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Transcript

Don't be like Johnjay! Make those memories! · Johnjay & Rich On Demand

• 0:02
  Speaker 1: Wakes John Jay and Rich.
• 0:05
  Speaker 2: I'm like, what's cracking like? And this is the big
• 0:08
  Speaker 2: boss dove snoopy deagle double gigsel dang boom.
• 0:11
  Speaker 3: What you don't do?
• 0:13
  Speaker 4: We're not talking about rid and ten ta and we're
• 0:15
  Speaker 4: not talking about last year.
• 0:16
  Speaker 3: If the one and only.
• 0:17
  Speaker 1: Does y'all the glass last?
• 0:19
  Speaker 5: The big smooth eagle double jib in your face to
• 0:21
  Speaker 5: me and in the place to be.
• 0:22
  Speaker 2: And you're listening to John Jay and Rich wake you as.
• 0:26
  Speaker 3: John Jay and Rich call us at eight seven seven
• 0:29
  Speaker 3: nine three seven one oh four seven or text us
• 0:32
  Speaker 3: text j j R. Whatever's on your mind to nine
• 0:35
  Speaker 3: six eight nine three. You got to put the jj
• 0:37
  Speaker 3: R in front of it or we won't get it.
• 0:38
  Speaker 2: So J j R. What if you want to say
• 0:39
  Speaker 2: to nine six eight ninety three.
• 0:41
  Speaker 3: I got a text on my phone I've talked about
• 0:44
  Speaker 3: to my childhood friends, my friend Greg, my friend Mike,
• 0:47
  Speaker 3: Mike Pistrian, Greg Patterson right yep in a group chat
• 0:50
  Speaker 3: with both these fools my entire life. And they always
• 0:53
  Speaker 3: invide me out all the time, and I never go.
• 0:55
  Speaker 3: And it's Greg's birthday like a day, yeah, like yeah,
• 0:58
  Speaker 3: in a day. I got this text and By the way,
• 1:02
  Speaker 3: they always InVID me the concerts and I know everyone
• 1:04
  Speaker 3: to go, and I'm gonna do that for a living.
• 1:06
  Speaker 2: I don't want you. I don't want to go here
• 1:07
  Speaker 2: to concerts, right, but I know they just want you
• 1:09
  Speaker 2: to hang out with them. Yeah.
• 1:10
  Speaker 3: They always try to go to lunch all the time,
• 1:12
  Speaker 3: you know, anyway, and they're great guys, but you know,
• 1:15
  Speaker 3: I need my space. Greg sends me this text, Dude,
• 1:21
  Speaker 3: one day, your best friend in the world is going
• 1:24
  Speaker 3: to be one year older. I'm not getting any younger.
• 1:27
  Speaker 3: I'm morbidly obese, I have heart disease and diabetes. I
• 1:31
  Speaker 3: may not be around that much longer. And when I'm gone,
• 1:33
  Speaker 3: we can't go to concerts together. Van As. You should
• 1:36
  Speaker 3: go to at least one effing concert with us a year, dude,
• 1:39
  Speaker 3: Or let's go see a show in Vegas like ACDC.
• 1:42
  Speaker 2: I don't want to go Greg in heaven. I hope
• 1:46
  Speaker 2: you get lots of concerts. You won't miss them as
• 1:49
  Speaker 2: much because you're not around them.
• 1:51
  Speaker 5: Spend time with you and make memories.
• 1:54
  Speaker 3: I have you as funny. A whole bunch of us
• 1:57
  Speaker 3: that grew up together and channeler went to a concert.
• 1:59
  Speaker 3: What I think thought was not that long ago, and
• 2:02
  Speaker 3: pictures pop up in my memories of this concert and
• 2:05
  Speaker 3: everyone shares them.
• 2:06
  Speaker 2: It was ten years.
• 2:06
  Speaker 3: Ago, happy.
• 2:14
  Speaker 2: Out talking about you.
• 2:16
  Speaker 3: I do get text from him every day saying you're
• 2:18
  Speaker 3: playing Alex Warren again.
• 2:20
  Speaker 2: Yeah, Greg smash. Anyway, what's the update on you, Kyle.
• 2:26
  Speaker 3: And your marriage and your quote unquote since we're talking
• 2:29
  Speaker 3: about the doomsday clock yesterday death book?
