Latest / Rock My Finances / Why Women Are About to Control More Money Than Ever (And What It Means for You)
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- 0:39Speaker 3: Welcome to the Rock My Finances show on k for
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- 0:45Speaker 3: fund in finance. Join Powerhouse Jeffer josp CDFA CMC and
- 0:51Speaker 3: private Wealth advisor as she collaborates with you to create clarity,
- 0:56Speaker 3: control and compidence with your money, your web. It's not
- 1:00Speaker 3: about the zeros, So what is it all about? Let's
- 1:03Speaker 3: find out now. Here's your host and weekly friend, Jennifer Jose.
- 1:10Speaker 2: Hey, y'all, welcome back to Rock my finances. Today's kind
- 1:14Speaker 2: of an interesting topic. Why women are about to control
- 1:18Speaker 2: more money than ever before and what that means to you. So,
- 1:24Speaker 2: first of all, why no one's really talking about this?
- 1:28Speaker 2: But women are receiving more money, but many still carry
- 1:32Speaker 2: old beliefs about money. So this is why we're going
- 1:34Speaker 2: to talk about this today. So we can have more
- 1:36Speaker 2: money in our life, but we still feel unsure, overwhelmed,
- 1:40Speaker 2: or even afraid to make decisions. So more money doesn't
- 1:44Speaker 2: fix old relationships with money, it just amplifies it. So
- 1:47Speaker 2: this is why we want to talk about it. Money
- 1:50Speaker 2: is shifting into hands of women today, but the confidence
- 1:53Speaker 2: is not automatically shifting with it. So there's several reasons
- 1:57Speaker 2: why they're receiving more money than we ever have before.
- 2:01Speaker 2: First of all, guess what, y'all we live longer? Yes
- 2:04Speaker 2: we do. I say we talk the men to death
- 2:06Speaker 2: because we have so many more words that we use,
- 2:09Speaker 2: but yes, we're just outliving men basically. So whether we
- 2:14Speaker 2: plan it or we don't plan it, many women will
- 2:16Speaker 2: eventually become the one managing everything, and a lot of
- 2:21Speaker 2: them don't plan for it. So things, all different types
- 2:25Speaker 2: of things can happen, but it's more than likely every
- 2:28Speaker 2: woman in the country will be handling her own finances
- 2:31Speaker 2: sometime in her life. Second reason, there's a massive wealth
- 2:35Speaker 2: transfer happening right now. There's trillions of dollars being passed
- 2:39Speaker 2: down and a large portion is going to women. And
- 2:43Speaker 2: that's from our baby boomers from before baby boomers like
- 2:45Speaker 2: it's it's amazing. And Third, women are earning more than
- 2:49Speaker 2: we have ever before. Are we still have a paid gap, Yes,
- 2:53Speaker 2: we do, but we're earning more than we ever have before.
- 2:56Speaker 2: We're also there's more college graduates, they're working more, we're
- 3:00Speaker 2: starting businesses, we're building incomes, and we're creating our own wealth. Finally,
- 3:05Speaker 2: we're getting on the bandwagon for this. And there's a
- 3:09Speaker 2: lot of life transitions as well, divorce, widowhood. I've done
- 3:14Speaker 2: both right, so I've handled my own money on both
- 3:17Speaker 2: sides of that where women go from shared responsibility to
- 3:20Speaker 2: completely full responsibility around their money and even inside relationships,
- 3:25Speaker 2: women are becoming more involved, They're becoming more informed and
- 3:29Speaker 2: often the primary decision maker. I can tell you it's
- 3:32Speaker 2: the financial advisory, a woman financial advisor. I have a
- 3:34Speaker 2: lot of women that handle all their households, money, budget, retirement, investments,
- 3:42Speaker 2: bill paying, everything. The husband just isn't into it as
- 3:45Speaker 2: either busy doing something else or they just don't really
- 3:47Speaker 2: like it. So the woman hires me because we want
- 3:50Speaker 2: to have a sounding board, right. Women like to talk
- 3:53Speaker 2: things out, and if their spouse is just not interested,
- 3:57Speaker 2: then it's great to have a financial advisor to kick
- 3:59Speaker 2: the tires way and to figure out what you're going
- 4:01Speaker 2: to do next, and to really go over your plan
- 4:03Speaker 2: really really well. Then I bring the husbands in a
- 4:05Speaker 2: couple times a year and go over everything with them
- 4:08Speaker 2: as well, so that they know what's happening. And that's
- 4:10Speaker 2: just natural and even inside the relationships when we have this,
- 4:15Speaker 2: it might even be men that are doing it all.
