Latest / Startup Stories with Fexingo: Conversations About Founders, Funding, and Building Companies from Zero
How Plaid Unlocked Fintech by Building the Banking API
In this episode, Lucas and Luna explore how Plaid became the essential plumbing behind modern fintech. They trace Plaid's origin story from Zach Perret and William Hockey's failed consumer app to their pivot into a developer-first API for bank data. The conversation covers how Plaid solved the technical and regulatory challenge of connecting apps to bank accounts, why its developer experience beat incumbents like Yodlee, and how the company navigated the 2020 regulatory showdown with the OCC. They also discuss Plaid's role in the rise of Venmo, Robinhood, and Betterment, and…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.