker 2: to fill your car up with gas. It can take
7:45
Speaker 2: two hours to charge a car because there aren't that
7:49
Speaker 2: many superchargers. And range anxiety, which I have plenty of.
7:55
Speaker 2: How much juice do I have? When's it going to
7:58
Speaker 2: run out? Where is the charging station? And I live
8:02
Speaker 2: with that? So anything else you'd like to add or
8:06
Speaker 2: did I get them all?
8:07
Speaker 1: I mean I think those are those are all true.
8:10
Speaker 1: And the other thing, the other problem, major problem, which
8:13
Speaker 1: is going to lead towards I think just less EV adoption.
8:17
Speaker 1: It's partly the pricing, but it's partially just the fact
8:19
Speaker 1: that manufacturers are struggling to turn a profit on these cars.
8:23
Speaker 1: So even even with higher prices on evs that I
8:27
Speaker 1: think the average EV is something like sixty thousand dollars
8:29
Speaker 1: brand new, which is, you know, even higher than the
8:33
Speaker 1: price of the average car, which is like close to
8:35
Speaker 1: fifty grand. Manufacturers can't make money on the sale of
8:39
Speaker 1: these cars, at least most of the them can't. Tesla
8:41
Speaker 1: has found a way to have decent profit margins on
8:45
Speaker 1: the cars they're making, but most of the other players
8:49
Speaker 1: in the game, like Ford, is losing tons of money
8:52
Speaker 1: with every v eev it sells, and so they basically said, hey,
8:55
Speaker 1: I think we're gonna They're hinting at the fact that
8:57
Speaker 1: they're not going to produce the Ford Lightning anymore, which
8:59
Speaker 1: is the most popopular EV pickup truck. But hey, it
9:02
Speaker 1: doesn't matter how popular it is, because even the most
9:04
Speaker 1: popular EV pickup truck just doesn't sell enough, and because
9:08
Speaker 1: of the lack of consumer interest, they're going to continue
9:11
Speaker 1: to lose more money if they keep putting them out.
9:13
Speaker 1: So I think we're going to see fewer evs on
9:16
Speaker 1: the market in the near future, and we're going to
9:18
Speaker 1: see automakers just kind of paring down what they make available.
9:22
Speaker 3: Yeah, one thing.
9:23
Speaker 2: When I bought my EV is you're never going to
9:26
Speaker 2: pay for gas again bill. And on top of that,
9:29
Speaker 2: I put in a charger at my house and I
9:32
Speaker 2: charged during the day when I can, so I do
9:36
Speaker 2: not pay for electricity with my solar system. And what
9:40
Speaker 2: they didn't tell me is your tires are gone in
9:45
Speaker 2: fifteen thousand miles. I went to replace my tires, and
9:50
Speaker 2: because the car is so heavy on the tires, I said,
9:54
Speaker 2: oh my god, eighteenth it was eighteen thousand miles, which
9:56
Speaker 2: I had, and I went, how is that possible?
10:00
Speaker 3: And he said, eighteen.
10:01
Speaker 2: Thousand miles, You're lucky, and usually tires of thirty thirty
10:05
Speaker 2: five thousand miles, So they sort of leave that out.
10:08
Speaker 3: You have to add double the cost of tires, if
10:11
Speaker 3: not more.
10:12
Speaker 1: One hundred percent. There are all these extra costs. And
10:15
Speaker 1: I love EV's I had a Nissan Leaf for like
10:17
Speaker 1: six years. I think, I think they can be great,
10:20
Speaker 1: and they might be the future. Hybrids are at least
10:24
Speaker 1: the present right, and Toyota's doing so well because hybrids
10:26
Speaker 1: are the reality for what most people want. And you're right,
10:29
Speaker 1: there are all these extra costs that consumers are starting
10:32
Speaker 1: to realize with evs. One of them is tires. For sure.
10:37
Speaker 1: My sister has a Tesla, she's replacing her tires and
10:39
Speaker 1: I just replaced mine. There was like a six hundred
10:41
Speaker 1: dollars difference in what we had to pay for tires.