- 4:17Speaker 2: But I still always say, you've got to make sure
- 4:19Speaker 2: if you're a woman, you have to know where the
- 4:21Speaker 2: passwords are. You have to know how to bill pay,
- 4:23Speaker 2: you have to know where retirement is, you have to
- 4:25Speaker 2: know where the statements are. You should be educated on
- 4:28Speaker 2: investments to a certain extent so that you know what's happening.
- 4:31Speaker 2: This isn't a small shift that's happening right now in
- 4:34Speaker 2: our country, and what's happening this is actually a complete
- 4:37Speaker 2: change of financial power woo wooh. Come on, girls, we're
- 4:41Speaker 2: getting into this now. So when we've become a widow,
- 4:45Speaker 2: I have to handle everything now, divorce. I never used
- 4:49Speaker 2: to do this part. Now I have to do everything
- 4:51Speaker 2: as a business owner. Now it's all on me. Right.
- 4:55Speaker 2: No one teaches you how to emotionally step into that role.
- 5:00Speaker 2: So we are stepping into that role because it's thrust
- 5:02Speaker 2: it upon us like life just happens. So we want
- 5:07Speaker 2: to have our emotions catch up to what's happening in reality.
- 5:12Speaker 2: And that's what I'm here for. We're going to talk
- 5:14Speaker 2: about this. So sitting on cash and afraid to move it.
- 5:18Speaker 2: So we just had a client come over and they
- 5:21Speaker 2: have about three hundred and fifty thousand dollars in cash,
- 5:24Speaker 2: and they have about a million and a half all
- 5:26Speaker 2: invested everywhere. But that's a lot of cash, and it's
- 5:29Speaker 2: in a retirement account. They're not going to use it
- 5:30Speaker 2: for another twenty years at least. So they're just afraid
- 5:34Speaker 2: because they don't know who to trust and what to do.
- 5:36Speaker 2: So that's something that we can help with, right, avoiding decisions,
- 5:41Speaker 2: that's when you're not sure what to do. This is
- 5:44Speaker 2: another reason why nothing happens over researching and never acting.
- 5:49Speaker 2: I know that's you out there. I know it. I
- 5:52Speaker 2: have been questioned so many times by so many people.
- 5:55Speaker 2: We spend hours with people because we don't charge, at
- 5:57Speaker 2: least I don't charge for my first appointment, right, We
- 6:00Speaker 2: just I do a seminar to some education teaching, and
- 6:03Speaker 2: then we have our first appointment and I give you
- 6:05Speaker 2: a proposal and then we go from there. That's all
- 6:08Speaker 2: complimentary because I want to see if we're a good fit.
- 6:10Speaker 2: Not only am I checking you out, you're checking me out.
- 6:12Speaker 2: I'm checking you out. I want my clients to be
- 6:15Speaker 2: attentive to where they're going to show up at meetings.
- 6:18Speaker 2: They're going to take my call that they are going
- 6:20Speaker 2: to make my time just as valuable as their time,
- 6:24Speaker 2: and that they're going to respect their money and want
- 6:26Speaker 2: their money to grow and become that goal or to
- 6:30Speaker 2: be able to accomplish whatever goal that they have. So
- 6:33Speaker 2: on those first couple appointments, we're checking each other out
- 6:36Speaker 2: to see if we want to be a good fit
- 6:38Speaker 2: or not, because it's usually, you know, a pretty long
- 6:40Speaker 2: time that you're together. So money without clarity does not
- 6:45Speaker 2: create peace, It just creates more pressure. So when we
- 6:48Speaker 2: get these great big lump thumbs or an inheritance from
- 6:52Speaker 2: our family, and we're not sure what to do with it,
- 6:53Speaker 2: who to trust. It can bring a lot of pressure.
- 6:57Speaker 2: And if you don't have any of your relationship stuff
- 7:00Speaker 2: cleaned up from the past or your thoughts around money
- 7:03Speaker 2: before that, then this is just going to create more
- 7:06Speaker 2: pressure for your more anxiety, more avoidance, not doing anything
- 7:10Speaker 2: in actuality, it can be a lifeline to what your
- 7:14Speaker 2: beach house that you've always wanted, or to retire early.
