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Am I really ready to live a life of smart and faithful stewardship? · Becoming Financially Confident

• 0:37
  You
• 0:37
  made
• 0:38
  30
• 0:38
  days
• 0:38
  of
• 0:38
  real
• 0:39
  progress,
• 0:40
  30
• 0:40
  days
• 0:40
  of
• 0:40
  intentional
• 0:41
  living.
• 0:42
  You've
• 0:42
  been
• 0:42
  budgeting,
• 0:43
  you've
• 0:43
  been
• 0:43
  praying,
• 0:43
  you've
• 0:43
  been
• 0:44
  adjusting
• 0:44
  and
• 0:44
  you've
• 0:45
  been
• 0:45
  growing.
• 0:46
  But
• 0:46
  now
• 0:47
  you're
• 0:47
  asking
• 0:47
  the
• 0:47
  deeper
• 0:48
  question,
• 0:49
  is
• 0:49
  this
• 0:49
  the
• 0:49
  end
• 0:49
  or
• 0:50
  is
• 0:50
  this
• 0:50
  just
• 0:50
  the
• 0:51
  beginning?
• 0:51
  Well,
• 0:52
  stick
• 0:52
  with
• 0:52
  me
• 0:52
  and
• 0:52
  let's
• 0:52
  talk
• 0:53
  about
• 0:53
  embracing
• 0:53
  this
• 0:54
  next
• 0:54
  season
• 0:55
  and
• 0:55
  stepping
• 0:55
  fully
• 0:56
  into
• 0:56
  a
• 0:56
  lifelong
• 0:57
  journey
• 0:58
  of
• 0:58
  stewardship.
• 1:00
  This
• 1:00
  is
• 1:01
  Financially
• 1:01
  Confident
• 1:02
  Christian,
• 1:03
  your
• 1:03
  daily
• 1:03
  dose
• 1:03
  of
• 1:04
  gospel,
• 1:04
  grounded
• 1:05
  insight
• 1:05
  and
• 1:05
  faith
• 1:06
  driven
• 1:06
  tips
• 1:06
  to
• 1:07
  help
• 1:07
  you
• 1:07
  break
• 1:07
  the
• 1:07
  cycle
• 1:08
  of
• 1:08
  financial
• 1:08
  shame
• 1:09
  with
• 1:09
  confidence.
• 1:11
  Hey
• 1:11
  there
• 1:12
  and
• 1:12
  welcome
• 1:12
  back
• 1:12
  to
• 1:12
  Financially
• 1:13
  Confident
• 1:13
  Christian.
• 1:14
  I'm
• 1:14
  Ralph
• 1:15
  and
• 1:15
  this
• 1:15
  is
• 1:15
  a
• 1:15
  moment
• 1:16
  to
• 1:16
  celebrate
• 1:16
  today.
• 1:17
  This
• 1:17
  is
• 1:17
  the
• 1:17
  final
• 1:18
  episode
• 1:18
  in
• 1:18
  our
• 1:18
  30
• 1:19
  day
• 1:19
  series,
• 1:19
  beyond
• 1:20
  the
• 1:20
  Budget.
• 1:20
  And
• 1:21
  over
• 1:21
  the
• 1:21
  past
• 1:21
  30
• 1:22
  episodes,
• 1:22
  we've
• 1:23
  walked
• 1:23
  through
• 1:23
  all
• 1:24
  kinds
• 1:24
  of
• 1:24
  great
• 1:24
  topics.
• 1:25
  We've
• 1:25
  talked
• 1:25
  about
• 1:25
  consumerism,
• 1:27
  we've
• 1:27
  discussed
• 1:27
  credit,
• 1:28
  we
• 1:28
  talked
• 1:29
  about
• 1:29
  finding
• 1:30
  contentment,
• 1:31
  we
• 1:31
  talked
• 1:31
  about
• 1:31
  doing
• 1:32
  things
• 1:32
  in
• 1:32
  your
• 1:32
  calling.
• 1:33
  We
• 1:34
  discussed
• 1:34
  ideas
• 1:34
  of
• 1:35
  generosity.
• 1:36
  We
• 1:36
  even
• 1:36
  talked
• 1:36
  about
• 1:37
  leaving
• 1:37
  a
• 1:37
  legacy.
• 1:38
  And
• 1:39
  also
• 1:39
  about
• 1:39
  living
• 1:40
  simplistically
• 1:41
  and
• 1:42
  so
• 1:42
  much
• 1:42
  more
• 1:42
  than
• 1:43
  that.
• 1:43
  But
• 1:44
  today,
• 1:44
  I
• 1:44
  want
• 1:44
  to
• 1:44
  bring
• 1:44
  it
• 1:45
  all
• 1:45
  together.
• 1:46
  And
• 1:46
  we're
• 1:46
  not
• 1:47
  talking
• 1:47
  about
• 1:47
  finishing,
• 1:47
  because
• 1:48
  that's
• 1:48
  the
• 1:48
  thing
• 1:48
  I
• 1:48
  want
• 1:48
  to
• 1:48
  make
• 1:49
  clear
• 1:49
  that
• 1:49
  you
• 1:49
  understand
• 1:50
  this
• 1:50
  isn't
• 1:51
  about
• 1:51
  finishing.
• 1:52
  We're
• 1:52
  talking
• 1:53
  about
• 1:53
  faithfully
• 1:53
  continuing.
• 1:55
  Because
• 1:55
  if
• 1:55
  we
• 1:55
  really
• 1:56
  examine
• 1:56
  ourselves,
• 1:57
  we've
• 1:58
  grown
• 1:58
  a
• 1:58
  lot.
• 1:59
  You've
• 1:59
  built
• 1:59
  habits
• 2:01
  and
• 2:01
  you've
• 2:01
  seen
• 2:01
  real
• 2:02
  transformation.
• 2:04
  But
• 2:04
  maybe
• 2:04
  you're
• 2:04
  also
• 2:04
  tired.
• 2:05
  Maybe
• 2:05
  you're
• 2:05
  wondering,
• 2:06
  hey,
• 2:06
  do
• 2:06
  I
• 2:06
  have
• 2:07
  to
• 2:07
  keep
• 2:07
  this
• 2:07
  up
• 2:07
  forever?
• 2:08
  Ralph,
• 2:09
  Ralph,
• 2:09
  what
• 2:09
  if
• 2:09
  I
• 2:09
  mess
• 2:10
  up
• 2:10
  and
• 2:10
  lose
• 2:10
  progress?
• 2:12
  And
• 2:12
  maybe
• 2:12
  you're
• 2:13
  asking
• 2:13
  this
• 2:13
  question
• 2:13
  right
• 2:14
  now.
• 2:14
  Is
• 2:14
  there
• 2:14
  ever
• 2:14
  a
• 2:15
  point
• 2:15
  where
• 2:15
  this
• 2:15
  gets
• 2:15
  easier?
• 2:17
  Well,
• 2:17
  you
• 2:17
  just
• 2:18
  found
• 2:18
  the
• 2:18
  danger.
• 2:19
  Thinking
• 2:20
  that
• 2:20
  financial
• 2:20
  stewardship
• 2:21
  has
• 2:21
  an
• 2:22
  endpoint
• 2:22
  is
• 2:23
  a
• 2:23
  danger.
