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Transcript

Study Hall: How to Buy a Home using The NACA Program · Earn Your Leisure

• 0:00
  Speaker 1: An illegal alien from Guatemala charged with raping a child
• 0:03
  Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador
• 0:07
  Speaker 1: accused of murdering a Texas man of Venezuelan charged with
• 0:11
  Speaker 1: filming and selling child pornography in Michigan. These are just
• 0:15
  Speaker 1: some of the heinous migrant criminals caught because of President
• 0:19
  Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States
• 0:23
  Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border
• 0:28
  Speaker 1: crossings are at the lowest levels ever recorded, and over
• 0:31
  Speaker 1: one hundred thousand illegal aliens have been arrested. If you
• 0:35
  Speaker 1: are here illegally, your next you will be fined nearly
• 0:39
  Speaker 1: one thousand dollars a day, imprisoned, and deported. You will
• 0:43
  Speaker 1: never return. But if you register using our CBP home
• 0:46
  Speaker 1: app and leave now, you could be allowed to return legally.
• 0:50
  Speaker 1: Do what's right. Leave now. Under President Trump, America's laws,
• 0:55
  Speaker 1: border and families will be protected.
• 0:57
  Speaker 2: Sponsored by the United States Department of Homeland Security.
• 1:00
  Speaker 3: So let's start at the beginning with naka so I
• 1:05
  Speaker 3: first been introduced to nako in. My sister was actually
• 1:08
  Speaker 3: going through the program with her late husband at the time,
• 1:14
  Speaker 3: and there was like a seminar that they had to
• 1:16
  Speaker 3: go through, and I was learning I had never heard
• 1:18
  Speaker 3: about the program before that they didn't actually go all
• 1:22
  Speaker 3: the way through with the program, which I find a
• 1:24
  Speaker 3: lot of people don't. The retention is so a lot
• 1:27
  Speaker 3: of people have criticized NACA because they're like, it's a
• 1:30
  Speaker 3: lot that you got to go through. It's very strenuous.
• 1:33
  Speaker 3: So what's the first step in the Knacker process, Like.
• 1:37
  Speaker 4: You said, going to that meeting. It's about three or.
• 1:39
  Speaker 3: Four hours and that's all over the country, right.
• 1:41
  Speaker 5: Yeah, they pretty much break down everything, all of the
• 1:44
  Speaker 5: benefits of the program, the things that you have to do,
• 1:46
  Speaker 5: the rules for the program, things you can't do to
• 1:48
  Speaker 5: the program, and yeah, from there, you know, you sign
• 1:52
  Speaker 5: up and let them know what date you want to
• 1:54
  Speaker 5: meet with a mortgage counselor it could be up to
• 1:57
  Speaker 5: two years out, it could be up to two weeks out,
• 1:59
  Speaker 5: but you put whatever or date when you're comfortable. I
• 2:01
  Speaker 5: tell people all the time, don't go into you're ready.
• 2:04
  Speaker 5: You know what I'm saying. Don't go into your like
• 2:06
  Speaker 5: all the way ready, don't go just trying to see
• 2:07
  Speaker 5: what they gonna say and all that life. You know,
• 2:10
  Speaker 5: don't test the program like, no go when you're ready,
• 2:12
  Speaker 5: when you know you have your documentation order, you got
• 2:14
  Speaker 5: your two years work history and order, you got your
• 2:16
  Speaker 5: two years tax history and audio bank statements order like
• 2:19
  Speaker 5: these are things that all lenders require.
• 2:22
  Speaker 4: Not just NAKA.
• 2:23
  Speaker 5: So it's like you shouldn't be going to a lender
• 2:25
  Speaker 5: any unless you have this stuff in order anyway. But
• 2:27
  Speaker 5: NACA is just extra strict about their documentation because essentially,
• 2:31
  Speaker 5: you're going to these people asking them for hundreds of
• 2:34
  Speaker 5: thousands of dollars for absolutely nothing. Your credit ain't.
• 2:37
  Speaker 4: Shit, you ain't really shit, like you know what I'm.
