How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy — Banking as Infrastructure
Welcome to Crisis in Perception, where we examine the systems shaping our world.
This episode explores How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy by Mehrsa Baradaran as a systems-level analysis of how public–private banking design influences financial access, inequality, and democratic participation.
By focusing on incentive architecture rather than individuals, the episode clarifies why exclusion persists and how banking operates as civic infrastructure embedded within broader economic and political systems.
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The skinny
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