• 2:24
  But
• 2:24
  here's
• 2:25
  what
• 2:25
  is
• 2:25
  true.
• 2:26
  And
• 2:26
  you
• 2:26
  need
• 2:26
  to
• 2:26
  understand
• 2:27
  this
• 2:27
  completely
• 2:28
  today.
• 2:29
  Stewardship
• 2:29
  is
• 2:30
  not
• 2:30
  a
• 2:30
  one
• 2:31
  time
• 2:31
  sprint.
• 2:32
  It's
• 2:32
  just
• 2:33
  not.
• 2:33
  It's
• 2:33
  not
• 2:33
  some
• 2:33
  quick
• 2:34
  race,
• 2:34
  you
• 2:34
  win.
• 2:34
  And
• 2:34
  hey,
• 2:35
  I'm.
• 2:35
  I've
• 2:35
  found
• 2:35
  stewardship
• 2:36
  and
• 2:36
  now
• 2:36
  I
• 2:37
  can
• 2:37
  move
• 2:37
  on.
• 2:38
  I
• 2:38
  wish
• 2:38
  it
• 2:38
  was,
• 2:38
  but
• 2:39
  it's
• 2:39
  not.
• 2:39
  I'd
• 2:39
  be
• 2:39
  lying
• 2:40
  to
• 2:40
  you
• 2:40
  if
• 2:40
  I
• 2:40
  told
• 2:40
  you
• 2:40
  otherwise.
• 2:42
  What
• 2:42
  stewardship
• 2:43
  is,
• 2:43
  is
• 2:43
  it's
• 2:43
  a
• 2:43
  lifelong
• 2:44
  journey
• 2:44
  of
• 2:45
  faith.
• 2:45
  It's
• 2:45
  a
• 2:46
  lifelong
• 2:46
  journey
• 2:47
  of
• 2:47
  wisdom.
• 2:48
  And
• 2:48
  honestly,
• 2:48
  it's
• 2:49
  a
• 2:49
  lifelong
• 2:49
  journey
• 2:50
  of
• 2:50
  grace.
• 2:51
  And
• 2:51
  here's
• 2:52
  the
• 2:52
  thing.
• 2:52
  I
• 2:52
  want
• 2:52
  you
• 2:52
  to
• 2:53
  be
• 2:53
  crystal
• 2:53
  clear
• 2:54
  and
• 2:54
  understanding.
• 2:56
  God
• 2:56
  didn't
• 2:56
  call
• 2:56
  you
• 2:56
  to
• 2:57
  be
• 2:57
  perfect.
• 2:58
  God
• 2:58
  never
• 2:58
  calls
• 2:59
  us
• 2:59
  to
• 2:59
  be
• 2:59
  perfect
• 2:59
  because
• 3:00
  guess
• 3:00
  what,
• 3:00
  spoiler
• 3:01
  alert.
• 3:01
  We're
• 3:02
  never
• 3:02
  going
• 3:02
  to
• 3:02
  be
• 3:02
  perfect.
• 3:04
  But
• 3:04
  what
• 3:04
  he
• 3:04
  did
• 3:04
  call
• 3:04
  us
• 3:05
  to
• 3:05
  be
• 3:05
  is
• 3:06
  faithful.
• 3:06
  And
• 3:06
  let's
• 3:07
  look
• 3:07
  at
• 3:07
  the
• 3:07
  word.
• 3:07
  And
• 3:08
  really,
• 3:08
  let's
• 3:08
  look
• 3:08
  into
• 3:09
  what
• 3:09
  he
• 3:09
  means
• 3:09
  when
• 3:09
  he
• 3:10
  says
• 3:10
  he
• 3:10
  calls
• 3:10
  us
• 3:11
  to
• 3:11
  be
• 3:11
  faithful.
• 3:12
  Let's
• 3:12
  start
• 3:13
  with
• 3:13
  the
• 3:13
  book
• 3:13
  of
• 3:13
  Philippians,
• 3:14
  chapter
• 3:14
  1,
• 3:14
  verse
• 3:15
  6.
• 3:15
  It
• 3:15
  says
• 3:16
  this
• 3:17
  being
• 3:17
  confident
• 3:18
  of
• 3:18
  this,
• 3:19
  that
• 3:19
  he
• 3:20
  who
• 3:20
  began
• 3:20
  a
• 3:20
  good
• 3:20
  work
• 3:21
  in
• 3:21
  you
• 3:22
  will
• 3:22
  carry
• 3:22
  it
• 3:22
  on
• 3:22
  to
• 3:22
  completion
• 3:23
  until
• 3:24
  the
• 3:24
  day
• 3:24
  of
• 3:24
  Christ
• 3:25
  Jesus.
• 3:26
  I
• 3:27
  love
• 3:27
  this
• 3:27
  verse.
• 3:28
  It
• 3:28
  talks
• 3:29
  about
• 3:29
  confidence,
• 3:30
  it
• 3:30
  talks
• 3:31
  about
• 3:31
  beginning
• 3:31
  a
• 3:31
  good
• 3:32
  work
• 3:32
  in
• 3:32
  you.
• 3:33
  And
• 3:34
  the
• 3:34
  best
• 3:34
  part
• 3:34
  will
• 3:35
  carry
• 3:35
  it
• 3:35
  on
• 3:35
  to
• 3:36
  completion.
• 3:37
  See
• 3:37
  what
• 3:37
  this
• 3:38
  really
• 3:38
  means
• 3:38
  if
• 3:38
  we
• 3:38
  want
• 3:39
  to
• 3:39
  get
• 3:39
  under
• 3:39
  the
• 3:39
  hood
• 3:39
  and
• 3:40
  look
• 3:40
  at
• 3:40
  this.
• 3:41
  It
• 3:41
  means
• 3:41
  that
• 3:41
  God
• 3:42
  finishes
• 3:42
  what
• 3:43
  he
• 3:43
  starts.
• 3:44
  Well,
• 3:44
  let's
• 3:44
  look
• 3:45
  at
• 3:45
  the
• 3:45
  book
• 3:45
  of
• 3:45
  Proverbs,
• 3:46
  chapter
• 3:46
  4,
• 3:47
  verse
• 3:47
  18
• 3:48
  reminds
• 3:48
  us
• 3:48
  of
• 3:48
  this.
• 3:50
  The
• 3:50
  path
• 3:50
  of
• 3:50
  the
• 3:50
  righteous
• 3:51
  is
• 3:51
  like
• 3:52
  the
• 3:52
  morning
• 3:52
  sun,
• 3:53
  shining
• 3:54
  even
• 3:54
  brighter
• 3:55
  till
• 3:55
  the
• 3:55
  full
• 3:55
  light
• 3:56
  of
• 3:56
  day.
• 3:57
  What
• 3:57
  a
• 3:57
  great
• 3:58
  mental
• 3:58
  picture.
• 3:59
  You
• 3:59
  can
• 3:59
  picture
• 4:00
  this
• 4:00
  path
• 4:00
  of
• 4:01
  righteous,
• 4:02
  the
• 4:03
  morning
• 4:03
  sun
• 4:03
  coming
• 4:03
  up.
