Should You Sacrifice Pension Income for Spousal Protection?

Perfect Game Retirement · Jun 11, 2026 · 13m

When retirement is around the corner, some of the biggest decisions aren’t about when to retire, they’re about how income continues if one spouse is gone. Ryan walks through a listener question about pension survivor options and why these decisions often become more emotional and permanent than people expect. A thoughtful retirement income strategy can make these choices much easier to navigate down to road, so start early.

Here’s what we discuss in this episode:

💵 Pension Tradeoffs: Bigger income may increase future risk

🛡️ Longevity Risk: Survivor income matters long term

📈…