Latest / The Hannah Hammond Show / What Most Real Estate Gurus Won’t Tell You About Building True Wealth
Transcript
- 0:00Midday call, he's like, hey, do you have a minute?
- 0:01And I said yes, but hurry up cuz I'm paying my guys.
- 0:04It was, I just want to let you know I got diagnosed with
- 0:06cancer. I just realized I'm such a piece
- 0:08of shit. Like one thing that I regret was
- 0:11I remember my dad passed away two months ago.
- 0:14He my best friend, my, you know, confidant, you name it.
- 0:17The smartest guy I've ever met. And the first time he got
- 0:20diagnosed with cancer, I always remember that, you know, so
- 0:22passionate about deals. In a vulnerable moment.
- 0:25I, I was sitting in front of a house on the West side.
- 0:27And here's my dad calling me, who knows how long he has.
- 0:30And I tell him to hurry up to tell me something like what an
- 0:33asshole. So, you know, I have two phones
- 0:36at the time, 'cause I didn't want to miss deals.
- 0:37God forbidden was clogged up. Like I was so anal.
- 0:40And I drove to one of my vacant houses, sat down and had like a
- 0:43reality check, just cried by myself.
- 0:45Then another buddy, Richard from the title company came over.
- 0:48He's like, what's wrong? I explained, I'm just a piece of
- 0:50shit son. And whatever he was, no, you
- 0:51just, you're selfish in that moment.
- 0:54So it's so important if people know me and they know that like
- 0:57I'm a FaceTime guy because now I care so much about connection
- 1:00for people that I truly care about that energetic exchange
- 1:02and being fully present versus like rushing a conversation.
- 1:07And so I would say to people like, when you're out there,
- 1:09like, just be fully present, especially to your family.
- 1:11Like stop worrying about the deals in these moments and be
- 1:14respectful of the time and the energy and, you know, give it
- 1:18your all because we only have one family, one opportunity, one
- 1:21life, some that that stays with me forever.
- 1:23I literally was sitting in this house crying my eyes out because
- 1:26I realize I'm a selfish asshole. So today I'm here with my good
- 1:29friend and one of my favorite people ever.
- 1:31Honestly, Zach keeps and he has built a massive real estate
- 1:36portfolio of the past 22 years. He's one of the largest, If not,
- 1:40are you the largest single family?
- 1:43Well, the largest single family real estate investor holder in
- 1:49the state of Arizona. He has almost 300 single family
- 1:52rentals and the valuation on those is I was trying to do the
- 1:57math. It's like over 100 million,
- 1:58isn't it? I don't.
- 1:59Know I don't see. The math, it's over 100 million.
- 2:02I've done the math. Anyway, he's amazing and he's
- 2:05just built some something that is something that's super
- 2:10amazing about Zach that I definitely need to learn from is
- 2:13that you have just stayed in your lane.
- 2:15You've continued to do what works for you and just one house
- 2:18at a time, one relationship at a time.
- 2:20He's built a real estate empire. So thanks so much for being here
- 2:23today. Thanks for I think you just
- 2:25summed up the whole thing. Am I good to go?
- 2:26Now I'm made to go buy a house. That was a really warm
- 2:29introduction. The feeling is mutual.
- 2:32We met through as a growth house or mutual friends or what was
- 2:35it? How did we meet originally?
- 2:36Lori Roberts originally at that. That's right in a mastermind, in
- 2:39a mastermind that we run and then, yeah, then we connected.
- 2:43And then you're one of the most vulnerable, transparent people
- 2:45I've ever, which I love. So many people are all about,
- 2:48you know, the BS and they keep, you know, deflecting stuff.
- 2:51But you're all about just full transparency, embracing
- 2:54vulnerability and connection. So the feeling is mutual.
- 2:56When you call me said, hey, you want to be on there.
- 2:58I said I would do anything for you because you're a great,
- 2:59great person. Thank you.
- 3:01Thanks for having me. Thanks for being here.
- 3:02Yeah, thanks for sending me the wrong address by the.
- 3:04Way that was. Cardinal Ventures, he knows a
- 3:07little bit that we're shooting with Grant today and you, but
- 3:10better just with you. So we're good.
- 3:12That'll be the next one. I'll make sure he's here on the
- 3:13next one. I'm happy to see you and I.
- 3:15So let's get into this. This is nice.
- 3:17Great setup. So I've got so much I want to
- 3:19ask you to talk to you about, but first is kind of tell us
- 3:23like a little bit about your origin story.
- 3:25How did you even get into real estate and what even LED you
- 3:28down that path? Like from, I guess from
- 3:29childhood until So what point you started real estate 22 years
- 3:32ago? Great.
- 3:33Question So I grew up in an entrepreneurial family.
- 3:36My dad had a law firm, my grandparents had scrap
- 3:39businesses and different businesses.
- 3:40And I just that's all I knew. That's all I knew growing up is
- 3:44you got to work for yourself. And I didn't know what Ave.
- 3:46I was going to pursue. But I think through serendipity
- 3:49and luck, I was introduced to real estate through my
- 3:53grandfather who did some real estate development and some
- 3:55other stuff. And then I had some cousins in
- 3:57Saint Louis that we're doing real estate and had the
- 4:00opportunity to join venture with them in 2002.
- 4:02When I worked on Wall Street, I looked at a lot of different
- 4:05avenues, maybe doing financial advising, potential insurance
- 4:09and a lot of B to BE commerce startup companies in the early
- 4:112000s. Obviously I'm dating myself
- 4:13here, but when you look at all those different things, the only
- 4:15thing we could really control, obviously institutions move
- 4:18equities, right, not us as individuals.
- 4:20And, and you look at all the other businesses out there,
- 4:23there's so many different moving parts and things that we can't
- 4:25control. I'm a control freak to the
- 4:27benefit and to the, you know, detriment of, of the business.
- 4:32And so that's why I fell in love with real estate is the control
- 4:34aspect, the ability to manipulate it favorably with
- 4:37leverage and with banks and relationships and tennis.
- 4:41There's so many things that we can control.
- 4:43And that's what I think I fell in love with.
- 4:44So 2002, I got asked to joint venture with some cousins out
- 4:49here in Arizona, be the human capital.
- 4:51They provided the money. I went out to source the deals
- 4:54and the relationships. And that's how it all kind of
- 4:56started in in 2002. And we were just advertising and
- 5:00flipping houses and things were going really good until
- 5:03everything imploded in 2007. So tell us about that.
- 5:06What happened what, where were you in 2007?
- 5:09How many assets did you have and then what did you lose?
- 5:12Sure, Great. I like you just get right into
- 5:15it, just pulls out the gun and shoots 2007.
- 5:18The benefit was we weren't holding a lot of stuff and we
- 5:21didn't have bank leverage. And so we were good in the sense
- 5:25that when the market came down, we would just sell into the
- 5:27market. So we didn't have huge exposure,
- 5:29which is a good learning lesson. I own my personal house and
- 5:32maybe one or two rentals at that time.
- 5:33So I didn't really even start building My Portfolio folio
- 5:35heavy until 2009, about 1314 years ago.
- 5:38Yeah, 15 years ago. So it's interesting how fast you
- 5:42can build when you move at a rapid pace.
- 5:45So at that point, market implodes.
- 5:46I invested all the money we'd made millions of dollars and
- 5:49reinvested all that money with the cousins and some other
- 5:52seller finance and some other opportunities in the Midwest.
- 5:55And you said today, hey, can we ask any questions or get down to
- 5:58some really difficult stuff? And I said you can ask me
- 6:01anything like you. I'm, you know, I'm an open book
- 6:04and that's when I realized I stopped getting the dividend
- 6:07checks from that. And I said something's really
- 6:08wrong here because these guys have huge net worth.
- 6:11I gave them seven figures for reinvestments and I stopped
- 6:13getting, you know, my 10% yield. So I flew out there.
- 6:16I'm a face to face guy when when the fire is built, you know, I'm
- 6:19not the guy that runs away from, I'm the guy that douses it and,
- 6:22you know, takes care of business.
- 6:23Look in the eye. Hey, what's going on?
- 6:25They were over lever. They were building spec homes in
- 6:27Florida and they had huge net worth and it imploded.
- 6:30And that's when I realized I'd lost every penny that I had made
- 6:34from 2002 to 2007, 2008, literally pretty much everything
- 6:38down to 0. So what do you do in that
- 6:40situation, right? That's a difficult situation.
- 6:42You know, you're like, shit, you just put your head down and be
- 6:46depressed and, you know, forget about life.
- 6:48Or do you just take everything that you've learned and turn a
- 6:51negative into a positive? I always say when one door
- 6:53closes, two or three doors open. And karma and positivity and
- 6:58optimism are very favorable things.
- 7:00We also need the people around you to ensure that you're moving
- 7:02in the right direction. That's why you know, I know you
- 7:04go deep into your stuff and praying and meditation and
- 7:07alternative medicines and all that stuff.
- 7:09I'm blessed that I have a very small good circle of good
- 7:12friends. And I remember the time I get
- 7:13friend Isaac and Ron. They said, dude, you're amazing
- 7:16at what you do. The market sucks, but you can
- 7:18rebuild faster than anybody. You move like lightning speed.
- 7:20So those times you think, what am I going to do, you know, sell
- 7:23some drugs? I mean, how am I going to recoup
- 7:25all this money so quickly? Of course, I wasn't going to
- 7:27sell drugs. But you question in times of
- 7:30turbulence and volatility and hardship, you question live.
- 7:33You question, what's, what are you going to do?
- 7:35And so thankfully to have good friends and good people behind
- 7:38me, you make the decision to jump right back into what you do
- 7:41and do it well. And at that point, instead of
- 7:43utilizing their money because it's funny, I went out and
- 7:45raised distressed funds from, Yeah, not distressed.
