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What steps help me pause before spending? · Wellbeing Solutions - Ask A Counsellor

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  SPEAKER_00: What steps help me pause before spending?
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  SPEAKER_00: Sometimes when we're feeling stressed, frustrated, or down, instead of sitting with these uncomfortable feelings, we can turn to shopping for comfort.
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  SPEAKER_00: This can lead to financial worry, however, there are strategies that you can put in place that will help you pause before spending.
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  SPEAKER_00: You can ask yourself: Do I need it?
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  SPEAKER_00: Would I use it?
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  SPEAKER_00: Can I afford it?
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  SPEAKER_00: Is it urgent?
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  SPEAKER_00: Will it improve my life?
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  SPEAKER_00: Will it bring me joy?
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  SPEAKER_00: You could also create a wish list on your favourite site of choice.
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  SPEAKER_00: You could calculate how many hours of work would you have to work to equal the cost of the item.
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  SPEAKER_00: You can add to your online cart and leave it there following the 24 hours and 30 day rule.
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  SPEAKER_00: So that rule is 24 hours to wait for smaller purchases and 30 days for larger purchases.
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  SPEAKER_00: If you're out shopping in the towns, you can wait until you finish shopping before deciding whether to buy the item.
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  SPEAKER_00: You could remove shopping apps from your phone or make them harder to access.
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  SPEAKER_00: All of these strategies can help reduce your spending when you're feeling stressed.
• 1:54
  SPEAKER_00: Even bringing exercise into your daily routine, such as a karma exercise, like yoga or meditation, something that you might enjoy, and that will bring you joy and peace, and also comfort.
• 2:15
  SPEAKER_00: If you're feeling stressed, down, and feel like you need somebody to talk to, please reach out and seek help.
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  SPEAKER_00: Thank you.