• 4:04
  And
• 4:05
  as
• 4:05
  the
• 4:05
  day
• 4:05
  is
• 4:06
  getting
• 4:06
  longer,
• 4:06
  it's
• 4:07
  getting
• 4:07
  brighter
• 4:07
  and
• 4:07
  brighter
• 4:08
  until
• 4:08
  the
• 4:08
  full
• 4:08
  light
• 4:09
  of
• 4:09
  day.
• 4:10
  And
• 4:11
  that
• 4:11
  should
• 4:11
  be
• 4:11
  encouraging
• 4:12
  to
• 4:12
  you.
• 4:13
  You're
• 4:13
  not
• 4:13
  walking
• 4:14
  in
• 4:14
  circles.
• 4:15
  You're
• 4:16
  moving
• 4:16
  forward.
• 4:17
  If
• 4:17
  you've
• 4:17
  been
• 4:17
  following
• 4:18
  along
• 4:18
  for
• 4:18
  this
• 4:18
  30
• 4:19
  days,
• 4:19
  or
• 4:19
  hey,
• 4:19
  maybe
• 4:19
  you've
• 4:19
  been
• 4:19
  listening
• 4:20
  for
• 4:20
  a
• 4:20
  couple
• 4:20
  years
• 4:20
  now,
• 4:21
  you
• 4:22
  are
• 4:22
  moving
• 4:22
  forward.
• 4:22
  You're
• 4:23
  moving
• 4:23
  step
• 4:23
  by
• 4:23
  step
• 4:24
  into
• 4:24
  more
• 4:25
  light,
• 4:25
  more
• 4:26
  peace,
• 4:27
  and
• 4:27
  hopefully
• 4:28
  more
• 4:28
  purpose.
• 4:30
  So
• 4:30
  no,
• 4:30
  this
• 4:30
  isn't
• 4:31
  about
• 4:31
  arriving
• 4:32
  today.
• 4:33
  I'm
• 4:33
  going
• 4:33
  to
• 4:33
  give
• 4:33
  you
• 4:34
  a
• 4:34
  different
• 4:34
  word
• 4:34
  to
• 4:34
  use.
• 4:34
  It's
• 4:35
  about
• 4:35
  abiding
• 4:37
  and
• 4:37
  it's
• 4:37
  about
• 4:37
  letting
• 4:38
  your
• 4:38
  financial
• 4:38
  life
• 4:39
  become
• 4:39
  part
• 4:39
  of
• 4:40
  your
• 4:40
  discipleship.
• 4:42
  So
• 4:42
  now
• 4:42
  you're
• 4:42
  asking
• 4:43
  the
• 4:43
  most
• 4:43
  logical
• 4:43
  question,
• 4:44
  what
• 4:44
  now,
• 4:44
  Ralph?
• 4:45
  Well,
• 4:46
  here's
• 4:46
  what
• 4:46
  now.
• 4:47
  It's
• 4:47
  time
• 4:47
  to
• 4:48
  commit
• 4:48
  to
• 4:48
  lifelong
• 4:49
  learning.
• 4:50
  It's
• 4:50
  time
• 4:50
  to
• 4:50
  commit
• 4:50
  to
• 4:51
  a
• 4:51
  regular
• 4:51
  review,
• 4:52
  and
• 4:53
  it's
• 4:53
  time
• 4:53
  to
• 4:53
  commit
• 4:53
  to
• 4:54
  grace
• 4:54
  filled
• 4:54
  stewardship.
• 4:56
  The
• 4:57
  best
• 4:57
  way
• 4:57
  I
• 4:57
  can
• 4:58
  encapsulate
• 4:58
  that
• 4:59
  is
• 5:00
  to
• 5:00
  let
• 5:00
  your
• 5:00
  habits
• 5:01
  become
• 5:01
  a
• 5:01
  spiritual
• 5:02
  rhythm,
• 5:02
  if
• 5:02
  you
• 5:02
  will,
• 5:03
  not
• 5:03
  just
• 5:03
  a
• 5:03
  strategy.
• 5:05
  So
• 5:05
  before
• 5:05
  you
• 5:06
  rush
• 5:06
  off
• 5:06
  to
• 5:06
  the
• 5:06
  next
• 5:06
  thing,
• 5:07
  and
• 5:07
  yes,
• 5:07
  we're
• 5:07
  going
• 5:07
  to
• 5:07
  get
• 5:07
  into
• 5:08
  a
• 5:08
  new
• 5:08
  series
• 5:09
  starting
• 5:09
  tomorrow.
• 5:10
  Let's
• 5:11
  take
• 5:11
  a
• 5:11
  minute
• 5:11
  right
• 5:11
  here,
• 5:12
  just
• 5:12
  the
• 5:13
  two
• 5:13
  of
• 5:13
  us.
• 5:14
  Let's
• 5:15
  talk
• 5:15
  about
• 5:15
  what
• 5:15
  it
• 5:15
  really
• 5:15
  means
• 5:16
  to
• 5:16
  embrace
• 5:17
  the
• 5:17
  journey.
• 5:18
  I
• 5:18
  use
• 5:19
  this
• 5:19
  term
• 5:19
  on
• 5:19
  the
• 5:20
  show
• 5:20
  frequently,
• 5:21
  this
• 5:21
  journey,
• 5:22
  because
• 5:23
  this
• 5:23
  journey
• 5:23
  you've
• 5:23
  been
• 5:24
  on,
• 5:24
  it
• 5:24
  matters.
• 5:25
  Let's
• 5:25
  talk
• 5:26
  about
• 5:26
  why
• 5:26
  it
• 5:26
  matters.
• 5:28
  Well,
• 5:28
  the
• 5:28
  first
• 5:28
  thing
• 5:28
  I
• 5:28
  want
• 5:28
  you
• 5:29
  to
• 5:29
  do
• 5:29
  is
• 5:29
  I
• 5:29
  want
• 5:29
  you
• 5:29
  to
• 5:29
  celebrate
• 5:30
  how
• 5:30
  far
• 5:30
  you've
• 5:31
  come.
• 5:32
  See,
• 5:32
  a
• 5:32
  lot
• 5:32
  of
• 5:32
  times
• 5:33
  it's
• 5:33
  easy
• 5:33
  to
• 5:33
  think
• 5:34
  about
• 5:34
  what's
• 5:34
  in
• 5:34
  front
• 5:35
  of
• 5:35
  us,
• 5:36
  but
• 5:36
  I
• 5:36
  really
• 5:36
  want
• 5:36
  to
• 5:37
  take
• 5:37
  a
• 5:37
  minute
• 5:37
  and
• 5:37
  think
• 5:37
  about
• 5:38
  where,
• 5:38
  where
• 5:38
  you've
• 5:38
  come
• 5:39
  from.
• 5:39
  Seriously.
• 5:39
  Think
• 5:40
  back
• 5:40
  about
• 5:40
  it.
• 5:42
  Maybe
• 5:42
  during
• 5:42
  this,
• 5:43
  this
• 5:43
  journey,
• 5:43
  you've
• 5:44
  opened
• 5:44
  that
• 5:44
  credit
• 5:44
  card
• 5:45
  bill,
• 5:45
  you'd
• 5:45
  been
• 5:45
  avoiding
• 5:46
  it.
