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New Year, New Intentions: Practical and Powerful Steps for January 1st · Rock My Finances

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Speaker 1: specific financial guidance. Before you make any decisions regarding your
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Speaker 2: Welcome to the Rock My Finances show on k for
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Speaker 2: HD Radio and Talk for TV, where we put the
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Speaker 2: fund in finance joint powerhouse Jeffer josp CDFA CMC and
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Speaker 2: Private Wealth Advisor as she collaborates with you to create clarity,
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Speaker 2: control and confidence with your money, your web. It's not
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Speaker 2: about the zeros, So what is it all about? Let's
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Speaker 2: find out now. Here's your host and weekly friend, Jennifer Jose.
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Speaker 1: Welcome all January first. January first, some of you actually
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Speaker 1: might have a hangover and that's okay. Some of you
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Speaker 1: might have gone to bed early because you're over the
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Speaker 1: New Year's celebration, and that's okay. However we do it,
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Speaker 1: we do it right. Okay. So today I want to
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Speaker 1: let's look at our money, Let's look at our life,
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Speaker 1: Let's look at our year past and our year going forward.
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Speaker 1: I want us to kind of clean up some things,
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Speaker 1: and then I want us to step into the next
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Speaker 1: year feeling really really good. If you've heard any of
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Speaker 1: my episodes before, you know I love the F word feeling. Yes,
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Speaker 1: I do all I do like all the fwards. But
1:52
Speaker 1: today we're going to focus on feelings. Okay. So what
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Speaker 1: I want to think about is what do we do, Like,
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Speaker 1: what's the thing that we can do on January first
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Speaker 1: that can make our life better? So I can share
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Speaker 1: with you how I feel about my life. And I
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Speaker 1: reflect a lot. I actually reflect every day in case
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Speaker 1: I've made mistakes because I'm a little outspoken. Honesty, I
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Speaker 1: know is the best policy, and it kind of looks
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Speaker 1: my foot in my mouth sometimes and sometimes I need
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Speaker 1: to clean it up. As some of my friends have
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Speaker 1: told me, I need more fluff from you. Okay, another
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Speaker 1: effort that I love fluff, meaning I need to. I
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Speaker 1: don't want to say word nice because I'm over women
2:37
Speaker 1: and girls being nice. It's not about being nice, It's
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Speaker 1: about using your verbal education around adjectives and how your
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Speaker 1: people need to hear things. Possibly. Now, I'm also a
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Speaker 1: huge codependent, so I can't change who I am, which
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Speaker 1: I don't want to do that. However, if I do
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Speaker 1: have someone that needs to hear some more from my
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Speaker 1: heart versus my mind and vice versa, I want to
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Speaker 1: make sure that I'm doing that so that I can
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Speaker 1: communicate best. Right. So when my friend tells me I
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Speaker 1: need more fluff, okay, great, So my more fluff is
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Speaker 1: going to be more positive things in the beginning of
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Speaker 1: the conversation, before I start sharing maybe some of my
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Speaker 1: my negative thoughts or feelings that I want to and
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Speaker 1: we say we hold the bucket sometimes, right, We hold
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Speaker 1: the bucket for our friends that need to just kind
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Speaker 1: of get it out now. Therapists are great for that, y'all,
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Speaker 1: and you can pay them money to do that because
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Speaker 1: you don't want to drop all your negativity on all
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Speaker 1: your friends. However, sometimes we need to just hold the
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Speaker 1: bucket for our friends. So January first, I want to
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Speaker 1: look back at my ear. I want to see how
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Speaker 1: I did, what I've accomplished. I think we don't slow
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Speaker 1: down enough to give ourselves credit, especially women. We don't
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Speaker 1: slow down and look at, hey, I did that good.
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Speaker 1: What we do is we say, ah, I didn't accomplish that.
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Speaker 1: I didn't do that. I wanted to do that, and
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Speaker 1: we beat ourselves up quite a bit. So here's your homework.
