Latest / Rock My Finances / Money Fear, Midlife Transitions, and the Myth of Being “Behind”

Transcript

Money Fear, Midlife Transitions, and the Myth of Being “Behind” · Rock My Finances

0:00
Speaker 1: Investment advisory and financial planning services are offered through Simplicity
0:03
Speaker 1: Wealth LLC and SEC Registered Investment Advisor. SEC registration does
0:09
Speaker 1: not constitute nor endoors of the firm known does it
0:11
Speaker 1: indicate that the advisor has attained a particular level of
0:14
Speaker 1: skill nor ability. Investing involves risk of loss. Insurance, consulting
0:19
Speaker 1: and education services offered through Diamond Life Fanning is a
0:22
Speaker 1: separate and unaffiliated entity from Simplicity Wealth. This information is
0:26
Speaker 1: provided as a general information as not intended to be
0:28
Speaker 1: specific financial guidance. Before you make any decisions regarding your
0:32
Speaker 1: personal financial situation, you should consult a financial or tax
0:35
Speaker 1: professional to discuss your individual circumstances and objective.
0:39
Speaker 2: Welcome to the Rock My Finances Show on k FORHD
0:43
Speaker 2: Radio and Talk for TV, where we put the fund
0:46
Speaker 2: in finance joint powerhouse Jeffer josp CDFA CMC and Private
0:52
Speaker 2: Wealth Advisor as she collaborates with you to create clarity,
0:56
Speaker 2: control and confidence with your money, your way. It's not
1:00
Speaker 2: about the zeros, So what is it all about? Let's
1:03
Speaker 2: find out now. Here's your host and weekly friend, Jennifer Jose.
1:09
Speaker 1: Welcome back to Rock My Finances, Hope, you're enjoying all
1:12
Speaker 1: these episodes, Please download and share to your favorite ladies
1:16
Speaker 1: that you want to be able to say, I rock
1:19
Speaker 1: my finances too, I always share with my clients. Make
1:22
Speaker 1: sure to share this information with your favorite peeps. So
1:25
Speaker 1: you can all vacation together, you can all retire together,
1:29
Speaker 1: you can all have a really good time together, instead
1:31
Speaker 1: of you have that one person that just can't afford
1:33
Speaker 1: to do certain things that you want to be able
1:35
Speaker 1: to do. We want to make sure that we are
1:36
Speaker 1: all in abundance and joining life dramatically. We want to
1:41
Speaker 1: be able to show up who we are authentically and
1:43
Speaker 1: have a blast.
1:44
Speaker 2: Right.
1:45
Speaker 1: Okay, today we are going to dive into money fear.
1:49
Speaker 1: I know none of you have money fear at all.
1:52
Speaker 1: I know you've never experienced it. Midlife transitions and the
1:57
Speaker 1: myth of feeling behind. Most ladies come in to my practice.
2:03
Speaker 1: I should say almost everyone comes in and says, I
2:06
Speaker 1: thought i'd be in a different place than I am
2:08
Speaker 1: right now. So women's lives are complicated. You might still
2:12
Speaker 1: be married, you might be married for the second or
2:14
Speaker 1: third time. You might have experienced divorce or even widowhood,
2:19
Speaker 1: and now you're in a completely different area of life
2:21
Speaker 1: than you've ever been before. Women have relationships with ourselves,
2:25
Speaker 1: and we have relationships with money. We're built around relationships.
2:30
Speaker 1: So when we suffer something a trauma or a big
2:34
Speaker 1: transition in our lives, it does affect our money. Because
2:38
Speaker 1: how we feel about one thing is how we feel
2:40
Speaker 1: about everything. We are not the best at compartmentalizing what's happening,
2:45
Speaker 1: so we take things on, which means we blame ourselves.
2:48
Speaker 1: We take shame on and it's so natural for us.
2:52
Speaker 1: We think that that's the way it is, and it's not.
