Interview: The Co-operative Bank CEO Mark Wilkshire on the housing market, bank capital and climate change

The Kākā by Bernard Hickey · Jul 18, 2025 · 37m

Earlier this week I interviewed Mark Wilkshire, the CEO of the Co-operative Bank, from his Wellington office.

We talked about:

* the current situation in the economy and housing market;

* how changes to capital requirements for banks is affecting the bigger and smaller banks, and the need for a level playing field;

* the effects of the renewed Loan to Value Ratio restrictions and the new Debt to Income multiple controls;

* how the new Deposit Compensation Scheme is progressing, including how there’s been a pick-up in term deposit savings at The Co-operative Bank; and,

* how banks and insurers…