Latest / The Curve / RTC76: Limes and tequila: Vic + Soph’s weekly spending revealed

Transcript

RTC76: Limes and tequila: Vic + Soph’s weekly spending revealed · The Curve

0:00
I've got to be honest with you, I had mixed emotions about this podcast episode.
0:03
Yeah, I mean, personally I didn't want to do it, but I felt quality.
0:08
And you'll find out why soon.
0:10
I'm always like, I've got a good idea, and then I realise we both have to do it, and I'm like,
0:15
I don't like the activity.
0:16
Hey, we're all about open, honest, vulnerable, you know,
0:20
transparent conversations about our finances.
0:23
Yes.
0:24
Okay, so basically the way that this came about, so there was a woman called Linda,
0:28
should we let's get some details up about her, because she's actually quite a fascinating
0:32
human.
0:32
So Linda, she lives in Dubai.
0:35
She lives between Dubai and the States, right?
0:37
Yes, yeah.
0:38
And she put on TikTok how much she spends in a week, and it was...
0:43
In a day.
0:44
In a day, and it was insane.
0:46
Like, I don't even think, I mean, I probably could spend that much in a day, but
0:49
what she spent on art, yeah, was insane.
0:51
And we were like, oh, here's a podcast idea.
0:53
Firstly, she claims to be the, her thing is like, I'm the millionaire's wife,
0:57
which is kind of an interesting concept in itself, so we were like, what is the deal here?
1:03
Like, is she being serious?
1:04
Is this real?
1:05
So it turns out she is real, but she spends like 80 USD on a gold latte, for example.
1:12
Yeah, and she's only 23, and it is absolutely nuts what she spends.
1:17
So she spends 16,000 USD a day, a day, and she's 23 years old,
1:26
and this is made up of Chanel handbags, $80 coffees, which are actually lattes,
1:34
dripped in gold.
1:35
She spends $400 on detox messages.
1:39
She furs, like, honestly.
1:41
She has a show for every day, it's insane.
1:44
Like, but the most expensive thing there's on Chanel bags, which she despises.
1:47
Which, in her defense, a kind of an investment as well, I agree.
1:50
Yeah, but, yeah, it was just wild, and we thought, hey, why don't we spend a new week?
1:55
Because it's going to be nothing here, what she does.
1:58
So basically, what we've done here is we've swapped bank statements for the week.
2:03
So we're looking at the stick-in to the 9th of July.
2:06
This was a random date that was chosen by someone who books our guests on the show.
2:10
Yes.
2:11
So she was like, Pam is going to choose a random date for you.
2:13
Otherwise, you're going to choose a week where you spent your money on clever things,
2:16
and we were like, I did have a week in mind, or I was like, oh, maybe she'll pick this week,
2:20
but it wasn't.
2:22
Quite interesting, actually, to look at Sophie Horat's spending habits.
2:26
Do you know, Kate, can I just quickly profess this by saying,
2:29
I was shocked and appalled at some of your, I mean, I've got some bonds,
2:37
typically, that's for sure, but there are some things on this that I was like, really?
2:42
I reckon if I didn't know you and I looked at your bank statements, I'll be like,
2:46
all she does is move and eat.
2:49
So accurate, though.
2:51
I would think you were an alcoholic.
2:54
I could take care of this, well, God.
2:56
And addicted to coffee, which is also accurate.
3:01
I'm an alcoholic caffeine addict.
3:04
Yeah.
3:04
Wow.
3:06
Yeah.
3:06
But I'd rather move and eat.
3:08
So I've done a bit of a breakdown on yours,
3:11
just because I wanted to see what you'd spent in total across the week.
3:15
And it was, oh my God, I forgot to balance those days because I was okay.
3:22
Oh, God.
3:23
Oh, yeah.
3:23
All right, Victoria.
3:25
Yes, I'm going to.
3:27
God, I've got a wee while to listen to this episode.
3:29
Oh, gosh.
3:29
Okay, so the amount you spent in this week on coffee was nearly $40,000.