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Speaker 1: Oh yep, you're all going to get homework. So here's
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Speaker 1: your number one homework list. I would love for you
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Speaker 1: to write down a hundred things that you love before
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Speaker 1: you do any of this other homework and any of
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Speaker 1: these other tips and tricks. My thought behind this is
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Speaker 1: I want you to be in a space of love
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Speaker 1: before you start looking at of everything else. I believe
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Speaker 1: we're either coming from love or fear, and if we're
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Speaker 1: not coming from love, then fear takes a hold of
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Speaker 1: us and we get more negativity and more fears and
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Speaker 1: our past beliefs, maybe in our past abuses and past
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Speaker 1: betrayals that we've had, instead of our wonderful, positive, loving self,
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Speaker 1: the way we should be loving ourself and loving our money.
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Speaker 1: The more we love our money and ourselves, the more
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Speaker 1: money is going to come to us. Because this is
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Speaker 1: all about rocking our finances. These are all the little
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Speaker 1: tips and tricks that we want to do to eventually
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Speaker 1: bring in more of abundance, more prosperity, and more joy
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Speaker 1: in our life. So write down one hundred things that
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Speaker 1: you love, not seventy five things, not twenty things. One
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Speaker 1: hundred things that you love. You might be thinking right now,
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Speaker 1: Holy crap, one hundred things. There's no way, there's no way.
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Speaker 1: I don't even find two things that I love. You
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Speaker 1: also might be on the other end of the stick saying,
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Speaker 1: oh my god, I have a thousand things that I love.
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Speaker 1: That's great. I want you in that loving space. I
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Speaker 1: love hot shower, I love my hot tub. I love
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Speaker 1: my cell phone case. It's all sparkly. I love sparkles.
5:24
Speaker 1: I love purple. I love my pillow. I love a
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Speaker 1: nice cozy white comforter and my bed I'll crawl up
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Speaker 1: into it. I love my cat. We all know we
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Speaker 1: love our family and friends and all of that, so
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Speaker 1: we can add all of that in the hundred if
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Speaker 1: you need that as well. And when we do this,
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Speaker 1: you're going to carry this with you. See if I
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Speaker 1: have my little little sparkle book. Oh, I took it downstairs.
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Speaker 1: Oh it's right here. Here's my sparkle book. I love
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Speaker 1: my sparkle book. I love, love, love it. Now I
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Speaker 1: write this down. I write it down. When we write
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Speaker 1: things down, it goes through both sides of our brain,
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Speaker 1: into our sketch pad of our brain coming out of
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Speaker 1: our hand, and to us writing things down, we remember
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Speaker 1: it better. I always tell my grief clients we want
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Speaker 1: to journal, and even my money coaching clients, we want
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Speaker 1: to write our money story and journal because it gets
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Speaker 1: it out of our body. When we're angry, write an
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Speaker 1: angry letter and then burn it or throw it away,
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Speaker 1: get rid of it. But we got to get that
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Speaker 1: out of our body. And journaling and writing things down
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Speaker 1: is how we do that. So write down one hundred
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Speaker 1: things that you love and keep it by your nightstand.
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Speaker 1: Next thing, write down a list of all of your
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Speaker 1: skills and attributes, everything that you've done well, everything that
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Speaker 1: you love about yourself. I know that's the hard one
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Speaker 1: for a lot of people, but I know you can
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Speaker 1: do it. Even graduate in high school. Right, I graduated
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Speaker 1: high school. I went back to school in my thirties
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Speaker 1: when I had my two kids and got my college degree,
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Speaker 1: so that was a huge accomplishment for me. I also owned,
6:50
Speaker 1: you know, my businesses at the same time. Is it
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Speaker 1: was a lot of work. I love that. I love that.
6:55
Speaker 1: I think about how I that's my cat. Okay, we're all.
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Speaker 1: I love my cat because she's me out good un
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Speaker 1: away good. So that's Luna. Love Luna. She is always
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Speaker 1: a pain when I'm on here. But I go back
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Speaker 1: and think about how I showed up yesterday. Showed up?
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Speaker 1: Is that a word? How I have shown up in
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Speaker 1: the previous day or earlier that day to people. Did
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Speaker 1: I step on anybody's toes? Because I'm very boisterous, outgoing.
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Speaker 1: You know. I can just keep talking and talking and talking,
7:26
Speaker 1: which is why I have a podcast, and it could
7:28
Speaker 1: offend other people. And I'm not malicious that way. But
7:31
Speaker 1: I want to look at me and how I can
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Speaker 1: do me better. Again, A codependent person right from childhood
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Speaker 1: with my raising an alcoholic home. So I don't want
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Speaker 1: to fall into codependent traits and behaviors. That's not what
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Speaker 1: I'm talking about. I'm not talking about putting someone first.