2:54
Speaker 1: We do not have to do that. We absolutely can
2:57
Speaker 1: separate experiences to feelings about the experience. So you might
3:02
Speaker 1: have even had shifts in your career. Back in the day,
3:05
Speaker 1: we'd go to school, we'd get a degree, we'd get
3:08
Speaker 1: a job, we'd be there forever. Now we're changing nine
3:11
Speaker 1: ten times a year, ten times a lifetime. We might
3:15
Speaker 1: have thought we were going to retire early and we're not.
3:18
Speaker 1: We might still be working. Children leaving home. I don't
3:22
Speaker 1: think any of us understand what that really feels like.
3:25
Speaker 1: First of all, to have a child, until you have
3:27
Speaker 1: a child, right, and then two children or more. Then
3:32
Speaker 1: we pour ourselves into raising these little humans and doing
3:37
Speaker 1: the best that we all can. And that is our priority,
3:40
Speaker 1: that is our focus, that is our joy, that is
3:42
Speaker 1: our sorrow, that is our everything. And then they're out.
3:46
Speaker 1: They say, okay, I'm out, going to college, moving out,
3:49
Speaker 1: going to trade school, shacking up, whatever they decide to do.
3:53
Speaker 1: They're gone, and we are left with this big empty
3:56
Speaker 1: space that we had this huge priority for the last
4:01
Speaker 1: twenty years. Now we have to fulfill that. How do
4:05
Speaker 1: we do that? That is a huge transition. It's easier
4:09
Speaker 1: for some and not so easy for others. Aging parents.
4:12
Speaker 1: My mom's ninety three and she's hilarious and I'm helping
4:18
Speaker 1: care for her. I do have our assisted living, thank goodness.
4:21
Speaker 1: I'd be a horrible caregiver, I'm telling you. And that
4:25
Speaker 1: is a transition for us. That is a financial transition.
4:29
Speaker 1: It could be for people. It could be just tugging
4:32
Speaker 1: on my heart, my time, my time spent, I still have,
4:37
Speaker 1: you know, my kids, my mom. You know. So a
4:40
Speaker 1: lot of things happen that transition in our life. Wealth changes.
4:47
Speaker 1: We could have had something happen. We could have had
4:49
Speaker 1: an illness. I had a spill and my back is
4:54
Speaker 1: messed up. Sometimes I can still do everything. It's wonderful.
4:57
Speaker 1: Love my chiropractor, love all my my health team, It's amazing. However,
5:03
Speaker 1: life's changed with that. I can't wear high heels right now.
5:06
Speaker 1: It's driving me crazy. I'm not getting rid of my pumps.
5:08
Speaker 1: I'm not get written rid of my high heels yet.
5:11
Speaker 1: I'm still trying to heal from all this so that
5:12
Speaker 1: I can still wear those one day. Why do I
5:14
Speaker 1: want to wear those? That's a whole nother show, y'all,
5:16
Speaker 1: because that's my vanity for sure. But we'll talk about
5:19
Speaker 1: that on another episode. We want to also recognize that
5:24
Speaker 1: sometimes we just recognize realize ourselves. I am not who
5:29
Speaker 1: I used to be. That could be at any age
5:32
Speaker 1: of our life. It could be midlife, it could be
5:34
Speaker 1: older's fifty sixties, it could be twenties, thirties, doesn't matter.
5:37
Speaker 1: We just realized that we are not who we used
5:40
Speaker 1: to be and who are we now, which also triggers
5:45
Speaker 1: our brain to say, okay, who are we becoming? Because
5:48
Speaker 1: now we realize that we thought we knew the way
5:50
Speaker 1: everything was going to go, and it's not happening that way.