• 5:46
  Ralph,
• 5:46
  I
• 5:46
  was
• 5:46
  never
• 5:46
  opening
• 5:47
  it
• 5:47
  up,
• 5:47
  but
• 5:47
  I
• 5:47
  did
• 5:47
  it.
• 5:49
  Maybe
• 5:49
  you
• 5:49
  stuck
• 5:49
  to
• 5:49
  your
• 5:50
  grocery
• 5:50
  budget
• 5:50
  for
• 5:51
  the
• 5:51
  whole
• 5:51
  month,
• 5:52
  or
• 5:53
  maybe
• 5:53
  just
• 5:53
  said
• 5:53
  no
• 5:54
  when
• 5:54
  it
• 5:54
  would
• 5:54
  have
• 5:54
  been
• 5:54
  easier
• 5:55
  to
• 5:55
  just
• 5:55
  say
• 5:55
  swipe.
• 5:56
  Yeah,
• 5:56
  spent.
• 5:58
  Those
• 5:58
  things
• 5:59
  count.
• 5:59
  That
• 5:59
  all
• 6:00
  counts.
• 6:01
  So
• 6:01
  I'm
• 6:01
  going
• 6:01
  to
• 6:02
  encourage
• 6:02
  you
• 6:02
  right
• 6:02
  now,
• 6:02
  if
• 6:03
  you
• 6:03
  want
• 6:03
  to
• 6:03
  continue
• 6:03
  on
• 6:03
  this
• 6:04
  journey,
• 6:04
  write
• 6:05
  down
• 6:05
  one
• 6:05
  or
• 6:05
  two
• 6:05
  things
• 6:06
  you've
• 6:06
  been
• 6:06
  proud
• 6:06
  of.
• 6:08
  Because
• 6:08
  when
• 6:08
  you're
• 6:09
  being
• 6:09
  honest
• 6:09
  with
• 6:09
  yourself,
• 6:10
  you've
• 6:10
  grown
• 6:10
  spiritually,
• 6:12
  you've
• 6:12
  grown
• 6:12
  practically,
• 6:14
  and
• 6:14
  you've
• 6:14
  grown
• 6:15
  emotionally.
• 6:16
  And
• 6:17
  that
• 6:17
  right
• 6:17
  there,
• 6:17
  that's
• 6:18
  worth
• 6:18
  pausing
• 6:18
  for.
• 6:20
  But
• 6:20
  now
• 6:20
  let's
• 6:21
  talk
• 6:21
  about
• 6:21
  growth,
• 6:21
  because
• 6:21
  that's
• 6:22
  part
• 6:22
  of
• 6:22
  this
• 6:22
  as
• 6:22
  well.
• 6:24
  Maybe
• 6:24
  as
• 6:25
  part
• 6:25
  of
• 6:25
  that
• 6:25
  growth,
• 6:25
  you
• 6:25
  now
• 6:26
  take
• 6:26
  your
• 6:26
  car
• 6:26
  in
• 6:26
  for
• 6:26
  maintenance.
• 6:28
  You
• 6:28
  don't
• 6:28
  wait
• 6:28
  till
• 6:28
  it
• 6:28
  breaks
• 6:29
  down.
• 6:29
  You
• 6:29
  learn
• 6:29
  your
• 6:29
  lesson
• 6:30
  on
• 6:30
  that.
• 6:31
  Well,
• 6:32
  your
• 6:32
  finances
• 6:32
  need
• 6:32
  the
• 6:33
  same
• 6:33
  care.
• 6:33
  There
• 6:33
  needs
• 6:33
  to
• 6:34
  be
• 6:34
  routine
• 6:35
  maintenance.
• 6:36
  So
• 6:36
  I'm
• 6:37
  going
• 6:37
  to
• 6:37
  encourage
• 6:37
  you
• 6:37
  right
• 6:37
  now,
• 6:37
  every
• 6:38
  few
• 6:38
  months,
• 6:38
  revisit
• 6:39
  your
• 6:39
  notes.
• 6:40
  Maybe
• 6:40
  you
• 6:40
  took
• 6:40
  notes
• 6:41
  during
• 6:41
  this
• 6:41
  series.
• 6:41
  Maybe
• 6:41
  you
• 6:42
  go
• 6:42
  back
• 6:42
  in
• 6:42
  and
• 6:42
  re
• 6:42
  listen
• 6:43
  to
• 6:43
  some
• 6:43
  of
• 6:43
  these
• 6:43
  episodes
• 6:44
  or
• 6:44
  go
• 6:44
  look
• 6:44
  at
• 6:44
  the
• 6:44
  blog
• 6:45
  posts.
• 6:46
  All
• 6:46
  those
• 6:46
  things
• 6:47
  are
• 6:47
  found@financiallyconfidentchristian.com
• 6:50
  I'm
• 6:50
  going
• 6:50
  to
• 6:50
  encourage
• 6:51
  you
• 6:51
  to
• 6:51
  review
• 6:51
  your
• 6:51
  budget,
• 6:52
  see
• 6:52
  what's
• 6:52
  working.
• 6:52
  Hey,
• 6:53
  see
• 6:53
  what's
• 6:53
  not
• 6:53
  working.
• 6:55
  As
• 6:55
  I've
• 6:55
  said
• 6:56
  many
• 6:56
  times
• 6:56
  on
• 6:56
  the
• 6:56
  show,
• 6:57
  budgets
• 6:57
  aren't
• 6:58
  cast
• 6:58
  in
• 6:58
  stone.
• 6:59
  They're
• 6:59
  not
• 6:59
  chiseled
• 6:59
  in
• 6:59
  stone.
• 7:00
  They're
• 7:00
  meant
• 7:00
  to
• 7:00
  be
• 7:00
  living
• 7:01
  documents.
• 7:03
  And
• 7:03
  one
• 7:03
  of
• 7:03
  the
• 7:03
  things
• 7:03
  I
• 7:04
  would
• 7:04
  really
• 7:04
  encourage
• 7:04
  you
• 7:04
  to
• 7:04
  do
• 7:05
  is
• 7:05
  maybe
• 7:05
  once
• 7:05
  a
• 7:05
  year,
• 7:05
  pick
• 7:06
  up
• 7:06
  a
• 7:06
  solid
• 7:06
  book
• 7:06
  or.
• 7:07
  Or
• 7:07
  listen
• 7:07
  to
• 7:07
  a
• 7:07
  new
• 7:08
  podcast
• 7:08
  on
• 7:08
  stewardship.
• 7:10
  Just
• 7:10
  do
• 7:11
  something
• 7:11
  that
• 7:11
  reminds
• 7:11
  you
• 7:12
  that
• 7:12
  you're
• 7:12
  not
• 7:12
  managing
• 7:13
  money
• 7:13
  alone.
• 7:14
  One
• 7:14
  of
• 7:15
  the
• 7:15
  big
• 7:15
  parts
• 7:15
  of
• 7:15
  my
• 7:16
  show
• 7:16
  is
• 7:16
  I
• 7:16
  want
• 7:16
  you
• 7:16
  to
• 7:17
  always
• 7:17
  understand
• 7:17
  you're
• 7:18
  not
• 7:18
  alone
• 7:18
  on
• 7:18
  this.
• 7:18
  I'm
• 7:19
  here
• 7:19
  with
• 7:19
  you.