- 7:17Speaker 2: I know a friend of mine parents passed away and
- 7:19Speaker 2: she ended up retiring five years earlier than she had
- 7:22Speaker 2: planned on. I mean, you know, and my first thing
- 7:25Speaker 2: that I always do is what are we going to
- 7:26Speaker 2: do to respect your parents? Like? What are we going
- 7:28Speaker 2: to do to tell them? And I always like to
- 7:30Speaker 2: honor them? Right? What do they what? Do they their
- 7:34Speaker 2: their favorite favorite meal or go on a paper vacation
- 7:36Speaker 2: or buy a car or whatever it might be, But
- 7:39Speaker 2: to honor them and make sure that they have it.
- 7:40Speaker 2: I have a client that built a whole garage honors property,
- 7:45Speaker 2: and he put a plaque above the garage Thanks Dad.
- 7:48Speaker 2: I can't remember exactly what it said, but it was
- 7:50Speaker 2: just like, you know, to my dad, you know, thank
- 7:52Speaker 2: you so much, and that's amazing. I don't know if
- 7:55Speaker 2: you all can hear my cat, but my cat's me owing.
- 7:57Speaker 2: It's fine, She'll be fine, Okay. When women step into
- 8:02Speaker 2: more money without support, I just see the same old,
- 8:05Speaker 2: same old patterns that they used before when they were
- 8:08Speaker 2: either broke or betrayed and they didn't know what to
- 8:11Speaker 2: do with it. They get a big lump sum of money,
- 8:14Speaker 2: but it's not going to help them if they don't
- 8:16Speaker 2: heal their relationship to money or heal any past betrayals
- 8:20Speaker 2: as well. So I'll deal with it later comes up,
- 8:24Speaker 2: or just tell me what to do. I get that
- 8:26Speaker 2: all the time, and that's great. You can come on
- 8:28Speaker 2: in and I'm going to educate you until you're ready
- 8:30Speaker 2: to make a decision. I had since I'm a grief
- 8:33Speaker 2: grief counselor and I've suffered trauma, I had a relationship
- 8:37Speaker 2: with a funeral home, and so they would call me
- 8:44Speaker 2: if widows would come in and they would be lost, right.
- 8:47Speaker 2: They wouldn't even know what to do, how to pay
- 8:49Speaker 2: for the funeral, what to do next. So I got
- 8:52Speaker 2: a few calls to help some widows out and they're
- 8:55Speaker 2: emotionally distraught, and I had that. I walked up to
- 8:59Speaker 2: this one gap and met her at the funeral home.
- 9:01Speaker 2: I literally met her there because she was going to
- 9:04Speaker 2: meet her husband's financial advisor that day and she was
- 9:08Speaker 2: scared to death to do that. So I went with her,
- 9:10Speaker 2: just as you know, a friend basically, and we went
- 9:14Speaker 2: and sat down and he had packets of paper to
- 9:19Speaker 2: open up new accounts, and they were like stapled together,
- 9:23Speaker 2: but they were all rolled back to where you could
- 9:25Speaker 2: only see the signature line available, and there was like
- 9:28Speaker 2: nine different packets there and he just wanted her to
- 9:31Speaker 2: sign all of those and that was it. I was floored.
- 9:36Speaker 2: I was so floored that people were doing things like that.
- 9:39Speaker 2: First of all, she doesn't know anything, I said, How
- 9:42Speaker 2: can you do that when you don't even know how
- 9:43Speaker 2: much she needs on a monthly basis. You don't even
- 9:46Speaker 2: know her risk tolerance or what you know, does she
- 9:50Speaker 2: want to be conservative or more risky, or you don't
- 9:52Speaker 2: even know if she has enough money to live on
- 9:54Speaker 2: for the rest of her life. How are you moving
- 9:55Speaker 2: these things into different investments when you don't even know
- 9:58Speaker 2: her at all. So we walked right out of there.
- 10:01Speaker 2: I took care of her for sure, made sure that
- 10:05Speaker 2: she was all good on her time. It took us
- 10:08Speaker 2: actually quite some time to move the money. I think
- 10:11Speaker 2: we sat in cash for at least a year, which
- 10:13Speaker 2: is not a problem at all. Like grief is grief,
- 10:17Speaker 2: Like you have to know what you're doing with your money.