- 7:48I raised out capital to buy distressed assets from other
- 7:51people and talked about the vulnerability of how I lost the
- 7:54money and how I'd protect their money, which is a very favorable
- 7:56thing to do when you can be open and honest and say, I was on
- 7:59your side before. I was 7 figures.
- 8:01And now I'm going to utilize this money.
- 8:02Here's the protectionary measures I'm putting in place so
- 8:05that we can grow and prosper and have a good time together.
- 8:08And what happened to me would never happen to you based on
- 8:11these, you know, mitigations of risk.
- 8:13I love that and just being able to relate to the investors that
- 8:16way because you knew what it was like to lose everything and you
- 8:20they knew and trusted that you were going to protect what they
- 8:23had because it was something that meant a lot to you and that
- 8:25you're passionate about and that you understood.
- 8:27And that's your reputation. Like money comes and goes, but
- 8:30your reputation, it always flows.
- 8:33Yeah. And so when, like, what was the
- 8:36first step you took when you lost everything in 2007?
- 8:40I, I hunkered down, I wasn't too proud.
- 8:42I remember I, I sold, you know, I bought a Mercedes as a kid
- 8:45thinking, oh, I'm the man. Yeah, that's why I talk about
- 8:47people in their. I know you like the fancy stuff
- 8:49and I think you realize now you're like doesn't really bring
- 8:51happiness. Probably your horse gives you a
- 8:52lot more happiness than your G wagon or, you know, Ferraris.
- 8:57I sold literally whatever I could sell to salvage some
- 8:59capital, sold the Mercedes. I rented my house that I built
- 9:02in DC ranch to a hockey player. I literally moved into my
- 9:05parents second home in their in their third bedroom and just
- 9:09hunkered down and was like, I don't have to like expose that,
- 9:12you know, that I have all this money or, you know, I never
- 9:16really cared about that anyway. So I immediately hunker down to
- 9:18pivot and adapt to my market conditions, to our market
- 9:22conditions, because I don't really care what people.
- 9:24I mean, I care what people think, but I don't really care.
- 9:26You perceive me whatever. I was all honest.
- 9:28I'd go on dates and be like, hop in the Prius.
- 9:30We're going to my parents second house and they're like, what?
- 9:33I'm like, hey, you don't like it?
- 9:34Yeah, I can open the door. You know, have a nice day.
- 9:37Let's go to Pita jungle. So it's about the relationship,
- 9:40it's about connectivity. Like I don't have to impress.
- 9:41And even today I don't care. I really don't.
- 9:44So hunker down and then just start in the build period,
- 9:47right? If you can only be, you can only
- 9:49go so far if you're at the bottom, I'm ain't going to go
- 9:52any worse. So at this point, I'm like, how
- 9:54am I going to build again? How am I going to build the
- 9:56first story and the second story and the third story?
- 9:57And it's just about getting out there being, you know,
- 10:00consistent movement, positivity and one relationship at a time.
- 10:04And through, you know, patience and delayed gratification, you
- 10:07rebuild. It does happen.
- 10:09Yeah. And were you like from the
- 10:14business perspective, what steps did you take to do that?
- 10:16Did you start flipping houses? Did you start knocking on doors?
- 10:19Did you start reaching out to real estate agents and saying
- 10:21you wanted to buy deals? Like what?
- 10:23What did that process look like? I was never out of motion.
- 10:26I think I've always been in perpetual motion.
- 10:27There's when I say like, oh, the market plummeted, the market
- 10:30plummeted and you're not really buying in a market that goes
- 10:32from 400,000 to 50,000, right? But what you're recognized.
- 10:35I still maintain relationships. I was in perpetual motion
- 10:38waiting to pounce when I felt like no one can really time the
- 10:41bottom. But when prices were 50,060
- 10:43thousand 4030 and 20, I was buying a lot then and then
- 10:46utilizing the same crews, the same relationships that I built
- 10:49before and said, hey, I'm still here.
- 10:51I'm not going anywhere. I'm going to be here for the
- 10:52long term and so are you sell me these deals.
- 10:55It's the same thing, but the prices were just much cheaper.
- 10:58So continue to engage people. And then at the same time, I was
- 11:00proactive in raising capital to be prepared to, you know, pounce
- 11:05on the market to start buying. When people, Warren Buffett says
- 11:08when people are fearful, be greedy.
- 11:09When people are greedy, be fearful.
- 11:11And everyone was fearful. But I was sitting there with
- 11:14people that believed in me and I believed in them.
- 11:16And together, collectively, we were going to take one house at
- 11:19a time and flip it. And then as the market started
- 11:22to rebound and the hedge funds came in, we were sitting on some
- 11:25pretty significant inventory. When they called me, the hedge
- 11:28funds and banks said, hey, Are you ready for leverage?
- 11:30Hey, Are you ready to sell part of this portfolio that we, you
- 11:32know, we're acquiring? And I, I said name the price,
- 11:36let's evaluate. And then as I sold off these
- 11:38mini portfolios that I had built to these hedge funds that
- 11:42enabled the investors to make a lot of money.
- 11:44I made a lot of money. And through that, I could start
- 11:46building my individual portfolio through that profitability.
- 11:49Okay. And what was your strategy for
- 11:51raising capital? Originally I, I did a distress
- 11:54asset fund, a $25 million fund and I went around and, and flew
- 11:58to Canada, New York, Detroit, Chicago, any high net worth
- 12:02person I met or referred, I sat down and one-on-one
- 12:05consultatively spoke to them about here's my history of
- 12:08success. This is what I built.
- 12:09This is what happened to me. This is how your money is going
- 12:11to be protected. And then I said you want to get
- 12:14in the fund minimum. I think it was like 100,000
- 12:16accredited investors. But then what I realized by
- 12:18doing that is nobody wanted to have, you know, A1 25th or, you
- 12:23know, a 250th or whatever the numbers were in terms of their
- 12:26incremental investments of a fund.
- 12:28People want to have a full piece of something they don't want.
- 12:30Oh, I own 1% of something. So if we were to sell $100,000
- 12:34home and they had 1% of it and they made $1000 or whatever it
- 12:37was, that's not exciting. So I, I blew the fund out and I
- 12:40just did one off investors, which was very successful
- 12:43because then they can say their money's not commingled into a
- 12:46fund, the K ones and the accounting was a nightmare.
- 12:49So I realized to build a couple strong, I say a couple 5 five to
- 12:5210 or 15 solid independent relationships with people that
- 12:56know and trust you want to be part of your team for for the
- 12:59single family business was far better than a fund and it works
- 13:03much better because it's faster, right.
- 13:05Hey, Han, I got this deal. You mentioned you're interested.
- 13:07You have 200,000. Here's the deal, here's the
- 13:10projections. What are your funds to title?
- 13:12We got our own private LLC. You're protected, I'm protected.
- 13:15And this is the game plan versus, hey, let's call the
- 13:18Board of advisors. Let's go to all through the
- 13:20monotony and the the red flags and the paperwork.
- 13:23It was a headache. It's much easier to make one
- 13:25phone call, have the paperwork ready and just dive in and go.
- 13:28Speed is so important in this business, as we know.
- 13:31Yeah. And that's the difference
- 13:32between syndicating versus having a fund and it definitely
- 13:35will have their pros and cons. And I'm, you know, start, I
- 13:38decided to go with the fund right now, but I could still
- 13:40syndicate individual notes also. It just kind of depends.
- 13:44You need investors with more capital to do that approach
- 13:48because they need to take the whole pie.
- 13:50But if they build that relationship, they love to do
- 13:52those types of deals. So that's, that's really awesome
- 13:55that you do that. How much money did you end up
- 13:56raising over what was your raise period?
- 13:58Or I guess you, you transitioned out of the fund and you just
- 14:01started syndicating from then on?
- 14:02I pretty much had commitments to fill the whole 20 + 1,000,000
- 14:06dollars, but what I realized was these homes were only 60 and
- 14:09100. When you start thinking like I
- 14:11raised actually verbal commitments and people had
- 14:14earnest money checks ready to go way more than I needed, I was
- 14:16so. Oh yeah, Because think about it,
- 14:18how much would it take? These $100,000 homes?
- 14:20You have $20 million, you're not buying 200 homes at once, right?
- 14:24There was no like packages of distressed deals on the buy
- 14:26side. These were all bank Oreos and
- 14:29short sales. So they were coming
- 14:30incrementally. I couldn't even deploy that much
- 14:32money at once. That's why transitioning to the
- 14:34one off capital proved to be so much better.
- 14:37So someone didn't need, oh, I'm putting in $3,000,000 or five
- 14:40million. Shit, at that time if you had
- 14:42500,000, it was a good amount of money to continue to work and
- 14:46sell, aggregate, remodel, sell and and turn those same dollars
- 14:50multiple times. So those early adopters, if you
- 14:52will, that invested in me got paid multiple times with their
- 14:56money compounding in multiple projects.
- 14:58So those people that invested did very, very well.
- 15:01OK. And what was your, so let's say
- 15:04I'm an investor, you have a distressed asset, it's $300,000.
- 15:08How long approximately would you hold the money and what would
- 15:10their return be or or how was that syndication?
- 15:13Structure it wasn't a syndication, it was just a one
- 15:15off, you know, operating. But the the agreement, the
- 15:17equity play for me was I made it samples of 5050 model so I
- 15:21didn't take any upfront funds. I didn't get any realtor fees no
- 15:24management. I was fully vested in the deal
- 15:26on the upside as well as the potential downside.
- 15:28I've never lost anybody 1 penny. I could say they're very proudly
- 15:32and transparently, which is great.