• 7:19
  But
• 7:19
  bigger
• 7:20
  than
• 7:20
  me,
• 7:21
  you're
• 7:21
  walking
• 7:21
  with
• 7:22
  God
• 7:22
  in
• 7:22
  it.
• 7:24
  And
• 7:24
  now
• 7:25
  here's
• 7:25
  another
• 7:25
  practical,
• 7:26
  powerful
• 7:26
  practice,
• 7:27
  and
• 7:27
  that's
• 7:27
  take
• 7:27
  a
• 7:27
  financial.
• 7:28
  Sabbath
• 7:29
  mentioned
• 7:29
  this
• 7:29
  on
• 7:30
  the
• 7:30
  show
• 7:30
  a
• 7:30
  couple
• 7:30
  days
• 7:30
  ago.
• 7:32
  Once
• 7:32
  a
• 7:32
  month,
• 7:32
  maybe
• 7:33
  once
• 7:33
  a
• 7:33
  quarter,
• 7:34
  just
• 7:34
  pause.
• 7:35
  Just
• 7:35
  take
• 7:36
  a
• 7:36
  pause.
• 7:36
  Not
• 7:36
  to
• 7:36
  budget,
• 7:37
  but
• 7:37
  to
• 7:37
  actually
• 7:37
  breathe.
• 7:39
  Make
• 7:40
  time
• 7:40
  to
• 7:40
  pray
• 7:40
  and
• 7:40
  ask
• 7:41
  yourself,
• 7:42
  because
• 7:42
  we've
• 7:42
  got
• 7:42
  to
• 7:43
  constantly
• 7:43
  be
• 7:43
  thinking
• 7:44
  about
• 7:44
  where
• 7:44
  we
• 7:44
  are
• 7:45
  on
• 7:45
  the
• 7:45
  journey.
• 7:45
  So
• 7:45
  ask
• 7:46
  yourself,
• 7:46
  where's
• 7:47
  my
• 7:47
  heart
• 7:47
  right
• 7:47
  now?
• 7:49
  That's
• 7:49
  a
• 7:49
  tough
• 7:49
  question,
• 7:50
  but
• 7:50
  ask
• 7:51
  yourself,
• 7:51
  where's
• 7:51
  my
• 7:51
  heart?
• 7:52
  Where's
• 7:52
  my
• 7:52
  heart
• 7:52
  on
• 7:52
  this
• 7:53
  journey?
• 7:53
  Am
• 7:54
  I
• 7:54
  still
• 7:54
  buying
• 7:55
  into
• 7:55
  all
• 7:55
  of
• 7:55
  this?
• 7:57
  Ask
• 7:57
  yourself
• 7:57
  the
• 7:58
  next
• 7:58
  question.
• 7:58
  Are
• 7:58
  my
• 7:58
  habits
• 7:59
  still
• 7:59
  lining
• 7:59
  up
• 7:59
  with
• 7:59
  my
• 8:00
  values?
• 8:01
  We
• 8:01
  took
• 8:02
  a
• 8:02
  lot
• 8:02
  of
• 8:02
  time
• 8:02
  and
• 8:02
  talked
• 8:03
  about
• 8:03
  building
• 8:03
  those
• 8:03
  values.
• 8:04
  You
• 8:04
  knew
• 8:04
  what
• 8:04
  you
• 8:05
  stood
• 8:05
  for.
• 8:06
  And
• 8:06
  it's
• 8:06
  easy
• 8:06
  to
• 8:07
  sort
• 8:07
  of
• 8:07
  backslide,
• 8:08
  if
• 8:08
  you
• 8:08
  will.
• 8:08
  It's
• 8:08
  easy
• 8:09
  to
• 8:09
  kind
• 8:09
  of
• 8:09
  forget
• 8:09
  about
• 8:09
  those
• 8:10
  things.
• 8:11
  So
• 8:11
  ask
• 8:12
  yourself,
• 8:12
  are
• 8:12
  my
• 8:12
  habits
• 8:13
  still
• 8:13
  lining
• 8:14
  up
• 8:14
  with
• 8:14
  these
• 8:14
  values?
• 8:16
  And
• 8:16
  the
• 8:17
  most
• 8:17
  logical
• 8:17
  question
• 8:17
  next
• 8:18
  is,
• 8:18
  what
• 8:18
  needs
• 8:19
  to
• 8:19
  shift?
• 8:20
  Maybe
• 8:21
  you've
• 8:21
  taken
• 8:21
  this
• 8:21
  financial
• 8:22
  Sabbath,
• 8:22
  you
• 8:22
  sat
• 8:22
  back
• 8:23
  and
• 8:23
  like,
• 8:23
  wow,
• 8:23
  I
• 8:23
  just
• 8:23
  didn't
• 8:24
  realize
• 8:24
  I'd
• 8:24
  gotten
• 8:24
  quite
• 8:25
  that
• 8:25
  far
• 8:25
  off
• 8:25
  course.
• 8:27
  But
• 8:27
  as
• 8:28
  part
• 8:28
  of
• 8:28
  that,
• 8:28
  also,
• 8:28
  give
• 8:29
  yourself
• 8:29
  space
• 8:29
  to
• 8:30
  reset
• 8:30
  and
• 8:31
  do
• 8:31
  that
• 8:31
  without
• 8:31
  guilt.
• 8:33
  You're
• 8:33
  going
• 8:33
  to
• 8:34
  make
• 8:34
  mistakes.
• 8:36
  So
• 8:36
  finally,
• 8:37
  give
• 8:37
  yourself
• 8:37
  grace.
• 8:39
  I
• 8:39
  don't
• 8:40
  know
• 8:40
  how
• 8:40
  many
• 8:40
  people
• 8:41
  get
• 8:41
  down
• 8:42
  on
• 8:42
  themselves
• 8:42
  because
• 8:42
  they
• 8:43
  don't
• 8:43
  give
• 8:43
  themselves
• 8:44
  grace.
• 8:44
  Because
• 8:44
  here's
• 8:45
  the
• 8:45
  truth.
• 8:46
  You're
• 8:46
  going
• 8:46
  to
• 8:47
  overspend
• 8:47
  sometimes.
• 8:49
  If
• 8:49
  you're
• 8:50
  a
• 8:50
  human
• 8:50
  being,
• 8:50
  you're
• 8:51
  going
• 8:51
  to
• 8:51
  overspend.
• 8:52
  You're
• 8:52
  going
• 8:52
  to
• 8:52
  make
• 8:52
  mistakes.
• 8:53
  You're
• 8:53
  going
• 8:53
  to
• 8:53
  feel
• 8:53
  stuck.
• 8:54
  Listen,
• 8:55
  I've
• 8:55
  been
• 8:55
  doing
• 8:55
  financial
• 8:56
  work
• 8:56
  for
• 8:56
  30
• 8:57
  years.
• 8:57
  Guess
• 8:57
  what?
• 8:57
  I
• 8:58
  make
• 8:58
  mistakes.
• 8:59
  There
• 8:59
  are
• 9:00
  weeks,
• 9:00
  months,
• 9:00
  sometimes
• 9:01
  even
• 9:01
  a
• 9:01
  couple
• 9:02
  of
• 9:02
  months
• 9:02
  at
• 9:02
  a
• 9:02
  time
• 9:02
  where
• 9:03
  I
• 9:03
  feel
• 9:03
  really
• 9:03
  stuck.