• 2:40
  Speaker 5: Saying, like most of the time, for real, for real,
• 2:43
  Speaker 5: all time, like, but these people are still willing to
• 2:46
  Speaker 5: give you a chance. Most lenders, when you go to
• 2:47
  Speaker 5: them in that situation, what they're doing they're closing, doing
• 2:50
  Speaker 5: your face and giving you a decline letter.
• 2:52
  Speaker 4: NAKA.
• 2:52
  Speaker 5: They're gonna give you a checklist of things to do
• 2:54
  Speaker 5: and tell you to come back when you have those
• 2:56
  Speaker 5: things done. Your ID with them is still gonna be intacked.
• 3:00
  Speaker 5: Your FOIUL with them still gonna be intact. You're still
• 3:01
  Speaker 5: gonna be able to update documents and send stuff in.
• 3:04
  Speaker 5: But they're just not gonna qualify you for a loan
• 3:06
  Speaker 5: until you get things marked off that checklist.
• 3:09
  Speaker 2: So it's a pretty strenuous checklist. So it's not it's they,
• 3:13
  Speaker 2: That's what I'm saying. Like people, most people with the
• 3:14
  Speaker 2: common misconception, it's like yo, I've seen people say, Yo,
• 3:17
  Speaker 2: I tried twice and I just can't.
• 3:19
  Speaker 4: Get through it.
• 3:20
  Speaker 2: What is it? Is it the fact that they don't
• 3:22
  Speaker 2: don't have that profile that you just spoke about intact,
• 3:25
  Speaker 2: or like, what is the thing that is blocking people?
• 3:27
  Speaker 4: To me?
• 3:28
  Speaker 5: A lot of times it was my own fault. I
• 3:30
  Speaker 5: was getting in my own way, Like so just my mentality,
• 3:34
  Speaker 5: you know what I mean. So I'm you know, pointing
• 3:35
  Speaker 5: a finger at them. Like a lot of times they'll
• 3:37
  Speaker 5: be like, man, send us to this document or can you
• 3:40
  Speaker 5: resend this? And I would get mad and frustrated and
• 3:42
  Speaker 5: want to go back and forth and say of just
• 3:43
  Speaker 5: sending the document, like you know what I mean, So
• 3:45
  Speaker 5: what if you got to send it twice? Like it's
• 3:46
  Speaker 5: just stuff, get lost, stuff get caught up in you
• 3:49
  Speaker 5: know what I'm saying? Things like that, and then too
• 3:50
  Speaker 5: a lot of times people get really frustrated because what
• 3:54
  Speaker 5: they don't understand is KNAKA is extremely understaffed. They're non
• 3:57
  Speaker 5: for profit, they're understaffed and or overworked. And then you
• 4:00
  Speaker 5: got a person like me out here screaming from the
• 4:03
  Speaker 5: mountaintops on eyl where there's millions of people following, Hey, y'all,
• 4:07
  Speaker 5: y'all can go get y'all MAULTI you in it with
• 4:09
  Speaker 5: the knack of program So now there's this rush of
• 4:11
  Speaker 5: people going to the knack of programming.
• 4:13
  Speaker 4: Now they're even more overwork than more overwhelmed.
• 4:15
  Speaker 5: So it's like there has to be a level of
• 4:17
  Speaker 5: patience and understanding when you're taking advantage of a program
• 4:20
  Speaker 5: like this and just really getting like, all right, cool,
• 4:23
  Speaker 5: I know if I exercise patients at the end of
• 4:26
  Speaker 5: all of this, there won't be anything.
• 4:29
  Speaker 4: Better out there for me.
• 4:30
  Speaker 5: So I made a real the other day that said,
• 4:34
  Speaker 5: I compare NAKA to Tom Brady and Jordan. They're not
• 4:37
  Speaker 5: the biggest, they're not the strongest, they're not the fastest,
• 4:40
  Speaker 5: but they're the best in the clutch when it.
• 4:42
  Speaker 4: Comes to the closing table.
• 4:43
  Speaker 5: When you look at those numbers, they're gonna deliver every
• 4:46
  Speaker 5: single time in the championship, Like you won't find anybody better.