- 15:33So I've only made money for everybody.
- 15:35I would feel horrible if I lost money and probably just give
- 15:37them the money regard, especially at this stage early
- 15:39on when I didn't have money, you know, you're taking on the risk.
- 15:41And I wanted to let them know if we did lose money, which
- 15:44anything could happen on a deal because nothing's perfect.
- 15:46I'm in for 50%. So they knew that by me not
- 15:49taking commissions, management fees, nothing until the asset
- 15:52was stabilized, sold and they were paid back because when I
- 15:55got paid my 50%. So based on that, people were
- 15:58making, you know, if you talk about annualized returns, we
- 16:01were in and out of deals because the market was getting hot and
- 16:04you know, 30 to 60 days, typically 60 because by the time
- 16:07you stabilize and then we sold and that's was a hedge fund and
- 16:09they're paying cash. These were 10 day closes and
- 16:11pretty fast stuff. So some of it was 45, but on
- 16:14average it's about 6075 days and they're making 2030% all day
- 16:18long. And if you factor that multiple
- 16:20times per year, the returns annualized projected were, you
- 16:24know 80 to 100% cash on cash returns.
- 16:27And and then were they 1030 wanting and just keep?
- 16:31We couldn't 1031 were active. Traders and wasn't.
- 16:33Stabilized, so we just took that money said, would you like to
- 16:36reinvest? And they said yes.
- 16:38And then one of the greatest things that I've done was, and
- 16:41this is an important story and lesson for people watching is
- 16:44always ask the question, who do you know that wants to invest in
- 16:46real estate? Or at the time I, I was doing
- 16:48some seller finance notes that I had.
- 16:50And you can't really pledge notes to bank, right?
- 16:53They're going to give you, if they would take them, probably a
- 16:55small return, I mean a small LTV.
- 17:00So I was doing a cross sell for a buddy.
- 17:03I was using my license as well as ancillary income.
- 17:05And I asked the agent, who do you know any high net worth
- 17:07investors? I figured she did because she
- 17:09lived in Silver Leaf. So she's connected to good
- 17:10people. Said I'm looking to sell some
- 17:12notes. Who do you know?
- 17:13She goes, I'm not sure really what you're talking about.
- 17:14That's my area. It's not my area of expertise,
- 17:16but I have this gentleman that probably would be interested and
- 17:19I'll connect. I said, oh, thank you so much.
- 17:20Literally doing a cross sell standing in the kitchen at the
- 17:22safari. And I said, who do you know?
- 17:24And she's like, yeah, makes a call.
- 17:26Turns out the gentleman's from Michigan.
- 17:27He calls me the next day. He says, talking about these
- 17:29notes they're performing, what's the yield I tell them all about.
- 17:31He goes, all right, I'll fly out and see you.
- 17:33I'm like, OK, but they're just notes.
- 17:35You don't have to fly out. Like I could just send you.
- 17:37The portfolio goes, I want to meet you.
- 17:39So OK, you know, think too much about it.
- 17:41So he says, I'm booked for, you know, 48 hours from now.
- 17:44Oh, that's pretty fast. OK, So I go to the airport.
- 17:46I'm in my Ford Explorer Sport, probably that I've owned for 15
- 17:49years, if anyone knows me. And then I got water bottles in
- 17:52the floor. I wear the same stuff.
- 17:53I don't wear ties and suits. Even when I was doing those
- 17:55meetings, I didn't dress up. I was always authentically
- 17:58myself, right? I'm not trying to pitch somebody
- 18:00or be this Wall Street guy. This is who I am.
- 18:03Like it or not, you know, this is what you're going to get in
- 18:05return. Like just full transparency,
- 18:07authenticity, pick the guy up. I'm like, hey, sorry for the
- 18:09mess. I've been busy.
- 18:10Magic crews doing what I did. He goes, no, don't worry about
- 18:13it. We drive around for two hours.
- 18:14I show him the operation. He's a really nice guy.
- 18:17Don't know much about the guy. Tried to Google him. 0
- 18:19footprint. So he says hey, listen, I will
- 18:21buy all these notes. It was north of $1,000,000 on
- 18:24one condition. I said sure, what's that goes?
- 18:25As long as I have an opportunity to invest in your company.
- 18:28So what kind of investment he goes, well, we can get there,
- 18:30but let me do some more research on you said, OK, give me your
- 18:33attorney's number. I'll have my attorney get in
- 18:34touch with your attorney and then $25,000 later of, you know,
- 18:38a joint venture operating agreement.
- 18:40The guy was getting my DNA, sperm samples, you know, you
- 18:43name it, not really sperm samples or DNA, but the guy
- 18:46delved deep to make sure that he's investing in somebody that
- 18:48doesn't have some skeletons in the closet and he's fully
- 18:51protected. So we finally came to terms
- 18:53exactly on the terms we spoke about 5050.
- 18:56Little did I know the guy's very, very wealthy and he said
- 19:00the reason why I invested in it is because you're also from
- 19:02Detroit, you're transparent, you drive a beat up car, not some
- 19:05fancy car you didn't clean and pretend like you're some, you
- 19:08know, professional investor and all this stuff.
- 19:11I saw the way you treated your crews, the way you run the
- 19:13operation, that your hands on that your skin's in the game and
- 19:16that's what I liked about you. So I knew this would be
- 19:17successful. So then he says, OK, so how much
- 19:20you want to invest? Let's start with 250.
- 19:22So the two fifty goes in 30 days and we make like 100 grand and
- 19:25then he goes, all right, go to 500, then a million, then 2
- 19:27million, then 5. And we literally, you know, made
- 19:30millions of dollars together through an investment through a
- 19:33third party agent that referred, you know this no buyer.
- 19:37So the point is you never know who you're talking to.
- 19:39Always ask in any opportunity explain what you're doing.
- 19:42And through karma and serendipity and optimism, good
- 19:45things are going to happen. That's so awesome, and how long
- 19:47did he invest with yours? He still investing with the.
- 19:49He passed away unfortunately, but his family still.
- 19:52I give them opportunities. I have the highest respect for
- 19:54them. They own some big, big
- 19:56businesses in the Midwest. Just a beautiful family.
- 19:58So grateful for them always. You know, it's never people
- 20:01always just assume you're the point person.
- 20:02It's all you. It's never all you.
- 20:04It's my cruise, it's my designers, it's my bookkeepers,
- 20:08it's, you know, the, the capital investors, it's all A-Team
- 20:11effort. Even though I'm a solopreneur.
- 20:13We create these opportunities collectively and without the
- 20:16capital, without the. You know, the crews and and
- 20:20everybody else involved, this wouldn't be possible.
- 20:22I couldn't, I can't do construction.
- 20:23I'm terrible at it, right? I'm good with people.
- 20:25I'm good with relationships and management and capital
- 20:28investing. Stick to your strong suit.
- 20:30So. So you've talked a lot about
- 20:32buying and flipping houses and paying the investors out 50% of
- 20:36the profit. But when did you start and how
- 20:38did you start actually keeping these properties to build your
- 20:41rental portfolio? Great question.
- 20:42So every time we sold these houses and we were doing very,
- 20:45very well, as you heard, making significant returns, I would
- 20:48take my 50% and then buy my own independent single family homes
- 20:52to start building My Portfolio. And I wasn't selling those.
- 20:54I was keeping them, renting them out and that was my game plan.
- 20:58So through those I started to have a bunch of unencumbered
- 21:01single family homes. You know, prices were pretty
- 21:03inexpensive, 2530 forty 50,000. You're throwing 20,000 into
- 21:07them, renting them for 1012 hundred.
- 21:09At the time, the cash and cash returns were like 20 caps,
- 21:12right? It was crazy.
- 21:13But then the market started continued to appreciate and then
- 21:16finally you could get bank leverage.
- 21:17I owned all those free and clear.
- 21:19Wasn't like I had millions of dollars if you took you know, 10
- 21:22homes at 60,000, it was $600,000 of single family homes.
- 21:26Those homes today by just sitting there and delayed
- 21:28gratification are worth 350, four, $100,000.
- 21:31But before they've appreciated all that way.
- 21:33What I had was able to do is get leverage on them, cross
- 21:36collateralize my first mini portfolio with the Bill Moore
- 21:38Bank and they gave me a line of credit and I took that line of
- 21:41credit continue to buy more and more and every time I would sell
- 21:44an investor deal after tax money, I would continue just to
- 21:47go all in. It was the domino effect of
- 21:50utilizing those funds in the profitability on those deals to
- 21:53then dollar cost average into the market and buy my own assets
- 21:57and through that all the time I believe stagnant money doesn't
- 22:00make money. So I'm in perpetual motion
- 22:01working the capital to build the portfolio, OK.
- 22:05And what has been your primary way to get deals throughout the
- 22:10years? Belly to belly relationship,
- 22:13showing up to the AZ Rios, to the masterminds, to walking in
- 22:18title companies to being funny and being memorable to being
- 22:21what I call top of mind mentality like leave a lasting
- 22:24mark. Like this business people take
- 22:26everything so serious in life and like you don't take
- 22:28everything. So you always have a good time.
- 22:30You laugh, you all you have great stories and these
- 22:32different very memorable. And by the way, someone was
- 22:35saying I was talking to Chandra, my designer today and I think
- 22:38she was you were trying to get her to join your brokerage or
- 22:40something. She's why I was meeting.
- 22:41Maybe you remember her not she's just got her license and I think
- 22:44you were recruiting her and she goes, oh, you're doing this
- 22:47pocket cast with Hannah. I I know where she's recruiting.
- 22:49I said, let me tell you something about Hannah.
- 22:51She goes what I said, that girl shows up in every event.