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Speaker 1: I'm just talking about how I could be better for myself.
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Speaker 1: So I've been known to make apologies. I'm sorry if
7:54
Speaker 1: that hurts you. I actually just did it to a
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Speaker 1: girlfriend from a Christmas party because I walked in and said, oh,
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Speaker 1: you don't even want to know how know how to
8:00
Speaker 1: do that? No? No, no, And I was like, Okay, wait
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Speaker 1: a minute, maybe she does. I haven't talked to her
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Speaker 1: in several months. Maybe her life has changed. That's also
8:07
Speaker 1: another little tip. When we have a conversation with somebody
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Speaker 1: and when we know them, especially our family, we leave
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Speaker 1: them and when we come back to them, we pick
8:16
Speaker 1: them up where we left them. But they've experienced a
8:19
Speaker 1: whole life in between the time that we saw them,
8:22
Speaker 1: so they could be different people by then. It could
8:24
Speaker 1: be a year from now at holidays, it could be
8:26
Speaker 1: five years from now, but they're different people, and we
8:30
Speaker 1: tend to pick them up where we left them. So
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Speaker 1: I always want to make sure that I make room
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Speaker 1: for asking my people questions on where they're at now,
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Speaker 1: how are they doing? And that is really really good
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Speaker 1: here for our January first episode, we want to look
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Speaker 1: back at the year, how are we doing? What did
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Speaker 1: we learn about ourselves? How did we become a better person?
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Speaker 1: How did we have more joy? That is what it's
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Speaker 1: all about. I want you to live in joyous every
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Speaker 1: single day as much as possible. Okay, So we're going
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Speaker 1: to reflect back. If you're a business owner or in
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Speaker 1: your position at work, your career, what worked good? Where
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Speaker 1: did I get clients? Where did I make money? How
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Speaker 1: did I get those clients? How did I make that money?
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Speaker 1: Look at all of that. We want to do that again.
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Speaker 1: How did I get a promotion maybe or how did
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Speaker 1: I lose a promotion? And how can I do it
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Speaker 1: better next time? We want to look at reflect on
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Speaker 1: all of that. Now. Some people go away for a
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Speaker 1: couple of days. Some people like I take January first.
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Speaker 1: This year, I'm traveling, so I can't do January first.
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Speaker 1: I'm going to a builtmore hotel. I'm so excited in
9:39
Speaker 1: Ashland in Asheville, North Carolina. So I'm excited for that trip.
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Speaker 1: So I won't be reflecting on January first. I'll be
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Speaker 1: reflecting after that. But I like to reflect back and
9:47
Speaker 1: see where I'm at, see where it's going. I take
9:50
Speaker 1: a business day is separate for me. I take a
9:52
Speaker 1: personal day and a business day. That I actually look
9:55
Speaker 1: at reflecting back. After I do all that, I'm in
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Speaker 1: my ooey oohey, fuzzy, warm, cuddly, fuzzy love space before
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Speaker 1: I look at how the last year wins, so I
10:04
Speaker 1: don't beat myself up, right for maybe not accomplishing all
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Speaker 1: my goals, but maybe some of them. Then I look
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Speaker 1: at all of that. Then I get back in my
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Speaker 1: love oohy, gooey, warm, cuddly fuzzy space around me and
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Speaker 1: myself and how I did good and all of that.
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Speaker 1: Then I project going forward. Okay, now, what do we
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Speaker 1: want the next year to look like? How do I
10:22
Speaker 1: want that? Now? Sometimes a whole year is encompassing for me,
10:25
Speaker 1: and I don't want to do that. So sometimes I
10:27
Speaker 1: break it up to quarters. Sometimes I break it up
10:29
Speaker 1: to months, Like what do I want get done in January?
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Speaker 1: So I'm going to give you some tips and tricks here,
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Speaker 1: and we're going to look at a few things that
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Speaker 1: we can do. I'm a business owner, and so first
10:40
Speaker 1: thing I always want to do with my cars is
10:42
Speaker 1: I want to look at my mileage on January first,
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Speaker 1: or even better December thirty first? What is my mileage
10:50
Speaker 1: on all my cars? Right? I always don't. I don't
10:54
Speaker 1: want to forget that because it changes. Another tip. We
10:56
Speaker 1: can do January first, or pick a date whenever you
11:00
Speaker 1: want to do this, but this will be our annual thing.