• 4:50
  Speaker 5: You won't find just you won't find better numbers ever.
• 4:52
  Speaker 5: And it's the same thing like I said with Brady
• 4:54
  Speaker 5: and Jordan. No, they're not the most anything.
• 4:57
  Speaker 4: But they just the best and they delivering the clutch
• 4:59
  Speaker 4: when it's time too.
• 5:00
  Speaker 3: The steps. All right, So you got to go to
• 5:02
  Speaker 3: the seminar. Yep, that's like an all day thing, three
• 5:05
  Speaker 3: four hours and they edited. What do they teach you
• 5:07
  Speaker 3: on the seminar?
• 5:08
  Speaker 4: They don't teach you anything. They just tell you about
• 5:11
  Speaker 4: the program.
• 5:11
  Speaker 5: You know, like the benefit of the program, like I say,
• 5:13
  Speaker 5: the rules and different things like that.
• 5:15
  Speaker 4: NAKA doesn't teach you real estate.
• 5:17
  Speaker 5: So like if you don't know real estate, you probably
• 5:19
  Speaker 5: go learn real estate and then go through the program.
• 5:22
  Speaker 5: Because I tell people this all the time, no matter
• 5:24
  Speaker 5: what program you're going through, if you're going to buy property,
• 5:27
  Speaker 5: have some knowledge because if you don't, you're at that
• 5:29
  Speaker 5: point leaving your agent, your attorney whoever, to kind of
• 5:33
  Speaker 5: like hijack your deal and lead you wherever it is
• 5:35
  Speaker 5: you want to go, as opposed to you quarterback in
• 5:37
  Speaker 5: your own deal.
• 5:38
  Speaker 4: So have some knowledge and some information on this stuff.
• 5:40
  Speaker 5: So when you go in you can kind of tell
• 5:42
  Speaker 5: your agent, hey, look I'm looking for a multi unit
• 5:44
  Speaker 5: property undervalue that has people living in and already cash flowing.
• 5:47
  Speaker 5: You can tell the lender, hey, look, i'm qualifying. I'm
• 5:50
  Speaker 5: going to apply for a multi unit property, So don't
• 5:52
  Speaker 5: just qualify me based on my income. I'll let you
• 5:54
  Speaker 5: know how much the income the building is generated.
• 5:56
  Speaker 4: You know what I'm saying.
• 5:57
  Speaker 5: Like, you work with these people and tell them what
• 5:58
  Speaker 5: it is that you're looking for so they can put
• 6:00
  Speaker 5: the play together for you.
• 6:01
  Speaker 4: You know what I'm saying.
• 6:02
  Speaker 5: But if you don't know anything and you're just depending
• 6:04
  Speaker 5: on these people to do the work for you, you're
• 6:06
  Speaker 5: not going to get anything done because that's not their job.
• 6:09
  Speaker 2: So that's one of the things, right, So you have
• 6:11
  Speaker 2: to have to do your due diligence before you go
• 6:13
  Speaker 2: in anything, and you have to have your profile ready
• 6:16
  Speaker 2: before you go.
• 6:17
  Speaker 3: Well, I want to just ask what the profile?
• 6:19
  Speaker 4: So?
• 6:20
  Speaker 3: All right, So you go through the seminar two hours,
• 6:24
  Speaker 3: then you meet with a counselor and that's earners.
• 6:28
  Speaker 4: What's up?
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• 8:18
  Speaker 1: An illegal alien from Guatemala charged with raping a child
• 8:21
  Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador
• 8:25
  Speaker 1: accused of murdering a Texas man of Venezuelan charged with
• 8:30
  Speaker 1: filming and selling child pornography in Michigan. These are just
• 8:34
  Speaker 1: some of the heinous migrant criminals caught because of President
• 8:37
  Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States
• 8:41
  Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border
• 8:46
  Speaker 1: crossings are at the lowest levels ever recorded, and over
• 8:49
  Speaker 1: one hundred thousand illegal aliens have been arrested. If you
• 8:53
  Speaker 1: are here illegally, your next you will be fined nearly
• 8:57
  Speaker 1: one thousand dollars a day, imprisoned, and to poor. You
• 9:00
  Speaker 1: will never return. But if you register using our CBP
• 9:04
  Speaker 1: home app and leave now, you could be allowed to
• 9:07
  Speaker 1: return legally. Do what's right. Leave now. Under President Trump
• 9:12
  Speaker 1: America's laws, border and families will.