10:43
Speaker 1: And then you're talking about insurance, higher insurance costs because
10:47
Speaker 1: of full battery replacement necessity after a potential accident, and
10:51
Speaker 1: so there are all these other things where people are like, oh,
10:54
Speaker 1: I thought an EV was going to save me money
10:55
Speaker 1: over time, and it might. There's a chance that it
10:58
Speaker 1: might if you run out all then, especially if you're
11:01
Speaker 1: charging at home, because the difference between charging at home
11:04
Speaker 1: and charging at like a Tesla supercharging station, the price
11:08
Speaker 1: that you pay, it's a massive gap. So if you're
11:11
Speaker 1: charging at home ninety five percent of the time, you
11:13
Speaker 1: might still be able to save money with an EV,
11:16
Speaker 1: but you just have to be really careful about what
11:18
Speaker 1: model you get and planning in for those other costs,
11:20
Speaker 1: because evs are not some sort of like slam dunk decision.
11:24
Speaker 2: Yeah, my next car is going to be a hybrid
11:26
Speaker 2: plug in hybrid, And that one makes sense because if
11:31
Speaker 2: I'm not driving up from Orange County to the station,
11:35
Speaker 2: which I Dole's every couple of weeks.
11:37
Speaker 3: I spend a day or two there.
11:39
Speaker 2: I'm driving around town, and I drive less than forty
11:42
Speaker 2: miles between charges, which means that I'm not paying for electricity.
11:48
Speaker 2: And if I run out of gas, well, if I
11:52
Speaker 2: run out of electricity, if I run out of power,
11:54
Speaker 2: I still have my gas, and that makes sense.
11:57
Speaker 3: How are they doing?
11:58
Speaker 1: So take a road trip in those two right, Thedeleas,
12:01
Speaker 1: It's not a problem.
12:02
Speaker 3: Yeah, how are they doing? The plug in hybrids?
12:04
Speaker 1: You know, there just aren't all that many available, and
12:07
Speaker 1: sometimes they can be. They can be on the more
12:10
Speaker 1: expensive side than hybrids, and so it just depends on
12:14
Speaker 1: how you're going to use it. You have more of
12:16
Speaker 1: an upfront cost to make up. But like you said,
12:18
Speaker 1: if you're driving, if you're using that sucker in sort
12:22
Speaker 1: of the way that it's intended, which is, yeah, I
12:25
Speaker 1: drive roughly, you know, forty to fifty miles a day,
12:28
Speaker 1: I'm mostly running on the battery. I think it can
12:31
Speaker 1: make a whole lot of sense, especially if you want
12:32
Speaker 1: it for those occasional longer trips. Yeah, just know that
12:36
Speaker 1: there's not as much selection in the plug in hybrid
12:40
Speaker 1: range and there is in the traditional hybrid space or
12:42
Speaker 1: in the EV space.
12:43
Speaker 3: Okay, Joel, as always, thank you.
12:46
Speaker 2: We'll catch you again next Thursday, this Sunday twelve to two,
12:50
Speaker 2: host of how to Money.
12:52
Speaker 3: That's Joel.
12:52
Speaker 2: Also his address social address at how to Money Joel
12:57
Speaker 2: and his website is howdomoney dot com.
12:59
Speaker 3: Joel, you have a good I'll catch you on Sunday.
13:01
Speaker 3: All right, thanks Bill, Okay, and stop shaking your head, Neil.
13:04
Speaker 2: All right, now, the Trump administration and as has been promised,
13:10
Speaker 2: is shutting down and now accelerating the Education Department.
13:15
Speaker 3: It's done.
13:15
Speaker 2: They're dismantling it. And here's what they're doing. You see
13:20
Speaker 2: all you do is here. Oh they're dismantling the Department
13:23
Speaker 2: of Education. No more Department of Education, no more money.
13:26
Speaker 3: Well that's not true. And we don't know if this
13:29
Speaker 3: is going to work or not. But what he is.