- 22:55Am I not wrong? You're everywhere like every
- 22:57week and you like even to like book a dinner with you.
- 22:59You're like, I'm three weeks out.
- 23:01I'll be in LA and then I'm going to fly here and then I'm in the
- 23:04Bahamas and I'm in Greece and I'm here and you're
- 23:06masterminding and you're at this, you know, speaking
- 23:09engagements. You're everywhere.
- 23:11And so that's my same mentality. You can't money's not made
- 23:14sitting behind a desk. Money is made being around life
- 23:17like minded people to create mutually beneficial
- 23:20opportunities. And once I realized that early
- 23:23on, I was never in the field. I was in my Prius showing up
- 23:26outdoors, looking at assets, meeting contractors, meeting
- 23:29other investors, meeting wholesalers, telling them I will
- 23:32be your best buyer. Give me one opportunity, let me
- 23:34prove it. One home, one relationship at a
- 23:36time. And that's how I built this
- 23:38business, you know, so that's the mentality today.
- 23:41No complacency. It's not like if you get all
- 23:43your spring water from one place and it goes out, you don't have
- 23:46any water. My philosophy is all these
- 23:48newcomers, guys and girls. And I think this is a great
- 23:51opportunity for a lot of women in this business, by the way
- 23:53that they do this business better, they're better
- 23:55listeners, they're more understanding.
- 23:56They're about delayed gratification, most of them,
- 23:58some not. You're about fast gratification
- 24:00or were maybe changed, but continuing to expand and build
- 24:05those relationships is critical 24/7.
- 24:08You never know who you're going to talk to.
- 24:09You never know where that opportunity comes.
- 24:11But also really taking care of the people that are in your
- 24:15control, like my tenant base or other agents I've done business
- 24:18with. There's a great opportunities to
- 24:20give them that five star service.
- 24:22I talk about. My sister works for Yale.
- 24:24You're always striving to do that Five star engagement,
- 24:27right? It's not just about the product,
- 24:28it's about the service, communication, the way you make
- 24:31them feel, listening to them, the respect.
- 24:33So many different factors that come into play in terms of these
- 24:36relationships that I work on on the daily so that I'm top of
- 24:40mind. My tenant says to their friend,
- 24:41oh, you need a place. You have to call my landlord.
- 24:44He's like family. That's what I strive for and
- 24:46that builds the business naturally and organically.
- 24:49But it takes work, right? It's slowing it down.
- 24:51It's not just treating them like an annuity.
- 24:53It's truly treating everybody like family, taking care of them
- 24:57any which way possible and being there for it for them
- 25:00emotionally, you know, physically, monetarily, whatever
- 25:03that looks like. And what do you look for in
- 25:08distressed assets like how do you underwrite a deal and, and
- 25:11how quick is that process? And I know you make quick
- 25:13decisions right away, like if you see a deal, you know right
- 25:15away. So what do you look for?
- 25:17So contrary to a lot of investors out there, I only
- 25:20invest locally, which enables me to be an expert in a specific
- 25:23area. So if I was buying nationwide,
- 25:25it would be very difficult to make the speedy decisions that I
- 25:28make. Like literally a guy called me
- 25:29this morning since I got this deal on the street and I know
- 25:31the street and I have assets around the corner.
- 25:33So what are you asking? He wanted 240 and I said based
- 25:36on the market right now, I'm at 232 1/2 and he goes, can I get
- 25:39back to you? I said absolutely like I don't,
- 25:41that's the beauty, right? Do whatever you want.
- 25:43Here's my number, but don't like take a week.
- 25:44Like my offer is good for a day, but if you can get more, I
- 25:47respect that because I want them to do as well as possible.
- 25:49But here's where I'm at and I justified why.
- 25:52So for me, early on, of course, you're learning the market.
- 25:55You, you have to understand what is the retail value?
- 25:58How much is it going to cost to stabilize that asset?
- 26:00What I really look for is equity in a deal.
- 26:02So I won't buy a deal unless there's equity in it, which is
- 26:05common sense. So a general rule of thumb is if
- 26:07you say you're going to acquire something, what transpires to
- 26:10your net worth as soon as you acquire that deal, does your net
- 26:12worth go up? Does it break even or do you
- 26:14potentially lose money? Obviously, if you break even or
- 26:17lose money, why would you buy it unless maybe you're getting, you
- 26:19know, amazing financing at 0% and some, you know, sub to deal
- 26:23or something, which would make sense.
- 26:24There's delayed gratification there.
- 26:26It's going to take a while, but you're paying down principal
- 26:28immediately and that's your building equity.
- 26:31But right now in today's market, after stabilization, if I can
- 26:34get 15 to 20% equity, I can get an 8 to 10% cash and cash
- 26:39return. By stabilizing it, I can buy it
- 26:42less than replacement costs. And it's a legacy property.
- 26:45Meaning like these are my 4 pillars, by the way, meaning
- 26:48that I'm happy to own this long term.
- 26:50So if I don't flip it, I can put it in there.
- 26:52My dogs can own it in 20 years. God willing, they're still
- 26:54alive, or my nieces and nephews or five future kids or whatever
- 26:57that looks like. Do I want to own this asset for
- 26:59the long term? So that's really number one.
- 27:01Is it something I want to own and retain?
- 27:03Can I stabilize it and have 15 to 20% equity so I can
- 27:06essentially pledge it to the bank to recycle those original
- 27:09dollars? Do I get the cash and cash
- 27:11return and can I build this cheaper?
- 27:13If I can build it cheaper, why would I buy it?
- 27:15So obviously if I'm buying it cheaper than it would cost to
- 27:17build, there is that intrinsic value in that deal.
- 27:21So that's what I look at. If it hits those four pillars,
- 27:24there's no emotion to it, you know, that's it.
- 27:27Now I will say there's the intangible is driving that
- 27:29neighborhood to say, is this the legacy property?
- 27:32Am I feeling comfortable to be in here?
- 27:33I'm not going to take an asset that I can make 15% on, but I'm
- 27:36going to go out there and potentially get shot in some
- 27:38hood, you know, and say at this point in my career, I don't need
- 27:41to take on that risk, nor do I feel there's going to be great
- 27:44appreciation right now because of what's going on in the
- 27:46neighborhood. So it has to conform to a safety
- 27:48standard. But other than that, and pretty
- 27:50much most of Arizona does do that for me.
- 27:53I mean, other people probably won't buy where I buy, but I
- 27:55feel comfortable. And are you, do you go get your
- 27:58eyes on every property? Do you get your contractors out
- 28:01there or do you just see the address and you know and you
- 28:03make a decision? I see the address at this point
- 28:05and no one make a decision, especially from a lot of the
- 28:07people I've vetted that have sold me deals because of
- 28:09reputation. Now I tell everybody it's very
- 28:11important to have boots on the ground, right?
- 28:13We're making quarter million, half million, $1,000,000
- 28:15decisions. Of course I want to walk it when
- 28:17it's feasible. If I can't walk and have good
- 28:19enough pictures and videos and tell me if there's an issue or
- 28:22something that's overlooked, they're going to take care of
- 28:24it. These are the relationships that
- 28:25I have. Then I will buy from specific
- 28:27individuals without physically walking in because I know just
- 28:30like I would stand behind something, they would stand
- 28:32behind. If I get in and there's
- 28:33something that wasn't disclosed where they miss from quick
- 28:35pictures, they're going to give a concession and take care of it
- 28:38monetarily as long as it's fixable.
- 28:40But ideally, yes, I'm all, I'm not a lazy guy.
- 28:43I'm far from it. So I'm the guy that literally
- 28:46drives it even from an exterior looking at the neighbor, making
- 28:48sure that there's nothing weird or there's some soil issue in
- 28:51the neighborhood or some houses are because there's certain
- 28:54areas that are notorious for, you know, weak soils and expand
- 28:58pensions, a Chandler and some Iwatuki stuff and whatever.
- 29:01But I like as often as possible getting in the asset, seeing,
- 29:06feeling, touching on these properties.
- 29:08A lot of money is on the table no matter what.
- 29:11Why wouldn't I go take a look for 10 minutes?
- 29:13And I don't need to bring my contractors because I plan for
- 29:15the worst case scenario. So if you plan for the worst and
- 29:18hope for the best, you're going to do good.
- 29:21So no matter if I don't get in the attic, I just assume there's
- 29:24probably mold and busted pipes. Line item 10,000, you know, And
- 29:28so if I don't have to do it, that's icing on the cake.
- 29:30You know, if you're always that contingency person and you're
- 29:33thinking about the worst case scenario, I'm the guy that says
- 29:36on a rainy day to the beach, let's go bring an umbrella,
- 29:39let's bring, you know, extra water, let's you know when
- 29:41you're going hike. Sunny day.
- 29:43Sorry, on a sunny day to the beach, I'm the guy that brings
- 29:46the umbrella. Also on a rainy day, I think
- 29:48it's important to bring the umbrella too.
- 29:49Yeah, I'm just making sure you're listening.
- 29:51I'm listening. And so are you still doing
- 29:55individual deals with individual investors and then using those
- 29:57profits to keep buying real estate?
- 29:59No, you know, at this stage I'm, I'm blessed that I have a really
- 30:02good bank that I bank with First Fidelity and and JP Morgan that
- 30:08enables me to get just my independent leverage.
- 30:10But I do have that original machine investor and their
- 30:13family. And let me think that's pretty
- 30:16much it. I think at this point that I
- 30:18still give opportunities to because again, you know, there's
- 30:21an abundance of opportunities. You never know when some huge
- 30:24opportunity comes. So I always plug them in where I
- 30:26can just to keep them engaged. And I'm grateful for the
- 30:29opportunities. So I don't need to do that.
