skinny.

Latest / It's All Money

Should I Put Everything In A 5% Money Market?

It seems simple enough- money markets and similar instruments are "paying 5% right now" and it seems like a "sure thing." But are cash and other near-liquid investment really risk-free? Dano Weir sits down with Chris Sipes, CFP®, AIF® to unpack where these rates actually come from, how the Fed's overnight rate trickles down to your bank account, and why "no risk" cash might be riskier than you think.

CHAPTERS

0:00 The Question: Should You Move Everything Into a Money Market?

2:22 Why Money Market Balances Have Exploded Since 2020

5:39 How the Fed's Overnight Rate Actually Trickles Down to You…

The skinny

The skinny isn't ready yet — notes appear once the transcript is processed.