3:36
That's not that bad.
3:38
For a week, yeah.
3:39
I see you now.
3:41
There's actually less to be honest.
3:42
No, I look at it.
3:43
I'm like, that's not that bad.
3:44
You spent $154.84 on food.
3:47
I know, pounds.
3:48
That's 300.
3:50
Because you ordered, it was Deliveroo Islington.
3:54
No, it wasn't.
3:55
Sorry, Deliveroo London.
3:56
You spent 42 pounds on a Sunday morning.
4:01
That's 80 New Zealand dollars on Uber Eels.
4:03
It wasn't just me.
4:04
It was me and my foot moves.
4:07
The one thing I really...
4:08
Honestly, when I'm hungover,
4:10
I am just like the biggest eater in a bottomless pit.
4:13
Yeah.
4:14
It's bad.
4:15
You did spend...
4:16
I feel naked.
4:18
I feel like...
4:18
Very vulnerable.
4:19
It's like, yeah, but this is good.
4:22
No, this is good.
4:22
Okay, so you have your amics and your transfer wise.
4:25
So you're using amics for...
4:27
How do you use it for the big spend?
4:30
Yes, yeah, okay.
4:31
Like, for example, when we went to Sicily
4:33
and I'd be like, yeah, I'll pay for this dinner
4:35
and then everyone pay me back so you get the points.
4:37
So...
4:37
I just...
4:38
I've written Deliveroo London.
4:40
Because you did 62 pounds from a Deliveroo.
4:43
As well, that way.
4:44
I literally...
4:45
Actually, it's funny after this,
4:46
I had to delete my Deliveroo app.
4:48
I can't delete UberEats
4:50
because it's intertwined with Uber.
4:52
But I had to delete Deliveroo
4:54
because it's just the convenience.
4:56
And then I see my statement, I'm like,
4:58
oh, I'm like, gosh, I must stop being lazy.
5:01
So that...
5:02
What the hell did you see in 62, 51 on?
5:05
Do you remember?
5:06
That's a...
5:06
Oh, I know.
5:08
120 New Zealand dollars on UberEats.
5:10
It was probably ramen, to be honest.
5:12
Love ramen.
5:13
Okay, so basically, I'm going to go through this.
5:15
This is really confronting.
5:16
Okay, so Deliveroo.
5:18
So you spent 42 pounds and then 62 pounds.
5:23
That's quite a lot.
5:24
The other thing I noticed...
5:26
Oh, gosh.
5:28
Well, there was...
5:28
It says, wait Rose is LinkedIn London.
5:31
Wait Rose.
5:32
Nice to meet you.
5:33
328 pounds.
5:34
It's a lot.
5:35
Oh, yeah.
5:36
Why?
5:38
I get a sound like an alcoholic.
5:41
So, there's another transaction in there
5:43
which kind of explains this transaction.
5:46
Okay, wait, hold on.
5:47
Is it SP Premium to Kila New Moldin?
5:50
Because you spent 550 pounds.
5:56
Okay.
5:56
Keme out.
5:57
Because just so you know, that's a bad idea.
6:00
Keme out.
6:01
Okay, so this was...
6:02
I was hoping that we wouldn't pick this week
6:05
because then I have to explain myself.
6:08
So we were having a party at our flat.
6:11
And I was like, you know what?
6:12
I want to get some to Kila.
6:13
Some nice to Kila.
6:14
I'm a big to Kila fan for those of you.
6:16
You know me?
6:17
Love my to Kila.
6:18
Anyway, I ordered six bottles of 818 to Kila.
6:23
Was that 550?
6:24
Wait, wait.
6:25
Sorry.
6:27
And this was like a Tuesday
6:28
and the party was on a Saturday.
6:29
And I was like, you know what?
6:30
Plenty of time for it to arrive.
6:31
Perfect, perfect.
6:32
See the kind of overnight delivery.
6:34
It was Friday and I still couldn't arrive.
6:36
So Vic is now panicking of what she's going to drink on Saturday night.