- 10:18Speaker 2: I made sure she had enough money, she got, you know,
- 10:22Speaker 2: the things that she needed to get take care of
- 10:24Speaker 2: her house. All of her bills were paid and everything.
- 10:26Speaker 2: But that doesn't mean that you have to do anything
- 10:28Speaker 2: right away, right does that make? I hope that makes
- 10:31Speaker 2: sense to you. So we also get the other the
- 10:34Speaker 2: other hand of things, that they have lots of money
- 10:38Speaker 2: and they're just afraid. I had another one that walked
- 10:41Speaker 2: into about a million and a half and she lived
- 10:43Speaker 2: on like twenty five thousand a year, and she had
- 10:46Speaker 2: no idea what to do with this money. She had
- 10:48Speaker 2: no idea, just freaked her out. So she never did
- 10:51Speaker 2: anything for months and months, probably about eight nine, ten
- 10:53Speaker 2: months before we did anything. Then we just did something
- 10:56Speaker 2: with like three hundred thousand, and then of course the
- 10:58Speaker 2: market goes down, so that was it. She's done investing now,
- 11:02Speaker 2: because I totally get it, but she didn't really need
- 11:06Speaker 2: to invest into anything risky and in order to live
- 11:10Speaker 2: her lifestyle that she was already living. Right, So you
- 11:12Speaker 2: don't want to play small either, even though you have
- 11:15Speaker 2: great resources. So don't rise. You don't have to rise
- 11:19Speaker 2: into your money or you're going to fall back into
- 11:23Speaker 2: old patterns. So Number one, we want to become aware
- 11:27Speaker 2: what is my current relationship with money? How do I
- 11:29Speaker 2: feel about money? Do I feel wealthy? Do I feel broke?
- 11:32Speaker 2: Do I feel avoidant? Do I feel just nervous? Am
- 11:35Speaker 2: I am I tight griped not spending it? Does it
- 11:38Speaker 2: make me just feel anxious when I have to spend it?
- 11:41Speaker 2: Step number two ownership. Am I avoiding decisions? Or am
- 11:46Speaker 2: I stepping into them? Like I always have? Everyone interview
- 11:49Speaker 2: three financial advisors before you pick one. So are you
- 11:53Speaker 2: interviewing three financial advisors? Is it easy for you to
- 11:56Speaker 2: pick one? Someone that I always say, if you ask
- 11:59Speaker 2: them a question, understand the answer and it makes sense
- 12:02Speaker 2: to you, that's your advisor because they're going to be
- 12:04Speaker 2: with you good times, bad times, great times, amazing times,
- 12:08Speaker 2: horrible times, And you need to be able to trust
- 12:10Speaker 2: that person to be there with you. Number three, small
- 12:14Speaker 2: wins start making very small steps aligned with your decisions daily.
- 12:20Speaker 2: I just talked about this in another episode too, So
- 12:23Speaker 2: we want to make sure that you can maybe just
- 12:26Speaker 2: you know, start learning how to transfer money or doing
- 12:29Speaker 2: your bill pay online, or start small. You don't have
- 12:33Speaker 2: to get real big. Have several meetings with your advisors
- 12:36Speaker 2: before you do anything. Make sure your financial advisor talks
- 12:39Speaker 2: to your tax person, because that's huge. We want to
- 12:41Speaker 2: make sure you don't have a big capital gains tax
- 12:44Speaker 2: or a real estate tax or anything that might be
- 12:46Speaker 2: coming from an inheritance. You want to make sure all
- 12:48Speaker 2: the tax is taken care of. Step number four. Speak up,
- 12:52Speaker 2: ask questions, stay involved. I have a lot of people
- 12:56Speaker 2: that just hate it, hate it, and I promise you
- 12:58Speaker 2: they love it after I explain it to them. And
- 13:00Speaker 2: just easy, simple steps and easy simple terms. Everyone can
- 13:04Speaker 2: understand it and it's not difficult at all. So confidence
- 13:09Speaker 2: is when when you're built by knowing the confidence. I'm sorry,
- 13:13Speaker 2: confidence isn't built by knowing everything, but it's built by
- 13:16Speaker 2: just staying engaged and making small little steps easy, right, easy, easy? Okay.
- 13:22Speaker 2: So I want to bring it back to empowerment women.