13:31
Speaker 2: Doing is transferring the money and the administration to other
13:37
Speaker 2: agencies and is saying the money stays the same. And
13:42
Speaker 2: since he is dismantling the department, and by the way,
13:45
Speaker 2: I have no idea what the department costs outside of
13:48
Speaker 2: the money that's given for education. I'm talking about the
13:51
Speaker 2: bureaucracy of the department. No one knows how many workers
13:56
Speaker 2: the other agencies will have. But the argument is, let's
14:00
Speaker 2: get rid of an entire department, and if the money
14:04
Speaker 2: stays the same, which the administration is saying, the grant
14:09
Speaker 2: stay the same, then it makes sense.
14:14
Speaker 3: The waste.
14:16
Speaker 2: They always argue fraud, but the bucracy, the bloated bureaucracy.
14:20
Speaker 3: By the way, the Department of Education.
14:22
Speaker 2: You think of the Department of Education, and having been
14:24
Speaker 2: there around four a zillion years, you know, this Department
14:27
Speaker 2: of Education was created nineteen seventy nine.
14:30
Speaker 1: That's it.
14:31
Speaker 2: That's as long it's been around under Jimmy Carter is
14:34
Speaker 2: when it was created. Now, the original Department of Education,
14:39
Speaker 2: here's a little FACTOI little history, and it wasn't called
14:42
Speaker 2: the Department of Education, but its predecessor, which basically did
14:45
Speaker 2: the same thing estabused curriculum, etc. Was created in eighteen
14:50
Speaker 2: sixty seven by Andrew Johnson, the vice president who became
14:56
Speaker 2: president after the assassination of Abraham Lincoln.
15:00
Speaker 3: So the administration is saying Linda McMahon.
15:05
Speaker 2: Us Secretary of Education, who of course was instrumental in
15:08
Speaker 2: being married to the guy who invented worldwide wrestling. The
15:12
Speaker 2: Trump administration is taking bold action to break up the
15:15
Speaker 2: federal education bureaucracy and return education to the States, and
15:21
Speaker 2: that's another part of the philosophy is that education should
15:25
Speaker 2: not be national. As a matter of fact, there's a
15:27
Speaker 2: huge argument that education shouldn't be a purview of the state.
15:32
Speaker 2: It should be a purview only of local school districts,
15:37
Speaker 2: and there's an argument for that. So the key strategy
15:40
Speaker 2: here is partnerships with other federal agencies will take on
15:45
Speaker 2: the education department responsibilities.
15:50
Speaker 3: Is it going to work? Who the hell knows?
15:53
Speaker 2: Another fly in the ointment, of course, is part and
15:56
Speaker 2: parcel of all of this is the Trump philosophy of
16:01
Speaker 2: eliminating uh de I d E d I DEI departments.
16:08
Speaker 3: Do I have that right?
16:09
Speaker 2: D y I do it yourself? No, it's DEI exactly.
16:14
Speaker 2: I'll figure this out. And there that is part of
16:18
Speaker 2: it where the administration is saying, uh, you know, the
16:21
Speaker 2: anti semitism that we view on campuses and the money
16:25
Speaker 2: you still give the campuses Department of Education. That is
16:29
Speaker 2: the political side of it. The detractors of this are
16:33
Speaker 2: arguing this is political. Maybe it is, but if the
16:38
Speaker 2: money is still going to be spent, you have to
16:40
Speaker 2: talk about the other side of it. You can't just
16:43
Speaker 2: talk about the dismantling of the department without bringing up saying, well,
16:49
Speaker 2: let's look at what is still going to remain and
16:52
Speaker 2: if it's the program, it's still the money and it
16:54
Speaker 2: is simply administered by another agency within the government. Okay,
16:58
Speaker 2: at least let's talk about it. Okay, We're done with that,
17:01
Speaker 2: all right, real quickly. Our last segment, and that has
17:05
Speaker 2: to do with dairy farmers. Dairy farmers are going broke.
17:09
Speaker 2: There's not enough money to be made. The production of
17:13
Speaker 2: dairy products. Milk is way up because cows are producing
17:17
Speaker 2: a lot more milk because of the technology, and so
17:22
Speaker 2: they have to and the prices have drop, so they
17:24
Speaker 2: have to do something else to make money. And as
17:27
Speaker 2: I said, you will never guess. So, Neil, let me
17:31
Speaker 2: throw it to you for a moment. What do you
17:33
Speaker 2: think dairy farmers are doing to make extra money.
