Latest / Yes! You Can Buy a Home with Keith Goeringer
Why THDA Loans Can Fall Apart at the Last Minute (and How to Avoid It)
A THDA loan can be a great tool for first-time buyers — until it suddenly isn’t.
In this episode, Keith shares a real story of a loan that died just two days before closing when an unexpected Verizon collection dropped a buyer’s credit score from 640 to 621. You’ll learn why THDA re-pulls credit at the last minute, how that can derail even strong borrowers, and why lender-backed down payment programs may soon replace local government ones.
If you’re a Realtor or a homebuyer considering THDA or any DPA program, this episode could save you a lot of stress.
•What THDA loans are and how they work…
The skinny
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