5:53
Speaker 1: We have to bounce back, enjoy our lives still becoming
5:57
Speaker 1: who we're going to become. I mean, I still say
6:00
Speaker 1: at sixty two, I can't wait who I to know,
6:02
Speaker 1: who I'm going to grow up and be like we're
6:04
Speaker 1: still just never ending right. The space in between transitions
6:10
Speaker 1: can be very uncomfortable because we usually like to know
6:14
Speaker 1: what's happening, unless you're one of those wonderful people like
6:17
Speaker 1: my mom, Miss Pollyanna, always happy, go lucky, always looking
6:21
Speaker 1: at the bright side of things, which is probably why
6:23
Speaker 1: she's ninety three and happy still for all others of us,
6:27
Speaker 1: who I want to know what's happening. I want to
6:29
Speaker 1: know if A plus B equal C. I want to
6:33
Speaker 1: know what's A, what's B so that if I want
6:35
Speaker 1: to if I want C or not. Well, that isn't
6:38
Speaker 1: always the way it is, right, we can just share
6:40
Speaker 1: with ourselves I'm in transition, and then we start either
6:45
Speaker 1: accepting that or blaming, like why am I in transition?
6:49
Speaker 1: What did I do wrong? Why? Why am I in
6:51
Speaker 1: this position? Why am I feeling the way I'm feeling.
6:54
Speaker 1: I didn't plan well enough. I should have not had
6:57
Speaker 1: the conversations the way I did. I should have shown
7:00
Speaker 1: up earlier. I shouldn't have married that guy. I shouldn't
7:03
Speaker 1: have gotten that job, I shouldn't have spent that money,
7:05
Speaker 1: I shouldn't have bought that house, whatever it might be.
7:09
Speaker 1: We start to blame ourselves and that doesn't get us
7:12
Speaker 1: anywhere at all. Anybody can relate to blame right like, ugh,
7:16
Speaker 1: it's not helpful. So let's reframe all of that past negativity.
7:23
Speaker 1: So here's your homework. You're gonna get a piece of
7:25
Speaker 1: paper and you're gonna write a big capital T, and
7:27
Speaker 1: on the left side of it, you're gonna put the
7:29
Speaker 1: negative thought that first pops up. I like to put
7:32
Speaker 1: this statement on top, I deserve to be wealthy. That
7:36
Speaker 1: hits people either really good or really bad sometimes. So
7:39
Speaker 1: when we write down I deserve to be wealthy on
7:41
Speaker 1: the left side, I want you to write down the
7:44
Speaker 1: thoughts that pop up first. Deserve to be wealthy? What
7:47
Speaker 1: is wealth? This is like my first thought, deserve What
7:51
Speaker 1: did deserve mean? And no, I don't deserve to be wealthy,
7:57
Speaker 1: or I'm not smart enough, or I'm single now, or
8:02
Speaker 1: whatever thought comes up for you on the left hand side.
8:05
Speaker 1: And then on the right hand side we're going to
8:07
Speaker 1: transition that thought, uh, the one no, I don't I
8:10
Speaker 1: am on my way to feeling like I deserve to
8:14
Speaker 1: be wealthy. We have to say the words that our
8:18
Speaker 1: brain will accept. We cannot say I am wealthy when
8:20
Speaker 1: we know we are not wealthy or we don't feel wealthy, right,
8:24
Speaker 1: So we have to say the words that our brain
8:27
Speaker 1: is going to go, Yeah, okay, I can deal with that.
8:29
Speaker 1: That's true, I am not wealthy. Well, I'm on my way.
8:34
Speaker 1: What is wealth? What is wealth? To our brain? Our
8:37
Speaker 1: wealth is an amount of zeros. A wealth is not
8:40
Speaker 1: having to set my alarm tomorrow. Wealth is feeling abundant.
8:46
Speaker 1: Wealth is being able to spend money without worrying about
8:49
Speaker 1: my bank account, whatever it is. Put all the positive
8:52
Speaker 1: things on the right hand side. So we're going to
8:54
Speaker 1: transform or reframe those negative thoughts into positive thoughts. And
9:00
Speaker 1: we're going to recalibrate the word transition if that's coming.