• 9:05
  And
• 9:05
  there
• 9:05
  are
• 9:05
  times,
• 9:06
  if
• 9:06
  I'm
• 9:06
  being
• 9:06
  totally
• 9:06
  honest
• 9:07
  with
• 9:07
  you,
• 9:07
  listening
• 9:07
  right
• 9:08
  now,
• 9:08
  there's
• 9:09
  times
• 9:09
  when
• 9:09
  I
• 9:09
  wonder
• 9:09
  if
• 9:10
  I'm
• 9:10
  getting
• 9:10
  anywhere
• 9:11
  at
• 9:11
  all.
• 9:12
  I
• 9:12
  feel
• 9:12
  like
• 9:13
  I'm
• 9:13
  just
• 9:13
  kind
• 9:13
  of
• 9:13
  on
• 9:13
  that
• 9:13
  treadmill,
• 9:14
  just
• 9:14
  running
• 9:14
  in
• 9:15
  place.
• 9:17
  But,
• 9:18
  friend,
• 9:18
  grace
• 9:19
  says
• 9:19
  something
• 9:19
  very
• 9:20
  strong.
• 9:21
  And
• 9:21
  I
• 9:21
  want
• 9:21
  you
• 9:21
  to
• 9:22
  hear
• 9:22
  this
• 9:22
  loud
• 9:22
  and
• 9:22
  clear.
• 9:24
  The
• 9:24
  beauty
• 9:25
  of
• 9:25
  grace
• 9:25
  says
• 9:26
  this.
• 9:26
  You
• 9:26
  still
• 9:26
  get
• 9:26
  to
• 9:27
  try
• 9:27
  again
• 9:29
  and
• 9:29
  again
• 9:31
  and
• 9:31
  again.
• 9:33
  Because
• 9:33
  remember,
• 9:33
  this
• 9:33
  isn't
• 9:34
  about
• 9:34
  perfection.
• 9:36
  As
• 9:36
  I
• 9:36
  said
• 9:37
  a
• 9:37
  few
• 9:37
  minutes
• 9:37
  ago,
• 9:37
  you're
• 9:37
  never
• 9:38
  gonna
• 9:38
  attain
• 9:38
  perfection.
• 9:38
  If
• 9:39
  you're
• 9:39
  looking
• 9:39
  for
• 9:39
  that,
• 9:39
  stop
• 9:40
  now.
• 9:40
  You're
• 9:40
  never
• 9:40
  gonna
• 9:41
  get
• 9:41
  there.
• 9:43
  But
• 9:43
  what
• 9:43
  it
• 9:43
  is
• 9:43
  about
• 9:44
  is
• 9:44
  progress.
• 9:46
  It's
• 9:46
  about
• 9:46
  walking
• 9:47
  it
• 9:47
  out
• 9:47
  with
• 9:47
  God
• 9:48
  right
• 9:48
  beside
• 9:49
  you.
• 9:51
  And
• 9:51
  now
• 9:51
  you
• 9:51
  might
• 9:51
  be
• 9:51
  saying,
• 9:52
  Ralph,
• 9:52
  well,
• 9:52
  why
• 9:52
  does
• 9:52
  all
• 9:52
  this
• 9:53
  matter?
• 9:54
  I'm
• 9:55
  going
• 9:55
  to
• 9:55
  tell
• 9:55
  you
• 9:55
  right
• 9:55
  now
• 9:55
  why
• 9:56
  it
• 9:56
  matters.
• 9:58
  And
• 9:58
  the
• 9:58
  God
• 9:58
  part
• 9:59
  is
• 9:59
  so
• 9:59
  very
• 9:59
  important,
• 10:00
  because
• 10:00
  when
• 10:00
  you
• 10:00
  anchor
• 10:01
  your
• 10:01
  finances
• 10:02
  in
• 10:02
  faith,
• 10:03
  a
• 10:04
  lot
• 10:04
  of
• 10:04
  people
• 10:04
  don't
• 10:04
  get
• 10:04
  that.
• 10:04
  The
• 10:05
  secular
• 10:05
  world
• 10:05
  doesn't
• 10:06
  understand
• 10:06
  why
• 10:06
  I
• 10:06
  do
• 10:07
  this
• 10:07
  show.
• 10:07
  The
• 10:07
  secular
• 10:07
  world
• 10:08
  doesn't
• 10:08
  understand
• 10:09
  the
• 10:09
  faith
• 10:09
  component
• 10:10
  to
• 10:10
  this.
• 10:12
  But
• 10:12
  when
• 10:12
  you
• 10:12
  anchor
• 10:13
  your
• 10:13
  finances
• 10:14
  in
• 10:14
  faith,
• 10:14
  you
• 10:14
  stop
• 10:15
  chasing
• 10:15
  that
• 10:15
  approval.
• 10:17
  So
• 10:17
  many
• 10:18
  of
• 10:18
  us
• 10:18
  find
• 10:18
  ourselves
• 10:18
  in
• 10:19
  that
• 10:19
  approval
• 10:19
  trap.
• 10:20
  We're
• 10:20
  trying
• 10:20
  to
• 10:20
  find
• 10:21
  approval
• 10:21
  from
• 10:22
  something
• 10:22
  or
• 10:22
  someone
• 10:23
  or
• 10:23
  doing
• 10:23
  something,
• 10:25
  and
• 10:26
  you
• 10:26
  stop
• 10:26
  living
• 10:26
  in
• 10:27
  shame.
• 10:27
  One
• 10:27
  of
• 10:28
  the
• 10:28
  things,
• 10:28
  the
• 10:28
  main
• 10:28
  cornerstones
• 10:29
  of
• 10:29
  this
• 10:29
  show
• 10:30
  is
• 10:30
  how
• 10:30
  to
• 10:30
  break
• 10:30
  the
• 10:31
  cycle
• 10:31
  of
• 10:31
  financial
• 10:32
  shame
• 10:33
  with
• 10:34
  confidence.
• 10:37
  And
• 10:37
  it
• 10:37
  matters
• 10:37
  because
• 10:37
  you
• 10:38
  start
• 10:38
  building
• 10:38
  a
• 10:38
  life
• 10:38
  that
• 10:39
  tells
• 10:39
  the
• 10:39
  story
• 10:40
  of
• 10:40
  God's
• 10:41
  faithfulness.
• 10:43
  Because
• 10:44
  I
• 10:44
  want
• 10:44
  to
• 10:44
  tell
• 10:44
  you
• 10:44
  something
• 10:45
  that
• 10:45
  you
• 10:45
  need
• 10:45
  to
• 10:45
  hear
• 10:46
  right
• 10:46
  now.
• 10:46
  Because
• 10:46
  maybe
• 10:47
  you're
• 10:47
  at
• 10:47
  the
• 10:47
  end
• 10:47
  of
• 10:47
  this
• 10:47
  30
• 10:47
  days,
• 10:48
  you're
• 10:48
  like,
• 10:48
  Ralph,
• 10:48
  yeah,
• 10:49
  I'm
• 10:49
  still
• 10:49
  struggling,
• 10:50
  man.
