Latest / Yes! You Can Buy a Home with Keith Goeringer

FHA Loans in Middle Tennessee: Why They’re a Smart Move for Buyers Under 720 Credit
Think FHA loans are only for broke buyers? That myth is costing families thousands of dollars when they move to Middle Tennessee.
In this episode, I break down why FHA often beats conventional if you’re under a 720 credit score and putting less than 10% down. You’ll learn how FHA’s lower rates usually cancel out the upfront funding fee, why a 3.5% down payment is often all you need, and how to use FHA to house-hack your way into Nashville, Franklin, or Murfreesboro real estate.
After 23 years licensed in Tennessee, I’ve seen it all — and I’ll show you the simple math that most lenders and…
The skinny
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