• 9:15
  Speaker 2: Be protected sponsored by the United States Department of Homeland Security.
• 9:18
  Speaker 5: Like an hour and that's and not the counselor meeting
• 9:21
  Speaker 5: depends on you know, how much of your stuff you
• 9:23
  Speaker 5: got together. Not so when you meet with your counselor,
• 9:25
  Speaker 5: that's on the thorough you know what I mean.
• 9:26
  Speaker 4: Do diligence.
• 9:27
  Speaker 5: Start with them, background check, you know, bank statement check. Man,
• 9:30
  Speaker 5: give us your two years tech history, give us your
• 9:32
  Speaker 5: two years you know what I mean, work history, you know,
• 9:34
  Speaker 5: just like give us your like history of like you know,
• 9:36
  Speaker 5: where you've lived for the past ten years, like things
• 9:39
  Speaker 5: like that that they ask you. And some people can
• 9:41
  Speaker 5: get frustrated with it because a lot of times we
• 9:44
  Speaker 5: tend to have the mindset of man, I don't want
• 9:46
  Speaker 5: nobody in my business. But it's like, bro, like I said,
• 9:48
  Speaker 5: you're going to borrow hundreds of thousands of dollars from
• 9:50
  Speaker 5: these people.
• 9:51
  Speaker 4: Like it's the bank. You need to have a relationship
• 9:53
  Speaker 4: with the bank.
• 9:54
  Speaker 5: NAKA is funded by Bank of America, so it's no
• 9:56
  Speaker 5: different than going to Bank of America, City Bank whoever
• 9:59
  Speaker 5: to go and alone.
• 10:00
  Speaker 4: There are gonna be certain things that are required.
• 10:02
  Speaker 5: And if you're doing anything fraud or scam me or
• 10:05
  Speaker 5: anything like that, of course you don't want nobody in
• 10:07
  Speaker 5: your business. But if you legit man, get these people
• 10:10
  Speaker 5: what they're asking for, because they're essentially about to change
• 10:12
  Speaker 5: your life.
• 10:12
  Speaker 2: That person that you meet, let's say you've done those
• 10:14
  Speaker 2: first two steps and you know, you sit with that person.
• 10:16
  Speaker 2: If that person stay with you through the process or
• 10:18
  Speaker 2: you pass on.
• 10:19
  Speaker 4: Person, your mortgage council is with you throughout the whole process.
• 10:21
  Speaker 4: That's who you work with.
• 10:22
  Speaker 5: And if there's a time where you know you and
• 10:24
  Speaker 5: your mortgage counselor not getting the loan, they may not
• 10:27
  Speaker 5: be responsive enough. You can request to change your mortgage
• 10:29
  Speaker 5: counselor like you have all of those different options to
• 10:32
  Speaker 5: pretty much like I say, quarterback your own deal, which is.
• 10:35
  Speaker 4: What I did.
• 10:35
  Speaker 5: And like I told y'all, it's not the easiest process
• 10:38
  Speaker 5: because there are gonna be times where they may not
• 10:41
  Speaker 5: get back to you. They may not call back. Like bro,
• 10:42
  Speaker 5: I was pulling up to the office, like you know
• 10:44
  Speaker 5: what I'm saying, Like what's up? Like I sent you
• 10:46
  Speaker 5: all my documents. I did everything that I'm supposed to do,
• 10:48
  Speaker 5: like now what's the next steps? And you know they
• 10:50
  Speaker 5: would go review the five like you know what, mister Hames,
• 10:52
  Speaker 5: you right, I'm sorry, let me go in and you
• 10:54
  Speaker 5: know what I mean, push you through whatever the case
• 10:55
  Speaker 5: may be. But if you're not proactive in your own situation,
• 10:59
  Speaker 5: nobody's gonna do it for you. And I think most
• 11:01
  Speaker 5: times people are used to or I don't know what
• 11:03
  Speaker 5: they used to, because you can't be used to anything
• 11:05
  Speaker 5: if you've never bought a property, so you don't even
• 11:07
  Speaker 5: know the mortgage process.