• 10:50
  I'm
• 10:51
  still
• 10:51
  having
• 10:51
  day
• 10:52
  to
• 10:52
  day
• 10:52
  struggles
• 10:53
  with
• 10:53
  this.
• 10:55
  I
• 10:55
  want
• 10:55
  you
• 10:55
  to
• 10:55
  hear
• 10:55
  this.
• 10:56
  You're
• 10:57
  doing
• 10:57
  better
• 10:57
  than
• 10:57
  you
• 10:58
  think.
• 10:58
  The
• 10:59
  fact
• 10:59
  that
• 10:59
  you're
• 10:59
  listening
• 11:00
  right
• 11:00
  now,
• 11:00
  that
• 11:00
  you're
• 11:01
  this
• 11:01
  far
• 11:01
  into
• 11:01
  this
• 11:02
  particular
• 11:02
  episode,
• 11:03
  you're
• 11:03
  doing
• 11:03
  better
• 11:04
  than
• 11:04
  you
• 11:04
  think.
• 11:04
  And
• 11:04
  I'm
• 11:04
  just
• 11:04
  going
• 11:05
  to
• 11:05
  encourage
• 11:05
  you
• 11:05
  right
• 11:05
  now.
• 11:05
  Keep
• 11:06
  going.
• 11:07
  And
• 11:07
  I'm
• 11:07
  going
• 11:07
  to
• 11:08
  continue
• 11:08
  to
• 11:08
  be
• 11:08
  right
• 11:08
  here
• 11:08
  with
• 11:09
  you
• 11:09
  every
• 11:09
  single
• 11:10
  day,
• 11:10
  bringing
• 11:11
  you
• 11:11
  more
• 11:11
  ways
• 11:12
  to
• 11:12
  break
• 11:12
  that
• 11:12
  cycle
• 11:13
  of
• 11:13
  financial
• 11:13
  shame.
• 11:14
  How
• 11:15
  about
• 11:15
  we
• 11:15
  pray
• 11:15
  together?
• 11:16
  Father
• 11:16
  God,
• 11:17
  thank
• 11:17
  you
• 11:17
  for
• 11:18
  the
• 11:18
  journey
• 11:18
  you've
• 11:18
  led
• 11:18
  us
• 11:19
  on.
• 11:20
  You
• 11:20
  are
• 11:20
  the
• 11:20
  one
• 11:21
  who
• 11:21
  begins
• 11:21
  every
• 11:22
  good
• 11:22
  work
• 11:22
  and
• 11:22
  the
• 11:22
  one
• 11:22
  who
• 11:23
  carries
• 11:23
  it
• 11:23
  to
• 11:23
  completion.
• 11:25
  And
• 11:25
  Lord,
• 11:26
  if
• 11:26
  we're
• 11:26
  being
• 11:26
  honest,
• 11:26
  we
• 11:27
  confess
• 11:27
  that
• 11:27
  sometimes
• 11:28
  we
• 11:28
  do
• 11:28
  chase
• 11:28
  that
• 11:29
  perfection.
• 11:30
  We
• 11:30
  try
• 11:31
  to
• 11:31
  be
• 11:31
  perfect,
• 11:31
  Lord,
• 11:33
  and
• 11:33
  we
• 11:34
  forget
• 11:34
  the
• 11:34
  most
• 11:34
  valuable
• 11:35
  part.
• 11:35
  We
• 11:35
  forget
• 11:36
  to
• 11:36
  rest
• 11:36
  in
• 11:36
  your
• 11:36
  grace.
• 11:38
  So,
• 11:39
  Lord,
• 11:39
  right
• 11:39
  now
• 11:39
  I
• 11:39
  want
• 11:39
  you
• 11:40
  to
• 11:40
  just
• 11:40
  help
• 11:40
  us
• 11:41
  to
• 11:41
  walk
• 11:41
  with
• 11:41
  wisdom,
• 11:42
  Lord,
• 11:42
  and
• 11:42
  not
• 11:42
  with
• 11:43
  weariness.
• 11:43
  Help
• 11:43
  us
• 11:44
  to
• 11:44
  not
• 11:44
  be
• 11:44
  weary.
• 11:46
  Give
• 11:46
  us
• 11:46
  vision
• 11:47
  for
• 11:47
  the
• 11:47
  long
• 11:48
  road,
• 11:48
  Lord,
• 11:48
  and
• 11:48
  joy
• 11:49
  in
• 11:49
  those
• 11:49
  daily
• 11:50
  steps
• 11:50
  in
• 11:50
  that
• 11:51
  journey.
• 11:52
  And
• 11:52
  we
• 11:52
  just
• 11:53
  ask
• 11:53
  that
• 11:53
  you
• 11:53
  let
• 11:53
  our
• 11:53
  lives
• 11:54
  reflect
• 11:54
  your
• 11:54
  glory
• 11:55
  through
• 11:55
  faithful,
• 11:56
  joyful,
• 11:57
  lifelong
• 11:58
  stewardship.
• 11:59
  And
• 12:00
  we
• 12:00
  ask
• 12:00
  this
• 12:00
  in
• 12:01
  confidence
• 12:02
  in
• 12:02
  Jesus
• 12:03
  name,
• 12:04
  amen.
• 12:06
  So,
• 12:06
  friend,
• 12:06
  I
• 12:07
  just
• 12:07
  want
• 12:07
  to
• 12:07
  say
• 12:07
  congratulations.
• 12:08
  You've
• 12:09
  completed
• 12:09
  this
• 12:09
  beyond
• 12:10
  the
• 12:10
  Budget
• 12:10
  series.
• 12:11
  But
• 12:11
  your
• 12:11
  journey
• 12:12
  has
• 12:12
  just
• 12:12
  begun.
• 12:13
  So
• 12:14
  I
• 12:14
  want
• 12:14
  to
• 12:14
  encourage
• 12:14
  you
• 12:14
  right
• 12:15
  now,
• 12:15
  keep
• 12:15
  showing
• 12:15
  up.
• 12:17
  Keep
• 12:17
  showing
• 12:17
  up.
• 12:17
  Day
• 12:18
  in
• 12:18
  and
• 12:18
  day
• 12:18
  out.
• 12:18
  Keep
• 12:19
  showing
• 12:19
  up.
• 12:19
  Keep
• 12:19
  trusting
• 12:20
  God.
• 12:22
  That's
• 12:22
  where
• 12:22
  you
• 12:22
  really
• 12:23
  need
• 12:23
  to
• 12:23
  put
• 12:23
  your
• 12:23
  trust.
• 12:24
  Keep
• 12:24
  trusting
• 12:25
  God
• 12:25
  and
• 12:25
  keep
• 12:26
  living
• 12:26
  intentionally.
• 12:27
  That's
• 12:27
  what
• 12:27
  this
• 12:28
  whole
• 12:28
  series
• 12:28
  was
• 12:28
  about.
• 12:29
  Intentional
• 12:30
  living.
• 12:30
  And
• 12:31
  keep
• 12:31
  doing
• 12:31
  that
• 12:31
  one
• 12:32
  day
• 12:32
  at
• 12:32
  a
• 12:32
  time.
