Bypassing the DTI Wall: DSCR Loans, $1B in Volume & Surviving Shifts - Philip Ganz
In this episode of FailCraft, 25-year mortgage lending veteran and founderof Next Wave Mortgage, Philip Ganz, joins Ezekiel to break down how real estateinvestors can scale their portfolios past the dreaded personal Debt-to-Income(DTI) wall. Having personally originated and closed over $1 billion in loansthrough extreme regulatory shifts and economic cycles, Philip exposes whytraditional Fannie/Freddie financing models actively trap ambitious investors.
Key Takeaways:
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Chapters:
00:00 Introduction:Philip Ganz & Scaling Beyond $1 Billion in Loans…
The skinny
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