9:05
Speaker 1: If that brings a negative connotation to you, reframe that
9:08
Speaker 1: transition might be just saying, hey, my new exciting life, right,
9:12
Speaker 1: my new exciting experience. And excitement and stress are very
9:17
Speaker 1: close on the feelings of our body and how we
9:20
Speaker 1: feel that. So if we can switch stress around to excitement,
9:24
Speaker 1: because that gives us a positive connotation. We want to
9:26
Speaker 1: do that all the time. So when we start to
9:29
Speaker 1: feel behind, and when we start to feel ashamed like
9:34
Speaker 1: we should be in a different place, we're behind. Oh
9:40
Speaker 1: here's a big one. Blame. I got screwed in my divorce.
9:44
Speaker 1: About that. I got screwed at my last job. And
9:48
Speaker 1: some people do get screwed. I'm not saying that that's
9:52
Speaker 1: not a thing. Some people get lose money in scams
9:56
Speaker 1: right now. I know a client actually a friend of mine,
10:00
Speaker 1: and her mom answered the phone and got one of
10:03
Speaker 1: those scams if they were trying to get their grandson
10:05
Speaker 1: out of jail or something, and she lost a lot
10:07
Speaker 1: of money. So some people do get scammed around things.
10:11
Speaker 1: I'm not saying these things are not real. I'm just
10:13
Speaker 1: saying that's not where we want to focus. We want
10:15
Speaker 1: to focus on the next best step. And here is
10:19
Speaker 1: your permission to not know everything right now. How do
10:23
Speaker 1: you love that you're deep in transition or you know
10:26
Speaker 1: what's coming up. You've had a lot of life behind you,
10:30
Speaker 1: you got life in front of you, and you're not
10:33
Speaker 1: sure where to go. But I want you to know
10:35
Speaker 1: that it's okay to be where you're at right this minute.
10:38
Speaker 1: It is the perfect place for you to be right now.
10:41
Speaker 1: It is okay, It's absolutely okay. No matter what happened
10:46
Speaker 1: in the past, you can change tomorrow by looking at
10:49
Speaker 1: today and feeling differently about today. It is about the
10:52
Speaker 1: f word, y'all. It's about how you feel. It's literally
10:56
Speaker 1: about how you feel. It's not about the zeros, It's
10:59
Speaker 1: not about what happened in the past. It's about how
11:01
Speaker 1: you feel about today, which is why more homework. Write
11:05
Speaker 1: one hundred things that you love. I want you in
11:08
Speaker 1: the loving space. When you do all your money dates
11:10
Speaker 1: and you do all your money work, write another list
11:13
Speaker 1: of all your amazing skills and attributes, accomplishments, anything that's
11:18
Speaker 1: great about you. Write it down. Some people can think
11:21
Speaker 1: of five things, some people can think of fifty things,
11:24
Speaker 1: whatever it is. I want you to look at those
11:25
Speaker 1: lists every day before your feet hit the floor. I
11:28
Speaker 1: promise you you will have a different day if you
11:30
Speaker 1: do that simple thing, because then you're going to be
11:33
Speaker 1: coming from love and not fear. Our brain is either
11:35
Speaker 1: in love or fear, So if we're fear of money,
11:38
Speaker 1: I want you to be in love with money. I
11:40
Speaker 1: want you to have a good relationship with money, But
11:43
Speaker 1: we have to show up. If we want money to
11:45
Speaker 1: love us, we have to love money. So how are
11:48
Speaker 1: we going to do that. We're going to show up
11:49
Speaker 1: like we're going to be dating money. We want to
11:51
Speaker 1: show up as our best self, which means we're going
11:53
Speaker 1: to put time into it. Set aside thirty minutes a
11:56
Speaker 1: week for your money date wherever you want to do it.
11:58
Speaker 1: Friday night, Sunday night, during the week, but you want
12:00
Speaker 1: to put on your favorite music. Your favorite can't like
12:02
Speaker 1: I write my I light my candles, I get my
12:05
Speaker 1: comfy clothes. I want to show up for my money date.
12:08
Speaker 1: All my spreadsheets are pink and purple, my favorite colors.
