Inside the Economics of Consumer Lending | Perry Beberman, CFO, Bread Financial
In this episode, Jack is joined by Perry Beberman, CFO of Bread Financial.
For a financial services company built around consumer credit and retail partnerships, growth is inseparable from decisions about risk, customer behavior, and the use of capital. Beberman explains how Bread Financial manages these competing considerations while reshaping its balance sheet, funding structure, and finance capabilities.
He discusses the economics behind co-branded and private-label credit cards, the importance of monitoring changes in consumer spending and repayment patterns, and the productive tension…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.