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AI Budgeting Tools: Budget, Save, and Plan Without a Financial Advisor
More than half of Americans have already asked AI forfinancial advice — surpassing those who consult a human advisor. In this episode, Hope breaks down the best AI budgeting tools of 2026 in plain English: what they do, which ones are worth your time, and how to get started todaywithout a finance degree or a financial advisor.
We cover the top five apps — Empower, which is free, YNAB,Monarch Money, Cleo, and Copilot Money — plus how AI can automate your savings, predict cash flow gaps, analyze hidden investment fees, and help you plan for retirement. We also talk honestly about what these…
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