Latest / Inflation and Your Money with Fexingo: Protecting Purchasing Power and Beating Inflation
How Inflation Is Quietly Eating Your High-Yield Savings Account
Episode 119 of Inflation and Your Money with Fexingo. Lucas and Luna examine why a 4.2% high-yield savings account may be quietly losing you money after inflation and taxes. With the latest CPI data at 332.6 (down slightly from June) and the Fed funds rate holding at 3.63%, they break down the real after-tax, after-inflation return on cash. They explain the concept of 'negative real yield' for savers, discuss why banks have already started trimming rates ahead of potential Fed cuts, and offer a concrete strategy: switching to a short-term Treasury ETF like SGOV or a TIPS fund to…
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