• 2:32
  Speaker 1: Okay, So I shared with you guys when my stepdad
• 2:36
  Speaker 1: passed away a couple of years ago. Seeing what my
• 2:38
  Speaker 1: mom had to go through after, you know, her husband
• 2:42
  Speaker 1: passed away, it was like very eye opening, like oh
• 2:44
  Speaker 1: my gosh, Like we got to get some of these
• 2:46
  Speaker 1: things in order, because if my husband were to pass
• 2:48
  Speaker 1: away for whatever reason, I would be like totally lost,
• 2:52
  Speaker 1: and you want to be prepared for that. So I
• 2:54
  Speaker 1: told you guys that I wanted to do a death
• 2:55
  Speaker 1: book and that would have all of our passwords in it,
• 2:58
  Speaker 1: all of the account information in it.
• 3:00
  Speaker 5: Everything would be in one book, easy to find. Right.
• 3:03
  Speaker 1: Well, I have purchased a death book, by the way
• 3:06
  Speaker 1: they sell them, they do. I was originally I had
• 3:09
  Speaker 1: gotten a folder and I was like just gonna make
• 3:12
  Speaker 1: it myself and then that didn't happen. So I'm like, okay,
• 3:16
  Speaker 1: let's see what the internet has, and they have them.
• 3:18
  Speaker 1: So I have purchased a death book. Have I filled
• 3:21
  Speaker 1: any of it out yet?
• 3:22
  Speaker 3: No?
• 3:23
  Speaker 2: Is it fun looking?
• 3:24
  Speaker 5: It's black, which is.
• 3:27
  Speaker 3: When my wife was going to have her hysterect to me,
• 3:30
  Speaker 3: she gave me all these folders and all this stuff.
• 3:32
  Speaker 3: She was incasionally happens she goes, here's where everything is,
• 3:34
  Speaker 3: and you were like, that's the death book.
• 3:35
  Speaker 5: Yeah, she's already got it done. That's amazing.
• 3:38
  Speaker 1: But so my husband we've been married for thirteen years.
• 3:41
  Speaker 1: It'll be fourteen years in August, which is like, it's
• 3:43
  Speaker 1: that's that's a milestone, right. I guess every year is
• 3:46
  Speaker 1: a milestone. But every year I don't have the death
• 3:49
  Speaker 1: book completed, I get a little more stressed out. And
• 3:52
  Speaker 1: so yesterday we did something that we have not done
• 3:55
  Speaker 1: our entire relationship, and we got a bank account together. Wow.
• 4:00
  Speaker 1: And so our names are now on each other's bank accounts,
• 4:04
  Speaker 1: which is like, we still have our separate bank accounts,
• 4:07
  Speaker 1: but our names are just on each other's now, which
• 4:10
  Speaker 1: is a big step because if one of us croaks,
• 4:12
  Speaker 1: it's going to be a lot easier on that other
• 4:14
  Speaker 1: person to access good files.
• 4:16
  Speaker 3: How does it work when you have like I've only
• 4:18
  Speaker 3: I've been married a long time and we you know,
• 4:20
  Speaker 3: we both started together, my wife and I, so everything's
• 4:22
  Speaker 3: always been joint. But when you share a joint bank account,
• 4:25
  Speaker 3: do you have to put a certain amount of money
• 4:26
  Speaker 3: in a month or it doesn't matter?
• 4:29
  Speaker 1: We we really just are probably going to keep doing
• 4:32
  Speaker 1: everything the same financially, Like there's certain things that he
• 4:35
  Speaker 1: pays for, and there's certain things that I pay for,
• 4:37
  Speaker 1: and then like you know.
• 4:39
  Speaker 5: We just together, everything's quote unquote our money.
• 4:42
  Speaker 2: But it's not like we're like, oh, hey, we put
• 4:45
  Speaker 2: five hundred bucks in, you put five hundred bucks in.
• 4:47
  Speaker 1: Yeah, we had to put like a starter amount in
• 4:49
  Speaker 1: just to open it up. But it's not like we
• 4:52
  Speaker 1: didn't say, like you have to put in this amount
• 4:53
  Speaker 1: every month, and I have to put in this amount
• 4:55
  Speaker 1: every month. It's more so just getting each other on
• 4:57
  Speaker 1: the account. Oh, just catch because if I were to
• 5:01
  Speaker 1: pass away, he would not have access to any of
• 5:03
  Speaker 1: my bank accounts.
• 5:04
  Speaker 2: But he can through this. Yes, So if you have one.
• 5:07
  Speaker 5: Joint actually we haven't done mine yet.
• 5:08
  Speaker 1: We have to go to my bank, but we did
• 5:10
  Speaker 1: his bank and now I'm on all of his accounts
• 5:13
  Speaker 1: and so now we have to go to my bank.
• 5:17
  Speaker 5: But but it's like important because no, I need him.