12:11
Speaker 1: All of my mail. I bring my mail in and
12:16
Speaker 1: I put it on my really cute plate that I love,
12:18
Speaker 1: so that I attach good feelings with my bills. A
12:22
Speaker 1: lot of stuff is electronic, right, so I want to
12:24
Speaker 1: make sure I love my space around me. I love
12:27
Speaker 1: my cushion thing that I'm standing on. I love my
12:30
Speaker 1: little pink microphone, right. I want to be in that
12:33
Speaker 1: loving space when I'm handling my money and I'm looking
12:37
Speaker 1: at my numbers. I want to make sure that I'm
12:40
Speaker 1: feeling really good about all that. So it's about the
12:43
Speaker 1: process and feeling good about the process. It's about the
12:47
Speaker 1: F word. We want to make sure that we kick
12:51
Speaker 1: out those old beliefs of I'm feeling behind into hey,
12:54
Speaker 1: I am in the process and I'm showing up now.
12:58
Speaker 1: Financial readiness versus emotional fear, we're either in one or
13:02
Speaker 1: the other. Right we feel really financially ready, maybe when
13:06
Speaker 1: we get a windfall, or if we didn't spend too
13:08
Speaker 1: much money this month, or you meet with your advisor
13:11
Speaker 1: and you have a good financial plan. You know exactly
13:13
Speaker 1: what you're doing. And even if you feel really really
13:17
Speaker 1: good and you have a few million dollars in your set,
13:20
Speaker 1: you're retired. Even you might even retired early. That was
13:22
Speaker 1: my specialty for a while as I was retiring women early,
13:26
Speaker 1: because it's not about the zeros, it's about what your
13:29
Speaker 1: lifestyle is going to be about. So it was easy
13:32
Speaker 1: to do meeting with people and getting to know them
13:34
Speaker 1: and saying, hey, this is how we can make this
13:35
Speaker 1: happen very very very very fun, Like I love those
13:38
Speaker 1: meetings are so fun and we can still feel scarcity
13:42
Speaker 1: mode inside of us because it's about the emotional fear
13:44
Speaker 1: around our money. It's not about the zeros in the bank.
13:47
Speaker 1: I can have multimillionaires still not wanting to spend their money.
13:51
Speaker 1: So we have to look at our relationship. We want
13:54
Speaker 1: to look at our foundation around money. We want to
13:57
Speaker 1: look at how we were taught solhood. What was the
14:00
Speaker 1: theme around money? Like my theme in my household was
14:04
Speaker 1: work hard, make money. My parents owned a business. We
14:06
Speaker 1: work seven days a week. Those work hard, make money.
14:08
Speaker 1: That was the theme. And you might not have had
14:12
Speaker 1: a good foundation around it. So we want to create
14:14
Speaker 1: that now. So here's more homework. Y'all write a letter
14:19
Speaker 1: to Money. Yes, write a letter to Money. Dear Money,
14:24
Speaker 1: I absolutely love you when you're here, and I fear
14:27
Speaker 1: you when you are not here, and I feel really
14:30
Speaker 1: bad about myself when I don't do a good job
14:34
Speaker 1: respecting you and saving you and wanting you around for
14:38
Speaker 1: the future. It could be an angry letter. It could
14:41
Speaker 1: be I hate you Money because you don't bring all
14:44
Speaker 1: your friends over. I'm really worried that I'm not going
14:48
Speaker 1: to have enough of you, and I'm going to outlive you.
14:51
Speaker 1: Whatever it is, get it out, get it out, get
14:54
Speaker 1: it out on paper. Write that letter to Money. I
14:57
Speaker 1: promise you it's going to be enlightening to you. You need
15:01
Speaker 1: to see where your beliefs are. You need to see
15:03
Speaker 1: what's holding you back. I want you to know that
15:06
Speaker 1: you always have options. No matter what, you always have options.
15:10
Speaker 1: Sometimes we feel really panicked around money, even though we
15:13
Speaker 1: have it and we know what's happening, we can still
15:16
Speaker 1: feel panicked. And why is that? We feel panicked because
15:19
Speaker 1: we have uncertainty. Oh my goodness. If our world has
15:23
Speaker 1: taught us anything in these last several years, it's uncertainty.
