How to Budget for Subscriptions Without the Sticker Shock

Budgeting for Beginners with Fexingo: Cash Envelopes, Apps, and Simple Money Tracking · Aug 26, 2026 · 6m · transcript

Subscriptions are everywhere—streaming, apps, gyms, even cat food. In this episode, Lucas and Luna break down why we lose track of these small monthly charges and how to take control without canceling everything you love. They walk through the strategy of a 'subscription audit': listing every recurring charge, categorizing them by value, and canceling the ones that don't earn their keep. They also share a simple rule of thumb for deciding which subscriptions are worth keeping. Real talk: the average listener might be spending $200 a month without realizing it—and most of it is…