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Beyond Ramsey's Rant: Jay Disberger on Retirement Rates
Airdate: 11/26/2023
In this episode, Josh leads a thought-provoking discussion with Jay Disberger, the notable caller from the viral Dave Ramsey video and host of the Hopeful Financial Podcast. They delve into the heated debate sparked by Ramsey's controversial 8% retirement withdrawal rate suggestion. Josh opens by critiquing Ramsey's assumption of a 12% return and counters with more conservative market return figures. As they dissect the risks associated with an 8% withdrawal rate, Jay shares his perspective on why he challenged Ramsey's views, emphasizing the financial perils of such a…
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