Income Isn’t the Problem—Your Money Plan Is

The Ramsey Show · Apr 9, 2026 · 2h 6m

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Dave Ramsey and Rachel Cruze answer your questions and discuss:

“I have never worked a day in my life and my trust fund is about to run out. How do I find a way to provide for myself?”

“I got into an Ivy Plus school and it will cost me $100k/year after scholarships. Should I go?”

“My mom is financially irresponsible and relies on her mom. I'm worried she will expect me to take care of her in the…