- 30:31I want to do that. It's still mutually beneficial.
- 30:34And again, greed kills. So I'm not a greedy person.
- 30:37I'm happy to, you know, celebrate and and and continue
- 30:42these mutually beneficial relationships.
- 30:45And how did you stay so focused 'cause I know I severely
- 30:48struggle with shiny, you know, red red woman in the red dress
- 30:51syndrome you. Do.
- 30:53Yeah, yeah, I know. Yeah, I know.
- 30:54You know, I'm changing, but it's still difficult because one, I
- 30:59genuinely love the game, I love business and I'm a visionary at
- 31:02heart. So like I'm not a COO operator
- 31:05type person, I'm not an implementer integrator.
- 31:08I'm just like creating a new ideas all the time.
- 31:11And so it's really hard for me to stay focused.
- 31:12And especially as you become more successful, as you build
- 31:15better relationships, more opportunities come.
- 31:17So I know you've had a billion opportunities to get it.
- 31:19How about multifamily? How about private equity in or
- 31:23or venture capitalist? Or how about private debt or
- 31:25whatever, right. So how have you just stayed in
- 31:28your lane and just continued to build your empire, never getting
- 31:32distracted? This this is like a daily Zach,
- 31:35check out this multi family. Zach, let's do some hard money
- 31:38funds. Zach, let's get in this cannabis
- 31:40business. Let's do this, let's say that.
- 31:42And so for me, every time I've invested outside of my own
- 31:46organization, it's been terrible.
- 31:49I got to tell you. So it wasn't like that.
- 31:50I haven't done I've done it. I've dabbled in that.
- 31:53You know, I still have an equity portfolio.
- 31:55The performance is shit. I would say this to how often is
- 31:58your your wealth advisor call you to check in right?
- 32:02Tell me I'm. Only when?
- 32:03You lose money. Not even I haven't heard from my
- 32:06guy it Merrill Lynch for a fucking who knows two years like
- 32:11and I have pretty significant money there.
- 32:13They don't care about you. Nobody cares more about your
- 32:15money and you being the captain of your domain than you.
- 32:18So I've invested in cannabis now fairness, I could have sold it
- 32:21when the market went by, you know, company invested and went
- 32:23public. I was greedy.
- 32:25I didn't sell when the thing went up, you know, multiple, you
- 32:28know, times. And so I'm thinking, oh, it's
- 32:30going to go up more and you know, you're never going to go
- 32:33broke taking a profit and shame on me and I own not selling.
- 32:36But even to this day now, it's still long term and I've lost
- 32:38compared to that. So every time I've invested some
- 32:40private equity stuff, I've lost. So I've learned if I don't
- 32:44understand it, I'm not a controlling majority investor.
- 32:48And then I'm just going to stick to what works.
- 32:50It's worked for me for two decades.
- 32:52It will continue to work for me. So I don't need to have this
- 32:56high level of diversification because what I'm doing works.
- 32:59I believe in at 1000%. Yeah.
- 33:01And what like, well, my first, I have a couple.
- 33:06My first question is what advice do you have for investors who
- 33:10are looking to either get started and doing something like
- 33:12you're doing doing flips or some sort of real estate business to
- 33:16earn money to start building their rental portfolio or even,
- 33:18you know, commercial real estate or anything like that?
- 33:21Yeah. What advice would you give to
- 33:22them getting started and growing?
- 33:24So to get and start and growing, I would find somebody in your
- 33:27space that you look up to or that you've seen that's open to,
- 33:31you know, showing you what they do.
- 33:33There's a lot of people like for me, my legacy is not how much
- 33:37money, I mean, no one cares how much money you made doesn't
- 33:40matter. But what they care is what you
- 33:41taught them or how you can change the trajectory of their
- 33:44lives and their families life. So people reach out to me all
- 33:46the time and they ask me advice and I tell them, hey, this is
- 33:48what I do. This is what you should do.
- 33:50There's an abundance of opportunities.
- 33:51It's not going to cannibalize my business.
- 33:52It's not going to cannibalize your business.
- 33:54Show them what you've done. People who are open and willing
- 33:57to put in the work, go put in work.
- 33:59Here's the road map. I've given my road map million.
- 34:00There's no like secret sauce to this business, but it's just
- 34:03opening up your books to show them this is what's possible.
- 34:06This is what you should do. I would tell people to focus on
- 34:09the low income stuff first, right?
- 34:10And as you're getting started, don't take on some crazy rehab
- 34:13projects or some new build construction that's outside your
- 34:16your competence level. Start small, get a feel for it,
- 34:19get a flow going and that's what you can afford to invest.
- 34:22Don't get over levered one home, one relationship at a time.
- 34:26But first, maybe simulate the process for somebody like myself
- 34:29or yourself or someone in that business to learn.
- 34:31It's like I tell people, when you go to the casino and you go
- 34:33to the whole high rollers room, you don't just sit down at the
- 34:36table and you start betting $100 a hand.
- 34:37You don't understand the game of blackjack.
- 34:39You've heard about blackjack. You're intrigued.
- 34:41Stand behind the table, watch, maybe ask them, hey, can I ask
- 34:44you why you did this strategy? Why did you split, you know, 10s
- 34:47versus A6? And they're going to say,
- 34:49because they're stupid, you should never split 10s versus 6.
- 34:52But The thing is this, be a nice person, ask politely and you'll
- 34:56find a mentor, somebody that will open their books and show
- 35:00you to simulate the process of it as if it was your own money.
- 35:03And understand each micro decision of why are you changing
- 35:07out windows? What are you doing with the
- 35:08floors? Why did you make decision?
- 35:10What are you flipping it for? What did you buy it for?
- 35:12And really just delve in and start asking a lot of questions.
- 35:15Be a sponge. I'm learning everyday as well.
- 35:17I don't claim to know everything, right?
- 35:18Nobody knows everything. I learned from everybody.
- 35:21Somebody that's going to ask me questions is probably better on
- 35:23social media that can help me with editing a video where
- 35:26everyone can bring unique value. So figure out what your value
- 35:29is, whatever that may look like, what you can bring to a
- 35:32potential mentor or somebody that can show you the ropes.
- 35:34Lead with value and try and reciprocate.
- 35:37You know, tit for tat if you can.
- 35:38Nothing's really, it's not like if you're just a Leech.
- 35:41No one wants to be around that Leech mentality, right?
- 35:43Like how are you giving oxygen to somebody else as well in
- 35:47lifeblood? Yeah, that's really good advice.
- 35:51And then what have been. Yeah.
- 35:55I guess I want to like hear about your struggles in life.
- 35:57I know you have a lot of wins and you're you've mastered the
- 36:00financial game for sure, but like, what do you do you have
- 36:03personal struggles? Do you have mental struggles?
- 36:06Do you suffer from any sort of, I don't know, relationship
- 36:09issues or self relationship to self issues?
- 36:11This is really should just be the start of this podcast
- 36:13because no one else cares about the other stuff.
- 36:15I think we're all fucked up right At the end of the day, if
- 36:18you want to be candid, Of course, I think that my selfish
- 36:22behavior in terms of I've been through multiple relationships
- 36:25and mid to long term, you know, girlfriends that live with me
- 36:28and they want to get married and I'm just I've been a selfish
- 36:31person solely focusing I'm I'm building my financial wealth and
- 36:36that's not really what life's about because I'm the happiest
- 36:38person because of that. No, I recognize that I'm
- 36:40selfish. Probably, you know, could I give
- 36:42an up 50 or 100 homes or 200, whatever, doesn't matter to have
- 36:46a healthy relationship. If I found the right person, I
- 36:49would say, yeah, I would probably have done that.
- 36:51You know, so vulnerably. Yeah, I probably fucked up by,
- 36:55you know, not being present in a lot of situations because I'm
- 36:58hyper focused on missing a real estate dealer financial
- 37:02opportunity to make an extra 20 or 30 or $50,000.
- 37:05One of the scheme of things that doesn't matter.
- 37:06I think, you know, if I could go back in time, I would delegate
- 37:10more time to the relationships and be a more giving person into
- 37:14those relationships to see where that probably would have went if
- 37:17I was, you know, hyper focused and not having ADD with, you
- 37:24know, potential deal FOMO, right, if you're missing out on
- 37:28opportunities in business. So, yeah, I mean, that's that's
- 37:31always been a thing. I think I've been a selfish
- 37:33person in that respect. And I was doing a lot of Iron
- 37:36Man training and all this stuff is really just kind of that solo
- 37:38mentality, that singles mentality where I'm not, you
- 37:41know, playing well with others not really been my thing.
- 37:44And I recognize that's probably a big shortfall of my own.
- 37:48Do you think that your drive to keep going, 'cause I always, you
- 37:53know me pretty well and I'm going through this whole
- 37:55identity thing right now, but do you think that drive to keep
- 37:58going and just keep getting more successful and chasing the next
- 38:01deal and chasing, you know, the next million or whatever is that
- 38:04coming from? Like where is that coming from?
- 38:06Where do you think that's coming from inside of you?
- 38:09It is coming from some sort of DNA that I can't explain.
- 38:13Like it is a drug. Like I say to myself sometimes
- 38:15like I'm walking my dogs, I'm like, why do I keep doing this
- 38:18to myself? Like it's not like it gets
- 38:20better because you buy more deals.
- 38:22In essence, it almost kind of gets worse because there's more
- 38:25responsibility and more headaches.