15:26
Speaker 1: We have no idea what's going to happen. We feel
15:29
Speaker 1: out of control again, Miss Virgo, Miss type A. Out
15:33
Speaker 1: of control is not a good space that I love.
15:36
Speaker 1: So feeling out of control is scary past experiences. If
15:41
Speaker 1: anybody's been betrayed, have you all been betrayed? I literally,
15:44
Speaker 1: Oh my goodness. So I had a manager that was
15:47
Speaker 1: running my company years and years and years ago, and
15:51
Speaker 1: I was selling my suburban to her and I was
15:55
Speaker 1: going to take it out of her paycheck, her payment
15:57
Speaker 1: for it. And so she came over and I had
16:01
Speaker 1: to sign on the pink slip and I was in
16:02
Speaker 1: a real big hurry. I was on the phone. I
16:06
Speaker 1: just grabbed the pink somehow I signed on the wrong
16:10
Speaker 1: side of the pink slip. So instead of signing as
16:13
Speaker 1: a lean holder, I just signed that I sold it.
16:16
Speaker 1: She drove from my house with that pink slip and
16:20
Speaker 1: sold it to somebody else for ten grand and left
16:23
Speaker 1: the state. Oh how stupid do you think I felt
16:26
Speaker 1: about myself? Oh my gosh, I was so beating myself
16:30
Speaker 1: up for so long. So then what do we do?
16:32
Speaker 1: Oh my goodness. I questioned all my thoughts. I questioned
16:35
Speaker 1: all my actions and decisions that I was making around money,
16:40
Speaker 1: around everything I was running my company at that time.
16:42
Speaker 1: How you know, Oh, I was just questioning everything. So
16:45
Speaker 1: past experiences make a big difference in today's decisions around money.
16:50
Speaker 1: So yes, you get to look at your past experiences.
16:53
Speaker 1: We need to get rid of those feelings around trauma
16:58
Speaker 1: or past betraying, because even if it didn't have anything
17:02
Speaker 1: to do with money, we burring that into our money relationship.
17:06
Speaker 1: The belief that there's no room for mistakes anymore, Like
17:09
Speaker 1: I'm never going to make another mistake again. Guess what,
17:12
Speaker 1: That's so not accurate. We are going to make mistakes
17:15
Speaker 1: all the time. That's what life's about. That's just the
17:17
Speaker 1: way it is, and it's okay. We are going to
17:19
Speaker 1: make mistakes. So take that thought out and say, okay,
17:23
Speaker 1: I am in a wonderful relationship with my money right now.
17:27
Speaker 1: I'm learning more, I'm respecting more. It's respecting me more,
17:31
Speaker 1: it's coming around more. I'm going to have fun with
17:34
Speaker 1: my money. I have all my clients when we do
17:37
Speaker 1: our cash flow, we have a line for fun. It
17:40
Speaker 1: might be a small amount of money. In the beginning.
17:43
Speaker 1: In the beginning years ago, there was an app that
17:46
Speaker 1: you could round up, so if you spend nine dollars
17:48
Speaker 1: and fifty cents, it would round up to ten dollars
17:50
Speaker 1: and the fifty cents would go into this little side bucket.
17:55
Speaker 1: And then they were required to spend that side bucket
17:59
Speaker 1: every month on something that was completely fun, just happy
18:03
Speaker 1: and fun. And the thought is, I want you to
18:06
Speaker 1: plan that for three days. So now you're tricking your
18:09
Speaker 1: brain to thinking that you're wealthy because you have extra
18:12
Speaker 1: money to spend, and it has to be on something
18:15
Speaker 1: I don't want to say necessarily frivolous, but fun. So
18:18
Speaker 1: when I did anything, I have my clients do, I've
18:20
Speaker 1: done myself. So I was a single mom and for me,
18:24
Speaker 1: to go to dinner and have a glass of wine
18:25
Speaker 1: and to sit at a nice dinner was not happening
18:29
Speaker 1: to me. It was just like that was you know,
18:31
Speaker 1: that was like you know, birthdays or celebrations or something,
18:35
Speaker 1: not just an everyday occurrence. So what I did was
18:38
Speaker 1: I did do that. So I'm sitting around at a
18:40
Speaker 1: fine dining restaurant amazing, and I'd have a nice glass
18:44
Speaker 1: of wine, look around, feel the energy from the people
18:49
Speaker 1: there because they're all happy, and they're all having a
18:51
Speaker 1: good time in most right and they're having a nice dinner.
