Latest / The Financial Freedom Podcast with Fexingo: Quitting Your Job, Living Off Investments, Independence
How Early Retirees Use Geographic Arbitrage to Stretch Their Portfolio
In this episode, Lucas and Luna explore how early retirees can dramatically lower their withdrawal rate by moving to a lower-cost-of-living location. Using the real example of a couple who relocated from Seattle to a small town in Portugal, they break down the math behind geographic arbitrage: how a 3.5% withdrawal rate became 2.2% after the move, and what that means for portfolio longevity. They also discuss the risks—currency fluctuations, healthcare access, and tax complications—and offer practical steps for anyone considering a similar lifestyle shift. Whether you're dreaming of…
The skinny
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