- 38:26And right now, like I have probably 25 vacant homes this
- 38:30given 2nd, right? So then I say, why do I keep
- 38:32needing to add to this vacancy or these problems and all the
- 38:34stuff. One thing is this I do love my
- 38:36crews and care for them immensely, so I always want to
- 38:40make sure there's work for them and there's plenty of work for
- 38:42them. But I do struggle and ask myself
- 38:45like, why do I keep building? But there's something about the
- 38:48art of the deal look like it's hard to say, Like if you're
- 38:51addicted to cocaine or whatever it is and there's cocaine on the
- 38:54table and you just had a hit, you know, last night, are you
- 38:56not going to sniff it again right now?
- 38:57It's like, it's my cocaine. Like there's a deal, there's the
- 39:00equity spread, there's the legacy property, there's the,
- 39:03you know, everything that meets my 4 pillars.
- 39:06I get my cash and cash return. I have to buy the deal if it's
- 39:09these numbers. But what about like, you know,
- 39:11the energy expend or the tossing and turning?
- 39:14I don't toss and turn over deals and I will over relationships.
- 39:16But I've never really lost sleep over financial stuff, not
- 39:20really. You know, maybe at the downtime,
- 39:22you know, when I when everything imploded, of course, I probably
- 39:24lost some sleep. But during this journey, once I
- 39:27make it this definitive decision on a deal, I never like second
- 39:31guess anything financially. Like when I make a decision like
- 39:34should I bought it? Should I not like, no, I'm
- 39:36already moving on to the next deal.
- 39:38But there's something in the DNA that like when you wake up.
- 39:40I just love the art of stabilizing a deal.
- 39:42I like watching the flow and the evolution of the remodel process
- 39:49of the selling. I like the engaging in
- 39:51negotiations with agents and buyers.
- 39:53I just love all of it. I don't know how or why, I just
- 39:58do. I'm addicted to deals.
- 39:59Yeah, Do you? Is it just the deal, it has
- 40:02nothing to do with the success? Or does that play a factor in
- 40:04it? Now, I'd say early on the
- 40:06success was the capital. No longer it's, I don't want to
- 40:09say meaningless, but it doesn't have an impact.
- 40:11It's not like that's one downside of being a solopreneur
- 40:14and not having partners. It's like, OK, you could have an
- 40:16amazing day. You make 6 figures or whatever
- 40:18it is. It's very possible in this
- 40:19business. My money's in the bank.
- 40:22It's not like, oh, I'm at Ocean Club by myself drinking a
- 40:24martini, like cheering myself. Nothing happens.
- 40:28And that's kind of like we anticipate like, Oh my God, this
- 40:30deal solved. Like let's go party.
- 40:32Let's go party with you. Nobody cares.
- 40:34So in essence, it's kind of sad. You're like, what the fuck?
- 40:37Now that's the beauty. If you did have when we spoke
- 40:39about in the beginning, like these Equity Partners, that's
- 40:41really fun for me. So that part of it is why I
- 40:44continue to do that a little bit where it's like, OK, hey, we
- 40:47just sold this deal. Hannah, come by.
- 40:48I wired your funds. Now let's go celebrate the six
- 40:51together. There's something about that
- 40:53relationship that's really motivating, like you're doing
- 40:56something really good for somebody else.
- 40:57It's not like unilaterally you did it because collectively you
- 41:00did. You put up your capital.
- 41:02I put up my sweat equity. We culminated this deal.
- 41:04Now let's celebrate it together. There's something like very
- 41:07special and unique about that, but as a solar preneur, all it
- 41:11is is another zero in your bank account.
- 41:13So like those people that are just chasing dollars, I promise
- 41:15you, I've been there. Nothing changes.
- 41:17Like enough's enough. Like maybe focus on other things
- 41:20that you know, can give you that same gratification.
- 41:24I don't know. I feel great when I work out and
- 41:25simple things. Actually, I think we spoke about
- 41:27this other day, the most simple things in the world.
- 41:30Remember when we talked about, you know, describing who you are
- 41:33without your business? I'm a very simple guy, like I
- 41:35don't yearn for yachts or planes or fancy watches, none of that.
- 41:40I don't care. I like the freedom of making my
- 41:42own decisions. No one tell me what to do,
- 41:44having a good workout, eating a healthy meal.
- 41:47You know, I'm a very simple guy, so nothing really changes.
- 41:51Yeah, I, I, I'm a simple person too.
- 41:53I do like nice things, but I think a lot of that stems from
- 41:55because I couldn't have them growing up.
- 41:57And so it's just nice. And I get I get that dopamine
- 42:00hit from driving in a nice fast car.
- 42:03You get that hit, but how long does that last for once you have
- 42:05it? Oh, I mean every time I get in
- 42:07my G bag. Every time, yeah.
- 42:09Every time I get in. There.
- 42:11Oh good. Oh, it always brightens my mood.
- 42:13That's good, yeah. And that's really.
- 42:14Every time I look at my watch I get that hit.
- 42:16Let me see that watch. By the way, is that rose gold
- 42:18Rolex? It's yellow gold.
- 42:19Yeah. Presidential.
- 42:20Beautiful. Thank you.
- 42:21My. Brother-in-law want to get
- 42:22something for my sister. I was like, don't get that from
- 42:26my sister, she doesn't need. That she she she should get a.
- 42:29Shot. I'm that guy.
- 42:30Don't do that. He's like, you're an asshole.
- 42:31I said OK. Yeah, but you know what?
- 42:34It's this thing of like money doesn't buy happiness, money
- 42:38does not buy your internal happiness because happiness has
- 42:41to come from within. And that's what I've learned as
- 42:43I've always chased happiness and and wanted it more than
- 42:46anything. Happiness and peace ultimately.
- 42:49And you do get that hit, like I do get that hit from the next
- 42:52deal or the next money or the next ego hit or the next watch
- 42:55or car or trip or whatever. Right.
- 42:59But ultimately, if you're unfulfilled inside and you're
- 43:03disconnected from yourself and you have these holes inside of
- 43:06you, those external things aren't ever going to fill them.
- 43:09They can help with those hits of dopamine and they can help make
- 43:13things easier and better. Because I sure as hell have
- 43:15always been a lot happier with money than I ever was or could
- 43:19have been without money. Because if you're in survival
- 43:21mode all day trying to survive, you can't be happy.
- 43:24It's impossible. So I think money is a big part
- 43:26to the journey of happiness, but it is not the answer to
- 43:30happiness. And that's why I'm so passionate
- 43:32about helping other people make money.
- 43:34Just to have the freedom to really be able to do the things
- 43:38that do fulfill them. Like going on a walk on the
- 43:40beach or having a really good relationship or spending time at
- 43:44the gym, 'cause if you're working 150 hours a week at
- 43:47McDonald's trying to pay your bills, you don't have time to go
- 43:50do those types of things or ride your horse or have a horse, you
- 43:54know. So those money is a big factor
- 43:56in that, but it definitely isn't and everything, but it can lead
- 44:02to a lot of emptiness and loneliness, especially if you
- 44:06become, which I'm speaking for myself, become so obsessed with
- 44:10it that it is your whole identity and you don't have
- 44:14connect like true connections with anybody that aren't trying
- 44:17to get something from you right or or you're not trying to get
- 44:20something from right. And so it's just trying to to
- 44:25find that balance in, you know, I don't know, being fulfilled,
- 44:30being happy, being successful, but not letting it consume you
- 44:34at the same time, because when is enough, enough, right for.
- 44:38Sure. Yeah, it's a question we ask all
- 44:39the time. Yeah, do you?
- 44:41This is personal, but do you have like, hey, did you have any
- 44:47bad relationships with women in your childhood or in your past?
- 44:50Like do you think that there's some?
- 44:52Because I've been figuring this out in myself.
- 44:54I struggle with relationships with men.
- 44:56And it's like every relationship I get in is the same
- 44:59relationship. It just repeats over and over.
- 45:01Because you're going out for the wrong guys.
- 45:03Or is something internal on you? Well, I'm the common
- 45:06denominator. Yeah.
- 45:07So I, I always am pointing the finger at myself.
- 45:10I'm never to point the finger. I like to like, analyze the
- 45:12events that are happening in my life and then figure, like, what
- 45:15am I doing to create this outcome?
- 45:18And so I definitely don't blame anybody other than myself.
- 45:23It's not even blame. It's just learning and growing
- 45:24and, and experiencing life. But it's yeah, I I go after the
- 45:29same type of person, you know, all, all the time, like very
- 45:35double alpha type man who who really ultimately don't treat me
- 45:39well. They manipulate me, they control
- 45:41me. They try to clip my wings.
- 45:42They try, they give me AII don't know.
- 45:44It's like they give me a problem to try to solve or something to
- 45:47try to fix or I don't really know.
- 45:49But I had a really difficult relationship with my dad, who
- 45:53was poor, who didn't show me love or attention, who pretty
- 45:56much abandoned his family and who still has never made an
- 46:00effort to be really in anybody's life or contribute anything or,
- 46:04or even make a dollar above the pawn shop, which is why I am
- 46:08very passionate about freedom and entrepreneurship.
- 46:10And I kind of had to, I had, I kind of had to become the man in
- 46:13that situation. And I think and then being, you
- 46:16know, kind of not treated good by my brother, that created AII
- 46:23think maybe like a subconscious resentment towards men, even
- 46:28though I love them so much and everyone in my life is male.
- 46:31Like I don't build strong female relationships.
- 46:33So it's like. You have your friends.
- 46:34You travel with your two girls. My 2 girls, yeah.
- 46:37I know, but those are important. Like yeah, it's not like you
- 46:39don't have relations with women cuz I know that you do.
- 46:41Yeah, right. Yeah.
- 46:43But your circle's tight. Yeah.
- 46:44And those are new, newer relationships, both of those.
- 46:47Yeah, both of those relationships have developed
- 46:49since I've been doing the work on myself over the past year.