• 5:24
  Speaker 1: You guys know how much he does for our family,
• 5:26
  Speaker 1: Like I definitely need him, he needs I need him
• 5:30
  Speaker 1: more than he needs me quite on. But yeah, so
• 5:33
  Speaker 1: to me, that was a very big step in starting
• 5:36
  Speaker 1: the death book. Now we at least have each other's
• 5:38
  Speaker 1: names on there. Now we got to do like the
• 5:40
  Speaker 1: cable and like fill out the accounts and passwords and
• 5:43
  Speaker 1: stuff like that, because I really don't want to have
• 5:45
  Speaker 1: to chop his finger off.
• 5:46
  Speaker 5: But you know, his password on his phone, you know
• 5:48
  Speaker 5: what I mean, get it.
• 5:50
  Speaker 1: I always forget my passwords and I have to go
• 5:52
  Speaker 1: to my password manager. Well he's not going to be
• 5:54
  Speaker 1: able to do that if I don't write it down somewhere.
• 5:56
  Speaker 3: So about bank accounts and stuff, and try to teach
• 6:00
  Speaker 3: all three of my kids that stuff. But you know,
• 6:02
  Speaker 3: as you kind of go on, you forget about the
• 6:04
  Speaker 3: third kid, you know, Dutch, like whatever, he's kind of
• 6:06
  Speaker 3: surviving doing his thing. But the first kid, Jake, we
• 6:09
  Speaker 3: were teaching everything and he has a bank account and
• 6:11
  Speaker 3: saving his acount.
• 6:11
  Speaker 2: He saved up a lot him.
• 6:12
  Speaker 3: He had a great job over the summer in the internship,
• 6:14
  Speaker 3: and he got he got his tax whatever you call it,
• 6:17
  Speaker 3: and he went to Rocket no TurboTax. He went to
• 6:20
  Speaker 3: the website TurboTax and filled it all out last night.
• 6:23
  Speaker 2: Dude's getting back twelve hundred.
• 6:25
  Speaker 5: Dollars, getting a lot more money.
• 6:29
  Speaker 2: Back, coming back twelve hundred dollars.
• 6:31
  Speaker 5: To do with it.
• 6:32
  Speaker 2: I never got that much money back.
• 6:34
  Speaker 3: He wants to invest, and he wants to play the
• 6:36
  Speaker 3: stock market. He plays the stock market every day with
• 6:39
  Speaker 3: fake money. Like he's obsessed with takes notes and he
• 6:41
  Speaker 3: has a whole thing. So he's like, maybe I can
• 6:43
  Speaker 3: use real money.
• 6:44
  Speaker 5: Yeah, make that money, make money.
• 6:46
  Speaker 2: According to him, right now, what he buys is gold.
• 6:51
  Speaker 4: I actually just saw something on like my mom Facebook
• 6:54
  Speaker 4: group that gold is going for like five grand for
• 6:58
  Speaker 4: a super small amount gold and silver is like insane.
• 7:02
  Speaker 1: Okay, do you guys see those commercials for silver? Like
• 7:06
  Speaker 1: I see commercials for like buying silver a lot, and
• 7:08
  Speaker 1: I'm like, who's running the ads for silver? Like who's
• 7:11
  Speaker 1: in charge of the silver, who's the marketing team for that?
• 7:14
  Speaker 4: That seems odd to me, right, I guess I'll like,
• 7:16
  Speaker 4: goot the Silver and Gold companies right now, this is
• 7:18
  Speaker 4: the word.
• 7:19
  Speaker 2: Veteran actor character actor Ron Silver that.
• 7:23
  Speaker 4: They're not even they're only selling, they're not buying because
• 7:26
  Speaker 4: it's so expensive.
• 7:28
  Speaker 5: Interesting. I know investment talk.
• 7:30
  Speaker 3: Yeah, man, as we do, we're gonna have a financial
• 7:32
  Speaker 3: segment and the financial guys. I know a financial guy
• 7:34
  Speaker 3: should call him. He'll be like, you know what, you
• 7:36
  Speaker 3: guys should never talk about.
• 7:37
  Speaker 2: The financial I don't have a financial I just know
• 7:41
  Speaker 2: financial guy family fest.
• 7:44
  Speaker 1: I know every financial person listening right now is probably screaming.
• 7:49
  Speaker 5: Right now, you sound so dumb.
• 7:52
  Speaker 3: I was talking about sports, sports and financial stuff.
• 7:55
  Speaker 2: No, and honestly relationships tohip.
• 7:58
  Speaker 3: Okay, they're right, that's some pretty successful relationships on this show.
• 8:03
  Speaker 3: You gotta keep in mind, I've bought restaurants and they've closed,
• 8:08
  Speaker 3: like immediately, So that's what I said. Anyway, text us
• 8:13
  Speaker 3: text jj R with your financial advice to nine six
• 8:15
  Speaker 3: eight ninety three