- 13:26Speaker 2: Controlling more money is not just a statistic. It's actually
- 13:30Speaker 2: a shift in power. And I want to say that
- 13:34Speaker 2: this is my mission on this planet because I want
- 13:37Speaker 2: every woman feeling worthy of wealth, regardless if she has
- 13:41Speaker 2: it yet or not. I want every woman feeling worthy
- 13:44Speaker 2: of wealth and making decisions based on that. And I
- 13:49Speaker 2: want every woman at every decision making table in this
- 13:52Speaker 2: country because we will shift the power dynamics, We will
- 13:56Speaker 2: shift what happens in this country. I truly believe. I
- 13:59Speaker 2: know this, this is crazy, but I truly believe that
- 14:02Speaker 2: we can end poverty for our children, That we can
- 14:05Speaker 2: end this horrible foster care system that we have now
- 14:08Speaker 2: and not enough people taking care of the children that
- 14:10Speaker 2: are alive and want to be adopted. Now, we can
- 14:14Speaker 2: end domestic violence, at least shave it down a lot
- 14:18Speaker 2: in my lifetime. With women in control over their wealth,
- 14:22Speaker 2: we can literally just put out one little thing and
- 14:25Speaker 2: say we're not shopping here. Done. That company's done. If
- 14:29Speaker 2: you don't start putting out healthier food for us, whatever
- 14:33Speaker 2: it might be, we can control this country if we
- 14:38Speaker 2: can just get all the women empowered and worthy of wealth.
- 14:41Speaker 2: When it comes to us, we need to know that
- 14:44Speaker 2: we have the control over it. We have to do
- 14:47Speaker 2: our inner work first. Make sure that we're aligned to
- 14:50Speaker 2: our values. And even if we all have different type
- 14:52Speaker 2: of values, we have you know, different political aspirations, they're
- 14:56Speaker 2: socio economic aspirations. It's okay, We're still going to find
- 15:00Speaker 2: women that we agree with and even a few good men,
- 15:03Speaker 2: right men as well. It just bodes well because for women,
- 15:08Speaker 2: because I've never met one woman yet that wasn't going
- 15:12Speaker 2: to help someone else when she became wealthy. Every single
- 15:15Speaker 2: woman was going to help someone else, another family, anything,
- 15:19Speaker 2: a friend, someone ill. We need, We just need that
- 15:24Speaker 2: type of mentality in this country. It's about time, right.
- 15:27Speaker 2: So power doesn't come from the money itself. It only
- 15:31Speaker 2: comes from how you show up and handle the money.
- 15:34Speaker 2: We need to be able to have that good relationship
- 15:36Speaker 2: with money, allow the money to come in, and what
- 15:39Speaker 2: we're going to do with it. It's actually kind of fun
- 15:42Speaker 2: when you have a team of your money team. I
- 15:45Speaker 2: call it your money team, which is going to be
- 15:47Speaker 2: your tax person, your educational person, your financial advisor, your
- 15:53Speaker 2: money coach, even investment. You can even have a separate
- 15:57Speaker 2: investment person if you wanted to. You want to make
- 16:00Speaker 2: sure you have real estate attorneys if you're going to
- 16:03Speaker 2: buy being property, you want to make sure that your
- 16:05Speaker 2: trusts are all set up correctly. If you're going to
- 16:07Speaker 2: have lots of assets in your trust and be able
- 16:09Speaker 2: to pass them on efficiently. And know that everything that
- 16:14Speaker 2: is out there in the media is talking to people
- 16:16Speaker 2: making less than eighty thousand dollars a year. The people
- 16:19Speaker 2: that are making more than eighty thousand dollars a year,
- 16:21Speaker 2: that's when you have the separate appointments with your financial advisors,
- 16:24Speaker 2: your tax consultants, and you learn different strategies with that
- 16:28Speaker 2: kind of money. So ladies out there listening, and men,
- 16:32Speaker 2: if your dads, if your husbands, if your brothers, make
- 16:34Speaker 2: sure the women in your life are educated around finances
- 16:37Speaker 2: the right way, the right way. Okay, does that make
- 16:40Speaker 2: sense again? The five reasons women are living longer, Yes,
- 16:44Speaker 2: we do. Whether we've plan it or not, many women
- 16:47Speaker 2: will be in control of their money. Number two, The
- 16:50Speaker 2: great wealth transferred trillions of dollars is being passed down
- 16:53Speaker 2: from older generations. Wives are getting it and daughters are
- 16:56Speaker 2: getting it. This is the largest financial shift in history
- 16:59Speaker 2: that we've ever seen. Kind of an exciting time, right,
- 17:03Speaker 2: More women are earning and building their own wealth. Which
- 17:06Speaker 2: is number three. We're working, running and earning more money,
- 17:09Speaker 2: which is great. Number four, we're getting money through life transitions, divorce,
- 17:14Speaker 2: death unfortunately, or we're just choosing to become staying financially independent.
