Ep 9: How Iowa Flippers Structure Deals With Zero Cash Down
What's the real difference between a flip that closes with zero cash out of pocket and one that comes up $46,000 short at the closing table?
"No money down" isn't a loan product in Iowa hard money lending. It's a structure, and most first-time flippers get the mechanics wrong before they ever pick up the phone.
A hard money loan alone almost never gets you to zero cash out of pocket. The real work is filling the gap: a seller carry-back, a private gap partner, or equity you already own.
Every one of those structures lives or dies on the 70% after-repair-value cap. Neil Timmins breaks down two…
The skinny
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