The Housing Math That No Longer Works for Most Americans

Mortgage Research Network Podcast · May 27, 2026 · 3m

Home prices have surged far faster than incomes over the past several decades, pushing the “housing math” out of reach for many Americans and reshaping what it takes to afford a home in 2025. Tim Lucas and Craig Berry break down how the income-to-price relationship has fundamentally changed, why certain cities are far more distorted than others, and what’s driving the growing affordability gap across the U.S. housing market.Connect with Mortgage Research Network:YouTube: ⁠⁠⁠⁠⁠https://www.youtube.com/@MortgageResearchNetwork⁠⁠⁠⁠⁠Instagram…