18:54
Speaker 1: That made me feel abundant right there. That made me
18:57
Speaker 1: feel worthy, That made me feel like I did something
19:01
Speaker 1: really good with my money, and alls I did was
19:03
Speaker 1: save roundup change in an app for the month when
19:06
Speaker 1: I was spending money. So there's lots of tips and
19:09
Speaker 1: tricks that we can do to trick our brain into
19:11
Speaker 1: letting go of the past, stepping into who we are
19:14
Speaker 1: and creating who we want to become in the future.
19:18
Speaker 1: And we're always going to be coming, be becoming no
19:21
Speaker 1: matter how old we are. I mean, it's just going
19:23
Speaker 1: to be consistent. I know, we hit this midlife and
19:27
Speaker 1: we feel like things are completely different now, We're never
19:30
Speaker 1: going to get another chance. We're totally behind, you know,
19:33
Speaker 1: We're almost done working and we have to be in
19:36
Speaker 1: so many so much. We have to have so many zeros,
19:40
Speaker 1: we have to be in a certain place with our life.
19:42
Speaker 1: There's so much that we feel like we need to
19:44
Speaker 1: have at this point, and it's just not true. So
19:47
Speaker 1: I'm gonna wrap this up in a few minutes, but
19:50
Speaker 1: stay tuned. I have a gift for you, and then
19:52
Speaker 1: come right back. Thank you so much.
19:55
Speaker 2: Wait, the show isn't over yet. There's more fun and
19:58
Speaker 2: finances ahead. Jennifer will be right back as we have
20:01
Speaker 2: a special bonus offer for you right here on Rock
20:04
Speaker 2: My Financeers broadcasting live on KFOURHD radio and Talk for TV.
20:10
Speaker 1: Hey y'all, it's Jennifer Jost. Are you ready to transform
20:13
Speaker 1: your relationship with money? Rock My Finances Club is your
20:16
Speaker 1: weekly mastermind for wealth empowerment. Join me live for your
20:21
Speaker 1: personal weekly group video sessions and access your personal portal
20:26
Speaker 1: with the video library at any time, including your success
20:29
Speaker 1: system and way more bonuses. Go to rockmf dot com
20:35
Speaker 1: for your financial empowerment. Make yourself a priority today. Schedule
20:39
Speaker 1: a check with me at rockmf dot com and achieve
20:44
Speaker 1: your feminine financial freedom. Finally, Oh and don't forget to
20:48
Speaker 1: ask me how to say fifty percent. See you add
20:50
Speaker 1: our weekly mastermind.
20:54
Speaker 2: Okay, rock my Finances on KFOORHD and talkfor TV is
20:58
Speaker 2: back again. Let's put the fun in finance with your
21:03
Speaker 2: host and weekly friend, Jennifer Jose.
21:06
Speaker 1: Alrighty, let's wrap this up. Thank you so much for
21:08
Speaker 1: staying for this episode. Please download Share. Let's get this
21:12
Speaker 1: information out to all your favorite peeps. Okay, we're gonna
21:15
Speaker 1: write a hundred things that we love, yes, one hundred.
21:18
Speaker 1: It could be like for me right now, my pillow.
21:20
Speaker 1: I love my pillow. I love my pink microphone. I
21:23
Speaker 1: love a hot shower. I love my hot tub. I
21:26
Speaker 1: love tonight. I'm going to see a Fleetwood match tribute band.