11:02
Speaker 1: Change all our smoke detector batteries if you still have those,
11:06
Speaker 1: check our carbon monoxide detectors. Make sure we have all
11:10
Speaker 1: that up to par. Anything around the house that you
11:14
Speaker 1: need to do on an annual basis, put it all
11:17
Speaker 1: in that one day so that that can be your
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Speaker 1: taking care of your house day and really doing that.
11:26
Speaker 1: I just bought a new house this year, and I
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Speaker 1: love my house. She is amazing, Like I love, love
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Speaker 1: love her so much. I want to make sure that
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Speaker 1: I'm taking care of her. Maybe looking at any places
11:36
Speaker 1: that need to be weather proofed. Right, are all of
11:40
Speaker 1: our weather strips working? Are cocking around the sinks and
11:43
Speaker 1: bathtubs and showers? Maybe just even you know, Google chat
11:48
Speaker 1: a checklist for your house? What can I do for
11:51
Speaker 1: annual maintenance around my house? And get that done? One
11:54
Speaker 1: other tip, we love prosperity. We love our stuff. Right,
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Speaker 1: we buy our house a whole all our stuff. Some
12:01
Speaker 1: of us rent a storage unit to rent have more stuff,
12:07
Speaker 1: and we want to make sure that if something happens,
12:09
Speaker 1: then it's protected. So take a video for your insurance
12:12
Speaker 1: company of your house, all your stuff that's in your house,
12:16
Speaker 1: so that you don't have to worry about it. I'm
12:18
Speaker 1: from California, so we have fires, we have earthquakes, we
12:20
Speaker 1: have crap going on in California. Right, we want to
12:23
Speaker 1: make sure that we have all of our good stuff documented.
12:25
Speaker 1: So a video to do that. Don't stress about it.
12:28
Speaker 1: We're just doing maintenance things for our house. Right. Then
12:31
Speaker 1: we upload that to our insurance agency or our cloud.
12:37
Speaker 1: We want it on the cloud. We don't want it
12:39
Speaker 1: in the house, right, We want it someplace that it's safe,
12:41
Speaker 1: so that you can pull that up if needed. Okay,
12:44
Speaker 1: we want to We want to clear our physical or
12:50
Speaker 1: surroundings as well. Here's something that I always forget to
12:54
Speaker 1: do that I've put it on my checklist. Now, purses.
12:57
Speaker 1: Do you all change purses? Men? I don't think you
13:00
Speaker 1: change wallets, do you? But if you change your purse,
13:03
Speaker 1: how many times have you left something in a purse?
13:04
Speaker 1: They're like, oh my god, my favorite pen. Oh my gosh,
13:07
Speaker 1: that's where it's been, right, So clearing out our purses,
13:11
Speaker 1: just going through I have them all hanging on a
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Speaker 1: wall in my closet, which I actually need to buy
13:15
Speaker 1: more hooks for more because I want it more staggered. Okay,
13:18
Speaker 1: all of our to do's right, So I want to
13:20
Speaker 1: clean out all those bags, purses, suitcases, any of that stuff.
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Speaker 1: Pockets of our coats, pockets of my robes. How many
13:27
Speaker 1: times have I left glasses in my robe pocket and
13:31
Speaker 1: I couldn't find for days? My girlfriend Peevlan actually is like,
13:34
Speaker 1: look in your robe pocket. I'm like, ah, yeah, you're right, Okay,
13:37
Speaker 1: we want to clear all that out. Do we have
13:40
Speaker 1: stacks of paper around us? We could have that. That's okay,
13:44
Speaker 1: as long as it's scheduled for our day to go through.