• 11:08
  Speaker 4: So for you to.
• 11:09
  Speaker 5: Complain about somebody not reaching out to you or following
• 11:11
  Speaker 5: up with you, that's not necessarily your job.
• 11:14
  Speaker 4: It's your job to follow up.
• 11:15
  Speaker 5: It's your job to send it in documentation, it's your job
• 11:18
  Speaker 5: to go to the office like with anything. That's what
• 11:20
  Speaker 5: I learned, Like, man, I have to be the person
• 11:22
  Speaker 5: that's kind of like, you know, controlling a quarterback of
• 11:25
  Speaker 5: my own situation.
• 11:26
  Speaker 4: Otherwise people it's not important to us.
• 11:29
  Speaker 3: And also it's like like you said, you don't even
• 11:32
  Speaker 3: know if you haven't been through the process, and even
• 11:35
  Speaker 3: on a higher level. So we we're building the homes,
• 11:38
  Speaker 3: and you know, these are million dollar houses, and we
• 11:43
  Speaker 3: had to go through a bunch of red tape and
• 11:45
  Speaker 3: send stuff and then the stuff they asked for the
• 11:48
  Speaker 3: stuff that we just sent, and it's like it's a
• 11:50
  Speaker 3: headache and it's a hassle, and it's like, you know,
• 11:53
  Speaker 3: it's not the most efficient buying a home without the
• 11:56
  Speaker 3: most efficient process. Period.
• 11:57
  Speaker 4: I love that you just said that, because people don't.
• 11:59
  Speaker 5: People think it's just like everybody gonna ask you the
• 12:02
  Speaker 5: double send documents, and it's not. This is the mortgage process,
• 12:05
  Speaker 5: this is the home playing process. And y'all don't y'all
• 12:07
  Speaker 5: ain't never bought shit, so you don't know. So you
• 12:10
  Speaker 5: just complaining about what you think you should be getting.
• 12:12
  Speaker 5: Just entitlment be beating you'll ass whole time. Let's just
• 12:15
  Speaker 5: call it what it is, beating shit.
• 12:16
  Speaker 2: That's what we said. It's one thousand, right, that's the
• 12:18
  Speaker 2: first part, even getting the home. But now we, like
• 12:20
  Speaker 2: you said, we're buildings and now we're deal with permits
• 12:22
  Speaker 2: and that's a whole other process.
• 12:23
  Speaker 5: And now you got to go through inspections and spector
• 12:25
  Speaker 5: might not approve certain stuff. It's just like man oh
• 12:28
  Speaker 5: all the time and a patient's thing. And again no,
• 12:31
  Speaker 5: even in sports, you're when you're dealing with hundreds of thousands,
• 12:34
  Speaker 5: millions of dollars.
• 12:35
  Speaker 4: These things take time. These things take time.
• 12:38
  Speaker 5: And most times when you hear, like I say, about
• 12:41
  Speaker 5: somebody getting offered like a big contract, you hear about
• 12:44
  Speaker 5: them turning the contract down or just not working out
• 12:46
  Speaker 5: or the deal going bad.
• 12:48
  Speaker 4: Like this is business. This is just how business works.
• 12:50
  Speaker 5: Like I said, there are times when you can do
• 12:52
  Speaker 5: everything right and stuff just still won't go your way,
• 12:55
  Speaker 5: like it just and then what do you do? Like
• 12:56
  Speaker 5: you have to get back on the ground. You gotta
• 12:58
  Speaker 5: get back to it. You can't let it discourage you.
• 13:00
  Speaker 5: And a lot of times people get emotional about these things.
• 13:04
  Speaker 4: That's why you hear so much.