6:42
So she goes to order another six bottles of to Kila.
6:45
From the same place?
6:46
No, different places.
6:47
This is white rose.
6:48
No, no, no, no, no.
6:52
She orders another six bottles of to Kila
6:55
with an overnight delivery
6:56
in the hope that it's going to arrive on Saturday.
6:59
She stays at home talking about myself and the food person.
7:01
She stays at home all day Saturday
7:03
to make sure this to Kila arrives.
7:05
She gets an email saying,
7:07
sorry, we're delivery attempted, but no one was home.
7:10
I was fuming.
7:11
I was like, excuse me.
7:12
I stayed home all day
7:14
because they dropped it to the wrong house.
7:15
Oh, sorry.
7:16
She'd be stoked.
7:17
So I've got 12 bottles of to Kila in the ether.
7:20
And a party starting in like a few hours.
7:23
So I run down to weight shows
7:25
and buy I think three bottles of shitty to Kila.
7:29
Well, 328 pounds.
7:31
Plus like snacks and stuff.
7:32
And yeah, yeah.
7:33
Like chips and holy shit.
7:37
So you spent that total hold on of 879 pounds.
7:44
So 1600 New Zealand dollars on to Kila.
7:47
Yes.
7:48
But my argument is I now have to Kila for the whole summer.
7:51
I'm not going to have to buy alcohol.
7:52
So I just forward payment.
7:53
Oh, you didn't even return.
7:54
No, it all arrived on Monday.
7:57
Can we have a party?
7:58
Well, I've slowly been drinking it.
8:00
Yes.
8:01
12 on Jesus.
8:03
But if you think about it, it's forward planning.
8:05
I'm going to drink to Kila for summer.
8:08
So now I have bottles.
8:09
I don't you know, like you tell yourself what you need to say.
8:11
It's just like I pre-paid rather than
8:13
spaced it out over the next six months.
8:17
That's my argument.
8:18
But anyway, your 12 bottles of to Kila arriving on Monday
8:20
was kind of not ideal.
8:23
But do you know what you also have spent,
8:25
which I thought was kind of a lot?
8:27
Okay, can we get into you?
8:28
Yeah, this is like 333, 72 pounds.
8:32
So $600 on transport in a week.
8:35
No, no, no, no, that's for the month.
8:38
By, you buy it.
8:39
You buy it monthly.
8:39
People don't know.
8:40
Oh, okay, God.
8:41
Gosh, no.
8:42
I was like, I was like, did I?
8:45
I was like, I've been scanned.
8:47
What else did I pick up on?
8:49
Why did you transfer Mr. Owen?
8:52
That's his last name ever, not first name.
8:55
No one's talking.
8:56
325.
8:58
That's him transferring me for Sicily.
9:00
Why did you buy him Sicily?
9:01
I just said when I put all my stuff on my amics
9:03
and then he ran transfers me back money.
9:05
Okay.
9:05
Yes, so maybe there was a dodgy one.
9:07
No, there is a lot.
9:09
I think he was the last one to pay,
9:10
but in the weeks before that.
9:11
So this was split wise.
9:13
Great app, everyone.
9:14
Oh, it's a great app.
9:15
So this is the run time you back.
9:17
Which is happening again now after my Grace Holiday,
9:19
which is great.
9:19
Is SP Alex Eagle Studio London clothing?
9:24
No.
9:24
Because it's used 348 pounds.
9:28
$500 in a week.
9:29
I think conversions are wrong.
9:30
Nope.
9:31
Pounds is almost double.
9:32
I literally spent like two hours
9:34
going through your statements,
9:35
talking in them in detail.
9:37
That's what you spent in pounds.
9:38
$348.
9:40
So you bought my hat?
9:43
So now it comes out.
9:45
Okay, fine, there was a bag in the hat.
9:48
I needed a hat.
9:49
It's sunny.
9:49
I'll take my face.
9:51
And that little bucket hat,
9:52
if God doesn't want.
9:53
No, I forgot to bring that.