13:48
Speaker 1: I tell you, January is my paperwork month. I'm just
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Speaker 1: moved this year, so I've got a whole month that
13:54
Speaker 1: I'm going to be cleaning things out of. I also
13:57
Speaker 1: like to make it a prey or a point. Every
14:01
Speaker 1: time I'm going through my email, I'm unsubscribing at least
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Speaker 1: five things a day so that I can keep my
14:08
Speaker 1: email on top of it. Sometimes when I'm really tired
14:11
Speaker 1: and I really don't want to do anything, I want
14:12
Speaker 1: to sit down on the couch, I will pull up
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Speaker 1: my inbox and I'll just unsubscribe a bunch of things
14:17
Speaker 1: while I'm sitting down relaxing as well. So we want
14:20
Speaker 1: to put that in our checklist as well. Unsubscribe because
14:23
Speaker 1: I don't know about you, but I get so frustrated
14:25
Speaker 1: when I get stupid emails. Right now, I have not
14:28
Speaker 1: done this, which I really do need to do this,
14:30
Speaker 1: so you guys should do this. Create an email for crap,
14:35
Speaker 1: Just an email for crap. So every time we sign
14:37
Speaker 1: up for something advertisement, stores credit cards, all that, it
14:41
Speaker 1: goes to that email. So you don't care about that email.
14:44
Speaker 1: You can just go in and clear it all out
14:45
Speaker 1: at once. Now, I know we have different tabs. We
14:47
Speaker 1: have primary social promotions, so we have different tabs, which
14:52
Speaker 1: I do enjoy in our emails because then I can
14:54
Speaker 1: just go into that and delete the whole tab. So
14:56
Speaker 1: whatever works for you best, But let's just unsubscribe, you know,
15:00
Speaker 1: five times a day, so that we can get that
15:03
Speaker 1: that inbox cleaned out as well. We want to look
15:07
Speaker 1: at our house. Now this is might be a whole
15:10
Speaker 1: nother subject, but I want to pick up everything in
15:13
Speaker 1: my house and I want to make sure it makes
15:16
Speaker 1: me feel good effort? Does it feel good? Does that
15:19
Speaker 1: feel good? That picture? Does that feel good? I want it?
15:22
Speaker 1: Do those pillows feel good? Does that bedspread feel good?
15:26
Speaker 1: And then if it doesn't, do those flowers sluggle? Whatever
15:28
Speaker 1: it doesn't, we want to put that on our list
15:29
Speaker 1: or to do lists, right, And then what I do
15:32
Speaker 1: is I schedule out for the year things that I'm
15:34
Speaker 1: going to purchase by travel, all my goodie my fun stuff,
15:39
Speaker 1: and I put it in each quarter or each month
15:41
Speaker 1: that I'm going to do that in so that it's
15:43
Speaker 1: out of my head, it's in the document. I'm done
15:46
Speaker 1: with it. I'm excited about it because I just felt it. Remember,
15:49
Speaker 1: our brain doesn't know if it's past, now or present
15:53
Speaker 1: or future. It doesn't know. So when I'm picturing myself
15:57
Speaker 1: with that new bedspread and the new creating in the
16:00
Speaker 1: wall on the wall behind my bed, and the new
16:03
Speaker 1: lights or I need new lamps, I'm like, I'm excited
16:07
Speaker 1: right now. Right My body doesn't know I don't have that.
16:09
Speaker 1: My brain does not know I don't have that. So
16:11
Speaker 1: I just got a free Dobleman and free serotonin by
16:13
Speaker 1: doing all this. So that's really really, really really fun. Okay,
16:17
Speaker 1: financial stuff. We all have financial stuff around the first
16:20
Speaker 1: of the year, right, we want to make sure we
16:22
Speaker 1: download all of our bank statements, download all of our
16:24
Speaker 1: credit card statements, all of our investment statements, and we
16:26
Speaker 1: put it under tax year that year that you're working on,
16:29
Speaker 1: so that that's going to be ready to go when
16:31
Speaker 1: you're ready to do your taxes. Fire extinguishers, if you
16:35
Speaker 1: have at your house, those go bad. Did you know
16:37
Speaker 1: that fire extinguishers go bad? So we want to make
16:39
Speaker 1: sure that our fire extinguishers are up to date. If
16:41
Speaker 1: you're in a relationship or if you're in a business partnership,
16:43
Speaker 1: you want to schedule and money check in with your partner.
16:46
Speaker 1: Let's look back at the year. Let's look back at
16:48
Speaker 1: our finances that last year. How did it go? What
16:51
Speaker 1: do we want to do differently? What worked, what didn't work?