- 46:51Before that I had no one. That's so interesting.
- 46:54So I'm gonna so I have a question for you and then I will
- 46:56answer your question 100%. Did you talk to your dad today
- 46:59or no? I was going to say how cool it
- 47:01be is to have you bring your dad on this podcast and ask him
- 47:04these questions. Oh, I would.
- 47:06I mean, I have his number. Yeah, yeah, I could bring him
- 47:08in. But wouldn't that be like, don't
- 47:10you feel good like in a powerful position now?
- 47:12Not like you want to leverage your dad, but just be like, I
- 47:14just want to show you what I've evolved into, like the I'm your
- 47:16daughter. But like, why did you do these
- 47:19things? Or I mean, it's probably more of
- 47:20a private thing, but that would be a deep session that you know.
- 47:23Yeah, yeah, I am work of my therapist so that like you need
- 47:26to sit your dad down and talk to him and because.
- 47:29That way just clears all the animosity or whatever is going
- 47:31on, and you guys work it out. Family's the most important
- 47:34thing. Yeah, that's one thing.
- 47:35And so I'll say all that, you know, you always want to be
- 47:39present. One thing that I regret was I
- 47:41remember my dad passed away two months ago.
- 47:44He my best friend, my, you know, confidant, you name it.
- 47:47The smartest guy I've ever met. And the first time he got
- 47:49diagnosed with cancer, I always remember that, you know, so
- 47:51passionate about deals and a vulnerable moment.
- 47:54I was sitting in front of a house on the West side and he
- 47:57calls me. Normally he wouldn't call me
- 47:58midday, morning because he didn't want to distract me, or
- 48:01evening midday call. He's like, hey, do you have a
- 48:03minute? And I said yes, but hurry up
- 48:04because I'm paying my guys. He's why I just want to let you
- 48:07know I got diagnosed with cancer and I was like, I'm such an
- 48:10asshole. I had to tell my dad to hurry up
- 48:12to tell me that he has cancer because I'm paying literally
- 48:15he's paying a roofer. I remember the whole situation
- 48:18and I just realized I'm such a piece of shit.
- 48:21Like here's my dad calling me who knows how long he has and I
- 48:24tell him to hurry up to tell me something like what an asshole.
- 48:27So you know, I have two phones at the time.
- 48:30So I didn't want to miss deals God forbidden was clogged up
- 48:32like I was so anal and I drove to one of my vacant houses, sat
- 48:35down and had like a reality check just cried by myself and
- 48:39another buddy Richard from the title company came over.
- 48:41He's like, what's wrong? I explained I'm just a piece of
- 48:44shit son and whatever he goes, no, he just, you're selfish in
- 48:46that moment and whatever. So it's so important if people
- 48:49know me and they know that like I'm a FaceTime guy because now I
- 48:52care so much about connection for people that I truly care
- 48:54about that energetic exchange and being fully present versus
- 48:57like rushing a conversation. And so I would say to people
- 49:01like, when you're out there, like just be fully present,
- 49:04especially to your family, like stop worrying about the deals in
- 49:06these moments and be respectful of the time and the energy and,
- 49:11you know, give it your all because we only have one family,
- 49:13one opportunity, one life, you know, so hopefully you guys can
- 49:16reconcile. But like, it was like my dad
- 49:18never said I hurt his feelings or anything, but I know I'm sure
- 49:20that I did at the time. And so some that it that stays
- 49:23with me forever. I literally was sitting in this
- 49:25house crying my eyes out because I realize I'm a selfish asshole.
- 49:29I'm. Sorry.
- 49:32No, it's so. I mean, I own it like I own my
- 49:34stuff. But going back to my
- 49:35relationships with women, I've never had any real toxic
- 49:38relationships. Now, like my mom's actually
- 49:40visiting town right now for my sister's birthday.
- 49:42She's staying with me. Value that time immensely.
- 49:46Great mom, great socialization. All my relationships with women,
- 49:49I'd say we're pretty favorable, but they didn't end well when I
- 49:52wouldn't make the commitment because it's like, are we
- 49:54getting married? Are we not?
- 49:55And I'm indecisive, like I'm very decisive about everything
- 49:58in my life, but relationships have always been a tough thing
- 50:00for me. I don't know why, like one
- 50:03person for the rest of your life.
- 50:04I don't know, maybe that scares the shit out of me, you know,
- 50:06But I own that. But I do struggle with that, you
- 50:10know, I don't know why, but I've always remained like very good
- 50:13friends with all my relationship, like whatever the
- 50:15situations, I still talk to pretty much anyone in my life,
- 50:18you know, that we've dated him because you've shared this
- 50:21intimate time with them. Like I care about them.
- 50:23I actually am a sensitive, big heart kind of guy and I truly
- 50:26want the best for everybody, you know, whether it's with me or
- 50:29somebody else. What's that?
- 50:30A Virgo, right? I'm a Virgo, yeah.
- 50:33Yeah. So it's just, it's interesting.
- 50:35Yeah. I don't know, certain things you
- 50:36can't explain. There's something about
- 50:38business, the tangibility of relationships.
- 50:40It's not, it's totally different.
- 50:42There's so many variables you can't control feelings,
- 50:45emotions, chemistry. Like there's so many moving
- 50:48parts and some by no means my relationship expert.
- 50:51I'm learning everyday. I have a relationship, you know,
- 50:53counselor, if you will, that we talk about, you know, what's
- 50:57wrong with you, Zach? And maybe she says there's
- 50:59nothing wrong with you. It's societal pressures on.
- 51:01You believe you have to be married and have kids and this
- 51:04is norm. But maybe that's not in your
- 51:05card, Zach. Or maybe it is or you haven't
- 51:07found the right person or you have found the right person, but
- 51:10you're not being present. I mean, yeah, I could go on and
- 51:11on about that. But just like you, I put in the
- 51:14work, try and put in the work and you know, own my shit.
- 51:18Yeah. Do you have a desire to get
- 51:20married and have kids? I mean, I struggle with that.
- 51:23Yeah. I mean, I think an ideal world,
- 51:25you know, like, I see, you know, when my dad, you know, the last
- 51:27couple years, how important it was to have family surrounding
- 51:30him and things like that. I think it's important because
- 51:31otherwise, who do you have in your life that truly cares about
- 51:34you? I mean, I think it's about a
- 51:35significant other. I think it'd be great legacy to
- 51:38have kids. I think I'd be a decent dad.
- 51:40But you want to find that perfect partner, you know, and
- 51:42make sure that's where my parents are married 53 years, I
- 51:45believe it was so like I aspire to have, you know, A1 and done
- 51:48relationship. And that's the person.
- 51:50I shouldn't have to question, is this the person?
- 51:52Is it not the person? I don't know.
- 51:54Everyone thinks I have this movie perspective of like this
- 51:57marriage and how it has to be amazing with the the sex and the
- 52:00chemistry and the compatibility and all this stuff.
- 52:03And maybe my expectations and the reality would never
- 52:06intersect. I have that expectation too,
- 52:09that's probably why I just get out of relationships.
- 52:11With those I don't know, you know, I I can't explain it, but
- 52:15just say it like it is. Yeah, well, I just don't.
- 52:17What's the point if it's not great because it's great on my
- 52:20own. Like I'm happy.
- 52:22I'm I, I know that there's like that piece missing because I
- 52:25love connection and I love building with somebody.
- 52:28But when it gets to a point where my day is less happy with
- 52:31you than it is a long. That's a problem.
- 52:34That's a great point. So I'm looking for not, I'm
- 52:37looking for a Co captain. I'm not better than anyone.
- 52:39I want my person to come in and it's not about money or success
- 52:42or anything else. It's just about elevating each
- 52:44other and and moving in the same direction and having that same
- 52:47trajectory. And I can enhance their life and
- 52:49they can enhance mine. We're better collectively than
- 52:52independently. Yeah, yeah, same page.
- 52:55Yeah, I hopefully, hopefully there's I'm, I'm writing a book
- 52:59on my difficulties with really just about my life.
- 53:02But I realized the theme in my life is a lot of difficulties
- 53:05with relationships, and it's. This is separate from your real
- 53:11estate book or same book with Kiyosaki or what?
- 53:15Yeah, I'm not writing a real estate book.
- 53:16The book Kiyosaki is helping me with is this book I I went to
- 53:19when I met Kiyosaki, I thought I was going to be writing a book
- 53:22on like business. And he's like, tell me your
- 53:26story and all and and we'll we'll find what the theme is.
- 53:29We'll see if it's about business.
- 53:31And I told him my whole story and he's like, you're not
- 53:33writing a book on business, at least not this first one is not
- 53:36about business. It's a very different message.
- 53:39But yeah, I I think it's the, it's called ugly duckling.
- 53:45And it's pretty much talking about just my story and the
- 53:50challenges that I faced in my life and my desire to, because
- 53:54of my deep rooted insecurity, my desire for beauty and money and
- 53:58power and freedom and all of those things.
- 54:00And the price that I've had to pay as I've gotten those things.
- 54:06And the just the, the crazy experiences that I've gone
- 54:09through in the relationships from being ugly and fat and
- 54:13broke and broken and suicidal to being what society would
- 54:16consider, you know, beautiful and successful and cool like
- 54:21them, the cool girlfriend that lets them get away with
- 54:23whatever, like, right, all of those things.
- 54:24And it's like, how much better can I get?
- 54:27You know, it's like I can't get any better.
- 54:29And at this point I'm like, I can't get any younger.
- 54:31I can't, you know, I'm going to start shelf life.
- 54:33All the all the guys tell me like women have a shelf life.
- 54:35I'm like, OK, well, I'm going to be 29 soon.
