Is Your Portfolio Prepared for a Bear Market?

Payne Points of Wealth · Sep 18, 2026 · 23m

Markets are falling, the Federal Reserve is raising interest rates, the 10-year Treasury is near 5%, and inflation remains stubborn. Is this another short-term correction—or the beginning of a bear market?

In this episode, we explain how investors can prepare without abandoning their long-term strategy. They discuss the strength of corporate earnings, why bear markets can create powerful opportunities, and how higher yields are changing the outlook for bonds and cash.

In this episode:

• The difference between a correction and a bear market

• How rising rates affect stocks and bonds

• Why…