16:54
Speaker 1: What do we want to do moving forward? Definitely want
16:56
Speaker 1: to do that. I love to set intentions for the
16:59
Speaker 1: year coming up. What do I want this year to
17:02
Speaker 1: feel like and to end up doing? What do I
17:05
Speaker 1: want to do like this last year, I bought a house. Okay, great,
17:09
Speaker 1: It took a lot longer to get acclimated after my
17:12
Speaker 1: house than I thought. So next year might be new clients.
17:15
Speaker 1: Next year might be adding to my house. Next year
17:17
Speaker 1: might be travel. My daughter's actually getting married, so next
17:20
Speaker 1: year is the wedding. That's a whole other thing, right,
17:24
Speaker 1: So we want to reflect and plan on what we're doing.
17:27
Speaker 1: What lessons did I learn last year? What lessons did
17:30
Speaker 1: I learn around moving? What did I do good around moving?
17:34
Speaker 1: And what could have done better next time? I'm sure
17:36
Speaker 1: I'll move again, maybe not, Maybe this will be my
17:38
Speaker 1: last move. I don't know. Subscriptions go into I don't
17:42
Speaker 1: know about you, but Amazon that a word, right, Memberships
17:45
Speaker 1: and subscriptions go in there. I know sneaky ones always
17:50
Speaker 1: end up sneaking in there and I end up paying
17:51
Speaker 1: for them for two or three months. And I didn't
17:53
Speaker 1: want to do that, So I would actually check subscriptions
17:56
Speaker 1: and memberships quarterly. Put that in your calendar, like check
18:01
Speaker 1: that cordate, because these things just sneak up, right. We
18:05
Speaker 1: want to magazines, newspapers, anything that we have any of
18:09
Speaker 1: that stuff on. If you don't want to get rid
18:11
Speaker 1: of it, it's a financial relief, it's a drain. You're
18:13
Speaker 1: worried about it, just spend some time doing that. Our
18:16
Speaker 1: body refeel our prescriptions if you have them, our supplements.
18:20
Speaker 1: I've just spent an hour doing my supplements today with
18:23
Speaker 1: my gal doctor Trace. She's amazing. Love her schedule, upcoming
18:28
Speaker 1: appointments that you might need to schedule all of that.
18:32
Speaker 1: We want to make sure that we are aligned with
18:35
Speaker 1: what we are doing. If none of that feels good,
18:38
Speaker 1: don't do it, y'all. Don't do it. Don't feel good.
18:42
Speaker 1: We want it to feel good, and at the same time,
18:45
Speaker 1: we can schedule it. We can put it in our
18:47
Speaker 1: calendar if like, I have clients because I'm a certified
18:50
Speaker 1: money coaches want and a financial advisor, So sometimes my
18:53
Speaker 1: clients don't want to give me their cash flow. They
18:55
Speaker 1: don't want to look at their numbers. It's just so
18:57
Speaker 1: stressful for them. Okay, you have give you a deadline.
19:00
Speaker 1: What feels good to you, two weeks, thirty days, whatever
19:03
Speaker 1: fit that in when it feels good. I have all
19:06
Speaker 1: my clients have a weekly money date. Your money date
19:08
Speaker 1: consists of you getting comfortable whatever feels good to you.
19:12
Speaker 1: Lighten your candle, doing your little meditation, getting your comfy chair.
19:16
Speaker 1: Like my spreadsheet as all purples and pinks because it
19:18
Speaker 1: makes me happy. I want to make sure that everything
19:22
Speaker 1: feels good when I look at it, my app on
19:24
Speaker 1: my phone, like cleaning out your phone and all of that.
19:28
Speaker 1: Like I have little folders in the folders. I am wealth,
19:32
Speaker 1: I am enough, I enjoy fun like I am. I
19:37
Speaker 1: am as a huge statement, right, I am kind, I
19:40
Speaker 1: am prosperous, I am healthy. So I have all these
19:43
Speaker 1: different folders on my phone that I have all these
19:46
Speaker 1: things in, and I want to make sure that all
19:49
Speaker 1: that still fits for this year. I love that. So
19:52
Speaker 1: our money date could be anything around prosperity, anything around
19:55
Speaker 1: money at all. We have that weekly and we want
19:58
Speaker 1: to feel good. I have my rock and roll music play,
20:00
Speaker 1: my calendar's going, I have all that great stuff. Okay,
20:03
Speaker 1: so I'm going to be right back, but you get
20:06
Speaker 1: a quick little commercial break. Don't leave, because I'm going
20:08
Speaker 1: to come back and give you some amazing wrap ups
20:11
Speaker 1: for a boat. Thank you' all. January first, come right back.
