The Driver's Insurance Won't Be Enough
Most cyclists assume the driver's insurance covers everything after a crash. Roughly one in seven drivers is uninsured — and even when they carry coverage, minimum limits can be gone within hours of a serious injury.
This is the audio version of the YouTube video "The Driver's Insurance Won't Be Enough (I'm a Lawyer)" from The Bike Lawyer channel. If you want the full visual experience — on-screen case citations, statute references, and a printable six-item declarations-page checklist — head to youtube.com/@thebikelawyerfl and search for the title above.
For listeners who prefer audio, this…
The skinny
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