9:55
We also, do you want to keep going?
9:57
No, all this time.
9:58
Do we have to see for so please?
10:00
Uh, pampering.
10:01
Oh, you spent $65.
10:05
No, sorry.
10:06
In a pound, I thought it was now.
10:07
Yeah, yeah, yeah, yeah.
10:08
Yeah, it's fair because I did just
10:09
like your baby finger and thing.
10:10
Oh my god, no, in my grip right now.
10:12
That's not what you do.
10:14
I didn't know I was like,
10:16
I know I do need to go see,
10:17
but I don't want to because now I'm going to get rid of
10:19
kills with my skin there.
10:21
Look, the main takeaway here was
10:24
definitely too much on takeaway food.
10:26
Deliver it.
10:27
It's got to go.
10:28
I'm glad that you're taking one.
10:29
I mean, it may have come back briefly last Sunday,
10:32
but it's gone again.
10:33
It's gone again.
10:36
Okay, maybe you need to be back.
10:38
You've got to be banned from delivery.
10:39
I also love so posters of money.
10:41
Like get out of your lazy bum and gone.
10:46
Oh, that's so funny.
10:47
Okay, we'll look.
10:48
Essentially, most of your money is going on food and coffee.
10:51
And alcohol, obviously, tequila.
10:53
What a terrible lifestyle.
10:55
Yeah.
10:56
There's not like fitness.
10:58
No, no, no, no, no, no, no.
11:01
I also couldn't see anything on your transfers
11:03
and to like, invest it or anything.
11:06
That goes into my New Zealand.
11:08
And then this is transferred into my spending.
11:10
Right.
11:11
So yes, sorry.
11:11
My new thing.
11:12
This is not the general year.
11:13
Because if I transfer it into my wise
11:15
from my kiwi bank account,
11:16
then I just have to transfer it back into my kiwi.
11:18
You know, so I just leave it in there and yeah.
11:20
So there is money going to be staying definitely.
11:23
It was funny when we did this.
11:24
I sent my statements to Sof and she comes back
11:26
with an email circling and it was like,
11:28
what does it say?
11:30
It's like, excuse me, what have you?
11:32
It was like, it's circles.
11:33
So she was worried.
11:34
I was like, hey, can I pick the week?
11:36
And she goes, no, no,
11:37
we're going to eat someone random to pick it
11:38
because you're going to pick a week
11:39
that you look really good in your spending habits.
11:41
And I was like, fair enough.
11:42
I was like, okay, fine then.
11:43
She can pick it.
11:44
And then I sent my transactions to Sof
11:47
and there's she circles and read.
11:48
And it's like hidden transactions.
11:51
And I was like, this is purely because
11:53
I had to hide certain dates
11:54
because she only picked a week.
11:56
I'm still not so excited for the moment.
11:59
Yeah, I'm still excited and something for me.
12:01
I mean, I would hide the tequila.
12:03
I would hide the deliberate.
12:05
Sofie.
12:06
Oh god.
12:07
Yeah. So you like, you're liming?
12:09
What do you mean?
12:10
You like to lime?
12:12
No, like the only reason lime is I'm running late.
12:15
So you are always running late.
12:17
No, I'm not.
12:18
How many limes are there?
12:19
But I love how you pay for transport
12:21
and then you get a lime on top of that.
12:22
What do you mean?
12:23
Well, like you pay monthly transport.
12:26
Or which is like 300.
12:27
Yeah. And then you pay limes on top of this.
12:30
But the egg is not too bad.
12:31
How much was it total that way?
12:33
The limes.
12:34
25 pounds.
12:35
Oh, it's $50.
12:37
There's 50 bucks on transport.
12:39
Wow.
12:39
Yeah.
12:40
Also, budgins?
12:42
God, it sounds like some budgies smuggler.
12:44
Budgins.
12:44
Budgins.
12:45
That sounds familiar.
12:47
I have a feeling that it's a like convenience store.
12:50
Budgins.
12:51
Yeah, it's a grocery store.