21:30
Speaker 1: I love that. I'm so excited. I love music. I
21:33
Speaker 1: love of course. We love our family, our friends, our kids,
21:37
Speaker 1: our siblings, our parents, our animals. I love my cat.
21:41
Speaker 1: You know we love all these things. But take it
21:44
Speaker 1: a step further. What specific song do you like? What
21:47
Speaker 1: specific artist? Anything that brings you joy? And feel it
21:51
Speaker 1: when you start saying I love this, I love that,
21:54
Speaker 1: like kind of feel it. It's like, oh, I love
21:57
Speaker 1: that now feels and attributes I graduated high school. Okay,
22:02
Speaker 1: I graduated college. Great. Every time we say something positive,
22:07
Speaker 1: we start to go to the negative. So we want
22:08
Speaker 1: to we don't want to do that. We want to
22:10
Speaker 1: keep going to the positive. I survived trauma. I survived
22:14
Speaker 1: an alcoholic childhood. I survived trauma, and I'm a very
22:19
Speaker 1: happy person every day. I love my hair. I love
22:23
Speaker 1: my hair. Hey, easy, peasy, right, simple things. The gumption
22:28
Speaker 1: to do these podcasts, to stand up in front of
22:31
Speaker 1: people and be themselves like this is scary for me. Right.
22:35
Speaker 1: I feel not as good enough as a lot of
22:38
Speaker 1: the time. So I'm very proud that I'm doing this
22:42
Speaker 1: podcast and that I show up every week and be authentic.
22:45
Speaker 1: And I'm I look at my life and I look
22:48
Speaker 1: at myself, and when I make mistakes, I say I'm
22:50
Speaker 1: sorry and I apologize. You know, there's and I'm nowhere
22:53
Speaker 1: near perfect, and I've got a long way to go.
22:56
Speaker 1: I put my foot in my mouth almost every day.
22:58
Speaker 1: I come off very ground and I've come off very
23:01
Speaker 1: aggressive sometimes and I don't mean to be. So. One
23:05
Speaker 1: of my skills is looking at myself, recognizing it and
23:07
Speaker 1: trying to be better. So skills and attributes. Then write
23:11
Speaker 1: a letter to money. Hey, Money, come on back now
23:14
Speaker 1: you're here. Hey, I'm so sorry. I just respected you
23:18
Speaker 1: in my twenties and I didn't save you earlier. Like
23:20
Speaker 1: whatever it is, Just write a letter to money and
23:24
Speaker 1: save it because you will be writing a different letter
23:27
Speaker 1: after you hear more podcasts and you do some more
23:29
Speaker 1: of falling in love with your money, and it'll be different. Okay,
23:32
Speaker 1: So thank you for tuning in. I really do appreciate it.
23:35
Speaker 1: Please share with your people, download and we're only going
23:39
Speaker 1: to get better, and let us know in the comments,
23:42
Speaker 1: let us know what you'd like to hear about. What
23:44
Speaker 1: do you want to know more about? And how can
23:47
Speaker 1: we make the F word the feeling about money not
23:49
Speaker 1: about the zeros, but about finances and your money, your life,
23:53
Speaker 1: your lifestyle, your way. Feminine financial freedom is of what
23:56
Speaker 1: I want for you. So I want you all to
23:58
Speaker 1: be able to listen to these great pods cast do
24:00
Speaker 1: some work, and I want you to be able to say, hey,
24:03
Speaker 1: I rock my finances.
24:05
Speaker 2: We appreciate you joining us today, and don't forget to
24:08
Speaker 2: subscribe to the rock my Finances YouTube channel for more
24:12
Speaker 2: engagement and bonus content. Tell me what is your money story.
24:17
Speaker 2: Let's find out with Jennifer right here on K FOURHD
24:20
Speaker 2: Radio and Talk for TV. It's not about the zero,
24:24
Speaker 2: It's about the F word. Feelings, feelings. Jennifer can't wait
24:28
Speaker 2: to explore with you next week. Until then, let's all
24:31
Speaker 2: say I rock my finances