• 12:33
  And
• 12:33
  one
• 12:34
  more
• 12:34
  time,
• 12:34
  I
• 12:34
  want
• 12:34
  to
• 12:34
  encourage
• 12:35
  you
• 12:35
  to
• 12:35
  grab
• 12:35
  a
• 12:35
  copy
• 12:36
  of
• 12:36
  my
• 12:36
  book,
• 12:36
  Mastering
• 12:37
  Your
• 12:37
  Finances.
• 12:38
  It's
• 12:38
  a
• 12:38
  free
• 12:38
  copy.
• 12:38
  This
• 12:39
  will
• 12:39
  be
• 12:39
  the
• 12:39
  last
• 12:39
  time
• 12:39
  I
• 12:40
  mentioned
• 12:40
  on
• 12:40
  the
• 12:40
  show
• 12:40
  for
• 12:41
  a
• 12:41
  while,
• 12:41
  but
• 12:41
  you
• 12:41
  can
• 12:42
  get
• 12:42
  it
• 12:44
  financiallyconfidentchristian.com/master.
• 12:47
  Now
• 12:47
  tomorrow
• 12:47
  we're
• 12:48
  going
• 12:48
  to
• 12:48
  kick
• 12:48
  off
• 12:48
  a
• 12:48
  brand
• 12:49
  new
• 12:49
  series
• 12:49
  and
• 12:49
  it's,
• 12:50
  it's.
• 12:50
  Believe
• 12:50
  it
• 12:50
  or
• 12:50
  not,
• 12:50
  it's
• 12:51
  almost
• 12:51
  time
• 12:51
  for
• 12:51
  Back
• 12:51
  to
• 12:52
  School.
• 12:52
  I
• 12:52
  know
• 12:52
  we're
• 12:52
  a
• 12:52
  little
• 12:52
  bit
• 12:53
  early,
• 12:53
  but
• 12:53
  we're
• 12:53
  going
• 12:53
  to
• 12:54
  be
• 12:54
  talking
• 12:54
  about
• 12:54
  smart
• 12:54
  money
• 12:55
  for
• 12:55
  Back
• 12:55
  to
• 12:55
  School
• 12:56
  and
• 12:56
  beyond.
• 12:56
  I'm
• 12:56
  going
• 12:57
  to
• 12:57
  talk
• 12:57
  about
• 12:57
  equipping
• 12:57
  your
• 12:58
  family
• 12:58
  for
• 12:58
  a
• 12:58
  thriving
• 12:59
  school
• 12:59
  or
• 13:00
  physical
• 13:00
  year.
• 13:00
  Yes.
• 13:01
  Back
• 13:01
  to
• 13:01
  School
• 13:02
  is
• 13:02
  actually
• 13:02
  right
• 13:03
  around
• 13:03
  the
• 13:03
  corner
• 13:04
  and
• 13:04
  I
• 13:04
  wanted
• 13:04
  you
• 13:04
  to
• 13:05
  get
• 13:05
  ready.
• 13:05
  This
• 13:06
  next
• 13:06
  series
• 13:06
  is
• 13:06
  going
• 13:06
  to
• 13:06
  be
• 13:07
  packed
• 13:07
  with
• 13:07
  timely,
• 13:08
  faith
• 13:08
  filled
• 13:08
  guidance
• 13:09
  for
• 13:09
  back
• 13:09
  to
• 13:09
  school,
• 13:09
  spending
• 13:10
  routines
• 13:11
  that
• 13:11
  support
• 13:11
  peace,
• 13:12
  teaching
• 13:12
  kids
• 13:13
  about
• 13:13
  money,
• 13:14
  and
• 13:14
  most
• 13:14
  of
• 13:14
  all,
• 13:15
  and
• 13:15
  I
• 13:15
  love
• 13:16
  this
• 13:16
  part
• 13:16
  of
• 13:16
  this,
• 13:17
  preparing
• 13:17
  your
• 13:17
  household
• 13:18
  for
• 13:18
  the
• 13:18
  entire
• 13:19
  year
• 13:19
  ahead.
• 13:19
  So
• 13:20
  whether
• 13:20
  you're
• 13:20
  a
• 13:20
  parent,
• 13:21
  maybe
• 13:21
  you're
• 13:21
  a
• 13:22
  student,
• 13:22
  or
• 13:22
  maybe
• 13:22
  you're
• 13:23
  just
• 13:23
  entering
• 13:23
  a
• 13:23
  new
• 13:23
  season
• 13:24
  of
• 13:24
  your
• 13:24
  life,
• 13:25
  this
• 13:25
  series
• 13:25
  is
• 13:26
  for
• 13:26
  you.
• 13:27
  So
• 13:27
  stay
• 13:27
  with
• 13:28
  us,
• 13:28
  encourage
• 13:29
  other
• 13:29
  people.
• 13:29
  Maybe
• 13:29
  this
• 13:30
  is
• 13:30
  a
• 13:30
  good
• 13:30
  time
• 13:30
  to
• 13:30
  share
• 13:31
  the
• 13:31
  show
• 13:31
  with
• 13:31
  them.
• 13:31
  Say,
• 13:31
  hey,
• 13:32
  Ralph's
• 13:32
  getting
• 13:32
  ready
• 13:32
  to
• 13:33
  start
• 13:33
  a
• 13:33
  new
• 13:33
  series
• 13:33
  tomorrow
• 13:34
  and
• 13:34
  back
• 13:34
  to
• 13:34
  school.
• 13:34
  And
• 13:35
  I
• 13:35
  know
• 13:35
  we
• 13:35
  talk
• 13:35
  about
• 13:36
  the
• 13:36
  kids
• 13:36
  all
• 13:36
  the
• 13:36
  time.
• 13:37
  You
• 13:37
  might
• 13:37
  want
• 13:37
  to
• 13:37
  tune
• 13:37
  into
• 13:38
  this.
• 13:38
  You
• 13:39
  can
• 13:39
  send
• 13:39
  them
• 13:39
  to
• 13:39
  financiallyconfidentchristian.com
• 13:42
  and
• 13:42
  I'd
• 13:42
  really
• 13:43
  appreciate
• 13:43
  if
• 13:43
  you
• 13:43
  shared
• 13:43
  the
• 13:44
  show
• 13:44
  with
• 13:44
  them.
• 13:45
  So
• 13:45
  as
• 13:45
  we
• 13:45
  end
• 13:45
  today,
• 13:46
  let's
• 13:46
  all
• 13:46
  go
• 13:46
  out
• 13:47
  there
• 13:47
  and
• 13:47
  be
• 13:48
  financially
• 13:48
  confident
• 13:49
  Christians.
• 13:50
  You
• 13:50
  can
• 13:50
  do
• 13:51
  this.
• 13:51
  I
• 13:52
  truly
• 13:52
  believe
• 13:53
  in
• 13:53
  you.
• 13:54
  Believe
• 13:54
  in
• 13:54
  yourself
• 13:55
  and
• 13:55
  trust
• 13:55
  the
• 13:55
  one
• 13:55
  who
• 13:56
  walks
• 13:56
  with
• 13:56
  you
• 13:56
  every
• 13:57
  step
• 13:57
  of
• 13:57
  the
• 13:57
  way.
• 13:58
  God
• 13:58
  bless
• 13:59
  you
• 13:59
  and
• 13:59
  you
• 13:59
  have
• 14:00
  a
• 14:00
  great
• 14:00
  day
• 14:00
  today.