12:52
Is this your kind of emotional eating?
12:54
Yeah, yeah.
12:55
I do emotionally eat.
12:57
I know on the nose, be well.
12:58
So many of your chips.
12:59
I'll eat an entire bag.
13:01
It probably was actually exactly that.
13:03
Yeah.
13:04
Now I feel bad.
13:04
All right.
13:05
We've all got our emotional patterns, blowouts,
13:08
my so many chips.
13:10
It could be heroin.
13:11
It could be a lot worse, you know?
13:12
Yeah, true.
13:13
You obviously did a bit of shopping
13:14
when you went to Copenhagen.
13:16
Oh, I did.
13:17
Is this a Copenhagen weekend?
13:18
No, this is the tax back.
13:20
Oh, you've seen how proud of me.
13:23
Yeah.
13:23
We're here when you saw that I'd done that.
13:25
Yeah.
13:26
I only lost one receipt.
13:28
Nice.
13:29
So so bought a laptop when she was last in London.
13:32
It was about $4,000 Kiwi dollars.
13:36
And I was like, for enough.
13:37
For enough, yeah.
13:38
I was like, make sure when you go through
13:40
that you get your tax back,
13:41
because it's going to be like $400, $500.
13:44
She's like, yeah, yeah, yeah, yeah, yeah, yeah.
13:46
And then get sexual.
13:47
I was like, oh, so did you get your tax back?
13:49
Oh, no, no, I forgot.
13:50
I was like, OK, I did.
13:51
You get your tax back on 20 pounds.
13:56
You remember on 26 pounds.
14:00
And not $500.
14:01
But anyway, $5,000.
14:02
$5,000.
14:03
She's a bad, yeah.
14:05
Yeah, OK.
14:06
And I just think I didn't have time
14:07
with the airport to wait.
14:09
It was like, you know what I mean?
14:10
And you should start all with this tax back.
14:11
It's always the time when you have a lot of tax to get back.
14:14
And you're like, dammit.
14:15
I know, yeah.
14:16
Also, rogue from you.
14:18
I was like, are you sure this is your statement?
14:20
Starbucks.
14:23
Of all people, it's like Whole Foods, Planet Organic.
14:26
And then it's like, growing by nature.
14:28
All these beautiful organic places.
14:31
And then Starbucks.
14:33
OK, so here's the thing.
14:34
The girl that I've been living with
14:36
loves a mucher and iced mucher from Starbucks.
14:39
And I don't know.
14:40
I think she bought me one thing like try it.
14:42
It's yum.
14:43
And it was.
14:44
Yum.
14:45
So good.
14:46
Delicious.
14:47
And it's because it's right across the road from me,
14:49
like I can see it from my house.
14:51
Yeah.
14:52
Sometimes if I wake up, I thought I had an evening meeting.
14:54
And then we have a morning meeting.
14:56
I'm just pop over the road.
14:58
I'm wearing a little.
14:59
But yeah, not the cheapest or most
15:02
planet-friendly company to be spending money at, I realize.
15:06
And good to see you got some exercise in here.
15:09
Oh, yes.
15:10
Yeah.
15:10
So you have been having Starbucks'es and...
15:13
What did I exercise this one for?
15:15
120 New Zealanders.
15:17
All in class pass.
15:19
Class pass.
15:20
I'm not saying you do.
15:21
I've been going to one rebel a lot.
15:23
Nice.
15:23
And I also like rumble the punching one.
15:25
Yeah.
15:26
But I found...
15:28
Found.
15:28
I found.
15:29
Is that even my brother's exit coming in?
15:32
Oh my god, Ben had been here for two months.
15:33
Yeah.
15:34
Found.
15:34
It's so much more expensive here.
15:36
Like I...
15:37
I pretty sure that $120 would have gone on a week.
15:40
Yeah.
15:40
But classes are scarily expensive.
15:42
Yes.
15:43
Are pretty.
15:44
How good is pretty?
15:45
Did I say money at pretty?