- 17:19Speaker 2: So number five, we become the decision makers of the household.
- 17:24Speaker 2: These are the five reasons why we have a really
- 17:26Speaker 2: big shift happening right now, which is going to be
- 17:29Speaker 2: really exciting to see what's going to be on the
- 17:30Speaker 2: other side. This is our cultural shift. It's not about
- 17:33Speaker 2: being single. Women are becoming the voice and the driver
- 17:36Speaker 2: and their financial life. So that's why it's happening. It's
- 17:40Speaker 2: not random. Women are about to control more money than
- 17:42Speaker 2: they've ever seen this before. We're living longer, right But
- 17:47Speaker 2: this is what's not being taken into control. Our emotional readiness.
- 17:51Speaker 2: Are you emotionally ready to step into a big lump
- 17:54Speaker 2: sum to a large amount of money. There's a confidence
- 17:58Speaker 2: gap of Like I always talk about the temperature, we
- 18:02Speaker 2: have a temperature around money that we're used to and
- 18:04Speaker 2: when we make more than that or receive more than that,
- 18:07Speaker 2: that's why all the LATO winners lose all their money
- 18:10Speaker 2: because their temperature isn't raised yet. They're not ready to
- 18:13Speaker 2: step into that person of who they're being when they
- 18:16Speaker 2: have all that money. So that's why my money coaching
- 18:19Speaker 2: I always have everybody dream big and adds zeros because
- 18:23Speaker 2: you never know where the money is going to come from.
- 18:25Speaker 2: It's not our job to figure out where it's going
- 18:28Speaker 2: to come from, and we want to make sure that
- 18:30Speaker 2: we are ready when it comes. We want to be
- 18:32Speaker 2: able to allow the wealth you meet. It could be anything,
- 18:36Speaker 2: an inheritance, it could a lawsuit, it could be a partner,
- 18:39Speaker 2: it could be there's just no telling money is coming
- 18:41Speaker 2: from anywhere these days. You could find the next app
- 18:46Speaker 2: or any I mean, it's just crazy. The identity shift
- 18:49Speaker 2: needs to happen. We need to become worthy of wealth.
- 18:52Speaker 2: Every woman needs to feel worthy of wealth. I hope
- 18:55Speaker 2: that makes sense. It needs to feel worthy of wealth. Typically,
- 18:59Speaker 2: men are taught to take more risks with money, and
- 19:02Speaker 2: women are often taught to be more careful with money
- 19:05Speaker 2: because they only usually get to see what's happening in
- 19:08Speaker 2: the day to day bills and not necessarily the retirement
- 19:11Speaker 2: accounts and the savings accounts. So when women suddenly have
- 19:14Speaker 2: more money, they're not feeling empowered. They're really just feeling
- 19:17Speaker 2: that pressure and anxiety. So we need to walk through
- 19:21Speaker 2: the fear of making the wrong decision, the fear of
- 19:24Speaker 2: losing the money, the fear of being judged. Oh my gosh,
- 19:28Speaker 2: that's a huge one, right. I know some friends of mine,
- 19:33Speaker 2: they they're well off and they do not want anyone
- 19:36Speaker 2: to know that, like they live so much differently than
- 19:39Speaker 2: they could. They don't discuss it. They just don't want
- 19:43Speaker 2: to be judged. They feel very, very like in a
- 19:45Speaker 2: fish bowle. So we have to get over that. If
- 19:49Speaker 2: you're being judged by your friends and your family, go
- 19:53Speaker 2: get new ones. We don't have time for judging judies, right,
- 19:56Speaker 2: we don't have time for that. I love to be
- 19:58Speaker 2: able to see the wealth that can possibly be out
- 20:01Speaker 2: there because that means that it's on your way to you, right,
- 20:05Speaker 2: it's on your way to you. So a lot of
- 20:08Speaker 2: people also think that I don't want to mess this up,
- 20:09Speaker 2: so they're so afraid of it. I want you to
- 20:12Speaker 2: know that it's not about the lack of intelligence. It's
- 20:15Speaker 2: the lack of emotional safety around money. And you got
- 20:18Speaker 2: to go check out my other episodes. Chapter six, check out.