• 13:05
  Speaker 5: Slander because like now you mad oh Nakaa did this
• 13:09
  Speaker 5: to you and not Couna did. That's no, you just quit,
• 13:11
  Speaker 5: like you know what I'm saying, You quit the process
• 13:13
  Speaker 5: essentially because if you would have stayed down, you would
• 13:15
  Speaker 5: have came up. Because that's what I did, and that's
• 13:18
  Speaker 5: what my ex did and that's what my you know
• 13:20
  Speaker 5: what I mean friends did, Like that's what I've helped
• 13:23
  Speaker 5: so many people through this program who listen. But it's
• 13:25
  Speaker 5: this it's a mindset thing, you know what I'm saying.
• 13:27
  Speaker 5: Most people don't have their mindset in order. Like I say,
• 13:29
  Speaker 5: it's entitlement. You feel like you owe something. It's like, nah, man,
• 13:32
  Speaker 5: you gotta go earn everything that you need that you
• 13:34
  Speaker 5: got out here, from property to business customers, like you
• 13:38
  Speaker 5: have to go and earn these things. You have to
• 13:40
  Speaker 5: go and show and prove. You have to like do
• 13:42
  Speaker 5: what you need to do in order to make things happen.
• 13:44
  Speaker 5: And most people operate in the space of instant gratification.
• 13:47
  Speaker 5: And I think the Internet has a lot to do
• 13:49
  Speaker 5: with that because you see people doing so well, and
• 13:51
  Speaker 5: you see people accomplishing things, and you see more of
• 13:53
  Speaker 5: the celebratory moments online.
• 13:55
  Speaker 4: You don't see the hard, behind the scenes grind that
• 13:58
  Speaker 4: it took. You don't see.
• 13:59
  Speaker 5: The offers that I put in and you know what
• 14:02
  Speaker 5: I mean, got turned down or got beat out by
• 14:04
  Speaker 5: cash offers. You didn't see the time we're almost lost
• 14:06
  Speaker 5: ten thousand dollars in earn this money because you know
• 14:09
  Speaker 5: what I mean, the contractors didn't do what they were
• 14:13
  Speaker 5: supposed to do. And give me the proper estimates, just
• 14:15
  Speaker 5: like it's a lot of things behind the scenes that
• 14:17
  Speaker 5: people just don't know. And practicing patients and understanding how
• 14:20
  Speaker 5: this process goes will make your life and just your
• 14:24
  Speaker 5: process way easier when it comes to stuff and just
• 14:27
  Speaker 5: a lot less stressful, because.
• 14:28
  Speaker 4: It's like, it's not easy.
• 14:29
  Speaker 5: It's a super stressful process, regardless of whether it's nak
• 14:32
  Speaker 5: an faha conventional.
• 14:34
  Speaker 4: It's a process, man, And I don't think people understand.
• 14:37
  Speaker 2: They got to be ready for the lower.
• 14:44
  Speaker 1: An illegal alien from Guatemala charged with raping a child
• 14:48
  Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador
• 14:52
  Speaker 1: accused of murdering a Texas. Man of Venezuelan charged with
• 14:56
  Speaker 1: filming and selling child pornography in Michigan just some of
• 15:00
  Speaker 1: the heinous migrant criminals caught because of President Donald J.
• 15:04
  Speaker 1: Trump's leadership. I'm Christy Noman, the United States Secretary of
• 15:08
  Speaker 1: Homeland Security. Under President Trump, attempted illegal border crossings are
• 15:13
  Speaker 1: at the lowest levels ever recorded, and over one hundred
• 15:16
  Speaker 1: thousand illegal aliens have been arrested. If you are here illegally,
• 15:21
  Speaker 1: your next you will be fine. Nearly one thousand dollars
• 15:24
  Speaker 1: a day. Imprisoned and deported, you will never return. But
• 15:28
  Speaker 1: if you register using our CBP home app and leave now,
• 15:32
  Speaker 1: you could be allowed to return legally. Do what's right.
• 15:36
  Speaker 1: Leave now. Under President Trump America's laws, border and families
• 15:41
  Speaker 1: will be protected.
• 15:42
  Speaker 2: Sponsored by the United States Department of Homeland Security,