15:46
Well, it looks like your car may have declined.
15:48
Wow.
15:51
It's gone in and out.
15:53
Yeah, that might have happened.
15:54
Oh my god, is that what happens when you decline in?
15:56
Well...
15:56
They try and...
15:57
Yeah, they put it back in.
15:59
Yeah, they're like that.
16:00
Yeah, yeah.
16:00
It's a place to decline.
16:02
Yeah.
16:02
It's always slow to see.
16:03
All price?
16:04
$40.
16:06
You'll probably buy me a coffee.
16:07
I think that that was a work meeting.
16:09
Oh yeah.
16:10
Yeah.
16:10
Yeah.
16:11
Must get reimbursed for that.
16:12
I know.
16:13
I know.
16:13
Because they keep doing that.
16:15
And then I forget to get reimbursed.
16:17
And so here, there's a little suspicious...
16:19
Whoa!
16:20
What?
16:21
$220,000 at Whole Foods.
16:25
Girl.
16:26
Oh, that was a big shopping week for me.
16:28
Yeah.
16:28
It could tell.
16:29
Yeah.
16:29
Because that was when I thought,
16:31
actually, if this I need to stop spending so much money out
16:34
and actually start making food at home,
16:37
I get so much enjoyment
16:39
from having organic, beautiful,
16:42
Yeah.
16:42
Fraud juice to make yummy meals.
16:44
Like, I don't know.
16:45
And I think I was maybe having a bit of a skitty week.
16:48
And I was like, oh, I need to start cooking again.
16:50
Yeah.
16:51
I just wanted to find my eating out.
16:52
I just find a solid time in swimming.
16:54
I know it is.
16:55
But I agree.
16:56
When you can cook your own food,
16:58
way beautifully.
16:58
Yeah.
16:59
And last one here.
17:01
$133 pounds.
17:03
Oh, that's a lot.
17:04
That's like 260 bucks on what?
17:08
To a friend.
17:09
Can I say?
17:10
Can I say the name?
17:11
Can I say?
17:12
It's too obvious.
17:12
Where?
17:13
Oh, this is probably you paying the back for Sicily?
17:16
Where is it?
17:17
Oh, yeah, yeah, yeah, yeah.
17:18
That's exactly one of those.
17:19
So, um, you sure?
17:21
Well, so we were in Sicily.
17:22
We used to put wires as you were saying before.
17:24
When you went to Grace, it's very good.
17:26
And, um, there was,
17:29
I thought that I'd settled down and I hadn't.
17:32
And I think, because that was quite late, wasn't it?
17:34
Yeah, I mean, that's six weeks later.
17:38
She's probably like, where is my money?
17:40
I don't even worry about it.
17:41
Yeah.
17:42
No, in the worst part,
17:43
while I tried to, it was a wrong amount.
17:44
So, she had to transfer me back.
17:47
Oh, I'm just the most wise.
17:50
No, it was funny that whole trip.
17:51
It's like, everyone was talking in the messenger,
17:54
in Facebook Messenger.
17:56
And so, it was like, I don't have Facebook.
17:57
So, it was not, of course,
17:58
any of the comms, like, not paying for accommodation,
18:01
paying for the shift, paying for what was quite funny.
18:03
Um, but what I would say, so if it's maybe...
18:06
Oh, it's so giving feedback.
18:07
Yeah, yeah.
18:08
You want my advice?
18:12
All right, hey, what?
18:12
I mean, the transport is a disaster.
18:15
I shouldn't be spending money on all these things.
18:17
It's funny though, but, like, those lines,
18:19
like, they do add up, but, I mean, they're pretty small costs.
18:22
Yeah.
18:22
So, I'm getting a tick of approval for the lines.
18:24
I mean, Marxon's means it's not that expensive.
18:27
Are the whole foods?
18:28
The whole foods is probably the stinger.
18:30
Yeah.
18:30
Maybe try and shop it, but then...
18:32
But that's my favourite shop.
18:33
I know, okay.