20:15
Speaker 2: Wait, the show isn't over yet. There's more fun and
20:18
Speaker 2: finances ahead. Jennifer will be right back as we have
20:21
Speaker 2: a special bonus offer for you right here on Rock
20:24
Speaker 2: My Financers, broadcasting live on K four HD radio and
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Speaker 2: Talk for TV.
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Speaker 1: Hey y'all, it's Jennifer Jos. Are you ready to transform
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Speaker 1: feminine financial freedom. Finally, oh and don't forget to ask
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Speaker 1: me how to say fifty percent? See you add our
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Speaker 1: weekly mastermind.
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Speaker 2: Okay, Rock by Finances on KTHHD and Talk four TV
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Speaker 2: is back once again. Let's put the fun in finance
21:22
Speaker 2: with your host and weekly friend, Jennifer Jos.
21:26
Speaker 1: Okay, I hope you enjoyed that commercial. Rock My Finances
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Speaker 1: Club is really fun. We have a really good time
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Speaker 1: with it, and everybody gets everything that they want to
21:33
Speaker 1: get out of it, which is even a better thing. Right. Okay,
21:36
Speaker 1: So now we have our hundred things that we love.
21:38
Speaker 1: We have our list of our skills and attributes, we
21:41
Speaker 1: have our list of everything we want to take care
21:42
Speaker 1: of around our house. Our cars, our bank accounts, our investments.
21:46
Speaker 1: We want to download all that great stuff. We want
21:49
Speaker 1: to look back at our last year and what we
21:51
Speaker 1: did good, what we could have done better. We want
21:53
Speaker 1: to start focusing on the next year. So we have
21:56
Speaker 1: lots of things to do right now. It's not to
21:59
Speaker 1: stress you out. It's to feel really, really good. We
22:02
Speaker 1: want your next year to be just as good, if
22:06
Speaker 1: not better than last year. So we want to look
22:10
Speaker 1: at this as in a reflection manner and stay on
22:14
Speaker 1: the positive side of things if you can. I don't
22:16
Speaker 1: know if you've done a vision board in the past.
22:18
Speaker 1: I love vision boards because sometimes pictures say it better right.
22:23
Speaker 1: Some people don't like to journal, some people love to journal,
22:26
Speaker 1: so it all depends on what they want to do.
22:29
Speaker 1: What you want to do, what works for you. I
22:31
Speaker 1: also get a new journal every year, so like my
22:34
Speaker 1: Sparkly book, this is a new one. I already started
22:37
Speaker 1: it in December. So my Sparkly book is good for
22:40
Speaker 1: me for right now. So I like to do that.
22:43
Speaker 1: It helps me journal, It helps me write things down,
22:46
Speaker 1: or it helps me figure out what I want to
22:47
Speaker 1: be doing next. How it makes me feel good to
22:51
Speaker 1: pick this up and I am statements are really huge.
22:54
Speaker 1: There's actually an app I think called I am and
22:57
Speaker 1: I am Powerful. I am strong, am I am fun,
23:01
Speaker 1: I am funny, I am stress free, I am prosperous,
23:06
Speaker 1: I am loved, I am loving, I am happy, and
23:12
Speaker 1: I am enough. I am absolutely enough. I wish you
23:17
Speaker 1: all and I am statement in mantra that you can
23:19
Speaker 1: do every morning to make yourself feel better. And please
23:22
Speaker 1: come back every Thursday. Check out our amazing episodes every
23:26
Speaker 1: Thursday ten am Specific one pm Eastern, and check out
23:30
Speaker 1: rock my Finances and all your platforms. See y'all soon.
23:34
Speaker 2: We appreciate you joining us today, and don't forget to
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Speaker 2: subscribe to the rock my Finances YouTube channel for more
23:41
Speaker 2: engagement and bonus content. Tell me what is your money story?
23:46
Speaker 2: Let's find out with Jennifer right here on K four
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Speaker 2: HD Radio and Talk for TV. It's not about the zero,
23:52
Speaker 2: It's about the F word, feelings, feelings. Jennifer can't wait
23:57
Speaker 2: to explore with you next week. Until then, it's all
24:00
Speaker 2: say I rock my Finances