- 20:22Speaker 2: Chapter six talks about it. This isn't This isn't about
- 20:27Speaker 2: the financial shift, It's about the identity shift. I want
- 20:30Speaker 2: you to go from being part of the decision to
- 20:33Speaker 2: be I am the decision maker. I want you to
- 20:36Speaker 2: be able to step into that. I am the decision
- 20:39Speaker 2: maker of the wealth that's coming to me. So I'm
- 20:42Speaker 2: going to learn about this now. It's kind of like
- 20:45Speaker 2: when you're fourteen and you know you're going to get
- 20:48Speaker 2: a car. At sixteen, you start learning about cars and
- 20:51Speaker 2: you start seeing what cars are out there. Right when
- 20:53Speaker 2: you're ready to go buy a home, you start learning
- 20:56Speaker 2: about what it's like about buying a home. Well, if
- 20:59Speaker 2: we're going to step in wealth, which we have no
- 21:01Speaker 2: idea how or when it's going to come, so just
- 21:04Speaker 2: start stepping into a worthy woman of wealth, and your
- 21:08Speaker 2: wisdom will come, your confidence will come. You're going to
- 21:11Speaker 2: be so surprised how much money just falls into your
- 21:14Speaker 2: lap when you don't even know where it's coming from
- 21:16Speaker 2: or how it's coming from it. But when you step
- 21:18Speaker 2: into that woman that is worthy of that big lump
- 21:21Speaker 2: sum coming in, oh my gosh, it's so fun. There's
- 21:24Speaker 2: lots of games we can play, like spending the thousand
- 21:26Speaker 2: dollars a day virtually in our head, right, and we
- 21:30Speaker 2: can just tell the universe that we're already making sure
- 21:32Speaker 2: that you never put your purse on the ground, your
- 21:35Speaker 2: wallet on the ground. Your money's always facing forward, it's
- 21:37Speaker 2: always aligned. Your credit cards can even be aligned, your alphabetized.
- 21:41Speaker 2: You want to respect your money. You're telling the universe
- 21:45Speaker 2: that you respect it, you adore it, you love it,
- 21:48Speaker 2: and you want more. You want it to bring all
- 21:50Speaker 2: your friends. I hope you've enjoyed today's show, because ladies,
- 21:54Speaker 2: this is going to be a true shift. Ten years
- 21:56Speaker 2: from now, you're going to go I remember I heard
- 21:58Speaker 2: that on that podcast Rock My Finance that women are
- 22:00Speaker 2: stepping into more money than they ever have in our
- 22:03Speaker 2: entire history. I want you to be able to walk
- 22:06Speaker 2: into being a woman worthy of wealth and feel that
- 22:09Speaker 2: every day, no matter what zeros are on your bank account,
- 22:12Speaker 2: because it's not about the zeros, it's about how you
- 22:14Speaker 2: feel about the zeros. So do your inner work now,
- 22:17Speaker 2: do your alignment now, so that you can step into
- 22:20Speaker 2: that money when it comes. Are you ready? I love it,
- 22:23Speaker 2: I love it. Thank you all for being here, really,
- 22:25Speaker 2: thank you. Please check all out all the other episodes.
- 22:28Speaker 2: I hope they're life changing for you as they were
- 22:30Speaker 2: for me as well. I want you to be able
- 22:31Speaker 2: to listen to my episodes and I want you to
- 22:33Speaker 2: all be able to walk away and say I rock
- 22:36Speaker 2: my Finances.
- 22:38Speaker 3: We appreciate you joining us today, and don't forget to
- 22:41Speaker 3: subscribe to the rock my Finances YouTube channel for more
- 22:45Speaker 3: engagement and bonus content. Tell me what is your money story?
- 22:50Speaker 3: Let's find out with Jennifer right here on K four
- 22:53Speaker 3: HD Radio and Talk for TV. It's not about the zero,
- 22:57Speaker 3: It's about the F word, feelings, feeling names. Jennifer can't wait.
- 23:01Speaker 2: To explore with you next week.
- 23:03Speaker 3: Until then, let's all say I rock my Finances.