18:34
This was probably a good conversation then around,
18:36
what do you value spending money on?
18:38
This is not a hell of a lot of transactions in there for a week,
18:41
to be honest.
18:42
I was getting cash out on the side.
18:44
Are you serious?
18:45
That's actually a very big compliment.
18:47
Oh, very, very big.
18:49
I don't know what that was.
18:53
Well, they're waiting for, like,
18:54
what was she doing?
18:56
It just couldn't be...
18:58
It could be all it was following up with, like, an explanation.
19:02
And one thing, high five, what's more,
19:06
that you transfer big chunks of money in at once,
19:10
which is really, really good out.
19:11
Your hand is weird, gross.
19:13
I just...
19:14
Just wipe my mouth.
19:17
No, I've got a cold coffee in my hand.
19:19
Oh, yeah.
19:19
And it's leaking through into the paper cup.
19:24
Yes, but what I was saying,
19:25
before a high five dual wet hand, was
19:28
that you transfer money in big chunks, which is really good,
19:31
because that means you're paying these fees.
19:34
You know, you're not transferring all the time.
19:35
I thought it was just a sin to do the money anyway.
19:37
It is, but you still get the exchange rate,
19:40
like, cost and stuff.
19:40
So, yeah, no, it is good.
19:42
Do you have any other, like, high five moments for me?
19:45
No, no, it's all, okay.
19:48
Oh, I'll take it.
19:49
Oh, I've got this pop-ins.
19:50
Yeah, is this bakery purchasing them there?
19:52
Yeah.
19:53
What was my total?
19:54
I'd like, not my total weekly spend was.
19:57
I know what yours is, don't you know?
19:59
No.
20:00
Okay, yours was.
20:02
Holy fuck.
20:04
Oh, my God.
20:05
No, this is really...
20:06
I've got a really important terrible giant transaction.
20:09
So, you spent $1,825 on...
20:14
Taylor?
20:14
No, on clothes, I think, on matches.
20:17
Oh, yes, matches.
20:18
I've seen it back.
20:19
Did you buy some clothes?
20:21
Yes.
20:23
Yes.
20:23
No, I was trying bikinis.
20:26
$1,000 was not.
20:27
And some others, like, summer stuff.
20:29
But, I just, like,
20:30
trying to find the comfort of my own home,
20:32
especially bikini.
20:33
So, you just sent it back to different sizes.
20:35
And send it back.
20:36
Which I know it's not good from a carbon footprint point of view.
20:39
No, not right.
20:39
But you didn't keep it.
20:40
No, I definitely didn't keep it.
20:42
I can't afford to keep that.
20:43
Yeah, no.
20:43
Unfortunately, I'd love to spend that much in the juice.
20:45
Very nice.
20:45
Yeah.
20:46
I must say, like, appreciate the feedback.
20:48
I actually feel quite proud of myself
20:50
that you haven't rinsed me so badly.
20:51
I think I rinsed you more.
20:53
You didn't.
20:53
You definitely did.
20:54
I mean, it was a rinsable week.
20:56
Yeah.
20:58
I mean, there's a lot of, like, a non...
21:00
A normally?
21:01
Anomalies in there.
21:02
Yeah.
21:03
I do think what you want.
21:04
Maybe I should bring some tequila in for the next episode.
21:07
I mean, I've got enough bottles.
21:08
Be so fun.
21:09
Yeah.
21:10
Let's do that.
21:11
Yeah, fun.
21:12
One thing you did create recently,
21:14
which I think is actually kind of relevant to what we've just talked about,
21:17
is the money diary that you've got together.
21:20
Because that's basically...
21:22
Maybe you explain what it is.
21:23
Yeah, so the money diary, it's a really great tool.
21:26
It's been out a while ago,
21:28
and we've put it on socials, and I know we've said that.
21:29
In case you missed it, it's probably worth mentioning.
21:31
And it's really good.
21:32
It's like a food diary, write down all your spending
21:35
for the day, for the week, for the month,
21:37
for as long as you can.