- 54:38Like I'm tipping over my shelf life, but it's.
- 54:42Only 28. Yeah.
- 54:43God damn, You've done a lot, right?
- 54:45I can't believe. I mean, you're very precocious.
- 54:47I mean, you look like you're, you know, 22.
- 54:49But. Awful thanks but the way you're.
- 54:51You're so loquacious that I didn't know that.
- 54:53You know, you're. Wow, that's impressive.
- 54:55Thanks. Give yourself a break, you know,
- 54:57I think people are put a lot of pressure on yourself.
- 55:00Yeah, yeah. But yeah, it's, it's, it's
- 55:04different. It's difficult because I want a
- 55:05good, good man. But I'm like I don't know if.
- 55:08You should want a great man. That's a good man.
- 55:10No, I do. I want an amazing man.
- 55:11You deserve. Yeah.
- 55:12I just don't. Don't quite know if you got.
- 55:15A lot of time and you, you don't want kids.
- 55:18I remember right. No, I don't think so.
- 55:21I don't. I don't trust anybody enough.
- 55:22No. Maybe you haven't found the
- 55:24right partner to trust and then it evolves.
- 55:27Yeah, yeah, with. Your DNA.
- 55:28You should have kids. I there doesn't need to be
- 55:31another one of me, definitely. One and done, one only.
- 55:34Hannah Hammond Beach squared. The Queen.
- 55:36What's your middle name? Yes.
- 55:37Anna Bethham, an HBH. Yep, sounds like ATV show or
- 55:41like a movie or say HBH or something.
- 55:44Or a bank HB. I'm heading over to HBH.
- 55:46Make a deposit. Well, HB Capital is my company.
- 55:48There you go. Makes sense.
- 55:49Sounds good. Sophisticated.
- 55:51Well, thank you. Yeah, hopefully we'll just keep
- 55:54doing our thing and find some good It's not.
- 56:00Yeah, I don't like like you say, like I'm blessed, I'm happy in
- 56:02my life. It's not that I'm unhappy.
- 56:04But could you know, we're not in complacent people.
- 56:07So the question is how can we make our lives better?
- 56:09Is that with another significant person?
- 56:11Is that through better health? Is it through other
- 56:13opportunities or deals or you know, legacy like you say
- 56:17you're, you're providing educational opportunities for
- 56:20people. Is that for a raising cap?
- 56:21How are you teaching people to do what you do?
- 56:23Or how are you changing impacting people's lives through
- 56:25your business? Yeah, So I've found that the
- 56:27only true fulfilment I I get is through helping other people.
- 56:33And and that's, I like to say that that's a selfless thing,
- 56:37but really it's selfish because it makes me feel good.
- 56:39It makes me feel so good. And probably like I'm a people
- 56:42pleaser and I have insecurity problems, so I get my ego fed
- 56:46from helping other people. And so naturally it's just a
- 56:50good outlet. But I, I truly love it so much
- 56:51and I love that connection. And so my dream, this is kind of
- 56:55the kid thing is like people say I could do both.
- 56:58But my dream is to have a foundation to teach, to provide
- 57:00a community for children, especially underprivileged
- 57:03children, to teach them financial education,
- 57:05entrepreneurship skills, soft skills, provide them mentorship
- 57:08from like good leaders and help them with trauma and abuse and
- 57:14neglect. Like it's a really big thing.
- 57:16But I'm really passionate about doing that because I felt really
- 57:19alone as a kid and I felt very lost.
- 57:22And I would have been really great to have that kind of
- 57:25program or mentorship or guidance.
- 57:27And then I would even like to have real entrepreneur mentors
- 57:31in there that could possibly provide seed money or provide
- 57:34real guidance and like help these people as they go into
- 57:37young adulthood, get their businesses launched and just
- 57:39become full whole adults. Because I think if if I can help
- 57:43people become more connected to themselves, then they will
- 57:46produce children who will be more connected to themselves.
- 57:48And it starts to end that generational trauma which
- 57:51causes, you know, I think the world, if you look at the world
- 57:54like there's a lot of problems in the world.
- 57:56Yeah. And it's getting worse.
- 57:58And so I'd like to to help that. But, yeah.
- 58:01But right now, it's just through the podcast.
- 58:03I love learning from people, connecting with people, helping
- 58:06other people learn because that stuff wasn't around when I was
- 58:08growing up. Even I couldn't go on a podcast
- 58:10and look up how to flip houses or build an empire or anything.
- 58:12There's nothing, there was no Youtubes.
- 58:14There was nothing like when I first started, it was showing up
- 58:16like if these in person, you know, as Rias and little mini
- 58:21events and title comes just talking to random people.
- 58:24Now it's been consolidated, you know, crazy.
- 58:27And the problem too is with the consolidation and now social
- 58:29media, there's unfortunately a lot of people out there.
- 58:31There is these gurus that don't actually do the, they talk about
- 58:35the business, they don't really do with the business.
- 58:37So there's a lot of misinformation, unfortunately,
- 58:39with these people or this posturing.
- 58:41They, they think there's these greatest people and in reality,
- 58:44they're just like a hot air balloon, right?
- 58:45You pop it, there's nothing on the inside but just a bunch of
- 58:48helium, and that's a big problem.
- 58:50Yep, Yeah, that's so true. And it's that that's the thing.
- 58:53Like you said, there's just so much information.
- 58:54You have to really know who. That's the people, and I tell
- 58:58people that's a great point. It's all the listeners out there
- 59:00that want to get in this business.
- 59:02Don't just go on and Google who's the greatest mentor,
- 59:04whatever in the world. Like go out and do your
- 59:06research. Maybe ask for tax returns or you
- 59:08know, ask someone else that has learned from that person or go
- 59:11out and see their real projects if they're really doing
- 59:13something before you get any financial invite from somebody
- 59:16that's just trying to ask for money.
- 59:17A true person wants to help you, is never going to ask you for
- 59:19anything. They're just going to help you
- 59:21without anything really in return.
- 59:23So keep that in mind. If you're like, I'll help you.
- 59:25It's going to cost you 10 grand. Maybe you want to think about
- 59:28going the other way. Yeah.
- 59:31I mean, I, I see that all the time when these guys and people
- 59:33ask them about these people. I've never even heard of them.
- 59:35They're like, well, they invest in the Arizona market.
- 59:37I go, I don't think that they do, but ask them what their
- 59:39entity is, pull them up in the tax records.
- 59:41Tax records don't lie. Tax returns don't lie.
- 59:43That's OK. You can ask for that stuff.
- 59:45I'm over the mentality. You show me yours, I'll show you
- 59:47mine. You know you want me to drop
- 59:49first. Fine.
- 59:52Yeah, I'm not going to comment on that one, but all right.
- 59:55Well, thanks. Thanks, Zach.
- 59:56You're amazing. I'm so glad that that's.
- 59:59It there's no amazing bomb at the end here.
- 1:00:02Come on now. No.
- 1:00:02OK. Drop it, we got to come with
- 1:00:05something good and let's finish. What should I ask?
- 1:00:07Anything you want. By the way, are you an introvert
- 1:00:09or an extrovert? Both hybrid.
- 1:00:11Yeah, I was going to. Say, yeah, I get, I get socially
- 1:00:14anxious sometimes, a lot of times.
- 1:00:17I used to. Well, I used to have such bad
- 1:00:19anxiety I didn't leave the house for years.
- 1:00:21Yeah. And I was completely isolated.
- 1:00:22But if I feel good I'm 100% extrovert, I love people in
- 1:00:28connection. But if I start to feel bad about
- 1:00:30myself or insecure or imposter or whatever, then I start to
- 1:00:34revert in in whole way. OK, so I'll say this, this is
- 1:00:38what I love about you. This is why it's so cool.
- 1:00:39And I'm glad to be in your presence and call you a friend,
- 1:00:42a good friend. You're such a vulnerable person,
- 1:00:45right? Most people are fearful to
- 1:00:46expose, like you talk about anxiety or your poor or father
- 1:00:49relationship, your socialization, all these little
- 1:00:52things. Some people hide all this stuff.
- 1:00:53They just talk about their successes.
- 1:00:55I think today we both talked about things that people
- 1:00:58probably never knew about us and they feel closer to you.
- 1:01:00So it's an amazing how through vulnerability brings the highest
- 1:01:04level of connection. And I appreciate you for just
- 1:01:07exposing all that stuff, asking the good questions, delving
- 1:01:10deep, not not pushing stuff under the rug.
- 1:01:12Because it's important to realize at the end of the day,
- 1:01:15we're all the same people. We bleed the same way, we go to
- 1:01:17the bathroom the same way, eat the same way.
- 1:01:19It's like no one's better than anyone else.
- 1:01:21Everyone has amazing opportunities.
- 1:01:23Anyone can do this business. Just a matter of getting out
- 1:01:25there, rolling up your sleeves, putting on your shoes, having a
- 1:01:28positive attitude and showing up what you do all the time and
- 1:01:32crushing it. That's it.
- 1:01:33Mic Drop. Have a great day.
- 1:01:35Thanks for watching the Hannah Hanneman podcast.
- 1:01:38Relentless. Relentless.
- 1:01:40Is that the name of it? I love You're relentless.
- 1:01:42So no matter what, all these hardships that you've been
- 1:01:44dirty, you've been relentless. You know, to go with your
- 1:01:46perception of an ugly duckling, which I've never seen.
- 1:01:48But of course that's your own perception.
- 1:01:50It's an amazing, prosperous, intelligent, beautiful woman
- 1:01:52inside and out. I congratulate you on your
- 1:01:55relentless behavior and execution and all your
- 1:01:58successes. Thanks for.
- 1:01:59Having me. Thank you, Zach.