LFP021 – Special Episode! Consumer Credit and P2P Deep Dive with Giles Andrews CEO of Zopa

London Fintech Podcast · Mar 6, 2015 · 49m

Giles and friends have really set one of the all-time Financial Services innovation high water marks with their invention of P2P – online lending and borrowing without a bank. They literally created an industry and changed the mould globally as we have seen with multi-billion$ IPOs in the US in December 2014. As they were the first they have always had a core of “getting it right” – aka not losing customers money – aka getting “high quality consumer credit right”. This they have certainly done as they still produced positive returns through the mega-consumer crisis of 2008. Not just that but…