21:38
The key is that you write down next to it
21:40
how it made you feel.
21:41
Because there's a little mode
21:42
as you can choose from, right?
21:44
It's a very sad nature to be whatever.
21:47
So like next to budgets,
21:49
you would, where you did your emotional eating.
21:51
Oh, I just had faith.
21:52
Yes, had faith, yeah, yeah.
21:53
Okay, yeah.
21:54
Yeah, didn't make me very happy.
21:56
Yeah, next to my...
21:57
All your spending?
22:00
Would you do a killer?
22:01
It would be the naughty, like, the horny and the magical.
22:02
Yeah, the horny.
22:03
Yeah, horny?
22:04
No, just the horny.
22:05
You know, like the purple horny.
22:06
Yeah, that's what I was...
22:07
Yeah.
22:08
So you write down what you spent your money on,
22:09
and then you have a little drop-down emoji too.
22:13
It's almost like a self-reflection, almost.
22:16
Yeah, it's like a self-reflection on how you felt.
22:19
So I reckon the best way to do it probably
22:21
is actually just do what we did.
22:22
Get a whole wake of your spending.
22:24
Sit down with the money diary.
22:25
Yeah.
22:26
Transfer everything across,
22:27
and then go through and be like,
22:29
I might be having...
22:30
Like, Lyme.
22:30
You've been, oh my gosh, I was stressed.
22:32
That'll be my stress emoji.
22:33
Yeah.
22:33
You know, because I was trying it to a meeting.
22:34
Yeah.
22:35
Class class felt good
22:36
because I was exercising
22:38
and, you know, feeling healthy and well.
22:42
Child bottles of killer.
22:43
Probably a bit stressful.
22:44
No, I mean, it depends, you know,
22:45
probably excited one point,
22:46
and then hung over the next.
22:48
Delivero, not good.
22:49
No, Delivero said.
22:50
Definitely said.
22:53
But we're going to look at
22:55
and do the show now.
22:56
It's a good podcast.
22:57
Yeah.
22:57
So if you haven't tried the money diary,
23:00
give it a go.
23:01
And actually, if you feel comfortable,
23:02
no pressure,
23:04
but would love to hear if you find anything
23:06
up from doing it.
23:06
If you're like, wow, I didn't realize I felt
23:09
like this when I spent money on this.
23:11
And hey, if you want to give this
23:12
what I spent in a week
23:14
ago with your friend of yours,
23:15
it's quite fun.
23:16
Yeah.
23:17
Or a partner, maybe like a new relationship
23:19
or something,
23:19
be quite interesting.
23:20
That's a quite funny.
23:21
Yeah.
23:22
So give it a go.
23:23
I mean, we should be having
23:25
these money conversations.
23:26
We should be talking about what we're spending.
23:27
We shouldn't be ashamed of it.
23:28
I mean, there's some in there
23:29
that I am ashamed of.
23:30
But I'm like, yeah, it's part of me.
23:32
You're also kind of like talking about things.
23:33
I think we'll move some of the shame.
23:35
You know, like, as soon as you're like,
23:36
you have more child bottles of killer
23:38
with a shocker.
23:39
It kind of takes the power of the whole situation away.
23:42
And I do think that's the main problem
23:44
when it comes to talking about money
23:45
is because we don't talk about it.
23:46
That shame increases.
23:47
But if you can just have like a lighthearted conversation
23:49
about it, quite fun.
23:50
Yeah.
23:50
Yeah.
23:51
But do a bit of next time.
23:52
Yeah.
23:53
We'll do.
23:54
We actually should do this again
23:55
and see if either of us improved.
23:57
Yeah.
23:58
And maybe if we go through them,
23:59
I like, did that make you feel happy or sad?
24:01
Yes.
24:01
Did that make you happy or sad?
24:03
Because I think that would be kind of interesting.
24:05
Yeah.
24:05
And I'll make sure there's no deliveries on there.
24:07
Wow.
24:08
They'll just be like, cash out.
24:10
Cash out.
24:10
Yeah.