17:39
Speaker 1: I have zero clue.
17:42
Speaker 2: Okay, old dancing, that's very good, pull dancing with cows.
17:47
Speaker 3: No, it's something called cow cuddling. They cuddle cows. People
17:55
Speaker 3: cuddle cows.
17:56
Speaker 2: It actually grew in popularity when people were seeking some
18:00
Speaker 2: kind of connection during the pandemic, and it's grown and
18:04
Speaker 2: grown in recent months. And what farmers do is train
18:07
Speaker 2: their cows to teach them to sit and snuggle.
18:10
Speaker 3: You can actually do that, which I didn't know.
18:14
Speaker 1: Bill Ann and I have been researching, okay, and did
18:18
Speaker 1: all the research.
18:18
Speaker 3: We found a place here where we can cowcuttle. We're
18:20
Speaker 3: going to go. That's unbelievable. We're gonna go. Yeah.
18:24
Speaker 2: It's usually they use younger cows, you know, because they're
18:29
Speaker 2: so small, you know, little baby cows, because they weigh
18:31
Speaker 2: like sixty eighty pounds. I mean, when you get a
18:33
Speaker 2: big cow, it's twelve hundred dollars in their or twelve
18:37
Speaker 2: hundred pounds, and they're kind.
18:38
Speaker 3: Of hard to easy epstein gee. Yeah.
18:42
Speaker 2: There's one dairy farmer, Fiona Wilson, that was interviewed by
18:46
Speaker 2: the Washington Post for this article. She said, it's similar
18:50
Speaker 2: to having a dog on your lap. It's a bit
18:53
Speaker 2: like a cow spaw.
18:55
Speaker 1: Really.
18:55
Speaker 2: They just sprawl out and people stroke them under their
18:59
Speaker 2: chin where they love to be stroked. And there are
19:04
Speaker 2: some farmers that have given up dairy farming. Completely and
19:08
Speaker 2: are doing nothing but cow cuddling. It is growing so quickly,
19:12
Speaker 2: and there are a couple of farmers I think absolutely brilliant.
19:17
Speaker 2: Is cow cuddling happens when they're little ones and they're
19:21
Speaker 2: given a disc a coupon for a discount for a
19:24
Speaker 2: state dinner a year later at the dairy farm. Okay,
19:29
Speaker 2: we are done. On a Thursday morning, November twentieth. Keep
19:36
Speaker 2: in mind, I'm taking phone calls in just a moment
19:39
Speaker 2: for handle on the law, marginal legal advice, where I
19:42
Speaker 2: tell you have no case and I will be answering
19:46
Speaker 2: calls for I don't know thirty forty minutes and you
19:49
Speaker 2: can call me in. There's no breaks, no commercials, no weather,
19:53
Speaker 2: no traffic, none of that and no patience on my part.
19:55
Speaker 3: So I get right through it.
19:56
Speaker 2: Eight seven seven five two zero eleven fifty starting and
19:59
Speaker 2: just the moment eight seven seven five two zero eleven
20:03
Speaker 2: fifty again.
20:05
Speaker 3: It starts with wake.
20:06
Speaker 2: Up call Will and Amy at five o'clock tomorrow morning.
20:10
Speaker 2: It's Friday, so we're gonna have ask handle anything. And
20:14
Speaker 2: the four footy Friday with Neil at eight o'clock. And
20:17
Speaker 2: so it's five o'clock tomorrow Amy and Neil, Amy and
20:21
Speaker 2: Will Neil and I come aboard. And of course we
20:26
Speaker 2: have Ann and Kono who are always here ready to
20:30
Speaker 2: cuddle so they can earn a couple of extra bucks.
20:34
Speaker 2: This is exactly that's what they by the way, that's
20:37
Speaker 2: how they answer you when you ask a question.
20:40
Speaker 3: Twenty seven. This is KFI AM six forty. You've been
20:46
Speaker 3: listening to the Bill Handle Show.
20:47
Speaker 2: Catch my Show Monday through Friday, six am to nine am,
20:51
Speaker 2: and anytime on demand on the iHeartRadio app.